...Innovative Capabilities Jillian Newes OI/370 8/10/2015 Anthony Barnes Innovative Capabilities Ameriprise Financial works one on one with millions of clients to help them put more dreams within reach. The company has withstood recessions, depressions, downturns and panics and has only grown stronger in over 115 years in service. They are the leaders in innovation and adapting to change and it shows in their ability to stay at the top of their competitors. There are still areas for innovation and Ameriprise is a company that adapts and changes on a daily basis whether it is through updating software, advising clients on stock market changes, or adapting to always changing federal laws in the financial world. Current Innovative Capabilities Ameriprise Financial strives to be a supreme provider of retail financial services. The key is in the relationship advisors have with clients. It is centered on complete financial planning and advice. These relationships are developed and strengthened over many years. Ameriprise works with many generations of families because they appreciate the value and peace of mind Ameriprise offers over a lifetime. Their growth strategy is simple but also very powerful. This strategy is to serve more clients who are collecting capital and transitioning to retirement, deepen relationships with existing clients through complete advice and solutions, and further develop the advisor’s value proposition to continue to build...
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...Creating Capabilities: Income and Poverty In Creating Capabilities Martha C. Nussabaum suggests that measuring poverty using one’s income can be misleading and problematic when it comes to understanding the real reason why the person is poor. Nussabaum argues that poverty “involves heterogeneous failures of opportunity, which are not always well correlated with income” (Nussabaum 143). The problem with measuring poverty through the means of just income is outdated, there are many devastating factors that can greatly altar one’s living condition besides their income. As Nussabaum suggests, income is an inaccurate means in determining one’s well-being because other factors such as education, nutrition and debt could contribute to greatly altering one’s earnings, then causes them to go into poverty. This essay is to explain why measuring poverty through income is a problem. Nussabaum’s belief of why the measurement of poverty is determined by income is flawed and how it should not be used because, there are other factors that can greatly altar ones living conditions will be defined as: “Poverty involves heterogeneous failures of opportunity, which are not always well correlated with income; moreover, people in positions of social exclusion may have difficulty converting income into actual functioning, so income is not even a good proxy for capabilities”(Nussabaum 143-4). The research in this essay includes the article What’s the Best Way to Measure Poverty? by Matthew Philips...
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..."Revisiting Adult Developemt" Changing Capabilites, perspective and worldviews.(Linda E. Morris, 2016) As adults returning to college we become more able to be aware and intentional. Living intentionally means being aware of what creates passion within you, and putting your engery into that specific area. Dont allow your self to be distracted or defeatd. Anything to make the world a better place. Adults returning to college make their own meaning. Every adult attending college right nw has a reason for why they wanted to further their education. Most cases is for better pay. I believe the majority have a passion for what they plan on majoring in. I have run across alot of people in my life that do it just for the challenge. They will have multiable...
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...DEFINE BUSINESS STRATEGY. The definition of business strategy includes six areas of analysis. The product-market focus is the first step. The underlying capabilities in implementing a product-market strategy include the technologies, processes and market access that a firm has. These address the business and its key success factors. Businesss strategy includes customer targeting, product lines and positions, technical capabilities, strategic processes, and market access. * Describe the customer targeting strategy and its requirements. Without targeting a specific customer segment, it is impossible to develop effective products or services that meet specific customer needs and requirements. Each segment, by definition, has a different set of requirements. While differences may be minor at time, they affect the decision of the customer to purchase the product or service. * Describe the product line and product positioning strategies for the market segment. The business unit must decide what it will offer and how those offerings will be positioned within the competitive environment. A firm can have one product or a product line that covers a range of prices with a variety of features. The price-quality-performance position is a relative determination compared with competitors' prices, quality levels and features when comparing your products with alternative products in the marketplace. * Identify the technologies required to implement the product-market strategy....
