...Prior to beginning task one, I understood that college debt is a growing problem for students pursuing a postsecondary degree; however, I was unaware of its extent. I, being a junior, have heard my teachers and counselors reiterate the importance of doing well in high school so you can go to college, yet they have failed to inform us about the lasting effects of student loan debt. Although I will likely be impacted by student loan debt in the near future, I previously had not thought too much about it. My group’s original topic was college tuition; however, after doing basic research we decided to focus on federal student loan debt rather than just tuition. We believed that broadening the topic to college debt would enable us to gather more...
Words: 664 - Pages: 3
...1968. Contents Welcome ......................................................................................................................................... 5 Teaching staff ................................................................................................................. 5 Where to get help....................................................................................................................... 6 School enquiries ............................................................................................................. 6 Student liaison team ....................................................................................................... 6 Technology Services....................................................................................................... 6 Academic Skills Development ....................................................................................... 6 Student Services ............................................................................................................. 6 Library ............................................................................................................................ 6 About this unit .............................................................................................................................. 7 Learning...
Words: 4264 - Pages: 18
...that will receive grades in both your English and government classes. The paper will serve as an introduction to Model Congress. Project Objectives: • Prepare for Model Congress and complete a benchmark for English 12 POS ▪ Students will select a federal policy issue which interests them and research the policy (if it is a historical topic, think about the following: did Congress pass the legislation? Why did the policy succeed or fail? Did the president approve or veto the policy?) ▪ Each public policy topic from the list may only be selected by ONE student in each class period ▪ Students will make connections between their chosen public policy and topics studied in U.S. Government. Students must choose three of the topics below to address in their paper somehow: 1) Bipartisanship or lack thereof in Congress 2) Bureaucracies (agencies or heads of agencies) 3) Divided government or unified government 4) Federalism (lobbying efforts from states) 5) Interest groups (name specific) 6) Media (advertisements – describe) 7) Presidential leadership 8) Party discipline (or lack thereof) in Congress Requirements of the Combined Research Paper 1. Thesis Statement 2. Annotated Bibliography 3. Formal Outline 4. Final Paper (including parenthetical citations and Works Cited) Your paper must address an issue in which there is existing national legislation that needs to be amended and/or an issue where someone...
Words: 1358 - Pages: 6
...Research Proposal – Unit II Evaluating the Federal Student Loan Debt in Regards to the Status Quo of the United States Economy Geoffrey J. Wynn, MBA Columbia Southern University DBA 7240-09B-2B11-S1 Doctoral Writing and Inquiry Into Research Evaluating the Federal Student Loan Debt in Regards to the Status Quo of the United States Economy Introduction In conducting research of the concept of student loan debt it was evident that there were concerns at all fiscal levels about the growing usage of students in conjunction with the stagnant economy. The student loan program is always under review for consistency and being relative of an individual's or family's financial need. The United States government created the program to boost the higher learning apparatus of citizens in need of training and/or re-training to keep up with an ever changing workplace. The research divulges many opportunities to create a better understanding on how the market economy supports government subsidized programs. The media perception has always seemed to be in favor of the educating society through the legislative actions of the United States government. In other words it has been assumed that the taxpayers could foot the bill so to speak so that others may be able to reach the goal of being educated adequately enough to find suitable work. In looking into the individual employment it needs to be taken into account that the level of education...
Words: 2276 - Pages: 10
...Kiran Raju Professor Hays RHET 105 February 28, 2016 An Annotated Bibliography: “The benefits of a college degree does not outweigh the cost of it” Abel, Jaison R., and Richard Deitz. "Do The Benefits Of College Still Outweigh The Costs?." Current Issues In Economics & Finance 20.3 (2014): 1-12. Academic Search Complete. Web. 6 Mar. 2016. People who graduated with a college degree still questions whether college was a good investment for them. “Do the Benefits of College Still Outweigh the Costs?” addresses how students who graduated with a college degree are still unemployed and in debt. Furthermore, students have paid more to attend college and earning less upon graduation. This academic journal compares both the pros and cons of attending college. It contains graphs and illustrations that contribute more data about increasing tuition and how it affects your decision about whether to attend college. “The total costs to attend a 4-year college outweighs some people’s home value.” I thought this quote summarizes the academic journal very briefly. “Do the Benefits of College Still Outweigh the Costs?” is a scholarly source and an academic journal. The data in it is really reliable for my research paper. It contains graphs and illustrations which could be used to make conclusions. This academic journal is more biased towards the people who believe that the benefits of college do not outweigh the costs. I could potentially use this source to support my thesis more...
