Premium Essay

Chapter 9 Questions

In:

Submitted By conwilli2
Words 274
Pages 2
9.1 a. What is an opportunity cost rate? b. How is this rate used in time value analysis? c. Is this rate a single number that is used in all situations?

9.2 What is the difference between a lump sum, an annuity, and an unequal cash flow stream? 9.3 Great Lakes Health Network’s net income increased from $3.2 million in 2001 to $6.4 million in 2011. The total growth rate over the ten years is 100 percent, while the annual growth rate is only about 7.2 percent, which is much less than 100 percent divided by ten years. a. Why is the annual growth less than the total growth rate divided by ten? b. Which growth rate has more meaning-the total rate over ten years or the annualized rate?

9.4 Would you rather have a savings account that pays 5 percent compounded semiannually or one that pays 5 percent compounded daily? Explain your answer.

9.5 The present value of a perpetuity is equal to the payment divided by the opportunity cost (interest) rate: PV = PMT/1. What is the future value of perpetuity?

9.6 When a loan is amortized, what happens over time to the size of the total payment, interest payment, and principal payment?

9.7 Explain the difference between the stated rate, periodic rate, and effective annual rate.

9.8 What are three techniques for solving time value problems?

9.9 Explain the concept of return on investment (ROI) and the two different approaches to measuring ROI.

(Louis C. Gapenski- Healthcare Finance: An Introduction to Accounting and Financial Management: 5th

Similar Documents

Premium Essay

Chapter 9 Question and Discussion

...Chapter 9 Review Question, Discussion Topic and Project Review Question 1: In the auto shop examples on page 348, what are some problems that might arise in Mario's system? Why won't Danica run into the same problems? Provide specific examples in your answer. Problems that would be exclusive to Mario’s Auto Shop are: increased time spent on entering in the same data, miscalculations could result from having two people entering in the same data and they would not be able to compare all of the data at once. Danica wouldn’t run into those problems because she only has one table and therefore doesn’t have to retype the same data into two different tables. Danica would also be able to compare all of her data on a single screen and would be able to organize the two categories at once. Having only one large table would also reduce time being spent on entering data as opposed to having two separate data tables. Discussion Topic 1: Are there ethical issues to consider when planning a database? For example, should sensitive personal data (such as medical information) be stored in the same DBMS that manages employee salary and benefits data? Why or why not? The main ethical issues of handling sensitive data would be privacy. Medical information should only be visible to doctors or health insurance providers. While employee salary and benefits should only be visible to management. Also all the data storage should comply with all laws of privacy including the HIPPA act and Constitutional...

Words: 374 - Pages: 2

Free Essay

Chapter 9 Review Questions and Answers

...1. a) What is a database? A database is an organized collection of related data. b) How does an RDBMS store data? An RDBMS stores related data in tables. 2. What is one benefit of dividing data into tables? Dividing data into tables eliminates unnecessary data duplication, or data redundancy. 3. a) What is a database schema? A database schema is a description of the data and the organization of the data into tables in a relational database. b) Explain the considerations for dividing data into related groups. Considerations for dividing data into related groups includes grouping information so that there is little or no data redundancy. However, each table must have data related to at least one other table, which will require data duplication. This is not considered data redundancy. A table with no relationship to any another table does not belong in the database. 4. a) What is a field? A column in a table. Used to store data. b) Explain why a field that stores more than one piece of data is considered poor design. A field that stores more than one piece of data limits the sorting and searching capabilities of the database. 5. List four guidelines to follow when choosing field names. 1. Make field names unique. 2. Choose the shortest possible...

Words: 1840 - Pages: 8

Premium Essay

International Business Chapter 9 Critical Questions

...Claudia Perez Chapter 9 (Critical Discussion Questions) 1. NAFTA has produced significant net benefits for the Canadian, Mexican, and U.S economies. Discuss. The North America Free Trade Agreement (NAFTA) was passed in 1994. Starting with eliminating the majority of taxes on products traded between the three countries fallowed with a gradual phase-out of other tariffs. The Agreement contributed to more exports. The two way trade between Mexico and the U.S has more than quadruple since the agreement was implemented. Another direct effect is more investments. The U.S is the largest foreign direct investment in Mexico. Investments in Mexico have helped increase the efficiency of U.S domestic production. Also more jobs were created. Even thou some jobs were lost, more and better jobs were created. In conclusion this agreement has benefited all three countries from more free trade. 2. What are the economic and political arguments for regional economic integration? Given these arguments, why don’t we see more substantial examples of integration in the world economy? The economic argument for regional integration is mostly positive. It’s based on the presence of extra gains from the free flow of trade and investment between the countries involved in the agreement. The political argument is that it is mainly based on geography. The participating countries have to be neighboring countries, and many neighboring countries have border disputes lessing the possibilities for regional...

