...When having a child even at a young age its important to get them on a sleeping schedule. A case studied tested of 1,138 children sleep duration pattern measured at age’s 2.5 years and every year after that until 6 years old. The sleeping pattern can be a risk factor to obesity in children with environmental factors controlled. According to Touchette et al.’s (2008) “the relationship between sleep duration patterns and BMI was tested using multivariate logistic regression models to control for potentially confounding factors”. The results of this studied showed 4 sleep duration patterns shown through out the children. These four sleeping duration patterns according to Touchette et al.’s (2008), “short persistent (5.2%), short increasing (4.7%),...
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...manufactures sportswear and equipment. This report uses a survey design where a questionnaire or an opinion survey is the data collection instrument. Ethical consumerism is influenced by several factors some of which are, the quality of the products, advertisements, brand image and the moral value that users attach to different products. Corporate social responsibility and appropriate advertising are some of the activities that improve ethical consumerism. The data collected in this study is analyzed and presented in tables and figures. Contents Executive Summary 2 List of Tables 4 List of Figures 5 1.0 Background of the Study 6 1.1 Introduction 6 2.0 Literature Review 6 2.1 Overview of Ethical consumerism 6 2.2 Review of Adidas Company 9 2.2.1 Adidas Mission, Vision and Values 10 3.0 Methodology 12 4.0 Results of Survey 12 4.1 Response rate 12 4.2 Price of Adidas products 13 4.3 Quality of Adidas products 15 4.4 Brand Image of Adidas 16 4.5 Convenience for purchasing Adidas products 17 4.6 Attractiveness of Adidas products 18 4.7 Usefulness of Adidas Products 19 4.8 Advertisement for Adidas products 20 4.9 Ethical Values attached to Adidas products 21 5.0 Conclusion 22 6.0 Recommedations 22 Reference List 24 Questionnaire 25 List of Tables Table 4.1 Response Rate……………………………………………………………………13 Table 4.2 Price of Adidas...
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...Salem Telephone Company Case Study 1. Variable Expenses with respect to revenue hours: Power expense, hourly personnel salaries expense. Fixed expenses with respect to revenue hours: Rent, custodial services, computer leases, maintenance, depreciation of computer equipment and office equipment and fixtures, operations salaried staff, systems development and maintenance, administration, and sales, sales promotions, corporate services. 2. Units: dollars per hour January February March Power expense 4.7 4.7 4.7 personnel salaries expense 24 24 24 Total Variable cost per revenue hour 28.7 28.7 28.7 3. Income statement for Salem Data Services From the article, I know that intracompany work was billed at $400 per hour, and commercial sales were billed at $800 per hour. So, intracompany contribution margin: $400-$28.7= $371.3/hr Commercial contribution margin: $800-$28.7=$771.3/hr Sales revenue $192,400 Variable cost $9844.1 Contribution margin $182,555.9 Fixed cost $212,939 Net loss ($30,383.1) 4. Revenue = Variable Costs + Fixed Costs 205(400) + X (800) =(X+205) (28.7) +212,939 X= 177.39 commercial hours sold to break-even 5. Original March: P= Net Income= ($23,700) For option 1: P=205(400)+1000(96.6)-301.6(28.7) -212,939= -42,994.92 For option 2: P=205(400) +600(179.4)-384.4(28.7) -212,939= -34,331.28 For option 3: P=205(400) +800(179.4)-384.4(28.7) -212,939 = 1548.72 In conclusion, for option1 and 2, both will decrease in net income. For option3, net income will increase to a benefit...
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...plants for protease enzyme Protease has been extracted from various plant samples and assayed for enzyme activity using standard protocols as mentioned in materials and methods. Table 1 shows the specific activity of the various plant sources studied. 4.2 Partial Purification of protease isolated from O. basilicum O. basilicum (Basil) extract was partially purified by various downstreaming techniques mentioned below. 4.2.1 Ammonium sulphate precipitation...
