...A++PAPER;http://www.homeworkproviders.com/shop/ba-350-week-4-assignment-effects-of-financial-planning/ BA 350 WEEK 4 ASSIGNMENT EFFECTS OF FINANCIAL PLANNING BA 350 Week 4 Assignment Effects of Financial Planning Financial planning appears to be more complex and problematic but it seems to be easier than it really is. Everyone plans for the future to some extent. People plan for the long term such as career choices and also for short term such as what they are going to do today. Planning also applies to business environment and they are expressed in financial terms. Financial planning is comprised of distinct strategies and plans that an organization practices in order to get itself out of different financial problems and troubles. Planning is frequently used to determine ways to assist the balance sheet, create a profile of separate and different financial tools, and suppose financial conditions. The principle of financial planning is to design and produce a compliant plan which will be running situations and program simultaneously. This enables the business to still make money and deal with difficult situations if the business slows or an unexpected and unanticipated event occurs. Financial planning appears to be more complex and problematic but it seems to be easier than it really is. Everyone plans for the future to some extent. People plan for the long term such as career choices and also for short term such as what they are going to do today. Planning...
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...BA 350 WEEK 4 ASSIGNMENT EFFECTS OF FINANCIAL PLANNING A+ Graded Tutorial Available At: http://hwsoloutions.com/?product=week-4-assignment-effects-of-financial-planning Visit Our website: http://hwsoloutions.com/ Product Description BA 350 Week 4 Assignment Effects of Financial Planning, Financial planning appears to be more complex and problematic but it seems to be easier than it really is. Everyone plans for the future to some extent. People plan for the long term such as career choices and also for short term such as what they are going to do today. Planning also applies to business environment and they are expressed in financial terms. Financial planning is comprised of distinct strategies and plans that an organization practices in order to get itself out of different financial problems and troubles. Planning is frequently used to determine ways to assist the balance sheet, create a profile of separate and different financial tools, and suppose financial conditions. The principle of financial planning is to design and produce a compliant plan which will be running situations and program simultaneously. This enables the business to still make money and deal with difficult situations if the business slows or an unexpected and unanticipated event occurs. Financial planning appears to be more complex and problematic but it seems to be easier than it really is. Everyone plans for the future to some extent. People plan for the long term such as career choices and...
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...Unit 1 Situations: 1- A: Good morning. B: Good morning. A: Where do you study? B: I study at Phuong Dong University A: In which department? B: It’s English Department. A: Oh, why do you want to choose English? B: I think English plays an important role in our job in future and we can get more good chance for seeking job. A: I agree with you. 2- A: Good morning. B: Good morning . A: I want to know what’s your star sign? B: My star sign is Cancer with shape of a crab. And you? A: My star sign is Cancer too. B: Oh what a coincident! Unit 2 Situations: 1- A: Good morning. B: Good morning A: Did you watch the football match took place between MU & Arsenal last night? B: Yes, I did. My friends and me went to a café to watch. Everyone was so crazy. 2- A: You’re so beautiful in a new dress. What a nice color! B: Oh, thank you Speaking topic: 1- A: Hey, How are you today? B: Yeah, I’m fine. And you? A: Me too. I changed to new room last month. It’s very nice. I love it. B: Oh really? How’s it? A: It’s small but nice decoration with pink wallpapers. I try to arrange things orderly. B: Would you mind if I visit your room? A: You’re welcome. Are you free this weekend? B: Yes, I am. I’d love to. Unit 3 Topic 2: A: Last weekend, I took part in holding a...
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...after Vedan Vietnam was detected discharging large quantities of untreated liquid waste directly into the Thi Vai river, researchers from the HCM City Institute of Environment and Natural Resources (IENR), representatives of farmers in Dong Nai and Ba Ria-Vung Tau provinces and HCM City, local officials and Vedan’s top managers met on December 7 to hear a technical assessment of damage to the river attributable to Vedan’s operations. In this meeting, closed to the press, researchers reportedly held Vedan responsible for eighty to ninety percent of the industrial pollution found in water samples. IENR’s Bui Ta Long said that water samples collected from February-April 2008 indicated that Vedan Vietnam discharged more than 100,000 cubic meters of waste water into the river every month. The area impacted by Vedan-sourced pollution extended for ten kilometers along the Thi Vai river. The river in this area was heavily polluted. The water there was black, stank and was deadly to all kinds of fish. According to newspapers, the Institute’s report states that at least 2700 hectares of aquaculture enterprises were affected by the pollution, some 2000 ‘severely,’ including over 2100 hectares in Dong Nai province and nearly 600 hectares for Ba Ria-Vung Tau. The Environment Agency intends to convene another meeting on December 11 to unify official views on the extent of Vedan’s responsibility for the egregious and unprecedented environmental disaster. The Thi Vai river is 30km long...
