...SLUM REDEVELOPMENT - POST PANSHET FLOODS OF 1961 Sejal Nagori 50. The Panshet dam disaster in 1961 redefined the city’s geography, wiped out the modest Pune settings in peth . Nearly half of Poona City was under six feet of water today as the swollen Mutha River completely washed away the earthen Panshet Dam and made a 100-foot breach in the Khadakvasla Dam. The first wave came in the forenoon when the raging river destroyed the Panshet Dam. Another mass of water cascaded into the city when the Khadakvasla Dam gave way in the afternoon. The failure of the dam occurred because of the breach that developed in Panshet Dam, upstream of the Khadkawasla reservoir. The upstream dam released a tremendous volume of water into the downstream reservoir at a time when the Khadkawasla reservoir was already full, with the gates discharging at near full capacity. This caused overtopping of the dam because inflow was much above the design flood. The entire length of the dam spilling 2.7 m of water. Vibration of the structure was reported, as the incoming flood was battering the dam. Failure occurred within four hours of the visiting flood waters. The gushing flood water rendered homeless hundreds of families in just a few hours, besides damaging popular landmarks of that time like the then newly reconstructed LAKDI PUL (SAMBHAJI BRIDGE) and OMKARESHWAR TEMPLE to name a few,” . The top of the STATUE of RANI LAXMIBAI OF JHANSI on JM Road was visible while rest was completely submerged in flood...
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...DEMAND AND SUPPLY FOR HOUSING The determination of prices in local and regional housing markets is a classic example of microeconomics in action! We are seeing the interaction between buyer and seller with prices being offered and agreed before a final transaction is made. In this section we focus on the demand and supply side factors that determine the value of properties in a market. Each housing transaction in the UK depends on a) The price that the seller is willing to agree for their property with the prospective buyer b) The actual price that the buyer is willing and able to pay. Buyers place offers for a property that the seller can either accept or reject A Sellers’ Market When the market demand for properties in a particular area is high and when there is a shortage of good quality properties (i.e. supply is scarce) then the balance of power in the market shifts towards the seller. This is because there is likely to be excess demand in the market for good properties. Sellers can wait for offers on their property to reach (or exceed) their minimum selling price. A Buyers’ Market Conversely when demand both for new and older housing is weak and when there is a glut of properties available on the market, then the power switches to potential buyers. They have a much wider choice of housing available and they should be able to negotiate a price that is lower than the published price. When the demand for houses in a particular area increases (perhaps because...
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...A PROJECT REPORT ON FLAT SCHEMES : BUILDERS’ AND CUSTOMERS ‘ POINT OF VIEW Submitted to SINHGAD INSTITUTE OF MANAGEMENT In partial fulfilment of the course Master of Business Administration MBA Semester I Submitted by Raj R.Deshpande (F - 06) Ruchika Khairkar (F - 17) Nitin Patil (F - 35) Sayali Sane (F – 44) Under the guidance of Project guide- Prof. Mangalgouri R. Deshmukh ACKNOWLEDGEMENT The project topic would not have seen the light of the day without the whole-hearted support of our guide Prof. Mangalgouri R. Deshmukh. We admire her infinite patience and understanding that she guided us in a field we had no previous experience. We are grateful to her for having faith in us. Ma’am also guided us through the essence of time management, need of efficient organization, presentation skills and how vital it is for a management student to think from a research perspective. Whenever we approached her, she explained the concepts lucidly, so that it would be simplified and be vivid in our minds. We are running short of words to express our gratitude for the support and faith that all the members of Sinhgad Institute of Management, have shown in us. Last but not the least; we thank all the authors of various research papers and articles who have provided us directions in this domain. Their research contributions have assisted us in...
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...ANALYSIS OF REAL ESTATE SECTOR IN INDIA REPORT SUBMITTED TO Dr. Dennis Raj Kumar Submitted by (GROUP-9) Lavanya Sriharshini Vinod Varun Ashok P Manju harsha Pramit CONTENTS CHAPTER NO. | CHAPTER NAME | PAGE NO. | | ABSTRACT | 3 | 1 | INTRODUCTION | 4 | 2 | MARKET STRUCTURE | 6 | 3 | ANALYSIS OF INDIAN REAL ESTATE IN HOUSING SECTOR | 11 | 4 | PRICING STRATEGIES | 16 | 5 | ADVERTISING STRATEGIES | 19 | 6 | FINANCIAL ANALYSIS OF INDIAN REAL ESTATE COMPANIES | 21 | 7 | FUTURE OUTLOOK OF REAL ESTATE | 32 | | CONCLUSION | 35 | | REFERENCES | 36 | ABSTRACT EXECUTIVE SUMMARY: Real estate sector in India is assumed greater heights with the labor migration, liberalization of economy which led to raise for commercial and housing space.2012 was very sluggish year in terms of growth where GDP contribution of real estate declined from 10.6% to 6.5% due to raise in input cost, high lending rates which impacted sales as a result of inflation. Real estate sector is described as cyclic moments in terms of price over a period of time which caused fluctuations in commercial and residential markets. This resulted in change in economic policies of Indian market environment. The change in macro-economic factors such as GDP, employment rate, population growth, House hold disposal income, stock market values, Price to income ratio, Net rental yield, Household debt service ratio, interest rate / mortgage rate, demand supply...
