...= Rs3200. [Ans.] Q.2. What sum of money will amount to Rs3630 in two years at 10% per annum compound interest? Solution : Do yourself [Ans. = Rs3,000] Q.3. Calculate the compound interest for the second year on Rs8,000 invested for 3 years at 10% p.a. Solution : Do yourself. [Ans. = Rs880.] Q.4. At what rate percent p.a. compound interest would Rs80000 amount to Rs88200 in two years, interest being compounded yearly. Also find the amount after 3 years at the above rate of compound interest. Solution : Principal = Rs80000, Amount = Rs88200, Time = 2 years, Rate = ? n = 2. Using, A = P (1 + r/100)n, we get 88200 = 80000 (1 + r/100)2 Or, (1 + r/100)2 = 88200/80000 = 441/400 Or, (1 + r/100) = 21/20 Or, r/100 = 21/20 – 1 = 1/20 Or, r = 1/20×100 = 5% Second part, P = Rs80000, Time = 3 years, n = 3, r = 5%. [Ans.] A = 80000(1 + 5/100)3 = 80000(21/20)(21/20)(21/20) = Rs92610. [Ans.] Q.5. Ramesh invests Rs. 12800 for three years at the rate of 10% per annum compound interest. Find : i. The sum due to Ramesh at the end of the first year. ii. The interest he earns for the second year. iii. The total amount due to him at the end of the third year. Solution : Principal = Rs. 12800, Rate = 10%. Interest for one year = (PRT)/100 = (12800 × 10 × 1) / 100 = Rs. 1280. i. Sum due after one year = 12800 + 1280 = Rs. 14080.[Ans.] ii. Interest for 2 ndyear = (14080 × 10 × 1) / 100 = Rs. 1408. Amount after 2 nd year = Rs. 14080 +...
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...Brenda Sue Ard AB/140 Section 13 Unit 2- Management Theories Janice Kurth The four management theories, which are behavioral, system, contingency and classical approach all have one purpose. The purpose of the four systems being how we go about getting the most out of our workers so we can make the most money. We must remember that employees are not just people that we see for eight hours a day. We as managers must see them as individuals and not just employees. All four of these approaches are good tools for managers but when it comes to one being better than the other is I believe it depends on each individual person or organization. Out of the four theories, I would have to say the classical approach seems to be the least concerned with its human needs and too mechanistic. Although I can appreciate Taylors viewpoint the classical approach just seems to time consuming and needs to focus more on the laborers. I do agree with Taylor that by matching each employee’s ability with a certain task will result in a better output. The behavior approach tries to understand employee’s behavior and motivate them toward achievement. The contingency theory just kind of goes with the flow and depends on the individual and environmental situation. The system approach is a set of sections or parts that work together to achieve a common goal. The contingency and behavioral approach focuses more on the laborers whereas the system and classical approach focus on the grand scheme...
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...company aims to bring in its in-house expertise in the construction business gained over the last 30 years to the advantage of its customers and deliver value for money. ETA CARS (Computerized Auto Repairs & Services, LLC) is an ISO 9001:2000 Certified Company basedinDubai,UAE. Established in the Year 1978 marked a single most important landmark in the automotive care business and was the first automobile garage to introduce Computer Technology whose multiple functions brings out the hidden maladies and problematic areas of automobiles that comes in for check up. It belongs to the ETA-ASCON Group and Al Ghurair Group of Companies who are the most revered and leading business house in the UAE. The ETA Group network encompasses 140 Branches and Associate Offices in 21 Countries employing over...