Words: 1972 - Pages: 8
...Personal Responsibility Tiffaney Goggins Foundations for General Education and Professional Success October 25, 2012 Ms. Shana Goodson Personal Responsibility This is your life. You are responsible for it, the time is now! Personal responsibility is a maturity outlook on the division of time, education, finances, family, spiritual belief, career, and college success. In order to be successful in life, it’s highly important to value all aspects of personal responsibility. First, the nature of personal responsibility transitions from childhood to adulthood. As kids growing up the parent’s are held responsible for their children and well being. The time will change into the hands of your own, in which nobody is accountable for your own actions anymore. Parents for the most part have a major responsibility role when shaping our children in early stages as well as their attitudes, behavior, ethnicity, morals, values, and spirituality. The childhood and adolescence stage incorporates the primary roots that are grounded within us. As kids develop into young adults, parents’ have the best interest to know when their young adults are mature enough for certain criteria. For example, the Georgia Law states that he/she must 16 years old to test for class D license. Now parents must take responsibility to make the better judgment as when to allow their young adult permission to drive freely. In Georgia, it’s not mandatory or required, but a privilege to have a...
Words: 1368 - Pages: 6
...Healthcare-Outline The United States is faced with a myriad of social and economic issues every day. Among these issues, The Affordable Healthcare Act (more popularly known as Obamacare) is a recent policy that has caused a lot of controversy. The Affordable Healthcare Act is a federal, 1 social program that will give all citizens healthcare coverage through government funding via tax revenue (Lazarus, 2011). The argument of whether or not to implement The Affordable Healthcare Act is fiercely debated on by both politicians and ordinary, informed citizens. Unfortunately, there is no easy way to solve this debate, as there are many valid arguments on both perspectives of the issue. One side supports The Affordable Healthcare Act, claiming that Americans need healthcare and many cannot afford it. On the other hand, there are those who do not support The Affordable Healthcare Act, stating that it will hurt the economy, lower the quality of healthcare, and harm healthcare workers financially both reflect a complex issue and a compromise is needed. There are serious flaws with the current state of healthcare in America, and the side that supports The Affordable Healthcare Act has valid points as to why the current healthcare policy should be changed. In 2010, almost fifty million Americans were uninsured (Lazarus, 2011). Healthcare is unaffordable to many people in its current state, therefore, many individuals can potentially be denied quality treatment for serious illnesses...
Words: 1940 - Pages: 8
...ITT TECHNICAL INSTITUTE GS2745 Advanced Strategies for the Technical Professional Onsite Course GRADED ASSIGNMENTS Table of Contents Graded Assignments 2 Unit 1 Assignment 1: It Takes Courage 2 Unit 2 Assignment 1: Left in the Lurch 3 Unit 3 Assignment 1: Gratitude Journal 4 Unit 4 Assignment 1: Create a Business Letter 5 Unit 5 Presentation 1: Small Group Presentation: Leadership, Conflict Resolution, and Teamwork 7 Unit 5 Assignment 1: Compare and Contrast Effective and Ineffective Leaders 8 Unit 6 Assignment 1: Create a Long-Term Financial Plan 10 Unit 7 Assignment 1: Calculating Credit Scores 11 Unit 8 Assignment 1: Writing a Prospective Schedule 12 Unit 9 Assignment 1: Using Social Media for Job Searches 14 Unit 10 Assignment 1: Putting the Finishing Touches on Your ePortfolio 15 Laboratory Assignments 17 Unit 1 Lab 1: Personal Persistence Narrative 17 Unit 1 Lab 2: Grit Test 21 Unit 2 Lab 1: Optimism 24 Unit 2 Lab 2: Self-Control 25 Unit 3 Lab 1: Curiosity in Modern Times 27 Unit 3 Lab 2: Integrity Matters 28 Unit 4 Lab 1: Create a Research Summary Memorandum 29 Unit 5 Lab 1: Resolving Systemic Conflict: Scenario Analysis 31 Unit 6 Lab 1: Time Value of Money 32 Unit 6 Lab 2: Budget Exercise 33 Unit 7 Lab 1: Calculating House Cost 35 Unit 7 Lab 2: Delayed Gratification 37 Unit 8 Lab 1: Initiative Reflection 39 Unit 8 Lab 2: Time Management Reflection 40 Unit 9 Lab 1: Creating a Professional Profile 41 Unit...
