...Elier Suarez Fin4514 M,W 9-10:15 Chapter 5 homework Problem 1: A. An indexed investment represents a high diversified type of securities without the risk of systematic market exposure. This form of risk cannot be diversified within the company because it represents that one company’s fragility within the market itself. B. a. An active approach toward rebalancing the policy brings competent flexibility to multiple time periods and a more favorable strategic asset allocation. b. Indexing to asset increases the portfolios time frame and returns will not beat the market. The Index will mirror the value but won’t duplicate an independents stocks deficiency. c. Adopting a policy portfolio different from your peers can be viewed as aggressive and will differentiate RFM’s returns. Policy should reflect the companies risk willingness and asset allocation should be represented as cross-sectional. C. The type of investment program being suggested is tactical asset allocation because it involves making short-term adjustments to asset-class weights. This is primarily based on short term predictions among asset classes of performance. D. The asset-only approach ignores the investor’s liabilities while the ALM approach adopts the asset allocation that is best to support the liabilities. A dynamic approach to asset allocation benefits between multiple active periods. On the other hand, a major disadvantage to this approach is that is costly and...
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...The Sutton Hoo is a helmet and a ship burial. The Sutton Hoo placed in Suffolk, England. The type of sand in the soil of the Sutton Hoo was a very unusual type. Frank and Edith pretty, brought the property and they a house on the Sutton Hoo. In 1926 for the nine years they were building a house. Then in that period time they were building a house Frank died in 1934. Edith decided in 1937 that she was going to have the land excavated and made into a museum. The Sutton Hoo was a really historical place now in the generation. It's a real nice place to go on if you go on a vacation. It's in a very nice place in England and a lot of people went to the museum and thought it was really nice. The Sutton Hoo helmet is an important Angle Saxon....
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...CHAPTER 9 – Test Bank Multiple-Choice Questions 1. The “Middle Ages” in Western Europe includes which of the following time periods? a. the beginning of the Early Christian period through the 13th or 14th centuries b. the end of the Roman Empire through the Byzantine period c. the beginning of Byzantine period through the end of the Roman Empire d. A.D. 300–A.D. 1600 Answer: a 2. The new religion that entered Europe in the 8th century was a. Buddhism. b. Hinduism. c. Islam. d. Judaism. Answer: c 3. Which of the following cultures influenced Islamic art? a. Byzantine b. Archaic Greek c. Early Christian d. both the Byzantine and Early Christian Answer: d 4. The Christian recovery of Moorish strongholds was called the a. Reformation. b. Rebellion. c. Revolution. d. Reconquest. e. Renaissance. Answer: d 5. Which is true? a. Muhammad was born in Mecca in 622. b. Muhammad claimed to be the son of Allah. c. The Hijra marks the beginning of the Islamic calendar. d. Muslims are required to pray six times a day. Answer: c 6. The hadj refers to a. the Islamic calendar. b. a pilgrimage. c. a leader. d. a mosque. Answer: b 7. Jihad is a a. religious sentence. b. priest. c. holy book. d. holy war against sin, in oneself and in the world. Answer: d 8. Muslims must pray a. in a mosque. b. facing west. c. facing Mecca. d. facing a qibla. Answer:...
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...The “Sutton Hoo” text, provided by the University of Chicago, details the Sutton Hoo ship, found in East Anglia in 1939. The text also describes the contents within the ship, like helmets, armor, weapons, swords, golden rings, and even a scepter, which seem to have been owned by a pagan warrior king. The different parts of the “Sutton Hoo” text helps support the author’s main idea that the Sutton Hoo is a burial ship. The author’s main idea is justified with some of the items found on the Sutton Hoo: ornate, zoomorphic, martial weapons alongside impressive armor. This idea is supported with other objects of similar artistic quality that were personal belongings of a king, like golden buckles and purse lids. The author then discusses the possibility...
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...TO: SIM WONG HOO, CEO OF CREATIVE TECHNOLOGY FROM: XIAO SHI SUBJECT: THE BEST WAY TO LEVERAGE THE ZEN PATENT ------------------------------------------------- DATE: FEBRUARY 13, 2016 This is to propose that Creative should exit the hardware business and MP3 market and take immediate seek settlement from Apple. This is the best way to protect Creative’s business and innovations as they would be able to avoid an endless and costly legal battle with Apple and leverage the Zen patent effectively. There are several potential tactical options that Creative has toward the patent infringement issue against Apple. To begin with, an option would be to give up their patent and try to compete with Apple. Considering the growth that Apple has and their leading market position, this is probably the worst option for Creative. Plus, the superior user experience that the Zen patent brings in this fast growing MP3 market will undoubtedly drive spectacular revenue for Creative and thus there is no reason for Creative to give up the patent. Secondly Creative could sue to seek an injunction from allowing Apple to make their product. It is a really good option when people want to get rid of a potential competitor for a long time. In this case, Apple would not be able to manufacture its iPod when Creative litigate their claims. But would Apple give up on this attractive MP3 market just because of this? The answer...
