Executive Summary:
Agrani Bank Limited (ABL) is established in 1972. It is a state owned bank. It is formed by the composition of ex-Habib Bank ltd and ex-Commerce Bank ltd. There are six section of ABL (Senpara branch) in GB- Cash, computer, account opening, clearing, Accounts and local remittance. The report indicates depth ratio analysis and financial performance of the year 2009, 2008, 2007 of Agrani Bank Limited. Here also calculate financial ratios like Liquidity, Asset Management, debt Management, Profitability, Market Value. Calculate these ratios for strong analysis and try to give a current and essential recommendation. Chapter -1
Introduction
Background of the study: Agrani Bank Limited (ABL) is established in 1972. It is a state owned bank. It is formed by the composition of ex-Habib Bank ltd and ex-Commerce Bank ltd. Agrani Bank Limited is a Bank with an Authorized Capital and Paid-up Capital of Tk.800.00 million and Tk.248.00 million respectively. The total equity of the bank stands at 725.00 million as of December, 2010. The total profit of last year is about Tk.680.00 million . There are about 867 branches in which 10 branches are corporate. There are about 341 town branches and 526 rural branches.
The board of directors is consisted of 11 members. The Chairmen and Directors are nominated by government. There are six section of ABL (senpara branch) – Cash, computer, account opening, clearing, Accounts and local remittance. Cash section receive cash and pay payment in cash, computer section posting the vouchers, account penning section open new accounts, clearing section deal with clearing function, account section prepare different statement. The strengths of ABL are, State owned bank, Wide image, and unlimited trustiness about ABL to rural people, High commitments for customers, Qualified and experiences personnel.
The weaknesses