...Advice that Changed “You’re in pain,” said Eric Thomas, “Why not get a reward from it?” Was something a man said to me through a video. I might not know him personally; he might not know I even exist, but this single piece of advice has changed my life completely. I now understand the values of obstacles. Things that have been blindsided by me for years. Why should I go through years of pointless and meaningless tasks, and not reap a reward from it? What is the point of living if I’m not going make the best of it? The world is full of excellent advice. Eric Thomas’s advice is very good, but there are also many other pieces of advice people have give me. Tai Lopez, Reza Mokhtarian, and Cody Sperber; has also given me excellent pieces of advice that have changed my life. Their advice has completely shaped how my mind thinks. I am always looking for different opportunities, and evaluating different paths I could take in life....
Words: 864 - Pages: 4
...About AMP AMP has been helping Australians take control of their financial futures and own their tomorrows for over 160 years. Founded in 1849, AMP has played a substantial role in shaping modern Australia and New Zealand by helping millions of customers build financial security, providing protection for families and assets, and financing property and infrastructure projects. By delivering the right balance of security and performance, AMP helps its customers and clients own their tomorrows through: * financial planning and advice * superannuation, retirement income and other investment products for individuals * superannuation services for business and employer-sponsored schemes * income protection, disability, general and life insurance * selected banking products * investment including shares fixed interest, property and infrastructure About AMP AMP has been helping Australians take control of their financial futures and own their tomorrows for over 160 years. Founded in 1849, AMP has played a substantial role in shaping modern Australia and New Zealand by helping millions of customers build financial security, providing protection for families and assets, and financing property and infrastructure projects. By delivering the right balance of security and performance, AMP helps its customers and clients own their tomorrows through: * financial planning and advice * superannuation, retirement income and other investment products for individuals ...
Words: 575 - Pages: 3
...How to choose a major Any individual caring for the future comes to the point when the need of choosing an education and career paths takes place. Even though we want to have our dream job, studying provides a number of opportunities, as well as some knowledge and skills that might be useful and providing us a good job for the life we want to build in the future. I already chose my major so I will try to be more specific on how to choose it by describing each step so you can succeed in choosing it easily. As starting to think about choosing a major, the first step to take is consulting with someone that knows you and has a good career is a good thing to do. It can be anyone; parents, a friend or relatives. Someone that you trust and know his/her advices will be good for you, just go with it. Of course when it comes to the point you have to make a decision for the future, all of us think about which will be the best. Discussing all the thoughts and possible majors and listening to other advices can make you feel secure and having better ideas for your future major. For example, the person you are consulting can make you questions to help you think better such as: what are you interested in or passionate about? What kind of work do you want to do? What kind of life do you want to lead? In my opinion, parents are the ones who can give advices and of course those kinds of questions can make the mind think about a possible and guaranteed major to succeed. After that, the...
Words: 832 - Pages: 4
...------------------------------------------------- ------------------------------------------------- Pre-Business Plan: ------------------------------------------------- Market Information Survey Instructions ------------------------------------------------- (7 to be completed) ------------------------------------------------- The philosophy behind these Market Surveys is to allow you to test drive what it feels like to be a Financial Representative as close as we can without you actually advising prospects. Secondly, and more importantly, it offers the opportunity for you to test your courage and commitment to the markets that you want to impact. * Please complete 7 surveys with the following people that live near your hometown with people that you know, a mutual acquaintance. * Please complete at least one survey with a referral: * Your parent(s)/guardian * Business Owner * Married Couple * College Student * Retiree or 55 + * Professor/personal advisor/coach * Single, young, professional * We prefer that these surveys are conducted face-to-face. (If you are away at school, please conduct over the phone or via Skype or webchat) * Before starting the surveys, please read over the questions to familiarize yourself with them. * Expectation: acquire at least 21 referrals (favorable introductions). Please be aware that any referrals that you get over 21 would be beneficial to you in this...
Words: 3918 - Pages: 16
...Making a success of your business Essential checklists sponsored by sponsored by With more than 64,000 small and midsize customers worldwide, SAP is a leading provider of business applications and an established and highly successful player in the small and midsize enterprise (SME) market. SAP offers a broad and innovative solution portfolio for small businesses and midsize companies to meet the heterogeneous demands of SME customers. SAP solutions for small businesses and midsize companies include SAP(r) Business One, a single integrated application for successfully managing small businesses; SAP(r) Business ByDesign(tm), the software industry’s most complete, integrated and adaptable on-demand solution for midsize companies; and SAP(r) Business All-in-One, a customizable and extensible solution for midsize companies with deep industry best practices built in. Sold, implemented and maintained through SAP and an expanding network of qualified partners, all of the solutions are competitively priced, easy and quick to implement and scalable to customers’ growing business needs. The SAP solutions specifically designed for SMEs help enable small businesses and midsize companies to lower operating costs, improve operational excellence, gain better business insight and control, and grow their businesses flexibly. Additional information is available at www.sap.com/sme Chartered Management Accountants are the first choice for financially qualified business leaders. The Chartered...