Words: 822 - Pages: 4

Free Essay

1 and 3 in Chapter 5, and Questions 8 and 9 in Chapter 6.

...Do 1 and 3 in chapter 5, and questions 8 and 9 in chapter 6. For Chapter 5 question 1: One of the potential problems mentioned in the chapter with gathering information requirements by observing potential system users is that people may change their behavior when observed. What could you do to overcome this potential confounding factor in accurately determining information requirements? (5 points) There is no doubt that an employee may change their attitude or work behavior when they are being observed. One thing that I would do is keep observing the employee, however informing the employee before the observation would allow the employee to attempt to work with their best quality while being observe. This will allow the observer to identify the issues that the worker really has. For Chapter 5 question 3: Suppose you were asked to lead a JAD session. List ten guidelines you would follow in playing the proper role of a JAD session leader. (5 points) Chap 5, Question 3: Ten Guidelines listed 1. Limit the distraction to focus on meeting 2. Set an agenda and keep the session on track 3. Always remain neutral  4. Identify and address critical political and organizational issues early 5. Establish the executive sponsor as the tiebreaker 6. Facilitator should be train and be critically involved  7. Team attendance and participation are mandatory 8. Respond to ideas that relate to the project  9. Keep the team in check on topics that relate to the meeting  10. Involve...

Words: 353 - Pages: 2

Free Essay

Bus 309 Wk 9 Quiz 8 Chapter 9 - All Possible Questions

...BUS 309 WK 9 Quiz 8 Chapter 9 - All Possible Questions To Purchase Click Link Below: http://strtutorials.com/BUS-309-WK-9-Quiz-8-Chapter-9-All-Possible-Questions-BUS3099.htm BUS 309 WK 9 Quiz 8 Chapter 9 - All Possible Questions 1. Our concern for privacy has ____ dimensions. 1. Two 2. Three 3. Four 4. Five 1. The strength of a privacy right depends on 1. The law 2. Circumstances 3. Whose right it is 4. Corporate culture 1. Enterprise Rent-A-Car lays down ____ dress-code guidelines for women. 1. 15 2. 20 3. 25 4. 30 1. Wellness programs are 1. Clearly immoral 2. Paternalistic 3. Illegal 4. Imprudent 1. Compulsion comes in 1. Packets 2. Flavors 3. Degrees 4. Bundles 1. Informed consent implies deliberation and ____ _____. 1. Free choice 2. Eager participation 3. Worker benefit 4. Employer risk 1. For consent to be legitimate, it must be 1. Coerced 2. Compensated 3. Voluntary 4. Confirmed 1. Polygraph tests record changes in 1. Psychological processes 2. Honesty 3. Physiological processes 4. Environment 1. The use of polygraphs is argued to allow business to abolish the use of 1. Audits 2. Salary decreases 3. Random firing 4. Nepotism 1. Lynn March holds that polygraphs are accurate 1. 33% of the time 2. 45% of the time 3. 78% of the time 4. 90% of the time 1. David T. Lykken holds that polygraphs have, at most, been measured as being accurate 1. 27% of the time 2. 63% of the time 3. 74%...

