...Capital Management: Wells Fargo vs. BoA. Bank Management and Financial Services Individual Assignment 2 Report of discussion about banking capital issuecompare 2 banks: Wells Fargo and Bank of America. Prepared by Phan Ngọc Mẫn Student code: FB00422 Class: FB0605. 1|Page Capital Management: Wells Fargo vs. BoA. Content Executive Summary----------------------------------------------------------------------------------3 I. Introduction-----------------------------------------------------------------------------------------------3 1. Theoretical Overview--------------------------------------------------------------------------------------3 a. Bank capital-------------------------------------------------------------------------------------------3 b. Capital Risk of banks---------------------------------------------------------------------------------4 c. Managing capital risk in commercial banks-------------------------------------------------------5 2. Banks’ Profile------------------------------------------------------------------------------------------6 a. Wells Fargo-----------------------------------------------------------------------------------------------6 b. Bank of America-----------------------------------------------------------------------------------------7 c. Differences in economic context-------------------------------------------------------------------7 II. Analysis and Findings-------------------------------------------------------------------------------------7...
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...prepared to make a study on the “Management Information System of City Bank Ltd” as a part of the fulfillment of report, required for the completion of the course BUS304: Management Information System and Ecommerce of the Business Administration of University of Liberal Arts Bangladesh. The report was prepared under the supervision of Dominic S. S. V. Bennett, course instructor of Management Information System and Ecommerce, University of Liberal Arts Bangladesh. The report was prepared by a group, consisting the member, Sekh Shahnuma Sharmin ID: 112011009, Jenia Sultana Jenny ID: 112011014, Ummay Hani Tanija ID: 112011012 and Shahela Parvin ID: 112011017. The group is thankful to Mr. Dominic S. S. V. Bennett for giving the opportunity to be assigned on such type of topic. 1.2: Objective The main purpose of the report is to understand the Management Information System of City Bank Ltd. In broad sense the objectives to be covered under this report are: * To know about how MIS work in City Bank Ltd. * To know about how the Bank take decision with the help of MIS * To know about the security of the MIS * To make recommendations for improving the MIS n City Bank Ltd. 1.3: Scope of the paper The scope of this report was strictly confined to the official website &contact with particular employee of City Bank Ltd. To collect the information work has been done on the MIS and HR section of the Bank. The area discussed in the paper is limited in Management Information...
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...Report On TRANSACTION BANKING IN SONALI BANK LTD. BANGLADESH A Descriptive Analysis Table of Contents CHAPTER-1 INTRODUCTION 1.1 ORIGIN OF THE REPORT 1.2 SCOPE 1.3 METHODOLOGY & SOURCE OF INFORMATION 1.4 LIMITATIONS 1.5 BANKING INDUSTRY –OVERVIEW CHAPTER-2 SONALI BANK LTD. 2.1 ETHICS OF SONALI BANK LTD. 2.2 SONALI BANK LTD. IN BANGLADESH 2.3 PERFORMANCE AND GROWTH 2.4 ACTIVITIES OF SONALI BANK LTD. 2.5 SWOT ANALYSIS OF SONALI BANK LTD. CHAPTER-3 CLIENT RELATIONSHIPS PRODUCTS 3.1 TRANSACTION BANKING 3.2 TRADE SERVICE 3.3 CUSTODY 3.4 LANDING CHAPTER-4 A DESCRIPTIVE ANALYSIS OF TRANSACTION BANKING 4.1 INTRODUCTION 4.2 CASH MANAGEMENT SERVICES 4.3 ACCOUNTS SERVICES 4.4 E-BANKING 4.5 NATIONAL COLLECTION SERVICES-NCS 4.6 OPSPAY 4.7 PREMIUM SERVICE-BANKING 4.8 PAYMENTS PLUS 4.9 TRADE REPORTS 4.10 WEB BANK 4.11 CHEQWRITER 4.12 BILLSPAY 4.13 CONCLUSION & RECOMMENDATION 4.15 BIBILIOGRAPHY ________________________________________________________Acknowledgement At the very outset, I would like to take this opportunity to express my gratitude to my internship supervisor, Mirza Aminur Rahman...
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...Mountain Bank Case Study Assignment One Aisha Peake HRM 530 Dr. Reeley Strayer University January 15, 2012 1. What competitive business strategy do you recommend for Mountain Bank? Retail banking is the branch of banking that includes checking and savings accounts. These are what most people associate with banking. Mountain Bank holds about 50 percent of the retail portion of the banking industry. According to recent studies conducted, Mountain Bank's tellers are an essential part of this success. This is mainly due to the fact that bank teller's are the only part of the banking system that the general public sees. For a banking customer, the experience with a teller can make or break the decision to switch banks. To ensure that they continue to hold such a large portion of the retail banking industry, Mountain Bank will need to develop a business-level competitive strategy. "Business level strategies detail actions taken to provide value to customers and gain a competitive advantage by exploiting core competencies in specific, individual product or service markets. Business-level strategy is concerned with a firm's position in an industry, relative to competitors" (Azriel, 1999). This strategy is favored over a corporate-level strategy because it will focus on how Mountain Bank will compete with other banks offering the same services. Of the two main business level strategies, the differentiation strategy is what Mountain Bank should implement....