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...ITIL Study Guide | | | | ITILFND01 Service Management as a practice The purpose of this unit is to help the candidate to define Service and to comprehend and explain the concept of Service Management as a practice. 01-1. Describe the concept of Good Practice (SS 1.2.2) 01-2. Define and explain the concept of a Service (SS 2.2.1) 01-3. Define and explain the concept of Service Management (SS 2.1) 01-4. Functions and Processes (SS 2.3, 2.6.1, SD 2.3, SD 3.6.4, ST 2.3, SO 2.3, 3.1, CSI 2.3) 01-5. Explain the process model and the characteristics of processes (SD 2.3.2, 3.6.4) The recommended study period for this unit is minimum 45 minutes ITILFND02 The Service Lifecycle The purpose of this unit is to help the candidate to understand the value of the Service Lifecycle, how the processes integrate with each other, throughout the Lifecycle and explain the objectives and business value for each phase in the Lifecycle 02-2. Structure, scope, components and interfaces of the Service Lifecycle (SS 1.2.3 All ) 02-3. Account for the main goals and objectives of Service Strategy (SS 1.3) 02-4. Account for the main goals and objectives of Service Design (SD 2.4.1, SD 3.1) 02-5. Briefly explain what value Service Design provides to the business (SD 2.4.3) 02-6. Account for the main goals and objectives of Service Transition (ST 2.4.1) 02-7. Briefly explain what value Service Transition provides to the business (ST 2.4.3) 02-8. Account for the main goals and...
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...Case Studies in Finance Case 5: Chrysler Ratio Analysis Before Chysler merged to become DaimlerChrysler AG, they were presented with a takeover bid of $55 per share by MGM billionaire Kirk Kerkorian and former Chrysler chairman Lee Iacocca. Kirk Kerkorian was a stockholder in Chrysler and an experienced takeover financier who apparently found Chrysler to be a good buy. Chrysler rejected the offer, however, stating that the firm was not for sale. Further, many Wall Street experts felt that Kerkorian could not come up with the $20 billion necessary to complete the deal. After Chrysler rejected Kirk Kerkorian's bid of $55 per share, Kerkorian decided to have his people repeat the analysis of the firm's financial performance over the two most recent years to determine if he should increase his bid in this friendly takeover attempt. To measure the financial performance of Chrysler over the past two years, key financial ratios will have to be computed and compared with industry averages. To help in this endeavor, Chrysler's financial statements are found on the following pages. Chrysler Corporation's Balance Sheet for the year ending December 31 (in millions) This Last year year Assets Current Assets Cash and cash equivalents $ 5,543 $ 5,145 Marketable securities $ 2,582 $ 3,226 Accounts receivable $ 2,003 $ 1,695 Inventories...
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...garments in different styles to its customers, branded garment companies that have their own retail stores allocated across the world, who then resell to the end consumers. Company X has the capability to produce the products but does not have the tools or right channel to sell to the end consumers. In order to sell to the end consumer, Company X would need to promote its products through advertisement, and has the right distribution centres for its products to reach the end consumer, which Company X does not have, or have no intention to achieve this at that point. Hence we can conclude that Company X is taking a business to business market approach. Baines et al (2011, p.28) pointed out that “in a business to business marketing activity, it revolves around the need to develop strong prospect for a company’s product and service.”. Company X is taking a business to business market approach, and its main objective is to develop sustainable relationships with existing customers by focusing on better pricing and prompt delivery. Company X’s marketing strategy focuses more on customer orientation rather than competitor competition. It...