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...Introduction Gyan Sangam meaning Knowledge Confluence was a two-day retreat for banks and financial institutions which was held in Pune, to address a key issue that has plagued Indian public sector banks, the gap in performance between themselves and their private sector counterparts. It was attended by the Prime Minister, Finance Minister and Reserve Bank Governor. “There is disparity in private sector banks and PSBs. It is in this context that we need to rethink the strategy in PSBs and that is why we have come to this conclave. Facts about Gyan Sangam 1) Finance Minister Arun Jaitley, RBI Governor Raghuram Rajan and top financial experts will also be interacting with the bankers at the retreat. 2) The retreat is being organised to find out "what has gone wrong and what should be done both by banks as well as by the government to improve and consolidate the position of PSBs (public sector banks)". 3) Asset quality & recovery: The increase in bad debts of banks has been a big worry for the government. Total stressed asset in banks rose up to 10.7 per cent of assets as of September 2014, according to RBI data. Analysts say that the load of bad debts is affecting the banks' ability to lend and it might impact the economic recovery process. The bankers also want inadequacies in legal system to be resolved to help the loan recovery process. 4) Financial inclusion: The bankers would be deliberating on financial inclusion, which has been a focus area of the government...
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...outsourcing industry in India is one of the most visible outcomes of globalization, stimulated by the spread of modern Information Communication and Entertainment Technologies (ICETs) and the restructuring of global capitalism since the 1980s (Upadhya, 2006). Consequent to these reforms phenomenon, key cities in India are in the midst of restructuring space, in terms of both use and form. The Liberalization, Privatization and Globalization (LPG) policies of the government of India and opening up of FDI in real estate sector have brought a big boom in the development of large scale private townships variously known as Integrated, NRI or High-Tech townships. These kind of townships are coming up on the peripheral areas of large cities like Mumbai, Pune, Delhi, Gurgaon, Chennai, Hyderabad, Ahmedabad and Bangalore occupying areas up to 1000 acres and beyond. Rapid urban growth, marked by the number of million-plus cities increasing from 23 in 1991 to 35 in 2001, has led to the problems of urban sprawl, unregulated ribbon development, increasing problems of inadequate urban infrastructure and deteriorating quality of urban livability. The lack of planning that characterizes most suburban growth has resulted in higher transportation costs in terms of money, time and inconvenience for suburban residents, in higher public sector costs, in undesirable land use patterns and in the inadequate supply...
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...is to deeply analyze the Real Estate Industry in India. Our Analysis includes Demand and Supply in the real estate market, Production and Cost analysis, Consumer behavior effect on demand and costs. We have further analyzed the Market structure of Real Estate Industry and the different strategies about by different players. During our Analysis we have taken DLF infrastructure as an illustration to reflect some concepts, facts and figures about Real Estate Industry. * * * Introduction * The Real Estate Sector in India The real estate sector in India is flourishing rapidly with a growth rate of 30 percent each year. About 80 percent of the real estate development in India has been in the field of residential housing. The remaining 20 percent of the real estate includes office, shopping malls, entertainment centers, hotels, multiplexes and hospitals. India’s booming outsourcing business industry and consumption-led growth are contributing significantly to its real estate growth. The outsourcing business houses including call centers, technical consultancy services, and medical transcription units and programming houses constituted around 10 million square feet of real estate growth in India till 2003. In last couple of years the share of commercial sector in the overall real estate growth has been more prominent. Considering the advantages...
