There are different benefits to commerce of acquiring shareholders, and other entities that shield their members in regard to protection from personal liability. The primary benefit is it allows the shareholders, in the course of joint agreement, this will allow themselves to be exempt from liability, whereas the general partners bear the main responsibility for their actions. This will force the top executives and other members involved to be responsible for their actions. Corporations are formed among other things, to shield shareholders from personal liability for the corporation activities. Creditors look at the assets of the corporation for payment, but may not look at the shareholders personal assets for payments. The shareholders can be millionaires and creditors will not make them pay the corporations debts. The other benefit is that the shareholders who decide to invest, but do not want to become actively involved in the organization would not want to become involved in taking responsibility for the shareholders and others in the organization who are actively involved. Because of this benefit, the shareholders that wish to invest and do not want to become actively invested will not be held responsible for the action of others, in the organization. If the benefit to commerce with shareholders not being personally liable were not enforced, investors would be concerned about their own assets, and would not want to invest in large companies, where large dollar lawsuits would be likely. Commerce would be better served if personal liability would attach to those individuals for the misdeads of their entities because it would set an example for shareholders and corporations. It would show that everyone should be held accountable for their actions as a whole; know one should be allowed to borrow millions and billions of dollars from a bank and