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...Case Study #1. Salem Telephone Company 1. Variable expenses: Power (the more hours sold, the more energy consumed) The hourly personnel (operations) works only when the computers are in operation Fixed expenses: The rent has to be paid despite any level of production ($8,000 monthly) The custodial services depend on Salem Telephone's estimated space, they are independent from the revenue of the Company The computer leases were acquired to run the business (before it was actually started up) The maintenance is necessary even when you do not produce/sell anything The deprecation depends on the number of years not on the number of hours sold Operations: salaried stuff consists of the six people necessary to run the center (the number of people remains the same) Systems development and maintenance the system needs to be developed and maintained constantly to keep the work in process Administration: the salaries are paid on a fixed regular basis Sales promotion: there is a certain amount of money that has been allocated on advertising Corporate services are independent from revenue (are obtained when needed) Sales (should equal an estimated amount) 2 2. January 1,576 7.896 329 4.7 March 4,485 7,584 316 4.7 February 1,697 8,664 361 4.7 24 24 24 28.7 Power Hourly personnel Total Rev. hours VC/Revenue hour (Power) VC/ Revenue hour (personnel) Total Variable Cost/ hour 28.7 28.7 Variable cost per revenue hour...
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...Salem Telephone Co Case Study #2 Overview: Salem Telephone Company (STC) is a telephone company who is regulated by the state Public Service Commission. The state Public Service Commission encouraged public utilities under its jurisdiction to seek new sources of revenue and profits. This would reduce the need for rate increase that higher costs would otherwise bring. The company formed an agreement with the state Public Service Commission to create a subsidiary. Thus Salem Data Services (SDS) was created to perform data processing for the telephone company and sell computer products and services to other companies and organizations. The separation between the companies is because STC was a regulated utility and SDS is an unregulated company. The only restriction the state Public Service Commission had was the average monthly charges for services provided by SDS to STC is not to exceed $82,000. This was the estimated cost of equivalent services used by STC in the year 2000. With retaining the separation between the two companies all accounts of SDS were separated from STC. Lastly, each company paid the other for services from the other. During April 2004 the president of STC, Peter Flores met with SDS’s manager Cynthia Wu to discuss the condition of the company. SDS currently has yet to have a profitable month, but Wu feels the company is progressing well and needed more time to show profits. This raised a concern for Flores. Also, in 2003 STC’s income was at an all-time...
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...MACROECONOMICS ASSIGNMENT-1 CASE STUDY: INDIA’S LABOUR MARKET The labour market trend which is a cause for concern The number of unemployed people remains relatively high, both in urban as well as rural areas, with urban areas showing greater unemployment in numbers, possibly due to inadequate employment planning in urban areas. Also, low Labour Force Participation Rate (LFPR) in both rural and urban economies for the age group 18-29 is also a trend that causes concern. These are areas are critical since they indicate (a) degree of growth in number of jobs in both rural and urban areas, and, (b) employability of youth in the prime working age group A critical perspective on the trend The number of unemployed people in India remains relatively high, with an average unemployment rate of 4.7% by UPS approach. The UPS measure includes, in the definition of employment and workforce, both principal and subsidiary status activities. This measure, therefore, includes not just regular employment, but also employment in the unorganized sector. We should expect that improvements in principal status employment or household well-being can and should lead to reductions in subsidiary employment. The absence of individuals from each group is for different reasons and has different social implications. For the population under the age of 24, the low participation in the workforce may be attributed to their attending school. This feature, though sharp in both males and females between...
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...Sociological Research, vol. 50, no. 6, November–December 2011, pp. 17–31. © 2011 M.E. Sharpe, Inc. All rights reserved. ISSN 1061–0154/2011 $9.50 + 0.00. DOI 10.2753/SOR1061-0154500602 G.P. Bessokirnaia The Dynamics of Workers’ Values and Labor Motives (2003–2007) Research on workers in Russia shows that attitudes toward work are strongly influenced by conditions in the workplace, and that this is the case for both males and females. The dynamics of the core values of everyday activities and labor motives of Moscow workers in the 1990s [1], and changes in the basic life values and motives of workers in the period 1990–2003 [2], were the subject of studies the author conducted in collaboration with V.D. Patrushev [3, pp. 77–99], to whose memory I dedicate this article. The present author carried out a comparative analysis of the basic life values and labor motives of workers in Pskov in 1995–2007 [4]. This article presents the results of the analysis of the dynamics of the values and labor motives of workers during a relatively stable period of the development of Russian society, during a period of economic growth. The surveys of workers were carried out in the same machine-building plants in Briansk, Pskov, and Kirov in 2003 and 2007.1 All three cities are oblast centers of regions that, according to the classification devised English translation © 2011 M.E. Sharpe, Inc., from the Russian text © 2010 the author. “Dinamika tsennosti i motivov truda rabochikh (2003–7...