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...XYZ National Bank A statistical data analysis was conducted regarding the checking accounts of the clients of XYZ National Bank. It encompasses tables and graphs representing the checking account balances in peso and the distribution of it among the four branches. It also includes characteristics of the accounts in terms of number of ATM transactions in the month, number of other bank services used, clients who have debit card and those who don’t have, clients who receive interest on the account and those who don’t. It was determined that the balance of a typical customer based on the data of the account balances in peso per client given is 149,986.67. It was also determined that twelve out of the said number of clients have more than P200,000 in their accounts. Using the frequency distribution we found out that Makati, Manila, Quezon City and Pasig City branches have sixteen, eighteen, thirteen and thirteen clients respectively. Thus, there is a difference in the distribution of the accounts among the four branches. For the mean and the median of the account balances for the said branches, the Makati branch has a mean of 128, 137.50 and a median of 139,700. On the other hand, Manila branch has a mean and a median of 187964.71 and 195800 respectively. It is discovered that the Quezon City branch has a mean of 135935.71 and a median of 150450, while the Pasig City branch has a mean and median of 149,986.67 and 148,700. For the standard deviation...
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...410 WK 7 ASSIGNMENT 3 SELECT A BANK To purchase this visit here: http://www.activitymode.com/product/fin-410-wk-7-assignment-3-select-a-bank/ Contact us at: SUPPORT@ACTIVITYMODE.COM FIN 410 WK 7 ASSIGNMENT 3 SELECT A BANK FIN 410 WK 7 Assignment 3 - Select a Bank Use the Internet to research either TD Bank or Wells Fargo. Write a four to five (4-5) page paper in which you: 1. Determine what your selected organization would need to take into account when managing interest rate risk and the related impact it may have to business performance. 2. Examine how the bank’s risk management plan uses derivatives. If they don’t currently use derivatives, then assess whether or not this can be a valuable tool for them. Provide support for your rationale. 3. Examine how the bank’s risk management plan uses other hedging tools. If the bank does not currently use any of them, then assess whether or not these can be valuable tools for it. Provide support for your rationale. 4. Propose a major investment for the organization you selected. Support your recommendation with net present value, pertinent financial ratios, and break-even analysis. More Details hidden... Activity mode aims to provide quality study notes and tutorials to the students of FIN 410 WK 7 Assignment 3 Select a Bank in order to ace their studies. FIN 410 WK 7 ASSIGNMENT 3 SELECT A BANK To purchase this visit here: http://www.activitymode.com/product/fin-410-wk-7-assignment-3-select-a-bank/ Contact...
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...410 WK 10 ASSIGNMENT 4 To purchase this visit here: http://www.activitymode.com/product/fin-410-wk-10-assignment-4/ Contact us at: SUPPORT@ACTIVITYMODE.COM FIN 410 WK 10 ASSIGNMENT 4 FIN 410 WK 10 Assignment 4 - Managing a Bank’s Sources and Uses of Funds Use the same large bank you selected in Assignment 3. Use the Internet to research loan types that the bank offers, nontraditional banking products that the bank offers, and its loan policies. Write a six to eight (6-8) page paper in which you: 1. Provide an overview of the principal types of deposits offered by this bank, indicating the competitiveness of these offerings. 2. Analyze how the bank manages its non-deposit liabilities. Focus on the options that are open for investors and what the bank does with its customers’ funds. 3. Recommend improvements needed for more effective management. Provide support for your recommendations. 4. Analyze the principal types of investment banking, insurance, and other nontraditional banking products offered by this bank, indicating the competitiveness of these offerings. More Details hidden... Activity mode aims to provide quality study notes and tutorials to the students of FIN 410 WK 10 Assignment 4 in order to ace their studies. FIN 410 WK 10 ASSIGNMENT 4 To purchase this visit here: http://www.activitymode.com/product/fin-410-wk-10-assignment-4/ Contact us at: SUPPORT@ACTIVITYMODE.COM FIN 410 WK 10 ASSIGNMENT 4 FIN 410 WK 10 Assignment 4 - Managing...
