...Phoenix Material Credit Protection and Identity Theft Directions Refer to: Free Credit Report on the Federal Trade Commission’s site. Identity Theft resource center on the Federal Trade Commission’s site. Provide answers to three of the following questions based on your readings and your personal experiences. Answers should be 100-to 150-words each. 1. If you find errors on your credit report, what steps would you take to correct them? If you find errors on your credit report, there are several steps you need to take. Under FCRA, the credit reporting company and information provider are responsible for correcting any inaccurate information on your credit report. You need to write a letter to the reporting company explaining what information is inaccurate. The credit reporting company will usually begin to investigate the information that was said to be inaccurate within thirty days unless they consider your dispute to be frivolous. Then they will forward all the information relevant to the inaccuracies on your report to the organization that provided the information. 2. There are many organizations that claim they will repair your credit for a fee. From your readings, should someone use a credit repair service? Why or why not? What are some actions these organizations can take that should be a red flag? From what I took from the readings, you should not just use a credit repairing service. These credit services can jeopardize...
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...Credit Protection Worksheet FP/101-Foundations of Personal Finance Credit Protection and Identity Theft Directions Refer to: Free Credit Report on the Federal Trade Commission’s site. Identity Theft resource center on the Federal Trade Commission’s site. Provide answers to three of the following questions based on your readings and your personal experiences. Answers should be 100-to 150-words each. 1. If you find errors on your credit report, what steps would you take to correct them? You’d tell the credit reporting company, in writing, what information that you found that’s inaccurate on your credit report. The agency must investigate the items within 30 days usually, unless they consider your dispute unfounded. The credit reporting company must forward the data you provide to the company that provided them the information. After the company receives a notice about the dispute from the credit reporting company, it has to investigate the dispute, review the information, and report back the results to the credit reporting company. When they have completed the investigation if the information is inaccurate, they must report it to the credit reporting agencies so they can correct it in your file. After the investigation, they must give you a copy of the written results and of your credit report if the dispute results in a change to your credit file. 2. There are many organizations that claim they will repair your credit for a fee...
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...Material Credit Protection and Identity Theft Directions Refer to: • Free Credit Report on the Federal Trade Commission’s site. • Identity Theft resource center on the Federal Trade Commission’s site. Provide answers to three of the following questions based on your readings and your personal experiences. Answers should be 100-to 150-words each. 1. If you find errors on your credit report, what steps would you take to correct them? If someone was to find errors on their credit report there are a few steps they can take to correct them. One step is contact the credit reporting company in writing, and let them know what you feel is inaccurate on your credit report. Another is you can contact the creditor that gave the credit reporting company that information in writing so they can fix it. Writing these companies will take about 30 days max for them to fix it, unless they feel it is urgent. You can also ask them to contact anyone who has viewed your credit report in the past and fix the error on their end, but that will cost you a fee. Another way is to contact them by phone, or you are able to go on the credit reporting website and dispute it there as well. 2. There are many organizations that claim they will repair your credit for a fee. From your readings, should someone use a credit repair service? Why or why not? What are some actions these organizations can take that should be a red flag? I do not think people should trust a credit repair service...
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...Derrell Reese With the variety of threats to worry about in regards to protecting one’s computer system, whether it is for a personal or professional computer, it is very important to get some type of security protection. There are a lot of choices out there in terms of what brand and what level of security an individual is looking for. The best option to defend a computer system from various threats is an all-in-one computer security system, such as Norton 360 and McAfee Total Protection. One problem an individual needs to care about is identity theft. Identity theft can range from a stealing a person’s name, email address, physical address, credit card information, account numbers, documents, and even passwords. Other threats or aggravations to worry about are spyware, adware, pop-ups, spam, viruses, and worms. Keeping the computer system and the data limited protected within the computer is vital. The all-in-one computer security systems are current in a way that it protects one’s computer from all the threats previously stated, spyware, viruses, and identity theft all-in-one package without the user having to worry about anything. An included feature is filter protection for any incoming and outgoing email for any virus and spam threats. Another threat that these all-in-one computer security systems are effective is they help protect one’s computer from hackers, and come with a built-in firewall that helps keeps all these threats away. These security systems are automatically...