Words: 699 - Pages: 3

Free Essay

Bus 309 Wk 9 Quiz 8 Chapter 9 - All Possible Questions

...BUS 309 WK 9 Quiz 8 Chapter 9 - All Possible Questions To Purchase Click Link Below: http://strtutorials.com/BUS-309-WK-9-Quiz-8-Chapter-9-All-Possible-Questions-BUS3099.htm BUS 309 WK 9 Quiz 8 Chapter 9 - All Possible Questions 1. Our concern for privacy has ____ dimensions. 1. Two 2. Three 3. Four 4. Five 1. The strength of a privacy right depends on 1. The law 2. Circumstances 3. Whose right it is 4. Corporate culture 1. Enterprise Rent-A-Car lays down ____ dress-code guidelines for women. 1. 15 2. 20 3. 25 4. 30 1. Wellness programs are 1. Clearly immoral 2. Paternalistic 3. Illegal 4. Imprudent 1. Compulsion comes in 1. Packets 2. Flavors 3. Degrees 4. Bundles 1. Informed consent implies deliberation and ____ _____. 1. Free choice 2. Eager participation 3. Worker benefit 4. Employer risk 1. For consent to be legitimate, it must be 1. Coerced 2. Compensated 3. Voluntary 4. Confirmed 1. Polygraph tests record changes in 1. Psychological processes 2. Honesty 3. Physiological processes 4. Environment 1. The use of polygraphs is argued to allow business to abolish the use of 1. Audits 2. Salary decreases 3. Random firing 4. Nepotism 1. Lynn March holds that polygraphs are accurate 1. 33% of the time 2. 45% of the time 3. 78% of the time 4. 90% of the time 1. David T. Lykken holds that polygraphs have, at most, been measured as being accurate 1. 27% of the time 2. 63% of the time 3. 74%...

Words: 699 - Pages: 3

Premium Essay

Bus 230 Wk 9 Quiz Chapter 11,12 - All Possible Questions

...BUS 230 WK 9 Quiz Chapter 11,12 - All Possible Questions To Purchase Click Link Below: http://strtutorials.com/BUS-230-WK-9-Quiz-Chapter-1112-All-Possible-Questions-BUS2308.htm BUS 230 WK 9 Quiz Chapter 11,12 - All Possible Questions 1. Target pricing: a. starts with the supplier’s price, and works to determine the selling price of the buying organization’s end product or service. b. starts with the selling price of an organization’s end product minus the operating profit to establish the target cost. c. starts with the selling price of an organization’s end product minus actual manufacturing, overhead, and materials costs to determine operating profit. d. starts with the supplier’s price, and works to determine the supplier’s true cost structure. e. starts with the buyer’s lowest reasonable price target, and works to a negotiated price agreed on by the buyer and the supplier. 2. Activity based costing attempts to: a. correct the distortions built into product costing by the way that direct costs are allocated. b. correct the distortions built into product costing by the way that the learning curve is applied to direct labor costs. c. turn indirect costs into direct costs by tracking the cost drivers behind indirect costs. d. turn direct costs into indirect costs by tracking the cost drivers behind direct costs. e. introduce a new way to allocate direct costs that more accurately captures labor and material usage. 3. An externally focused process...

Words: 830 - Pages: 4

Premium Essay

Bus 230 Wk 9 Quiz Chapter 11,12 - All Possible Questions

...BUS 230 WK 9 Quiz Chapter 11,12 - All Possible Questions To Purchase Click Link Below: http://strtutorials.com/BUS-230-WK-9-Quiz-Chapter-1112-All-Possible-Questions-BUS2308.htm BUS 230 WK 9 Quiz Chapter 11,12 - All Possible Questions 1. Target pricing: a. starts with the supplier’s price, and works to determine the selling price of the buying organization’s end product or service. b. starts with the selling price of an organization’s end product minus the operating profit to establish the target cost. c. starts with the selling price of an organization’s end product minus actual manufacturing, overhead, and materials costs to determine operating profit. d. starts with the supplier’s price, and works to determine the supplier’s true cost structure. e. starts with the buyer’s lowest reasonable price target, and works to a negotiated price agreed on by the buyer and the supplier. 2. Activity based costing attempts to: a. correct the distortions built into product costing by the way that direct costs are allocated. b. correct the distortions built into product costing by the way that the learning curve is applied to direct labor costs. c. turn indirect costs into direct costs by tracking the cost drivers behind indirect costs. d. turn direct costs into indirect costs by tracking the cost drivers behind direct costs. e. introduce a new way to allocate direct costs that more accurately captures labor and material usage. 3. An externally focused process...