Words: 11662 - Pages: 47
...(padding) Overgeneralisation Spelling, punctuation and grammar Abbreviations Expressing numbers Paragraphing Headings and sub-headings Quantitative information Recommendations Letter writing for accountants Claim letter Letter of advice Letter of engagement Letter of enquiry Letter of refusal Management letter Memos E-mails Research Essays, Reports and Resumés Research essays Reports Resumés References and Bibliographies iii v 1 1 2 2 7 8 8 9 9 10 10 10 11 11 11 12 12 12 12 12 13 14 16 17 19 21 22 23 24 26 27 27 31 40 41 iv Preface Writing for Accountants is a brief guide to the types of writing that accountancy students and practising accountants are most often called on to do. It is not intended as a definitive text, but rather as a general guide for students at the Queensland University of Technology. It is intended that the booklet be used in conjunction with the lectures and tutorials presented to students, and as a guide in the writing of their assignments. Topics cover: ! ! ! ! ! the types of writing that accountants and accountancy students are expected to undertake; steps in the preparation of...
Words: 15779 - Pages: 64
...Vishnu Venkateswaran Writing 140: Section #64330 Rory Lukins November 15th, 2013 Assignment #4 The Tea Party’s Illegitimate Reactions to Perceived Failures of Society Signs that read “revolt against socialism”, arguments racing across the floors of Congress, and meddling in the electoral process to protest against the Democratic agenda are just a small number of the Tea Party’s activities. The Tea Party is a movement spurred on by CNBC’s Rick Santelli whose angry rant rouse the fervor of many a conservative. (Skocpol & Williamson, 1) In particular, he argued against the economic stimulus package introduced by the Obama administration in 2009. Shortly after, the official commencement of the Tea Party movement began with a rally of the fiscal conservative. It started out as a grassroots movement and later evolved into a widespread local and national organization. With generous funding from conservative billionaires and large political organization committees, the Tea Party grew exponentially from state to state. Tea Partiers called for a cut in taxes and public spending as well as deregulation of business operations to lower the national deficit. These individuals started their protest by conventional rallies with signs denouncing Obama’s policies. This later escalated, however, into endorsing candidates into the GOP and reforming the Republican Party. The Tea Party’s activities have contributed towards the recent government shutdown causing scorn amongst many in American...
Words: 3263 - Pages: 14
...Topic 1 Introduction to Communication 1.1 WHAT IS COMMUNICATION? Communication is a learned skill. Communication is defined as the giving, receiving or exchanging of information, opinions or ideas so that the message is completely understood by everybody involved. The sender sends a message out with a certain intention in mind. The receiver of the message tries to understand and interpret the message sent. He then gives feedback to the original sender who, in turn, interprets the feedback. This process, repeated continuously, constitutes communication. ➢ Elements in Communication There are several major elements in the communication process - a sender, message, channel, receiver, feedback, context. There is both a speaker’s intention to convey a message and a listener’s reception of what has been said. If you want to get your message across accurately, you need to consider three things: - The message; - The audience or receiver; and - How the message is likely to be received. ➢ Factors Affecting Communication Barriers to effective communication:- (a) Status/Role (b) Cultural Differences (c) Choice of Communication Channels (d) Length of Communication (e) Use of Language (f) Disabilities (g) Known or Unknown Receiver (h) Individual Perceptions/Attitudes/Personalities (i) Atmosphere/Noise/Distraction (j) Clarity of Message (k) Lack of Feedback 1.2 DEFINING WRITTEN COMMUNICATION - Oral communication involves conveying ideas, thoughts or information...