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...Every nation and country needs a government and a leader because without one everything would be a chaos. The government is important because the purpose of our government is to make laws for the society, provide for their citizens with public services, take charge of the economy and protect their freedoms. The government purpose is to organize the whole society by making laws, so we can follow them. Without the government people will do anything they please either harming themselves other people or properties, because there’s no laws or authorities that are there to maintain the order or enforce obedience. Laws can also reduce crime to a lower level and prevent crimes that can happen on a daily basis like robbery, fights, sexual assaults etc. That’s why is very important for the government and their laws to make sure the society be safe. One of the government purposes is to protect our freedoms. One of the most is freedom of speech which is the right to express ourselves about anything. Another is freedom of religion which is the right to practice whatever religions one choose, people religions and beliefs are very important in a person or families life, and they always should stay protected by the government. Freedom of movement the right to move, travel, work, reside where ever a person wants. No one should be held in a place where they don’t want to be. That’s why the government protects it, so people could have the liberty to stay or leave in whatever...
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...just contain customer data, but each individual’s data and their work needs to be backed up. Also they will need a plan for backing up all human resources filing and information, billing and finance and marketing data. First steps would be for the team to assemble a list of what are some of the hazards and assess the risks of losing this data. Second they would need to conduct an impact analysis plan to see if this will hurt the business. Third examine ways to prevent hazards from happening. With a company such as EPLAN, the team would evaluate all data and where the data is housed. Some servers are currently overseas but most data is stored in the office of Farmington Hills, MI. The server room is not protected by any Fire protection walls. The company data for employees are on their computers and are currently not being backed up onto the server as most of the employees work from home. The only employees that are backed up on the server are out of the Farmington Hills office. This office is where the Finance and human resource departments are located. So all of the electronic documentation is housed on the in house server but there currently they do not have a data warehouse to back up this data. All marketing data is housed on the marketing manager’s computer with no back up. This position works...
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...Information Technology Acts Paper Christy Little BIS-220 May 19, 2014 Eileen Buckholtz Information Technology Acts Paper The creation of the Health Insurance Portability and Accountability Act (HIPAA) and the Electronic Funds Transfer Act were designed to protect individual’s personal information. These two acts aim at protecting important personal information that can make an individual vulnerable to identity theft and other crimes. In the growing world of technology, individuals need protection and privacy from potential criminals. The Health Insurance Portability and Accountability Act (HIPAA) was passed on August 21, 1996 with a goal to provide safe electronic transfers of personal health information ("American Academy Of Pediatrics ", 2005). With the development of the Electronic Health Record (EHR), an individual’s personal health information could be easily shared in-house or by outside networks. These types of electronic files can be shared between physicians, clinics, insurance companies to the individuals themselves. EHR’s are taking the place of paper files that take up valuable space in offices and endless fees for supplies. EHR’s contain information such as age, weight, diseases, immunization status, or complete medical histories. Whether the breach of privacy is intentional or unintentional, vital information can be at the finger- tips of criminals enabling crimes such as identity theft or publically humiliating famous people. One of the main goals...
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...In this journal, I will be characterizing Gale Hawthorne. I characterized him as both protective and a skilled hunter and outdoorsmen. To begin with, Gale is quite protective towards Katniss and is always caring. First of all, after District 12 bombings Gale lead Katniss’ family and the rest of the district to safety. Katniss was not there during the bombings because she was in the games, but Gale had promised to keep her family safe. This not only shows the caringness of Gale, but it also shows the dedication towards Katniss and her family. Out of all of the survivors of the bombing Gale was one of the only ones who could lead everyone else to safety. It said, “The credit for the survivors’ escape has landed squarely on Gale’s shoulders, although...