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...prospects in 2013: Australia’s gap year? februAry 2013 national CEo survEy: Principal contact person for this report: Julie Toth Chief Economist THE AUSTRALIAN INDUSTRY GROUP Direct Tel: (03) 9867 0124 Julie.Toth@aigroup.asn.au This report was produced with financial support from the Government of Australia’s Productivity, Education and Training (PET) Fund. © THE AUSTRALIAN INDUSTRY GROUP, 2013 The copyright in this work is owned by the publisher, The Australian Industry Group, 51 Walker Street, North Sydney NSW 2060. All rights reserved. No part of this work covered by copyright may be reproduced or copied in any form or by any means (graphic, electronic or mechanical) without the written permission of the publisher. ISBN 978-1-921768-44-6 2 Ai Group National CEO Survey 2013 Business prospects in 2013 Australian Industry Group National CEO Survey Business prospects in 2013: Australia's gap year? Ai Group National CEO Survey 2013 Business prospects in 2013 3 Key messages Business prospects in 2013: Australia's gap year? The Australian economy is going through significant change, with multiple, long-term forces restructuring our economy (such as global growth shifts and our own demographic changes), and ongoing challenges in our immediate outlook (such as the high Australian dollar and our relatively high business cost base). Recent drivers of growth are waning, with capital investment by the mining industry due to peak soon and federal and state government investment already...
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...Forecasting Why forecast? Features Common to all Forecasts • Conditions in the past will continue in the future • Rarely perfect • Forecasts for groups tend to be more accurate than forecasts for individuals • Forecast accuracy declines as time horizon increases Elements of a Good Forecast • Timely • Accurate • Reliable (should work consistently) • Forecast expressed in meaningful units • Communicated in writing • Simple to understand and use Steps in Forecasting Process • Determine purpose of the forecast • Establish a time horizon • Select forecasting technique • Gather and analyze the appropriate data • Prepare the forecast • Monitor the forecast Types of Forecasts • Qualitative o Judgment and opinion o Sales force o Consumer surveys o Delphi technique • Quantitative o Regression and Correlation (associative) o Time series Forecasts Based on Time Series Data • What is Time Series? • Components (behavior) of Time Series data o Trend o Cycle o Seasonal o Irregular o Random variations Naïve Methods Naïve Forecast – uses a single previous value of a time series as the basis of a forecast. [pic] Techniques for Averaging • What is the purpose of averaging? • Common Averaging Techniques o Moving Averages o Exponential smoothing ...
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...Forecasting Why forecast? Features Common to all Forecasts • Conditions in the past will continue in the future • Rarely perfect • Forecasts for groups tend to be more accurate than forecasts for individuals • Forecast accuracy declines as time horizon increases Elements of a Good Forecast • Timely • Accurate • Reliable (should work consistently) • Forecast expressed in meaningful units • Communicated in writing • Simple to understand and use Steps in Forecasting Process • Determine purpose of the forecast • Establish a time horizon • Select forecasting technique • Gather and analyze the appropriate data • Prepare the forecast • Monitor the forecast Types of Forecasts • Qualitative o Judgment and opinion o Sales force o Consumer surveys o Delphi technique • Quantitative o Regression and Correlation (associative) o Time series Forecasts Based on Time Series Data • What is Time Series? • Components (behavior) of Time Series data o Trend o Cycle o Seasonal o Irregular o Random variations Naïve Methods Naïve Forecast – uses a single previous value of a time series as the basis of a forecast. [pic] Techniques for Averaging • What is the purpose of averaging? • Common Averaging Techniques ...
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...Spray Up Process for the Manufacture of an Acrylic Bathtub Method Used: Vacuum Forming and Spray Up Presented By: LAURA URENA 1 Bathtub Manufacturing Using Spray up Technique 2 Table of Contents I. II. Open Mold: Spray Up. Major advantages………………………….4 Sheet metal forming for mold……………………………………….….5 III. IV. V. VI. VII. VIII. IX. Mold Release……………………………………………………………………..6 Vacuum forming molding..………………………………………………..7 Spray up process description……………………………………………10 Materials and equipment used………………………………….…….13 Technical drawings ………………………………………………………...17 Cost analysis…………………………………………………………………….19 Video………………………………………………………………………………..20 X. References……………………………………………………………….…….21 3 Open Mold: Spray Up Fibre is chopped in a hand-held gun and fed into a spray of catalyzed resin directed at the mould. With open molding, the gel coat and laminate are exposed to the atmosphere during the fabrication process. The selection of this technique for the manufacture of the bathtub was because the feasibility that open mold methods allows such as: Most appropriate technique based on the costs of tooling due to the single cavity mold of fiberglass used for the size of the part 30x35x18 in. Portable equipment permits on-site fabrication. This technique enable the manufacturing of hot bathtubs that requires different types of reinforcement able to tolerate heat and load. 4 Sheet Metal for Bathtub Mold Injection mold is a technique used for the manufacture of bathtubs. For...