Words: 830 - Pages: 4

Premium Essay

Bus 309 Wk 10 Quiz 9 Chapter 10 - All Possible Questions

...BUS 309 WK 10 Quiz 9 Chapter 10 - All Possible Questions To Purchase Click Link Below: http://strtutorials.com/BUS-309-WK-10-Quiz-9-Chapter-10-All-Possible-Questions-BUS30910.htm BUS 309 WK 10 Quiz 9 Chapter 10 - All Possible Questions 1. A business fir functions 1. For social benefit 2. To make money 3. To create employment 4. To generate social welfare 1. The notion of company loyalty, according to Shaw, is 1. Outdated 2. Trendy 3. Commonplace 4. Rare 1. What is the primary source of an organization’s right to expect employees to act on its behalf? 1. Common decency 2. Morality 3. Common law 4. Contract 1. The buying or selling of stocks by business insiders on the basis of information that has not yet been made public is 1. Insider trading 2. Business broking 3. Hedging bets 4. Whistle blowing 1. The SEC is the 1. Securities and Exchange Commission 2. Securities and Exchange Counsel 3. Social Excellence Committee 4. Social Expense Commission 1. Which theory of insider trading did the U.S. Supreme Court endorse in 1997? 1. The misappropriation theory 2. The misapplication theory 3. The stock-bond theory 4. The whisperer theory 1. Which Supreme Court case addressed insider trading in 1997? 1. a. Griswold v. Connecticut 2. b. Roe v. Wade 3. c. Brown v. Board 4. d. U.S. v. O’Hagan 1. Henry Manne 1. Thinks insider trading is illegal 2. Thinks insider trading is immoral 3. Sees nothing wrong...

Words: 789 - Pages: 4

Premium Essay

Bus 405 Wk 10 Quiz 9 Chapter 13 - All Possible Questions

...BUS 405 WK 10 Quiz 9 Chapter 13 - All Possible Questions To Purchase Click Link Below: http://strtutorials.com/BUS-405-WK-10-Quiz-9-Chapter-13-All-Possible-Questions-BUS4059.htm BUS 405 WK 10 Quiz 9 Chapter 13 - All Possible Questions TRUE/FALSE 1. A majority of teachers, firefighters, and police are represented by public-sector unions. 2. Favorable public-sector labor laws appear to be a significant factor encouraging growth in public-sector labor relations. 3. A major advantage of the Civil Service Reform Act (CSRA) was that it established the framework for labor relations in the federal government by legislation, instead of by Executive Order. 4. If a governmental unit privatizes a government service to a private business, the private employer is likely to be covered under the Labor Management Relations Act. 5. If a subject of collective bargaining is permissible, both parties are required to negotiate in good faith, even though an agreement may not be reached. 6. The Civil Service Reform Act (CSRA) makes it an unfair labor practice for a party to refuse or fail to cooperate in impasse procedures. 7. Like in the private sector, the market economic system controls the price, quality, and availability of most services in the public sector. 8. Supervisors and managers have been granted the right to engage in collective bargaining in some states. 9. Union negotiators have more difficulty determining "who speaks for management" in public-sector...

Words: 1673 - Pages: 7

Premium Essay

Bus 309 Wk 10 Quiz 9 Chapter 10 - All Possible Questions

...BUS 309 WK 10 Quiz 9 Chapter 10 - All Possible Questions To Purchase Click Link Below: http://strtutorials.com/BUS-309-WK-10-Quiz-9-Chapter-10-All-Possible-Questions-BUS30910.htm BUS 309 WK 10 Quiz 9 Chapter 10 - All Possible Questions 1. A business fir functions 1. For social benefit 2. To make money 3. To create employment 4. To generate social welfare 1. The notion of company loyalty, according to Shaw, is 1. Outdated 2. Trendy 3. Commonplace 4. Rare 1. What is the primary source of an organization’s right to expect employees to act on its behalf? 1. Common decency 2. Morality 3. Common law 4. Contract 1. The buying or selling of stocks by business insiders on the basis of information that has not yet been made public is 1. Insider trading 2. Business broking 3. Hedging bets 4. Whistle blowing 1. The SEC is the 1. Securities and Exchange Commission 2. Securities and Exchange Counsel 3. Social Excellence Committee 4. Social Expense Commission 1. Which theory of insider trading did the U.S. Supreme Court endorse in 1997? 1. The misappropriation theory 2. The misapplication theory 3. The stock-bond theory 4. The whisperer theory 1. Which Supreme Court case addressed insider trading in 1997? 1. a. Griswold v. Connecticut 2. b. Roe v. Wade 3. c. Brown v. Board 4. d. U.S. v. O’Hagan 1. Henry Manne 1. Thinks insider trading is illegal 2. Thinks insider trading is immoral 3. Sees nothing wrong...