Words: 8810 - Pages: 36
...IRAQ-KUWAIT War Negotiation Style and Frameworks by Steven Roberts A case study that shows how important it is to consider whether or not to accept concessions (nhượng bộ đất đai) by taking a reasonable perspective and framework. | Bottom of Form On a scorching (nắng cháy) summer day in August, 1990, the citizens of Kuwait stared in puzzlement (tình trạng rối bời) at the encroaching (xâm phạm), dusty streams of what appeared to be a pending desert sandstorm, creeping ominously (đáng ngại) towards them from across the forbidding dessert. To their dismay (mất tinh thần) and horror filled eyes, the quaking (kinh hãi) citizenry (toàn thể công dân) had become helpless witnesses to the advancing units of Saddam Hussein’s Iraqi army, relentlessly engaged in the illegal invasion of their homeland. There had been no warning of this pending disaster. Kuwaiti resistance was swept aside much like one casually brushes away a crumb from one’s lapel. (sự kháng cự của Kuwait đã bị đánh bật như phủi sạch hạt bụi trên ve áo) After six days, Hussein declared that he had annexed (thôn tính) Kuwait. The world was stunned (sưungr sốt) by Hussein’s audacity(trơ trẽn táo bạo), and the Middle East became very anxious about what the future may hold for this unsettled region. By August 30, the Arab League, called by President Mubarak of Egypt, attempted to defuse (xoa dịu) this potentially explosive crisis through deft negotiation. (khôn khéo) The Arab League proposed to Hussein that if he would...
Words: 4897 - Pages: 20
...Indonesia: Searching For The Ratu Adil In the 1966 Italian film ‘The Battle of Algeries, the insurgent leader Ben M'Hidi is having a conversation with one of his foot soldiers named Ali. During this scene Ben M’Hidi makes an observation that was true of many nationalist movements for self-determination during the 20th century by stating “It's hard to start a revolution. Even harder to continue it, and hardest of all to win it. But, it's only afterwards, when we have won, that the true difficulties begin. In short, Ali, there's still much to do. “ (Pontecorvo, 1966). Ben M’hidi’s words have rung true of a great many of the national revolutions as the world moved from an imperial world order to one of sovern nation states. The Indonesian archipelago has a history of civilization going back as far as the 7th century CE, but not a united one. The diversity of the region is exemplified in its current national motto, “Bhinneka Tunggal Ika” (Unity in Diversity). However, prior to the 20th century this unity was largely nonexistent, and instead consisted of rival kingdoms and sultanates, vying for power with each other and technologically and socially backwards in relation to the Imperial powers which were becoming aware of the potential the region could serve to those who controlled its trade routes and resources. In the 17th century CE, Dutch traders realized the potential of East Indies trade, and set forward in consolidating power over the region. To gain control over the...
Words: 4490 - Pages: 18
...Riba, Interest and Six Hadiths: Do We Have a Definition or a Conundrum? Dr. Mohammad Omar Farooq Associate Professor of Economics and Finance Upper Iowa University June 2006 [Draft; Feedback welcome] [pic]The Readers are highly encouraged to read another of my essays "Islamic Law and the Use and Abuse of Hadith" before this one to better follow and appreciate this essay. NOTE for fellow Muslims: Because this topic involves what is haram (prohibited) and halal (permissible) in Islam, every Muslim MUST do his/her own due diligence and conscientiously reach own position/decision in regard to personal practice. In doing so regarding this matter or any other aspect of life, Muslims should seek guidance from the Qur'an and the Prophetic legacy. Each hadith is properly referenced, but for internal reference within this essay, in the sequence presented, each hadith is numbered with # H-. Some of the references in this essay are from secondary sources. As the draft takes it final shape, original sources would be gradually cited and replace the secondary source citations. [pic] "There is nothing prohibited except that which God prohibits ... To declare something permitted prohibited is like declaring something prohibited permitted." Ibn Qayyim[1] [pic] I. Introduction The Qur'an categorically prohibits riba. However...
Words: 15428 - Pages: 62
...autobiography was “a simple, straightforward story, with no attempt at embellishment,” readers for nearly a century have found it richly rewarding. Today, Up From Slavery appeals to a wide audience from early adolescence through adulthood. More important, however, is the inspiration his story of hard work and positive goals gives to all readers. His life is an example providing hope to all. The complexity and contradictions of his life make his autobiography intellectually intriguing for advanced readers. To some he was known as the Sage of Tuskegee or the Black Moses. One of his prominent biographers, Louis R. Harlan, called him the “Wizard of the Tuskegee Machine.” Others acknowledged him to be a complicated person and public figure. Students of American social and political history have come to see that Washington lived a double life. Publicly he appeased the white establishment by remaining cautious in his charges and demands. Privately he worked tirelessly to undo the effects of institutional and cultural racism. Although he seemed to have made a grand compromise, first with the white south and then with white America, he worked in deepest secret to undermine the compromise and advance the social and economic position of blacks. No doubt exists as to his greatness....
Words: 13713 - Pages: 55