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...B.: 1)Attempt any Four Questions 2)All questions carries equal marks. (A). (1).Mr. Nimish holds the following portfolio. (10 marks) Share Beta Investment Alpha 0.9 Rs.12, 00,000 Beta 1.5 Rs. 3, 50,000 Carrot 1.0 Rs. 1, 00,000 What is the expected rate of return on his portfolio, if the risk rate is 7 per cent and the expected return on the market portfolio is 16 per cent? (A). (2). A share is selling for Rs.60 on which a dividend of Rs.4 per share is expected at the end of the year. The expected market price after dividend declaration is to be Rs.70. Compute the following: - (10 marks) i) The return on investment ® in shares. ii) Dividend yield iii) Capital Gain Yield (B) DIC Ltd. provides the following data: (20 marks) Comparative trial balance March 31 year 2 March 31 year 1 Increase(Decrease) Debit Balance 20 10 10 Cash Rs.190 Rs. 90 Rs.100 Working capital (other than cash) 100 200 (100) Investment (Long term) 500 400 100 Building and equipment 40 50 (10) Total 850 750 100 Credit Accumulated Depreciation 200 160 40 Bonds 150 100 50 Reserves 350 350 --- Equity Shares 150 140 10 Total 850 750 100 Income...
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...Appendix A.1 A.2 A.3 A.4 A.5 A.6 A.7 A.8 A.9 A.10 A.11 A.12 A.13 A.14 A.15 A.16 A.17 A.18 A.19 A.20 A.21 Directory of base SI terms and derivatives. (From GOA report CED 78-128, Oct 20, 1978. With permission.) Engineering Values of Some Important Constants. Normal Volumetric Analysis of Atmospheric Air. (From Product and Reference Book, D00–143, 2003–2004. With permission of Leybold Vacuum Company.) Values of Product C* of Mean Free Path l. (From Product and Reference Book, D00– 142, 2003–2004. With permission of Leybold Vacuum Company.) Altitude and Atmospheric Pressures. (From Compressed Air and Gas Data, 33–154, 155. With permission of Ingersol-Rand Company Limited.) Weight of Water per Cubic Foot of Air at Various Temperatures as a Percent of Saturation (based on atmospheric pressure of 14.7 lbs ab [101.33kPa abs]). (From Compressed Air and Gas Data, 33–119. With permission of Ingersol-Rand Company Limited.) Noise Intensity Levels. (From Jewett, J.W. and Serway R.A., Physics for Scientists and Engineers (with PhysicsNow and InfoTrac) 6th edition, copyright 2004. Reprinted with permission of Brooks=Cole, a division of Thomas Learning.) Vapor-pressure (boiling point) curves of common refrigerants. (From King, G.R., Modern Refridgeration Practice, McGraw Hill Company, 53, 1971. With permission.) Vapor pressure of water vapor at varying temperatures. (From King, G.R, Modern Refrigeration Practice, McGraw Hill Company, 31, 1971. Vapor-pressure curves between triple...