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...Creative Technology Ltd. is a global company based in Singapore. It specializes in the consumer electronics industry, and is a world leader in digital entertainment products, famous for its Sound Blaster audio cards and for starting the multimedia revolution worldwide. Creative Technology Ltd. has its headquarters located in Jurong East. Creative Technology is founded by Mr Sim Wong Hoo. Creative Technology Ltd. began as a computer repair shop in 1981. During this time, Mr Sim was successful in selling add-on memory boxes for the Apple II computer, which encouraged him to create a customized PC in the Chinese language. Creative Technology became known for its audio aspects, and when Creative came up with the first Sound Blaster card, Creative started to dominate the PC audio market. Creative Technology will go on to dominate this market throughout the 1990s and was rarely challenged, with the Sound Blasters representing 70% of revenue at one point. Growth in MP3 player sales has since helped to level the revenue field. Modifications over the years to the Sound Blaster card have also helped it to remain competitive. In 1999, Creative launched the NOMAD line of digital audio players, propelling itself as a serious competitor in the portable audio player market, a market which they were able to dominate until the entry of the Apple iPod. Creative Technology Ltd. was awarded the ZEN patent on August 9, 2005. On Sept 4, 2007, Creative Technology announced that it has voluntarily delisted...
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...AnnCONTENTS Chairman’s Message Financial Highlights and Review Board of Directors and Executive Officers Corporate Governance Directors’ Report Statement by Directors Independent Auditor’s Report Consolidated Income Statement Consolidated Statement of Comprehensive Income Balance Sheets Consolidated Statement of Changes in Equity Consolidated Statement of Cash Flows Notes to the Financial Statements SGX-ST Listing Manual Requirements 2 4 6 7 12 16 17 18 19 20 21 22 23 62 1 CREATIVE TECHNOLOGY LTD AND ITS SUBSIDIARIES CHAIRMAN’S MESSAGE Dear Shareholders, Fiscal 2013 was another difficult year for Creative. We had continued to focus on the development and introduction of new products in the key product categories, and had launched a series of new exciting products that provide good potential growth opportunities. However, our financial performance continued to be adversely affected by the difficult and uncertain market conditions for our products, which impacted sales across all regions and resulted in lower revenues. Nevertheless, despite the lower level of sales, with a lower operating cost structure from the cost cutting actions in the previous years, we were able to achieve an improvement in operating results in fiscal 2013. Sales for fiscal year 2013 were US$165 million, a reduction of 14% compared to US$192 million for fiscal year 2012. Gross profit as a percentage of sales was 33% in fiscal 2013, up from 19% in fiscal 2012. Net profit for fiscal 2013 was...
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...To Pleasure A Prince by Sabrina Jeffries is very close to being a wallbanger for me because the hero in this book is truly hard to tolerate and the heroine's "growing affection" for him comes off like increasing desperation on her part to emulate her martyr-prone romance heroine sisters. On one hand, I try to be patient with this book. I've read bad boy heroes who push the limits of acceptable behavior, enjoy these books, and there's that. But Marcus North isn't a bad boy as much as he comes off like a snarling caricature, the illegitimate son of the Tasmanian Devil and Wild E Coyote, with absolutely no redeeming feature whatsoever where I am concerned to commend him to anyone other than women who write love letters to men on the death row. Marcus isn't abusive, physically, but his actions are so offensive to me because he acts like a ten-year old boy denied his candies. His actions are completely self-absorbed. In fact, I don't remember encountering any hero as self-absorbed from start to finish like our Viscount Draker here. Regina Tremaine is our heroine and she has a secret. Maybe I shouldn't reveal the nature of this secret, so I'll just say that she has a valid excuse to hope that Marcus' sister Louisa be the wife to her brother. Marcus believes that her brother has shady reasons to court Louisa, so he opposes the relationship. Being a heroine, Regina naturally confronts Marcus in his place (with a chaperone that she leaves behind in the carriage, of course, because...