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...A TERM PAPER ONReal Estate Financing | | A TERM PAPER ONReal Estate Financing | | Contents Real Estate Sector in India 2 Role of Government in Real Estate Financing 3 What is a REIT? 3 REIT in India 4 Impact of Government Measures on Real Estate Financing 5 Why would Real Estate Finance work in India 7 Affordable Housing: 7 Smart City Investment Opportunity: 8 Smaller Tier 2 and Tier 3 Cities Offering Immense Growth Potentials: 8 Tier 2 and tier 3 cities have been offering far more real estate projects leading to a pan India growth. Some of the biggest real estate companies are focusing on smaller centers offering investment opportunities galore. With real estate prices in the metropolitan cities getting stagnant to an extent, expect for projects located the new industrial corridors the smaller centers are offering a great opportunity for both investors and real estate manufacturing companies 8 Tax Exemption 8 Available Space 9 The South Asian country has top quality office space of about 350 million square feet across its six biggest cit0ies, according to Jones Lang LaSalle Inc. Of this, about 100 million square feet are potentially available for REIT listings, which could be valued at as much as $9 billion, the broker estimates.The combined debt of India’s six largest developers climbed to a record 394 billion rupees in the 12 months through March 31, more than double the 158.8 billion rupees in 2007, according to data compiled by...
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...Reserve Bank of India RESERVE BANK OF INDIA www.rbi.org.in ž¸¸£·¸ú¡¸ ¹£ö¸¨¸Ä ¤Îˆ RBI Central Office Building, Mumbai RESERVE BANK OF INDIA www.rbi.org.in ž¸¸£·¸ú¡¸ ¹£ö¸¨¸Ä ¤Îˆ 2 Contents Overview: Who We Are � Celebrating Our Platinum Jubilee � The Reserve Bank: Tradition and Change � Celebrating 75 years: Highlights Organisation and Structure: How We Operate � Management and Structure Main Activities: What We Do � Monetary Authority � Issuer of Currency � Banker and Debt Manager to Government � Banker to Banks � Regulator of the Banking System � Manager of Foreign Exchange � Regulator and Supervisor of the Payment and Settlement Systems � Developmental Role Research, Data and Knowledge Sharing: How We Communicate � Communicating with the Public � RBI Publications Addressing Current and Future Challenges Customer Service: How Can We Help You? 3 4 5 6 8 9 11 12 15 18 20 22 24 26 28 31 32 33 34 36 Overview: Who We Are The Reserve Bank of India (RBI) is the nation’s central bank Since 1935, when we began operations, we have stood at the centre of India’s financial system, with a fundamental commitment to maintaining the nation’s monetary and financial stability. 3 From ensuring stability of interest and exchange rates to providing liquidity and an adequate supply of currency and credit for the real sector; from ensuring bank penetration and safety of depositors’ funds to promoting and developing financial institutions and markets, the...
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... TATA MOTORS Introduction: Tata Motors Limited (formerly TELCO, short for Tata Engineering and Locomotive Company) is an Indian multinational automotive manufacturing company headquartered in Mumbai, Maharashtra, India and a subsidiary of the Tata Group. Its products include passenger cars, trucks, vans, coaches, buses, construction equipment and military vehicles. It is the world's seventeenth-largest motor vehicle manufacturing company, fourth-largest truck manufacturer and second-largest bus manufacturer by volume. Tata Motors has auto manufacturing and assembly plants in Jamshedpur, Pantnagar, Lucknow, Sanand, Dharwad and Pune in India, as well as in Argentina, South Africa, Thailand and the United Kingdom. It has research and development centres in Pune, Jamshedpur, Lucknow and Dharwad, India, and in South Korea, Spain, and the United Kingdom. Tata Motors' principal subsidiaries include the British premium car maker Jaguar Land Rover (the maker of Jaguar, Land Rover and Range Rover cars) and the South Korean commercial vehicle manufacturer Tata Daewoo. Tata Motors has a bus manufacturing joint venture with Marcopolo S.A. (Tata Marcopolo), a construction equipment manufacturing joint venture with Hitachi (Tata Hitachi Construction Machinery), and a joint venture with Fiat which manufactures automotive components and Fiat and Tata branded vehicles. Founded in 1945 as a manufacturer of locomotives, the company manufactured its...
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...India. Valued at around INR 39 Billion, this industry segment is expected to clock growth rates of about 8 to 10 % [1]. The industry follows an oligopoly market structure and hence the players have similar pricing and limited brand premium. The big 4 in this industry, (viz Everest Industries Limited, Hyderabad Industries Limited, Ramco Industries Limited and Visaka Industries Ltd.,) cover about 70% of the market capacity. a. Growth Drivers Along with the growth in the overall roofing market, the Fibre Cement Sheet market is growing on count of the following factors: a) Increased Income in rural areas: gradual shift from thatched roof. b) Growing government impetus for affordable rural housing c) Advancements in technology, making it a viable alternative to traditional housing material like clay tiles. d) Increasing warehousing requirements in urban, semi-urban centers. e) Increasing urbanization of India, as shown by the rapid increase in the number of towns. (Census towns in India grew from 1362 in 2001 to 3894 in 2011.) 2. Segmentation Though FCS was primarily used for industrial purposes, increase in the production volume, along with ease of access has transformed this into a retail product. The users for FCS can be grouped as per their common needs, as outlined below: Figure 1: FCS Roofing Solutions: User We have identified the following pen-profiles based on degree of need and their sensitivity to costs...