Words: 789 - Pages: 4

Premium Essay

Bus 405 Wk 10 Quiz 9 Chapter 13 - All Possible Questions

...BUS 405 WK 10 Quiz 9 Chapter 13 - All Possible Questions To Purchase Click Link Below: http://strtutorials.com/BUS-405-WK-10-Quiz-9-Chapter-13-All-Possible-Questions-BUS4059.htm BUS 405 WK 10 Quiz 9 Chapter 13 - All Possible Questions TRUE/FALSE 1. A majority of teachers, firefighters, and police are represented by public-sector unions. 2. Favorable public-sector labor laws appear to be a significant factor encouraging growth in public-sector labor relations. 3. A major advantage of the Civil Service Reform Act (CSRA) was that it established the framework for labor relations in the federal government by legislation, instead of by Executive Order. 4. If a governmental unit privatizes a government service to a private business, the private employer is likely to be covered under the Labor Management Relations Act. 5. If a subject of collective bargaining is permissible, both parties are required to negotiate in good faith, even though an agreement may not be reached. 6. The Civil Service Reform Act (CSRA) makes it an unfair labor practice for a party to refuse or fail to cooperate in impasse procedures. 7. Like in the private sector, the market economic system controls the price, quality, and availability of most services in the public sector. 8. Supervisors and managers have been granted the right to engage in collective bargaining in some states. 9. Union negotiators have more difficulty determining "who speaks for management" in public-sector...

Words: 1673 - Pages: 7

Free Essay

Mkt 475 Wk 9 Quiz 8 Chapter 13

...475 WK 9 QUIZ 8 CHAPTER 13 To purchase this visit here: http://www.activitymode.com/product/mkt-475-wk-9-quiz-8-chapter-13/ Contact us at: SUPPORT@ACTIVITYMODE.COM MKT 475 WK 9 QUIZ 8 CHAPTER 13 MKT 475 WK 9 Quiz 8 Chapter 13 All Questions Included... Activity Mode aims to provide quality study notes and tutorials to the students of MKT 475 WK 9 Quiz 8 Chapter 13 in order to ace their studies. MKT 475 WK 9 QUIZ 8 CHAPTER 13 To purchase this visit here: http://www.activitymode.com/product/mkt-475-wk-9-quiz-8-chapter-13/ Contact us at: SUPPORT@ACTIVITYMODE.COM MKT 475 WK 9 QUIZ 8 CHAPTER 13 MKT 475 WK 9 Quiz 8 Chapter 13 All Questions Included... Activity Mode aims to provide quality study notes and tutorials to the students of MKT 475 WK 9 Quiz 8 Chapter 13 in order to ace their studies. MKT 475 WK 9 QUIZ 8 CHAPTER 13 To purchase this visit here: http://www.activitymode.com/product/mkt-475-wk-9-quiz-8-chapter-13/ Contact us at: SUPPORT@ACTIVITYMODE.COM MKT 475 WK 9 QUIZ 8 CHAPTER 13 MKT 475 WK 9 Quiz 8 Chapter 13 All Questions Included... Activity Mode aims to provide quality study notes and tutorials to the students of MKT 475 WK 9 Quiz 8 Chapter 13 in order to ace their studies. MKT 475 WK 9 QUIZ 8 CHAPTER 13 To purchase this visit here: http://www.activitymode.com/product/mkt-475-wk-9-quiz-8-chapter-13/ Contact us at: SUPPORT@ACTIVITYMODE.COM MKT 475 WK 9 QUIZ 8 CHAPTER 13 MKT 475 WK 9 Quiz 8 Chapter 13 All Questions Included...