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...after Vedan Vietnam was detected discharging large quantities of untreated liquid waste directly into the Thi Vai river, researchers from the HCM City Institute of Environment and Natural Resources (IENR), representatives of farmers in Dong Nai and Ba Ria-Vung Tau provinces and HCM City, local officials and Vedan’s top managers met on December 7 to hear a technical assessment of damage to the river attributable to Vedan’s operations. In this meeting, closed to the press, researchers reportedly held Vedan responsible for eighty to ninety percent of the industrial pollution found in water samples. IENR’s Bui Ta Long said that water samples collected from February-April 2008 indicated that Vedan Vietnam discharged more than 100,000 cubic meters of waste water into the river every month. The area impacted by Vedan-sourced pollution extended for ten kilometers along the Thi Vai River. The river in this area was heavily polluted. The water there was black, stank and was deadly to all kinds of fish. According to newspapers, the Institute’s report states that at least 2700 hectares of aquaculture enterprises were affected by the pollution, some 2000 ‘severely,’ including over 2100 hectares in Dong Nai province and nearly 600 hectares for Ba Ria-Vung Tau. The Environment Agency intends to convene another meeting on December 11 to unify official views on the extent of Vedan’s responsibility for...
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...the same buyers for years, or they have a strong standing in the industry. When the business is half the world away, however, lending can be a riskier proposition. One way to resolve this issue is the use of banker’s acceptances. These are time drafts that a business can order from the bank. The financial institution promises to pay the exporting firm a specific amount on a specific date, at which time it recoups its money by debiting the importer’s account. A banker’s acceptance, or BA, works much like a post-dated check, which is simply an order for a bank to pay a specified party at a later date. The holder may choose to sell the BA for a discounted price on a secondary market, giving investors a relatively safe, short-term investment. BAs are frequently used in international trade because of advantages for both sides. Exporters often feel safer relying on payment from a reputable bank than a business with which it has little if any history. Once the bank verifies, or “accepts”, a time draft, it becomes a primary obligation of that institution. The importer may turn to a banker’s acceptance when it has trouble obtaining other forms of financing, or when a BA is the least expensive option. The advantage of borrowing is that it receives the goods and has the opportunity to resell them before making payment to the bank. Discounting the Acceptance To understand banker’s acceptances as an investment, it’s important to understand how businesses use them in...
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...Letter of Submission To The dean Faculty of Business studies Department of Business Administration Premier University, Chittagong Subject: Submission of the term paper Sir, It gives me immense pleasure to submit my term paper on “Application of Accounting Standard” of “Bank Asia limited” which was assigned to me as a fulfillment of the degree “Bachelor of Business Administration”. I tried to extend the report to a successful one. In this case I used my knowledge gaining at the time of my graduation. While making this report I came across many experiences and I used all of my experience in making the report. Despite several constraints, I gave my all efforts to make this report a meaningful one. I hope you will get the report as informative and accept my report. Sincerely yours, Acknowledgement At the very beginning of my report, I would like to pay my worship and gratefulness to the praiseworthy Almighty Allah who graces me to accomplish this report. I would like to offer my gratitude to our honorable Dean Sir, Prof. Dr. Milan Kumar Bhattacharjee, who gave us the opportunity & also for his kind supervision and providing necessary guidelines in preparing this report. I am also thankful to Ali Arshad Chowdhury, Lecturer of “Premier University” , faculty of Business Studies. Who helped me in abundant conducts to make this report more meaningful. Finally, I thank all the persons who have directly or indirectly contributed...
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...Financial Reporting and Analysis: Case Financial Analysis of British Airways  Submitted To: Submitted by: DATE: 27th December 2009 CONTENTS Introduction Page. 3 History Page. 3 Board of Directors Page. 3 Ratio Analysis Page. 4 - 13 Conclusion Page. 14 Introduction British Airways plc or BA is the flag carrier airline of the United Kingdom. BA has its headquarters in Waterside near its main hub at London Heathrow Airport and is the largest airline in the UK based on fleet size, international flights and international destinations. Its second hub is London Gatwick Airport. British Airways has discontinued all direct overseas flights from UK airports other than Heathrow, Gatwick and London City Airport. BA's UK passengers originating at non-London airports must now connect via London or use other airlines with direct services. History British Airways (BA) was created in 1972, when the British Overseas Airways Corporation (BOAC) and British European Airways Corporation (BEA) managements were combined under the newly formed British Airways Board. This effectively made British Airways into the national airline for the United Kingdom...