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...Mr. Nimish holds the following portfolio. (10 marks) Share Beta Investment Alpha 0.9 Rs.12, 00,000 Beta 1.5 Rs. 3, 50,000 Carrot 1.0 Rs. 1, 00,000 What is the expected rate of return on his portfolio, if the risk rate is 7 per cent and the expected return on the market portfolio is 16 per cent? (A). (2). A share is selling for Rs.60 on which a dividend of Rs.4 per share is expected at the end of the year. The expected market price after dividend declaration is to be Rs.70. Compute the following: - (10 marks) (i) The return on investment ® in shares. (ii) Dividend yield (iii) Capital Gain Yield (B) DIC Ltd. provides the following data: (20 marks) Comparative trial balance March 31 year 2 March 31 year 1 Increase(Decrease) Debit Balance 20 10 10 Cash Rs.190 Rs. 90 Rs.100 Working capital (other than cash) 100 200 (100) Investment (Long term) 500 400 100 Building and equipment 40 50 (10) Total 850 750 100 Credit Accumulated Depreciation 200 160 40 Bonds 150 100 50 Reserves 350 350 --- Equity Shares 150 140 10 3 Total 850 750 100 Income Statement For the period ending March 31, year 2 (Amount in Rs lakh) Sales Rs.1000 Cost of Goods Sold 500 Selling Expense Rs.50 Administrative Expenses 50 100 Operating Income 400 Other charges Gain on sale of building and equipment Rs 5 Loss on sale of investments (10) Interest (6) Taxes (189) (200) Net Income after taxes 200 Notes:...
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...force per unit area to structural members that are subjected to external forces and/or induced forces. Stress is the lead to accurately describe and predict the elastic deformation of a body. Simple stress can be classified as normal stress, shear stress, and bearing stress. Normal stress develops when a force is applied perpendicular to the cross-sectional area of the material. If the force is going to pull the material, the stress is said to be tensile stress and compressive stress develops when the material is being compressed by two opposing forces. Shear stress is developed if the applied force is parallel to the resisting area. Example is the bolt that holds the tension rod in its anchor. Another condition of shearing is when we twist a bar along its longitudinal axis. This type of shearing is called torsion and covered in Chapter 3. Another type of simple stress is the bearing stress, it is the contact pressure between two bodies. Suspension bridges are good example of structures that carry these stresses. The weight of the vehicle is carried by the bridge deck and passes the force to the stringers (vertical cables), which in turn, supported by the main suspension cables. The suspension cables then transferred the force into bridge towers. Normal Stress Stress Stress is the expression of force applied to a unit area of surface. It is measured in psi (English unit) or in MPa (SI unit). Another unit of stress which is not commonly used is the dynes (cgs unit). Stress...
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...Grade Boundaries Edexcel GCE AS/A level and Applied GCE June 2014 Understanding our Edexcel GCE AS level, A level, and Applied GCE grade boundaries This document shows the grade boundaries for our modular Edexcel GCE AS and A levels and Applied GCE qualifications. For each set of grade boundaries, the maximum number of available marks is also shown. For individual units, maximum marks and boundaries are shown for both the raw and uniform (UMS) mark scales. Maximum marks and grade boundaries for the overall qualification (the ‘cash-in’) are only shown in UMS marks. Where grade boundaries are greyed out for a particular unit, there are no grade boundaries available. This may be because: the unit was not available in this exam session ● no one took the unit in this exam session. ● Some units have more than one set of grade boundaries because more than one version of the paper was taken. Where the paper title is followed by “Paper 01R”, the paper was sat in countries more than 5 hours ahead of the UK. Definition of terms A grade boundary is the minimum mark at which a letter grade can be achieved. For example, if the grade boundary for a B is 60 marks, then 60 is the minimum mark at which a B can be achieved. A mark of 59 would therefore be a C grade. For modular qualifications, assessments can be taken in various exam sessions throughout the duration of the course. For linear qualifications, all assessments must be taken in the same exam session. A raw mark is the actual mark...