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...or not it matters that Rally is associated with pizza.Tradename protection extends to zone of reputation, zone of expansion, and zone of marketing in addition to being the first in the area. Because Rally is associated with Pizza andwith Motors, it is not as much of a conflict as it would have been if Gabby had a used car dealership and decided to call it Rally¶s Used Cars. According to Robert Wayne Olson Jr¶sexample, ³The Rose Cafe (a restaurant) does not conflict with The Rose Law Firm (legalservices), nor does either conflict with Rose Story Farm (a nursery). However, if Violet Rosewants to open the Violet Rose Bistro, that name could be sufficiently confusing to bar its use inthe same area as The Rose Café.´ In my opinion it is not distinct and therefore can beconsidered as confusing. In order to be protected under tradename laws, the business owner must not have a confusingly similar name to a company that was registered in the same 4 Running head: RALLY ROUND THE TRADE NAME geographic area first. Rally is associated with pizza as well as with motors and as a result in thevideo, many consumers were confused and were calling the car dealership and placing orders for pizza.3. E xplain how important the fact is that Herman started to use the name Rally first in that particular geographical area.The fact that Herman began using the name 40 years ago protects him under common law,trade name protection by registration and he used the name first in the area. Under each...
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...month I s tasked to inspect all the companies safety equipment and personal protective equipment. My inspection was broke down into three categories, availability, serviceability and whether it was within calibration standards. During the availability portion I was to find out how easy it was to get if needed, and if there was enough available according to how many personnel used it. Having enough PPE was the biggest issue that I found. Safety glasses, hard hats and leather gloves were items that I found not every person had. We did have adequate amounts of disposable earplugs. I had my supply order the shortages and ordered earmuffs that attach to the hard hats, so everybody had them. We have several generators at our company; hearing protection is a high priority. Serviceability was next on my agenda. There is a lot of equipment in my company that is getting old and out dated. This equipment is very expensive, so I needed to justify major purchases. I did not find much that was not functional. I was able to get little tools purchased, and put an order in for more updated equipment. We are very reactive, not proactive. When things break they are purchased, if they’re not broke we won’t fix them. Lastly I had to check to see if the equipment has been properly tested within the allotted time frame. This area had been neglected, and I found numerous deficiencies. I found test equipment that was out of date with calibrations and PPE that was out of its window for inspection...
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...Security measures are the different procedures taken by an organization to secure their networks against threats that internally exist within the organization as well as externally. As for Dar Al-Hekma college different security measures are taken. The first and foremost action taken by Dar Al –Hekma college in order to secure their network against threats is by having both software firewall as well as hardware firewall in one device called cyberoam as well as MacAfee anti-virus . A firewall is a system designed to prevent unauthorized access to or from a private network.It is located at a network gateway server. A firewall plays an important role on any network as it provides a protective barrier against most forms of attack. It controls the incoming and outgoing network traffic by analyzing the data packets and determining whether it should be allowed through or not, based on a predetermined rule set by the organization using. There are two types of firewall: * Software Firewall: Is a software program installed in any computer in order to protect it. Software firewalls is best suited for protecting computers from Trojan programs, e-mail worms, or spams. It prevents any unauthorized access. An example of software firewall includes Zone Alarm, Sygate, Kerio. An illustration is shown below: * Hardware firewall: Is a device which connects your computer or network in order to protect them from unauthorized access. An example of hardware firewalls includes Linksys...