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...WEEK 10 FIN 410 ASSIGNMENT 4 To purchase this tutorial visit here: http://mindsblow.us/question_des/WEEK10FIN410ASSIGNMENT4/1679 contact us at: help@mindblows.us WEEK 10 FIN 410 ASSIGNMENT 4 Managing a Bank’s Sources and Uses of Funds Use the same large bank you selected in Assignment 3. Use the Internet to research loan types that the bank offers, nontraditional banking products that the bank offers, and its loan policies. Write a six to eight (6-8) page paper in which you: 1. Provide an overview of the principal types of deposits offered by this bank, indicating the competitiveness of these offerings. 2. Analyze how the bank manages its non-deposit liabilities. Focus on the options that are open for investors and what the bank does with its customers’ funds. 3. Recommend improvements needed for more effective management. Provide support for your recommendations. 4. Analyze the principal types of investment banking, insurance, and other nontraditional banking products offered by this bank, indicating the competitiveness of these offerings. WEEK 10 FIN 410 ASSIGNMENT 4 To purchase this tutorial visit here: http://mindsblow.us/question_des/WEEK10FIN410ASSIGNMENT4/1679 contact us at: help@mindblows.us WEEK 10 FIN 410 ASSIGNMENT 4 Managing a Bank’s Sources and Uses of Funds Use the same large bank you selected in Assignment 3. Use the Internet to research loan types that the bank offers, nontraditional banking products that the bank offers, and its loan...
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...FIN 324 Week 5 Learning Team Assignment Investor Profile Paper Get Tutorial by Clicking on the link below or Copy Paste Link in Your Browser https://hwguiders.com/downloads/fin-324-week-5-learning-team-assignment-investor-profile-paper/ For More Courses and Exams use this form ( http://hwguiders.com/contact-us/ ) Feel Free to Search your Class through Our Product Categories or From Our Search Bar (http://hwguiders.com/ ) Two lenders Sears and Roebuck use are HSBC Bank USA, National Association, and CitiCard. HSBC Bank USA, National Association is a bank that operates out of New York City with it s head office in Mclean Virginia (“RENAISSANCERE HOLDINGS LTD 2007). The bank is chartered in the National Bank Act and the Office of the controller of the currency, which is a part of the US Department of the treasury, regulates this bank (“8-K: HSBC USA INC /MD 2007). Sears credit card business is operated by CitiCard the world’s largest provider of credit cards. The investment back that Sears and Roebuck use to issue stock is Citi Bank. An investment back its job is to raise capital for Sears. Citi Bank sells securities to public investors in order to do this. The securities can come in the form of bonds or stocks. An investment bank performs two functions; mergers and acquisitions advisory and underwriting. The mergers and acquisitions side of the corporate finance, bankers perform the negotiating and mergers between two companies. Underwriting involves the process...
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...Business Ethics - Assignment Submission On Unethical Behaviour in Organizations DOCUMENT DETAILS FILE: ASSIGNMENT-BUSINESS ETHICS CREATED BY: VISHESH M. KASHYAP & AJIT A. JOSHI CREATION DATE: 09-MAR-2013 VERSION NO: 1.0 Assignment 1 TABLE OF CONTENTS 1. ABOUT THE TOPIC – LIBOR SCANDAL ........................................................................................................................ 3 1.1. 1.2. 1.3. 1.4. 1.5. 1.6. 1.7. 1.8. INTRODUCTION TO THE CASE ..................................................................................................................................... 3 LIBOR AND ITS USAGE .......................................................................................................................................... 3 DETAILS OF THE CASE AND IMPACT ON STAKEHOLDERS ...................................................................................................... 4 UNETHICAL BEHAVIOUR OBSERVED ............................................................................................................................. 5 REMEDIAL MEASURES ........................................................................................................................................... 6 SUMMARY & CONCLUSION REMARKS .......................................................................................................................... 8 MISCELLANEOUS - ASSIGNMENT DOCUMENT RECEIVED ............................................
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...Managed Service Provider Contractor Welcome and Orientation Guide for Contract Assignments at Bank of America Revised: 5/18/2010 11:42 AM Code of Conduct and Workplace Etiquette Food at workstations The type and amount of food at workstations can cause distraction to teammates and interfere with servicing customers. Some guidelines follow: ♣ Food must not distract you, teammates, or the customer, and should not be detectable by any customer. ♣ Food must not be messy, attract insects, mice, or lead to unsanitary conditions. ♣ All beverages must be in containers with a sealed lid. ♣ Meals should be eaten in the break rooms during breaks or scheduled lunch time. Breaks and Lunches All breaks and lunches are to be taken away from your desk or work area. Smoking Area There are smoking booths located at some Bank of America buildings, for others, during breaks or lunches make sure you are 25ft away fr entrance. Be courteous to others and pick up after yourself (this includes: cigarette butts, used matches, etc.). For Call-Center environments, you may not sign off the phones to smoke if you are not scheduled for a break. Cell phones, pagers, PDAs, and digital cameras: All cell phones, pagers, palm pilots, iPods and PDAs must be turned...