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...I noticed she clasped her hands together and began speaking in sorrow That the waters be stilled and that there will be sunshine, "Boo, Hoo" I thought, I will get even more severe now After this, no one will ever dare sail ship in my line. Then that’s when I really kicked in, I smashed the ship and threw the crew, All I had to do was unravel my billows and breakers That pushed her to gore her side in the reef rocks. All that was left now at daybreak was a wreck, a demised crew, a lifeless maiden, and a sense of victory But, suddenly a fisherman approached me the sea and sees the girl all disheveled and dead, He's thunderstruck and doesn’t know what assume or do, so he clasps his hands and prays to the lord That no one will die like the wreck on Norman Woe's and that Christ should save us from this dread. Now you see why you never sail on a ship, when...
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...com/shop/sbe-430-full-course-week-1-8/ Week 1 Week 1 Assignment Case Study (Characteristics of Digital Media) Week 2 Week 2 DQ 1 Read case study 4.1: The Implications of Globalization on Consumer Attitudes. Based on this article and your experiences, debate the statement: “Site localization is essential for each country for an e-commerce offering to be successful in that country.” Week 2 DQ 2 “Web 2.0 is simply a new label for a range of web technologies and consumer behaviors that have existed since the 1990s. It doesn’t represent a ‘paradigm shift.’” Is this statement true or false? Be sure to support your answer. Week 2 Assignment Case Study (How Google Generates Revenue) Week 3 Week 3 DQ 1 Read Case Study 5.3. "Boo hoo - learning from the largest European dot-com failure." Now answer this question: Which strategic marketing assumptions and decisions arguably made Boo.com’s failure inevitable? Week 3 DQ 2 Do you think a single person with specific e-business responsibility should be required for every medium-to-large business? Why or why not? Week 3 Assignment Case Study (Sandvik Steel's E-Business Strategy) Week 4 Week 4 DQ 1 Read Case Study 8.2: Dell Gets Closer to Its Customers Online and describe approaches used by Dell within their site design and prMomotion to deliver relevant offers for different types of online customers. Week 4 DQ 2 What are the differences between e-marketing plans and traditional marketing plans...
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...com/shop/sbe-430-full-course-week-1-8/ Week 1 Week 1 Assignment Case Study (Characteristics of Digital Media) Week 2 Week 2 DQ 1 Read case study 4.1: The Implications of Globalization on Consumer Attitudes. Based on this article and your experiences, debate the statement: “Site localization is essential for each country for an e-commerce offering to be successful in that country.” Week 2 DQ 2 “Web 2.0 is simply a new label for a range of web technologies and consumer behaviors that have existed since the 1990s. It doesn’t represent a ‘paradigm shift.’” Is this statement true or false? Be sure to support your answer. Week 2 Assignment Case Study (How Google Generates Revenue) Week 3 Week 3 DQ 1 Read Case Study 5.3. "Boo hoo - learning from the largest European dot-com failure." Now answer this question: Which strategic marketing assumptions and decisions arguably made Boo.com’s failure inevitable? Week 3 DQ 2 Do you think a single person with specific e-business responsibility should be required for every medium-to-large business? Why or why not? Week 3 Assignment Case Study (Sandvik Steel's E-Business Strategy) Week 4 Week 4 DQ 1 Read Case Study 8.2: Dell Gets Closer to Its Customers Online and describe approaches used by Dell within their site design and prMomotion to deliver relevant offers for different types of online customers. Week 4 DQ 2 What are the differences between e-marketing plans and traditional marketing plans...
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...other religions. At the dawn of man they latched themselves onto man and are the cause of all man’s unhappiness and flaws (Wright). Hubbard accused psychologists of being in cahoots with Lord Xenu and carrying out the genocide in Galactic Federation seventy million years ago (Wright 366). Hubbard lived through World War Two and Hitler’s genocide, where doctors were used to kill prisoners of concentration camps; this probably made him think that all doctors were rooted in evil. Hubbard also could have been shunning psychology because he knew if too many people believed psychology they would slowly drift away from his new found religion. In the 1960s James Phelan treated Scientology with mild sarcasm in his article titled Have You Ever Been a Boo Hoo. He put in remarks attempting to diminish L. Ron Hubbard’s credibility such as an ending statement about Hubbard’s butler taking away his drink. In the 1960s Scientology was considered another grass roots organization started as part of the counter culture movement; it was not expected to be the worldwide religion it is today. ...