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...infrastructure is the primary factor that determines economic growth and development. (E.A.,2010) Countries that has successful outcome prove that good infrastructure is significant to move people, goods, services that upgrades economic activities. Eliminating...
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...Financial Institutions Center Commercial Bank Risk Management: an Analysis of the Process by Anthony M. Santomero 95-11-C THE WHARTON FINANCIAL INSTITUTIONS CENTER The Wharton Financial Institutions Center provides a multi-disciplinary research approach to the problems and opportunities facing the financial services industry in its search for competitive excellence. The Center's research focuses on the issues related to managing risk at the firm level as well as ways to improve productivity and performance. The Center fosters the development of a community of faculty, visiting scholars and Ph.D. candidates whose research interests complement and support the mission of the Center. The Center works closely with industry executives and practitioners to ensure that its research is informed by the operating realities and competitive demands facing industry participants as they pursue competitive excellence. Copies of the working papers summarized here are available from the Center. If you would like to learn more about the Center or become a member of our research community, please let us know of your interest. Anthony M. Santomero Director The Working Paper Series is made possible by a generous grant from the Alfred P. Sloan Foundation Commercial Bank Risk Management: An Analysis of the Process 1 This Version: February 28, 1997 Abstract: Throughout the past year, on-site visits to financial service firms were conducted to review and evaluate their financial...
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...Financial Institutions Center Commercial Bank Risk Management: an Analysis of the Process by Anthony M. Santomero 95-11-C THE WHARTON FINANCIAL INSTITUTIONS CENTER The Wharton Financial Institutions Center provides a multi-disciplinary research approach to the problems and opportunities facing the financial services industry in its search for competitive excellence. The Center's research focuses on the issues related to managing risk at the firm level as well as ways to improve productivity and performance. The Center fosters the development of a community of faculty, visiting scholars and Ph.D. candidates whose research interests complement and support the mission of the Center. The Center works closely with industry executives and practitioners to ensure that its research is informed by the operating realities and competitive demands facing industry participants as they pursue competitive excellence. Copies of the working papers summarized here are available from the Center. If you would like to learn more about the Center or become a member of our research community, please let us know of your interest. Anthony M. Santomero Director The Working Paper Series is made possible by a generous grant from the Alfred P. Sloan Foundation Commercial Bank Risk Management: An Analysis of the Process 1 This Version: February 28, 1997 Abstract: Throughout the past year, on-site visits to financial service firms were conducted to review and evaluate their financial...
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...It is designed as Chapter one. It is devoted primarily to justifying the research work. Accordingly, the following headings are discussed: Background of the Study, Statement of the study, Objectives of the study, Research Questions, Significance of the study, Scope and Limitation(s), Definition of terms and the Organization of the study or Chapters 1.1 Background of the Study The Rural Banking concept was introduced in the mid-1970s. The motives were to mobilize savings from the rural areas and in turn make institutional credit available to the Rural Economy. The need for improved financial intermediation in the rural economy became paramount because of the non-availability of formal institutions and the fact that most rural dwellers are engaged in agriculture. Agriculture is the mainstay of the Ghanaian economy and until recently the largest contributor to GDP. (Yahiya, research Dept. of BOG, 2013) Despite the potential resources existing in the rural areas, farmers and small entrepreneurs lack the required institutional credit to play the expected meaningful role in the Economy. The peasant farmer had to rely on informal operators such as Mobile Bankers locally known as Susu Collectors, and self-help groups and money lenders for his credit needs. These creditors charge exorbitant interest rates which, in most cases, aggravates the poverty state of the borrowers. The bank of Ghana, in a bid to take care of the credit and other financial needs of the rural people, therefore...
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