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...were handle in a different way. They were handling more by their husbands or Masters vs. women of modern times that had more “Say so” or rights. The women of modern times made mostly of their own decisions. Women in Anglo-Saxon society were expected to be dictated to their husbands or fathers. The women were only allowed a certain time of freedom away from their husbands or father. The only way a woman could work was through her husband or father until they died. Over all the setbacks there still was some opportunities for women to be involved in things or lifestyles above their responsibilities. Women during this time also had a high rate of the dangers of things like pregnancies. Overall the women spend their whole lives under the protection of the men folk. On other hands women in modern times have laws in place that now protect them. A modern woman is now a equal person to any other person. There is nothing a women cannot do without her husband. Women are now seen as sisters, mother, Grandmother etc. In modern times littler girls grew fast, dreaming of their wedding. Women during this time lived as single parents with no problems. Women are now free to choose their life and the way they want to live. Women in Anglo-Saxon time are so indifferent from modern women today however they shared so much alike. They both deal with putting up some type of fight to make away. It didn’t’t matter what both Anglo-Saxon and Modern women did, they was always hard worked. Them both...
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...Technology and Our Kids Cheryl Swallow BIS/220 Rob Chubbuck Technology and Our Kids The Internet has become more popular with our youth than television. Kids as young as 3 have entered the vast world of technology , they have smart phones and laptops use these as both a learning to and a tool to play games . However, in most homes the kids are monitored. At age four they enter the public school system. Because children are online a great deal of their day and technology has advanced so much both social and ethical issues have arisen the Children’ s Online Privacy Protection Act (COPPA), 1998 and The Children’s Internet Protection Act, 2000. We legislated to protect our kids from unsavory elements they could come across in a Public school setting. The law protects our kids while they search the internet in Federal funded Schools and Libraries. The schools and libraries must adhere to the safety policies that help protect our kids from online predators an any inappropriate materials. This legislation The Children’s Online Privacy Act (COPPA), was put in place because a child does not understand , the potential dangers of divulging personal information online . If a website is knowingly collecting information from a child 13 or younger they must report to The Federal Trade Commission. The internet is used daily and for this reason we need these laws to keep our kids safe. We cannot...
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...Contents Brief introduction 2 Context/Scope-set the scene 2 Identification 3 Risk categorization 3 Report on incident. 4 Risk identified 5 Fishbone diagram 6 Causes of the risks 7 Risk analyzing 9 Rating by impact criteria – 3 levels 9 Rating by likelihood criteria – 4 levels 9 Matrix 9 Impact-Likelihood table 10 Treatment 11 Risk register 12 Monitoring 14 Appendix 16 Brief introduction In this project I am going to discuss about the risk management plan of Yap restaurant. The RM will be particularly for the kitchen department. The risk management plan will consist of establish the goals and the context of the restaurant, identify risks, analyze the risks, treatment and monitoring. Context/Scope-set the scene The risk management will be performed at Yap Restaurant which is located in Grand Bay. This RM will be only for the kitchen department. Yap Restaurant is specialized in Japanese food. The restaurant offers a wide of menu such as sushi, maki, and tempura and so on. The goals of the restaurant are to: * Provide Excellent Customer Service. * Serve delicious food. * Satisfy the customers. The main activity of the kitchen department is for the preparation of food. The goals of the kitchen department are to: * Prepare good food for the customers. * Meeting deadline for the preparation of the food. * Create new menu. The goals for the organization and the kitchen department are as followed: * Provide...
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...Internal Controls for Information Technology ACC 544 September 2, 2013 Miriam Shealy Internal Controls for Information Technology Internal controls for Information Technology are important as they help protect the company’s assets. Internal controls are necessary to comply with the security of the company’s information. Internal controls will be reviewed in this document as well as how can the company review its security over their internal controls. The assets of the company need to be protected. In order to do so, the company needs to review for risks. The company needs to develop a plan for what internal control measures they would want to put into place. Internal controls will help guide how we protect our assets against threats and vulnerabilities. Threats to a company’s assets can be known or unknown. A hacker of the system can bring parts of a system down or lose some data. It also can completely take down the system. A company should have a threat agent that would help identify such a task. The IT team will need to correct and fix this quickly. It is necessary to have firewalls in the system that will help protect against vulnerabilities. Vulnerabilities for the system would be not protecting the system. If there is not a firewall or security agent assigned to the system the information can be stolen and damaged by any type of threat. The company should take steps of system control with monitoring, managing, and having back...
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