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...Human resource is an important factor in the development of every nations. A good example of this is the East Asian Miracle, which states that physical and human capital played a pivotal role in the remarkably high and sustainable economic growth of eight high-performing East Asian countries (World Bank, The East Asian Miracle: Economic Growth and Public Policy). Imagining more than half of the people being trafficked could be potential workforce, their labour, knowledge and experience could have been a contribution to a greater good, but instead they are being used as cheap labour, exploited beyond their capabilites. Besides bearing the loss of its own labour force, the host country will continue to suffer when the victims of human trafficking return. Due to physical and psychological damage, many of them would be unable to work and may rely on social support, those who could not overcome the fear is likely to be come a burden for the family and the...
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...PROBLEMES ECONOMIQUES CONTEMPORAINS Exam final: 4-5 questions de cours Chap 1 : Partage de la VA Chap 2 : Inégalités et pauvreté Chap 3 : Problèmes liés à l'environnement (20/01/12) CHAPITRE 1 : PARTAGE DE LA VALEUR AJOUTEE (VA) INTRO : Le problème du partage de la VA, est un problème où sont mis en exergue le rôle des agents économiques et surtout leurs rapports de force précisément nous étudierons les rapports de force entre 3 types d'acteurs : apporteurs de capital (AC) ou capitalistes, les dirigeants, et les exécutants. La lutte pour le partage de la VA va nous permettre de concevoir un mécanisme de détermination du montant des rémunérations des agents économiques (pas de rémunération à la productivité marginale). Nous aboutirons à un constat : les rémunérations dépendent des rapports de force entre les acteurs. D'autres éléments rentreront en ligne de compte, le fonctionnement du marché financier, le rôle de la BCE, l’état de crise d'un pays, tous ces éléments peuvent modifier les inégalités de partage de la VA. I. La richesse Le PIB est l'indicateur le plus utilisé pour mesurer la richesse d'un pays. Il existe plusieurs méthodes (méthodes de production (Y), revenu...) Parfois le PIB augmente pour des causes négatives = externalités négatives A) Définitions *VP (valeur de la Y d'un pays) : il s'agit du montant de ce qui a été effectivement produit (en valeur monétaire) durant 1 année (incluant les variations de stock) *Ci (consommations intermédiaires)...
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...Civil War Ranked as the deadliest war in American history, the Civil War tore America apart and took the lives of atleast 600,000 citizens. The war sparked mostly from the dispute over the rights of individual states. It lasted from 1861 until General Robert E. Lee’s Army of Northern Virginia surrendered at Appomattox Court House on April 9, 1865. The American Civil War could have swung in either direction, but many factors suggested that Union Victory was inevitable.55 First off, the manpower on the Union side was much larger and outnumbered the Confederate army strength. There were 20 Northern states fighting against 11 Southern states. When the war broke out, the Confederate Army had an estimated 750,000 soldiers, whereas the Union Army had about 2 milliion soldiers. The Confederate soldiers had many odds against them. A Yankee stood a 1 in 18 chance of dying due to illness and a 1 in 8 chance of dying in battle. A Rebel faced a 1 in 5 chance of dying from disease and a 1 in 8 chance of dying in battle. Military officers such as P.G.T. Beauregard, Stonewall Jackson, and Robert E. Lee brought major victories for the Southern Army. Their military strategies were efficient and powerful, but then again, so were the actions of the Northern Army. Some of the best military officers on the Union side were Ulysses S. Grant, William T. Sherman and Winfield Scott. It is said that the Union Army had much better teamwork and respect towards their officers, when in fact the Confederate...
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...Running head: COMPETATIVE ADVANTAGE AND PRO SPORTS Competative Advantage and Pro Sports Cynthia Moreno University of Phoenix MGT 488 Ricky Lovitt Abstract Competitive advantage is defined as the strategic advantage one business entity has over its rival entities within its competitive industry. Competitive advantage occurs when an organization acquires or develops an attribute or combination of attributes that allows it to outperform its competitors. “A firm is said to have a competitive advantage when it is implementing a value creating strategy not simultaneously being implemented by any current or potential player” (Barney 1991 cited by Clulow et al.2003, p. 221). To gain competitive advantage a business strategy of a firm manipulates the various resources over which it has direct control and these resources have the ability to generate competitive advantage (Reed and Fillippi 1990 cited by Rijamampianina 2003, p. 362). There are two of competitive advantages: comparative advantage and differential advantage. We will address differential advantage in this paper and how it applies to the business of professional sports. A differential advantage is created when a firm's products or services differ from its competitors and are seen as better than a competitor's products by customers. Four criteria that determine a firm's competitive capabilities in the marketplace and judging a firm’s resources are as follows: 1. Are they Valuable? (do they enable a firm to...