Words: 5458 - Pages: 22
...Write about the adult or adults who strongly influence your present life and will influence your future career decision. Be sure to comment on how you feel about their influence. Everyone has an influence and people make everyday decisions based on these influences whether they know it or not. The adult who strongly influences my present life and will influence my future career decision is a very good friend of mine named Billy, who is nineteen. This influence of mine gives me motivation to do and be better, critical feedback, and tips and advice. Homer Hickam is motivated by his teacher, Miss Riley, to follow through with his dream and accomplish the most he can. Similar to my life, my influence motivates me to do better and accomplish as much as I can. Billy never gives up on me no matter how many mistakes I make, he believes I’ll be better, for example in school. Billy wasn’t a straight A student and prioritized school while he was in school but, he makes sure I do all my homework no matter how small it was. He expects big things from me in the future just like Miss Riley’s high expectation from Homer in the future. Today, Homer is a former NASA engineer so hopefully I’ll be just as successful with the guidance from my influence. Billy is a very smart person and is particularly good at visualizing and noticing small key things. Billy does not directly tell me whether I did a good job but the thought of me doing something perfectly right satisfies me because...
Words: 1085 - Pages: 5
...Proverbs give short and understandable advice about how we should live our lives. Sometimes two proverbs can be contradictory but also gives good advice. While the first quote (“Early to bed and early to rise makes a man healthy, wealthy, and wise”) suggests a life that is calm, regular, and controlled, the second proverb (“Eat, drink and be merry, for tomorrow we may die”) suggests a so called “YOLO”, you only live once, approach to life. The first proverb, “Eat drink and be merry” comes from the Bible. The passage tells us that enjoyment of life is a critical part of life. Because we never will know when "the reaper" will come for us, one way to celebrate is to enjoy the pleasures of life. Life is made for enjoyment, and we must remember to appreciate what we have. The second proverb (“Early to bed”) comes from Ben Franklin. He was a scientist, and a writer. All of these had to be done in the pre-industrial society. That is why he always had to get an early start in the day, and pack each day full of virtuous work. He preferred to give up short-term gratification in favor of longer-term goals. "Early to bed" means to plan ahead. The reason to go to bed early is because the person is thinking about the next day. The difference between these two proverbs might be how one thinks their life will play out. If someone expects to live a long life, then it would make sense to plan ahead. Many people already do that. They work hard, advance in their careers, save for retirement,...
Words: 558 - Pages: 3
... Connect with Consumers Value Added Services: The Next Wave 2 PwC Executive Summary Traditionally, speed has been considered as limiting factor in growth of value added services. The ongoing roll-out of 3G and BWA services could potentially address this gap. India is a young nation with over 64% of its citizens below the age of 34 years and with literacy rate of around 80% amongst the age group of 1524 years. The nation’s growth and employment opportunities have made the younger generation mobile with the rising income. Though current VAS adoption is limited to select set of services, this combination of age, income and people’s mobility promises a great future. We, in this report, through a primary market survey, attempt to highlight the issues that are holding back the growth of Mobile VAS in India and map future consumer preferences. Our market research covers consumers across SEC A, SEC B and SEC C. This report also assesses the current state of VAS ecosystem and how it will evolve. The report evaluates the challenges faced by different stakeholders in VAS ecosystem and how each of them should react to be able to succeed in this new environment. Population Pyramid - India 2010 Source: US Census Bureau VAS adoption in India will spur due to positive demography, growing middle class and increasing spending power of people at the bottom of the pyramid. Connect with Consumer - Value Added Services 3 VAS: Way Forward Executive Summary Page 03 Page 43 Tax Imperatives...
Words: 10058 - Pages: 41
...Investment banking is the field of banking that helps companies acquire funds. In addition to the acquisition of new funds, investment banking also offers advice for a wide range of transactions that companies may engage in. Through investment banking, an institution generates funds in two separate ways. They may draw on public funds through the capital market by selling stock in their company, and they may also seek out venture capital or private equity in exchange for a stake in their company. An investment banking firm also does a large amount of consulting. Investment bankers give companies advice on mergers and acquisitions, for example. They also track the market in order to give advice on when to make public offerings and how best to manage the business' public assets. Some of the consultative activities investment banking firms engage in overlap with those of a private brokerage, as they will often give buy-and-sell advice to the companies they represent. The line between investment banking and other forms of banking has blurred in recent years, as deregulation allows banking institutions to take on more and more sectors. With the advent of mega-banks which operate at a number of levels, many of the services often associated with investment banking are being made available to clients who would otherwise be too small to make their business profitable. Investment banks, by nature, have higher risk tolerance levels than do commercial banks. The principal reason for this...