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...on 1st March 2010 and it governs the behavior and business dealings of al bookkeepers, tax agents, and BAS agents. Activity 2 Determining which GST code should be allocated to a transaction Activity 4 GST Legislation: it refers to an act that plays a significant role in creating provision for the imposition and collection of goods and services tax as well as other matters connected therewith. Any businesses in Australia with a turnover higher than the minimum threshold (75,000 dollars per annum) are required to register for GST; however, it is not a must for businesses with a lower threshold than the minimum to do so. Australian Business Number (ABN): ABN refers to a unique number that has 11 digits that businesspersons utilize when dealing with other businesspersons; applying for ANB is free. One may apply for an ABN or rather access and update his or her details online A bookkeeper can consult an accountant on insurance issues; help set up both bookkeeping and account systems in order to facilitate the evaluation of profitability and modification of prices. They can further help you in tax planning and compliance. Planning help you reduce the overall burden whereas compliance helps you obey and adhere to business-related laws. Activity 8 It is appropriate to reconcile all amounts withheld from wages, salaries, and other payments in order to ensure agreement of all financial information from all payroll reports. Importance of reconciliation * sure matching between the money...
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...FIN 6406 A Financial Ratio Quarterly Trend Analysis of: The Boeing Company BA Listed on New York Stock Exchange Prepared for: Dr. Deanne Butchey Corporate MBA Program Florida International University By: Justin Papcun Computations Financial Trend Comparison Liquidity: The Boeing Company financial data shows that the company is in place to settle up its obligations in the short term business strategy. As it appears right now, 1.20 is the current ratio and the company’s assets offset its liabilities by 1:2. The quick ratio of 0.37 is lower than the current ratio due to the variance from competition forming from the industry average. The current ratio posted a value of 1 or above consistently, but the same cannot be said for the quick ratio which posted below the value one for Q1-Q4. This decline comes from a recession, a decrease in airline traffic, and the instability of fuel cost. Despite this the current ratio was able to increase value while the quick ratio decreased while still posting a positive number. This was due to an inventory and production decrease. In current liabilities to inventory sector, the numbers did not suffer. In Q1-Q4 Boeing did not post a value below 1, varying between 1.13-1.21. The cash ratio saw numbers between 0.13 and 0.14 for Q1-Q3, and increasing to a 0.21 for Q4. Assets Utilization: This asset ratio shows Boeing is competently generate profitable sales revenues by properly using investments. Looking at the ratio turnover...
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...ASSIGNMENT COVER SHEET Course Name: | Edexcel BTEC Level 5 HND Business and Management | Assignment Name: | Managing Financial Resources and Decisions | Section 1: Understanding the Source of Finance Available to Business IDENTIFY THE SOURCES OF FINANCE AVAILABLE TO BUSINESS In order to set up a business the owner or business needs money to get it going, and in cases of established businesses, keep it growing. Business owners will usually use some of their own money coupled with other sources of finance to start their business. There are several ways to acquire financing and a few of them are personal capital and borrowing from friends, borrowing from a bank, factoring, invoice discounting, leasing, hire purchase and franchising. For larger companies they have the advantage of being able to sell shares to raise capital, they can also have large investors, and being able to ‘raise capital’, they can also retain earnings in order to use the money as cash flow for further developments in the company or for a particular project (this money belongs to shareholders). Companies who are already established can retain their profits for a period of time and use this money in the future for projects or business needs, this is usually shareholder dividend and ultimately belongs to the shareholders, but the company is using it to expand or better the business. The selling of company assets is also seen as a way of raising capital, however if you are selling off your assets...
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...BA 350 WEEK 2 ASSIGNMENT A+ Graded Tutorial Available At: http://hwsoloutions.com/?product=week-2-assignment Visit Our website: http://hwsoloutions.com/ Product Description BA 350 Week 2 Assignment, (3-3) Decrease in total asset turnover where no changes in sales occurred means that total assets increased. Since fixed assets remained the same, this means that only the current assets have increased. Since current ratio increased but quick ratio remained the same, this means that 3-6) While it makes sense to compare the financial ratios of the company with other firms that operate in the same industry, it can be misleading at times because even companies that operate in the same industries differ in several ways Problems (3-1) Days Sales Outstanding (DSO) = Receivables/Ave Sales per day Days Sales Outstanding (DSO) = Receivables/(Annual Sales/365 days) 20 days = Receivables / $20,000 per day Receivables = $20,000 per day x 20 days Receivables = $400,000 Balance Sheet Cash $ 27,000 Accounts payable $ 90,000 Accounts receivable $ 45,000 Long-term debt $ 60,000 BA 350 Week 2 Assignment, (3-3) Decrease in total asset turnover where no changes in sales occurred means that total assets increased. Since fixed assets remained the same, this means that only the current assets have increased. Since current ratio increased but quick ratio remained the same, this means that 3-6) While it makes sense to compare the financial ratios of the company with other firms that...