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...Verizon: A Platform for Change The name says it all – “a platform for change.” Although steeped in an ever-changing market, Verizon has been able to not just keep up, but excel. With innovations rampant, and competition always on its heels, Verizon has to keep up in ever aspect of the game. This was a challenge for the managers but they were able to change and change and change, which was key. Verizon is a full-service communications provider, which means major competition from every side. Competing against cable providers such as Time Warner Cable, wireless providers like AT&T and Sprint, and Voice over Internet Protocol like Vonage, means that Verizon has A LOT to keep up with. It would take an innovative managerial system to fight back against all this competition, which is exactly what Verizon had. When Seidenberg and his team decided to split the wireless and wireline sections of the company, they proved just that. They needed to protect the formation of wireless as the wireline segment provided more than just sales for all types of consumers. Even more importantly, with the purchase of MCI, they ushered in a new segment in Verizon Business that would bring even more to the table, shifting orientation toward global markets. The acquisition of MCI also helped with the transitioning culture jumpstarted by the growing wireless market, which was faster in nature than the wireline culture. MCI was entrepreneurial in culture, which helped Verizon adapt to the changing conditions...
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...one son in his second year in college, one son that is a rising senior in high school and a 4 year old daughter in daycare. My oldest son is home for the summer and is very helpful and supportive. My job as a residential counselor in a 24 hour facility is very demanding and my work shifts can sometimes last 12-24 hours and that was why I was apprehensive about enrolling in school. These past six weeks at Walden have proven to be very rewarding and not nearly as difficult as I first thought it would be. The online format allows me the flexibility to study and complete my assignments at work if I’m working an overnight shift. I am a very confident secure Walden student that has gained a lot of insight into my learning habits and capabilites. Walden has provided me with a challenging but rewarding first course that has helped me get acclimated to online learning. The self-assessments and broad topics that we covered has given me insight into my learning style and made me aware of the many supports that are in place to help me achieve my goal of being a college graduate. The tools that have been provided to me during the past 6 weeks have helped me with time management, improving my writing skills and the discussion boards have really helped me with seeing things from others perspectives. I enjoyed reading my classmates posts and their responses to my posts because it...
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...transponders. Only recently, due to technology advances, have the price points dropped to where RFID is now feasible for companies to adopt. Wal-Mart was among the first commercial enterprises to select RFID technology to achieve improvements in the inventory supply process and theft control. Wal-Mart started the process of implementing RFID throughout its retail distribution chain by requiring its top 100 suppliers to use RFID tags by year-end 2004 on the pallets and cases they shipped to Wal-Mart. However, in 2004 due to the status of standards and limited tag production capabilities, manufacturers of RFID tags were unable to meet the volume of demand within Wal-Mart's desired time frame. As the standards further evolved, production capabilites expanded and price points kept dropping, Wal-Mart's implementation is now in full swing with most of their top suppliers delivering RFID tagged pallets and crates to all of Wal-Mart's distributions centers. RFID use has started to penetrate other corporate supply chains, but in many cases these implementions are closed loop systems. In other words, the RIFD is deployed within a particular corporation's supply chain, but not between them and their business trading partners. There are other applications which are also limited todeployment withing a single organization, such as tracking tools so they aren't left behind in the airplane after maintenance. 1ST ORGANIZATION TO LAUNCH RFID EMBEDDED CARDS: Chase Offers Contactless Cards...