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...Since 1945 Bajaj Auto Limited 3rd Annual Report 2009-10 Bajaj Auto Limited 3rd Annual Report 2009-10 Pulsar- AME 2010 Most E cient Use of Branded Content Discover DTS-i Kawasaki Ninja 250R CNBC Overdrive 2010 Bike of the Year CNBC Overdrive 2010 Storyboard Auto Commercial of the Year (Bike) Kawasaki Ninja 250R ET NOW Zigwheels Award 2009 250cc Bike of the Year Kawasaki Ninja 250R Business Standard Motoring 2010 Motoring Bike of the Year Kawasaki Ninja 250R IMOTY 2010 Indian Motorcycle of the Year Pulsar Mania E e Awards 2009 Category: Consumer Durables Recent awards for our products Kawasaki Ninja 250R NDTV Pro t Car & Bike Awards 2010 Two Wheeler of the Year Bajaj Auto NDTV Pro t Car & Bike Awards 2010 Best Integrated Campaign 2 Wheeler Kawasaki Ninja 250R NDTV Pro t Car & Bike Awards 2010 Motorcycle of the Year up to 250cc CONTENTS Management Team ............................................................................................................................................... 3 Chairman’s Letter ................................................................................................................................................... 4 Management Discussion and Analysis .......................................................................................................... 7 Corporate Governance ...................................................................................................................
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...the Financial position of the clients, their capability to repay the loan and the actual Credit required by them for their business. During this project another main task was to identify the Pre – Sanction and the Sanction Process of LOANS. The study is grounded on the analysis of Financial Reports of the Clients. My study also included how working in the district and what is there performance there. 2.1 INTRODUCATION OF THE SYUDY Decision about housing is among the most important financial decision most of the people ever have to make. Buying a home is a major commitment, and home payments take a big chunk of the family budget. In 1970s, home payments took about one-quarter of a family’s take-home pay. People bring about 1/3rd of their salary to their home now. Home ownership has a number of advantages over renting. Mortgage payments are like “force savings”, making one’s house an investment, not just a place to live. He may have better quality of life if he buys instead of renting. He can do whatever he wants to the house and free to improve or change it to suit his needs. He may enjoy more privacy if he owns his own home. He will have...
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...Industry Profile Introduction: Construction is the process of creating and building infrastructure or a facility. It differs from manufacturing in that manufacturing typically involves mass production of similar items without a designated purchaser and construction is typically done on location for a known client. Construction as an industry is six to nine percent of the gross domestic product of developed countries. Construction starts with planning, design, and financing and continues until the project is built and ready for use. Large scale construction is a feat of human multitasking. A Project manager normally manages the job, and a construction manager, design engineer, construction engineer or project architect supervises it. For the successful execution of a project, effective planning is essential. Those involved with the design and execution of the infrastructure in question must consider the zoning requirements, the environmental impact of the job, the successful scheduling, budgeting, construction site safety, availability and transportation of building materials, logistics, inconvenience to the public caused by construction delays and bidding, etc. Types of CONSTRUCTION: In general, there are three sectors of construction: buildings, infrastructure and industrial. Building construction is usually further divided into residential and non-residential (commercial/institutional). Infrastructure is often called heavy/highway, heavy civil or heavy engineering. It includes...
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...GRE-EN-ERGY The Journey to Sustainability. [pic] By Vijeta Kavethkar Green energy is the need of the hour to sustain our energy requirements. Green energy includes natural energetic processes that can be harnessed with little pollution. Anaerobic digestion, geothermal power, wind power, small-scale hydropower, solar energy, biomass power, tidal power, wave power, and some forms of nuclear power (ones which are able to "burn" nuclear waste through a process known as nuclear transmutation, such as an Integral Fast Reactor, and therefore belong in the "Green Energy" category). Some definitions may also include power derived from the incineration of waste. In this report we have discussed on various dimension of non renewable energy resources and its impact on our environment. It is aptly said that “The Earth has enough to satisfy the Need but not the Greed of the Humans” We have gone beyond boundaries, now if we look back the results of our greed is appalling for us. The below sections show the various examples of non renewable energy sector- Electricity Sector in India The electricity sector in India had an installed capacity of 250.256 was of end July 2014. Out of which considerable amount, approx. 69.12% (172.986 GW), is generated from non-renewable energy source. India became the world's third largest producer of electricity in the year 2013 with 4.8% global share in electricity generation surpassing Japan and Russia. On 31st May 2014, in India, there was installation...
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