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...Updated 11/01/2011 Running head: APA FORMAT EXAMPLE A maximum of 50 characters 1 How to Do that Annoying APA Format Stuff: A Brief Overview of the 6th Edition Scott W. Plunkett California State University, Northridge Noh Wahnelse and I. M. N. Oyed University of Invisible Students Authors’ names should appear in order of their contribution to the manuscript. Author Note Scott W. Plunkett, Department of Psychology, California State University Northridge. Noh Wahnelse, Department of Paranormal Experiences and Life Events, University of Invisible Students. I. M. N. Oyed, Department of Anger Management, University of Invisible Students. Special thanks to Bill White in the Management Department at Liberty University for suggestions to the content of this document. Correspondence concerning this article should be addressed to Scott W. Plunkett, Department of Psychology, California State University Northridge, 18111 Nordhoff Street, Northridge, CA 91330-8255. E-mail: scott.plunkett@csun.edu APA FORMAT EXAMPLE Abstract 2 The abstract provides a brief, comprehensive summary of the paper. Abstracts should not exceed 120 words, unless otherwise stated. Be sure and highlight the major ideas of the paper. For example, this paper is designed to enlighten people how to use APA formatting through a somewhat silly example. Important considerations such as formatting, headings, citations within the text, and references are addressed (not undressed). Keywords: APA, citing...
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...To purchase a paperback copy please visit: http://www.cafepress.com/hanmilounge Thinking of starting your own online business or writing career? Try My Favorites: Internet and Computer Tutorials Newbie Club *** LOW COST - HIGH QUALITY! Websites and Domain names Netfirms *** E-Book Creation Software E-book Gold *** Sell your books and more. CafePress Self Publishing House *** Personalized Merchandise You create it, they sell & ship it! Zazzle *** Many resources for writers The Writers Store *** Search hundreds of Literary Agents in seconds! FirstWriter English Korean Phonetic Dictionary ROMANIZED Travel Companion Edition A beginner’s guide to the Korean language By D.L. Bangerter Emergency Word List ambulance bleeding breathless (not breathing) choking doctor food poisoning headache heart heart failure help hospital injured medicine pain painful painkiller pharmacy poison sick unconscious urgent g(k)oo-guuhp-chah pee-nah-yoh soom-ah-moht-sae-oh soom-mahk-hee-dah uuhee-sah s(sh)eek-joong-d(t)ohk d(t)oo-tohng sheem-jahng sheem-jahng-mah-bee d(t)oh-ah-choo-sae-oh b(p)yuhng-wuhn d(t)ah-chee-dah yahk g(k)oh-tohng ah-puuhn j(ch)een-tohng-jeh yahk-gook d(t)ohk-yahk mah-nee-ah-puuh-yoh moo-uuhee-sheek g(k)een-guuhp-hahn 구급차 피나요 숨 못쉬어요 숨막히다 의사 식중독 두통 심장 심장마비 도와주세요 병원 다치다 약 고통 아품 진통제 약국 독약 많이아프다 무의식 긴급한 Public Places airport bank downtown hotel immigration office market (small store) money changer police station post office...
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...Short 'n' Simple Skits for actors or puppets Hansel & Gretel, by J. Jaquish - an easy play for 14 actors & a reader, about 15 - 20 minutes long. The Way I Remember It, by J. Jaquish - a medium difficulty play for age 6+; 13 or more actors, about 15 to 20 minutes. Little Orphan Annie (a scary poem acted out) by James Whitcomb Riley, adapted for stage by J. Jaquish. 5 to 7 children & 3 to 5 adults. Skits for Scouts, by R. Gary Hendra Taliban Pizza phone skit + Osama Bin Laden's Memo to Cavemates Skits & Other Plays at A-Z Scripts & Puppets for Home Schoolers Excellent Readers Theater Scripts by Aaron Shepard, Folk Tales & Historical Fiction, grades 3-9 Richard Nathan's Imaginative and Quirky Short and Long Plays, Horror and Science Fiction, etc. (small and medium size casts) CONTACT Jeannette Jaquish FunAntics Theater Scripts HOME PAGE ----------------------------------------------- If you like, Donate $1 to FunAntics at this link: ------------------------------------------------- Top of Form Bottom of Form --------------------------------------------------- Many comics make good short skits. Check out: Calvin & Hobbes (sold in book form now) and Dilbert and Zits for skits using ordinary clothing and few props. Other comics in the newspaper make good short skits. Make a Laugh-In Joke Wall (ask someone born before 1959 what Rowan and Martin's Laugh-In was). Slit a refrigerator box down one corner so you can open it up and...
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