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...Social Media: Effects on Marketing and the Public ITT Abstract This will help describe the effects of social media on the public as well as in sales. The people that are referenced within are describing how there sales job market. Social Media: Effects on Marketing and the Public Social media has changed how we do our daily business. As far as humans have been introduced to products there has been a way to market them. The way producers market their products has only changed. All of the changes are not too bad; the use of social marketing has helped many salespeople sell their products. With social media salespeople have the ability to target more people. With the current use of social media at their fingertips, salespeople have embraced the use of it and made it work to their advantage. When Twitter celebrated five years, compared to its regular forms of marketing it had 150 million users in four years. (Raj Agnihorti, 2012) For such an achievement to happen so rapidly meant that social media was the way to go. Salespeople are an important to the company. Social media similar to Facebook, Twitter, and others like them help spread the word about products. Products cannot only be order from web sites one can also leave feedback on the product. Through social media purchasers may remain anonymous. (Rebeca Walker Naylor, 2012) With the consumer being an anonymous person, the company does not need to spend countless dollars to advertise; people will do it...
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...Core competencies, however, are characteristics of the organization as a whole. Libraries can utilize core competencies as a tool to develop and provide superior services. A description and review of the concepts of core competencies are included and a framework for their development and use is given. The concept of core competencies was developed in the management field. Prahalad and Hamel (1990) introduced the concept in a Harvard Business Review article. They wrote that a core competency is "an area of specialized expertise that is the result of harmonizing complex streams of technology and work activity." As an example they gave Honda's expertise in engines. Honda was able to exploit this core competency to develop a variety of quality products from lawn mowers and snow blowers to trucks and automobiles. It is important to distinguish between individual competencies or capabilities and core competencies. Individual capabilities stand alone and are generally considered in isolation. Gallon, Stillman, and Coates (1995) made it explicit that core competencies are more than the traits of individuals. They defined core competencies as "aggregates of capabilities, where synergy is created that has sustainable value and broad applicability." That synergy needs to be sustained in the face of potential competition and, as in the case of engines, must not be specific to one product or market. So according to this definition, core competencies are harmonized, intentional constructions...
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...Cultural Awareness of North Korea By SGT Anderson, Alvin, D. ALC Class 718-12 SSG Rockhold North Korean Cultural Awareness Outline Understanding and respecting cultural differences is critical to our success in the world forum. We cannot hope to be a successful, diplomatic military without cultural awareness. 1. What Is Culture? a. The Definition of Culture b. Characteristics of a Culture 2. The Democratic People’s Republic of Korea c. About North Korea d. The Korean War 3. Juche e. Kim Il-sung f. The Effects of Kim Il-sung and Juche 4. Diplomacy With North Korea g. The Threat North Korea Poses h. Hope For the Future A diplomatic relationship with North Korea may not be possible at this time, But taking the time to get know and understand their culture and their angst against the US may help us further our relationship with them in the future. Alvin Anderson SSG Rockhold ALC 718-12 May 19, 2012 North Korean Culture What is culture? Culture is many things. Culture is almost everything. The word culture is very broad and encompassing. There is no simple, universally accepted definition for the word culture. It is by definition: the behavior and beliefs characteristic of a particular social, ethnic or age group. It is characterized a group of peoples’ traditions, religion, food, customs and language. Culture is dynamic. Culture is static. It both changes with the times and...
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...MIS In Your Pocket Q1: The kinds of applications that are described are as: e-mail, calendar, photo sharing, and text messaging applications to applications like the one used for MEDITECH electronic medical records system, ChainLinq Mobile, and the app developed by Timothy Childs to help control machines in his business. These types of applications help employees stay better kept up with each other and business information. The e-mail application allows employees to receive e-mails almost directly after they are sent. The MEDITECH application gives doctors the ability to look at things like medical records and results whenever they need to and where ever they are. Basically, all the applications described help support business functions like timeliness and punctuality. These application help improve operational efficiency because they improve the speed of the information being communicated in businesses. This allows the businesses to operate faster and helps decision-making be done quicker which will help companies avoid potential problems or fix problems that are happening faster. Q2: Businesses in this case study solved problems like doctors being able to stay on call, having a secure mobile network, quickly delivering information to customers, and controlling some parts of machines through specific applications. Doylestown Hospital uses the iPhone for their doctor’s to be able to access medical information they might need at any moment by connecting it to the hospital’s...
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