Words: 554 - Pages: 3

Free Essay

Mkt 475 Wk 10 Quiz 9 Chapter 14

...WK 10 QUIZ 9 CHAPTER 14 To purchase this visit here: http://www.activitymode.com/product/mkt-475-wk-10-quiz-9-chapter-14/ Contact us at: SUPPORT@ACTIVITYMODE.COM MKT 475 WK 10 QUIZ 9 CHAPTER 14 MKT 475 WK 10 Quiz 9 Chapter 14 All Questions Included... Activity Mode aims to provide quality study notes and tutorials to the students of MKT 475 WK 10 Quiz 9 Chapter 14 in order to ace their studies. MKT 475 WK 10 QUIZ 9 CHAPTER 14 To purchase this visit here: http://www.activitymode.com/product/mkt-475-wk-10-quiz-9-chapter-14/ Contact us at: SUPPORT@ACTIVITYMODE.COM MKT 475 WK 10 QUIZ 9 CHAPTER 14 MKT 475 WK 10 Quiz 9 Chapter 14 All Questions Included... Activity Mode aims to provide quality study notes and tutorials to the students of MKT 475 WK 10 Quiz 9 Chapter 14 in order to ace their studies. MKT 475 WK 10 QUIZ 9 CHAPTER 14 To purchase this visit here: http://www.activitymode.com/product/mkt-475-wk-10-quiz-9-chapter-14/ Contact us at: SUPPORT@ACTIVITYMODE.COM MKT 475 WK 10 QUIZ 9 CHAPTER 14 MKT 475 WK 10 Quiz 9 Chapter 14 All Questions Included... Activity Mode aims to provide quality study notes and tutorials to the students of MKT 475 WK 10 Quiz 9 Chapter 14 in order to ace their studies. MKT 475 WK 10 QUIZ 9 CHAPTER 14 To purchase this visit here: http://www.activitymode.com/product/mkt-475-wk-10-quiz-9-chapter-14/ Contact us at: SUPPORT@ACTIVITYMODE.COM MKT 475 WK 10 QUIZ 9 CHAPTER 14 MKT 475 WK 10 Quiz 9 Chapter 14 All Questions...

Words: 475 - Pages: 2

Free Essay

Bus 100 Week 6 Quiz 6 Chapter 9 Strayer Latest

...BUS 100 WEEK 6 QUIZ 6 CHAPTER 9 STRAYER LATEST To purchase this visit here: http://www.activitymode.com/product/bus-100-week-6-quiz-6-chapter-9-strayer-latest/ Contact us at: SUPPORT@ACTIVITYMODE.COM BUS 100 WEEK 6 QUIZ 6 CHAPTER 9 STRAYER LATEST BUS 100 Week 6 Quiz 6 Chapter 9 - Strayer Latest All Possible Questions included with answers. 1. Activity mode aims to provide quality study notes and tutorials to the students of BUS 100 Week 6 Quiz 6 Chapter 9 Strayer Latest in order to ace their studies. BUS 100 WEEK 6 QUIZ 6 CHAPTER 9 STRAYER LATEST To purchase this visit here: http://www.activitymode.com/product/bus-100-week-6-quiz-6-chapter-9-strayer-latest/ Contact us at: SUPPORT@ACTIVITYMODE.COM BUS 100 WEEK 6 QUIZ 6 CHAPTER 9 STRAYER LATEST BUS 100 Week 6 Quiz 6 Chapter 9 - Strayer Latest All Possible Questions included with answers. 1. Activity mode aims to provide quality study notes and tutorials to the students of BUS 100 Week 6 Quiz 6 Chapter 9 Strayer Latest in order to ace their studies. BUS 100 WEEK 6 QUIZ 6 CHAPTER 9 STRAYER LATEST To purchase this visit here: http://www.activitymode.com/product/bus-100-week-6-quiz-6-chapter-9-strayer-latest/ Contact us at: SUPPORT@ACTIVITYMODE.COM BUS 100 WEEK 6 QUIZ 6 CHAPTER 9 STRAYER LATEST BUS 100 Week 6 Quiz 6 Chapter 9 - Strayer Latest All Possible Questions included with answers. 1. Activity mode aims to provide quality study notes and tutorials to the students of BUS 100 Week...

Words: 559 - Pages: 3