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...⏐ Snowflake, WI 53701 ⏐ 297-758-2542 ⏐ McMurphy007@aol.com FINANCIAL ANALYST Analytical and resourceful Financial Analyst with experience in internal auditing, financial processes, cash receipts, reconciliation, logs, general ledger, and documentation. Detail-oriented with demonstrated ability to solve problems utilizing best practice and financial software. Adept at working independently or as part of a team to deliver results. Strong work ethic; able to effectively multi-task and complete projects on-time. Excellent communication, organizational and follow-up skills with proficiency in Spanish. EDUCATION BA, Finance, UNIVERSITY OF GEORGIA, ATLANTA, GA—2009 BA, Economics, UNIVERSITY OF GEORGIA, Atlanta, GA —2009 Enrolled and completed the dual degree program Relevant coursework includes: Advanced Business Finance… Intermediate Micro and Macroeconomics… Debt and Money Market… Econometric… Investment Strategies… International Economics… Financial and Managerial Accounting… Calculus I and II (derivatives and integrals) … Intermediate Financial Accounting… Business Policy and Strategic Management… Thesis: Transportation Economics, “Interstate speed limits and traffic fatalities.” Researched, analyzed and prepared a written document utilizing regression analysis that identified car speed variance on the interstate as a bigger fatality threat then higher speed limits. Chartered Financial Analyst (CFA) Level I—expected completion January 2010 Internship: ...
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...its obligations. The magnitude of loss captures the likelihood of receiving compensation when the company defaults. The magnitude of recovery can be based on the seniority of the debt in question amongst the other creditors that the company owes money. In the case of a junior claim, the loss given default is commonly the entire amount borrowed, whereas a more senior claim may recoup most if not all of its loan. M4-16. The Comcast ratios fit into the following debt classifications (Exhibit 4.6.) Ratio Level Implied Bond rating EBITA / Average assets 7.8% B – Ba Operating margin 21.0% Aa – Aaa EBITA margin 23.9% Aa – Aaa EBITA / Interest expense 4.8 Baa Debt / EBITDA 3.5 Ba Debt / Book capitalization 30.2% Aa to Aaa CAPEX / Depreciation 0.9 B Comcast’s ratios do not imply a unique credit rating. Comcast carries substantial levels of debt and the Debt to EBITDA is low, indicating a Ba ration. But the company also has substantial equity capital that reduces its Debt/Book capitalization ratio and qualifies it for an A to Aa rating. The operating and the EBITA margins are very strong (Aa to Aaa...
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...A++PAPER;http://www.homeworkproviders.com/shop/ba-350-week-2-assignment/ BA 350 WEEK 2 ASSIGNMENT BA350 Principles of Finance Week 2 Assignment Questions 3-3, 3-5, 3-6 Problems 3-1, 3-6, 3-11 Q3-3 Over the past years, M. D. Rryngaert & Co. has realized an increase in its current ratio and drop in its total assets turnover ratio. However, the company’s sales, quick ratio, and fixed assets turnover ratio have remained constant. What explains these changes? Q3-5 How might (a) seasonal factors and (b) different growth rates distort a comparative ratio analysis? Give some examples. How might these problems be alleviated? Q3-6 Why is it sometimes misleading to compare a company’s financial ratios with those of other firms that operate in the same industry? P3-1- Greene Sisters has a DSO of 20 days. The company’s average daily sales are $20,000. What is the level of its accounts receivable? Assume there are 365 days in a year. P3-6 Donaldson & Son has an ROA of 10%, a 2% profit margin, and a return on equity equal to 15%. What is the company’s total assets turnover? What is the firm’s equity multiplier? P3-11: Complete the balance sheet and sales information in the table that follows for Hoffmeister Industries using the following financial data: Debt ratio: 50% Quick ratio: 0.80 Total assets turnover: 1.5 Day’s sales outstanding: 36.5 days Gross profit margin on sales: (Sales – Cost of goods sold)/Sales = 25% Inventory turnover ratio: 5.0 Calculation...
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