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...Number Mathematics A Paper 2 (Calculator) Foundation Tier Friday 13 June 2014 – Morning Time: 1 hour 45 minutes Paper Reference 1MA0/2F You must have: Ruler graduated in centimetres and millimetres, protractor, pair of compasses, pen, HB pencil, eraser, calculator. Tracing paper may be used. Total Marks Instructions Use black ink or ball-point pen. Fill in the boxes at the top of this page with your name, centre number and candidate number. Answer all questions. Answer the questions in the spaces provided – there may be more space than you need. Calculators may be used. If your calculator does not have a button, take the value of to be 3.142 unless the question instructs otherwise. Information The total mark for this paper is 100 The marks for each question are shown in brackets – use this as a guide as to how much time to spend on each question. Questions labelled with an asterisk (*) are ones where the quality of your written communication will be assessed. Advice Read each question carefully before you start to answer it. Keep an eye on the time. Try to answer every question. Check your answers if you have time at the end. Turn over P43380A ©2014 Pearson Education Ltd. 5/5/6/c2/ *P43380A0132* GCSE Mathematics 1MA0 Formulae: Foundation Tier You must not write on this formulae page. Anything you write on this formulae page will gain NO credit. a Area of trapezium = 1 2 (a + b)h h b Volume of...
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...2013 – the key numbers ..................................................................................... 2 List of Figures Figure 1 Australian rainfall 1 Jan 2013 - 31 Dec 2013 .................................................. 4 Figure 2 Managed goat flock ......................................................................................... 4 Figure 3 Australian goat slaughter ................................................................................. 4 Figure 4 Export OTH goat prices ................................................................................... 4 Figure 5 Goat production by state ................................................................................ 5 Figure 6 Australian goatmeat production .................................................................... 5 Figure 7 Australian average goat carcase weights .................................................... 5 Figure 8 Australian goatmeat exports and values ...................................................... 6 Figure 9 Australian goatmeat exports to North America .......................................... 8 Figure 10 A$ against US$ ................................................................................................ 8 Figure 11 Export values to North America .................................................................... 8 Figure 12 Goat meat export unit values to Malaysia .................................................. 9 Figure 13 Australian goatmeat exports...
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...CHAPTER 2 BASIC REAL ESTATE ECONOMICS INTRODUCTION REAL ESTATE DEMAND REAL ESTATE DEMAND CONCEPTS DEMAND SENSITIVITY TO PRICE/RENT CHANGES: PRICE ELASTICITY OF DEMAND Impact of Actual Price Changes vs Expected Price Changes EXOGENOUS DETERMINANTS OF REAL ESTATE DEMAND MEASURING CHANGES IN REAL ESTATE DEMAND: ABSORPTION CONCEPTS THE SUPPLY OF REAL ESTATE REAL ESTATE SUPPLY CONCEPTS The Long-Run Aggregate Supply: Is it Relevant? The Short-Run Aggregate Supply New Construction NEW CONSTRUCTION BEHAVIOR What Determines New Construction? REAL ESTATE PRICE ADJUSTMENTS PRICE DETERMINATION MECHANISM LONG-RUN VS SHORT-RUN PRICE ADJUSTMENTS THE STOCK-FLOW MODEL: A FORECASTING TOOL ASSESSING DEMAND-SUPPLY IMBALANCES DEMAND-SUPPLY INTERACTIONS: MARKET INEFFICIENCIES ASSESSING THE EXTENT OF DISEQUILIBRIUM: POPULAR/SIMPLISTIC MEASURES Construction Minus Net Absorption (C-AB) Nominal Vacancy Rate (V) ADVANCED MEASURES/METHODOLOGIES Nominal vs Structural Vacancy (V-V*) Prevailing Rent vs Implicit Equilibrium Rent (R-R*) CHAPTER SUMMARY QUESTIONS REFERENCES AND ADDITIONAL READINGS - 30 - INTRODUCTION Urban real estate markets may be peculiar and idiosyncratic in a number of respects, but they still obey some basic economic principles: the principles of demand and supply. In what follows, we are going to elaborate on some basic/generic demand and supply concepts and demonstrate how they determine market prices. The premise is that supply and...
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