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... | |ASSIGNMENT COVER SHEET | |NAME OF STUDENT | | |REGISTRATION NO. | | |UNIT TITLE |Unit 3: Business Environment | |ASSIGNMENT TITLE |Organisations in their Environment | |ASSIGNMENT NO |1 of 2 | |NAME OF ASSESSOR |Dr. Willibeth C. Candol | |SUBMISSION DEADLINE |June 13, 2011 | I, __________________________ hereby confirm that this assignment is my own work and not copied or plagiarized from any source. I have referenced the sources from which information is obtained by me for this assignment. ________________________________...
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...BMS1024 MANAGERIAL STATISTICS ASSIGNMENT The objective of this assignment is to test your understanding in the lessons learnt in Topics 1 until 10. It is also designed to test and enhance your critical thinking skills. Please follow the respective due date given below. Monday; 29th April 2013 before 5 p.m. to your respective tutor (Week 8) The assignment carries 20% of your coursework marks. Instructions: 1) This is a grouped assignment with a maximum of 4 members from the same lecture section. 2) The printed-out assignment must be submitted latest by the stated deadline. 3) Be sure to include the Assignment Cover Sheet which has been signed by you and your members. A penalty of 10% will apply for each day thereafter unless an extension of time has been granted by your lecturer before the due date. 4) The assignment must be typed written in the Microsoft Work in a report format. Handwritten or soft copy assignment is not acceptable. There is no restriction on the number of pages, font type, font size etc. You may include relevant Excel tables, graphs and charts if necessary. The quality of report presentation should be worthy of submission to your employer or project manager. Some marks will be deducted for submitting a sloppy report. 5) Be reminded that plagiarism is a serious offense. Any assignment that has been plagiarized from the Internet or from the other classmates will receive ZERO marks! 6) Refer to the Excel file to solve the cases. HH 1 BMS1024 ...
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...BMS1024 MANAGERIAL STATISTICS ASSIGNMENT The objective of this assignment is to test your understanding in the lessons learnt in Topics 1 until 10. It is also designed to test and enhance your critical thinking skills. Please follow the respective due date given below. Monday; 29th April 2013 before 5 p.m. to your respective tutor (Week 8) The assignment carries 20% of your coursework marks. Instructions: 1) This is a grouped assignment with a maximum of 4 members from the same lecture section. 2) The printed-out assignment must be submitted latest by the stated deadline. 3) Be sure to include the Assignment Cover Sheet which has been signed by you and your members. A penalty of 10% will apply for each day thereafter unless an extension of time has been granted by your lecturer before the due date. 4) The assignment must be typed written in the Microsoft Work in a report format. Handwritten or soft copy assignment is not acceptable. There is no restriction on the number of pages, font type, font size etc. You may include relevant Excel tables, graphs and charts if necessary. The quality of report presentation should be worthy of submission to your employer or project manager. Some marks will be deducted for submitting a sloppy report. 5) Be reminded that plagiarism is a serious offense. Any assignment that has been plagiarized from the Internet or from the other classmates will receive ZERO marks! 6) Refer to the Excel file to solve the cases. HH 1 BMS1024 ...
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...CRAIG SCHOOL OF BUSINESS Fall 2014 Department of Finance and Business Law FIN 122 Elizabeth Steinke COURSE SYLLABUS I. Course Number: Finance 122 II. Course Title: Financial Institutions and Markets 3 units, Prerequisite: Grade C or better in FIN 120 Tuesday/Thursday 9:30 – 10:45 am PB 136 III. Instructor: Elizabeth Steinke, PB 551 Phone: 435-1151 (please do not call after 9:00 pm) Email: esteinke@csufresno.edu Office hours: 10:45 - 11:45 am T 3:00 - 4:00 pm T TH 5:15 - 5:45 pm T TH IV. Required Text: Financial Institutions and Markets by Jeff Madura V. Course description: Role of the Federal Reserve in monetary policy; interaction of fiscal and monetary policy; analysis of depository and non-depository financial institutions; regulatory issues in financial markets; public policy toward financial institutions. VI. Primary Learning Objectives: Upon successful completion of this course students should be able to: 1. Predict the direction of interest rate changes in the near future 2. Describe the functions of the Federal Reserve 3. Understand the effect of monetary policy on the economy 4. Explain the purpose of different financial markets 5. Describe the financial instruments utilized in the financial markets 6. Compare the structure, products and services of different financial institutions 7. Evaluate the management of depository financial institutions ...
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