Words: 621 - Pages: 3
...Advice is usually given out throughout the course of our lives, however, when departing university, the best advice is given in preparation for adulthood. Mary Schmich’s ‘Wear Sunscreen’ (1997) and David Foster Wallace’s ‘This is Water’ (2009) are both unconventional commencement speeches which as a result have caused these speeches to gain great popularity. Despite these similarities, they both have different ways of presenting their non-traditional advice. Schmich conveys multiple points of life advice in a very concise way, whereas Wallace focus’ on the importance of the paying attention and learning how to think. This comparison of ‘Wear Sunscreen’ and ‘This is Water’, shows that audiences can have very positive reactions by bending a speech...
Words: 833 - Pages: 4
...national financial planning organisation who offers a full range of financial services to a wide variety of clients. Vision Statement “We provide financial planning services through a national network of Adviser Practices staffed by qualified financial planners. Our advisers are dedicated to helping you to secure your financial future and achieve your lifestyle choices. We develop a deep understanding of your needs and risk profile before delivering tailored solutions to your wealth creation problems. Our goal is to work together with you on your journey over your lifetime. As one of Australia’s most respected financial planning groups, our Financial delivers unique and appropriate solutions for the creation and management of wealth.” Due to the fact that the company has not published a Vision Statement, the above passage has been taken off the WB website to analyse as such. As can be seen it is directed toward clients rather than at employees of the company but still gives a broad directional indication to managers of where to direct their operations. Overall as a vision statement the above does not provide the motivation and future direction that a properly worded vision statement can and is meant to provide. The vision is forward-looking and directional in that it gives employees an idea of what services they are to provide. It also delivers feasible objectives for employees to work towards. However, as a vision statement it is not memorable due to the...
Words: 2705 - Pages: 11
...Pensions Finance Midterm Review OAFS 1. Summarise the three scenarios, identified by the World Economic Forum in its report on the twin challenges of longevity and healthcare. Provide your assessment of Canadian policy response towards increasing longevity and healthcare costs in light of these scenarios. Answer: Winners and the rest(High individual responsibility): - Highly global growth largely driven by emerging economies - Employers provide benefits but shift cost/risk to employees - Improved benefits for a few, but not all - Social attitude:individualism We are in this together(High collective accountability): - Medium global growth - Employers provide benefits and share cost/risk with employees - New risk-sharing pension arrangements - Social cohesion and solidarity You are on your own(Low individual responsibility): - Prolonged recession - Employers reduce benefits and shift cost/risk to employees - Acceleration of DB to DC - Minimal social security provision the value of hiring mature workers includes lower turnover rates, higher levels of employee engagement and higher skill levels particularly basic skills like math, reading and writing. Three key requirements to maximize the opportunities presented by ageing: - Effective collaboration among key stakeholders -Transformational change in thinking is required. Thinking towards incentive structures that reward long-term planning...
Words: 2120 - Pages: 9
...Although there are many historical figures Chris Kyle is one of the most legendary historical figures that have ever existed. Chris Kyle saved more lives than anyone could ever now. Though Chris Kyle’s life was taken from him, if I could go back to the day he died, then I would give him some advice. My first piece of advice is, I would tell Chris that he should be careful with whom his acquaintances are. If Chris is careful about who he hangs out with then he won’t have to worry about getting hurt. Chris died because of someone he thought was his friend, but his so called friend revolted against Chris and it cost both Chris and his other friend their life. If Chris was more cautious about his acquaintances than he and his friend might be...
Words: 451 - Pages: 2
...On September 18, last Friday, Chelsea Clinton, Bill Clinton’s daughter, spoke at Horace Mann Magnet Middle School in Arkansas. She spoke about a book she read, “50 Simple Things Kids Can Do to Save the Earth.” She said that the book helped her start trying to save the planet, and it inspired her. In this speech, I am going to tell you about the three pieces of advice I have for middle school. My first piece of advice is that you should work hard. For example, working hard will pay off at the end, whether it means getting an extra hour of sleep or getting an “A” on an assignment. When you work hard, you will be able to work more efficiently, which means you will get less homework or you will finish homework faster. Even though working hard...
Words: 455 - Pages: 2
...Relationship Advice Dear Jamie Thank you for writing me with regard to the issue of whether to stick with a long-distance relationship. According to your letter, you have been with your boyfriend for two years and the last year you were in a long-distance relationship. Due to your graduation program, you might have to be in a long-distance relationship for two more years. Thus, you are struggling with the idea that whether to stick with the relationship or not. From my point of view, I suggest you keep your relationship and make more effort to maintain it. To support this idea, I will explain the reason for the maintenance and include some advice for you. The reason why I suggest you keep the relation bases on the lecture note of the sexualities and relationships course. According to the note, whether a long-distance relationship will work depends on: how long the separation is; how established the relationship already is; how serious the relationship is; expectations of each other; strengths/ weaknesses of each other; past experiences with long-distance (Long-Distance Relationship Lecture Notes, 03/20/2013). What I am going to talk about are the time of separation, the previous establishment of the relationship, how serious the relationship is and your expectations, which are relevant to your letter. Firstly, in your letter, you told me that you would have a two-year graduation program but you haven’t told me what your boyfriend’s future plan is. As the note showed, the long-distance...
Words: 1057 - Pages: 5
