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American Dream Case

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Submitted By macampione
Words 2013
Pages 9
The Hanlons discovered that the process of searching for a home can be confusing and daunting all at once. They have many housing options to choose from and a plethora of financing options, so which direction will work best for them? Should they continue renting their current apartment or take the leap that many of their friends have and purchase a house? Let’s look at the process the Hanlons may have experienced in their search to find their ‘American Dream’:
The Search Process Since the Hanlons were a newly married couple with many peers in their same scenario, buying a house seemed the reasonable next step before starting a family. This scenario illustrates that one of the largest factors when searching for a home is both psychological and emotional. As stated in the case, Mrs. Hanlon was more trigger happy and determined, while her husband was more willing to be patient and look at all of their possible options. Given that their current location was exceptionally close to both their workplaces and shops, as well as had top-notch accommodations, their biggest reason for wanting to buy a home came from outside influence, namely friends who had recently purchased homes. Mrs. Hanlon began this process the way most people go about it- an online search. There were so many housing options that, despite the wealth of online resources, a direction can be easy to find or seem impossible. Information from friends was another resource that the Hanlons utilized in order to help guide them into this big decision. After searching and finding a house to purchase, the steps to acquiring and financing the purchase come into place. It is most common to obtain some form of financing, but with all of the options out there for a mortgage, it can be another overwhelming step. Most commonly it is given that a down payment, or equity, of 20% is paid and 80% of the purchase price is

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