...perfect blend of the theoretical and practical knowledge. As the classroom discussion alone cannot make a student perfect in handling the real situation, it is an opportunity for the students to know the real life situation through this program. The report on “Performance Analysis of Grameen Bank (GB), BRAC and ASA as MFI.” is prepared by Md. Jasim Uddin under the supervision and guidance of Muhammad Mujibul Kabir, Professor, Department of Finance, University of Dhaka and shubashish Barua, researcher, InM to meet the requirement of the internship program of BBA. 1.2 Objective of the Report Broad Objective: Broad objective of this report is to meet the partial requirements for the fulfillment of BBA program. Specific Objectives: Internship program aims at providing knowledge about the real world business situation. The objectives of the report are- ➢ To be informed with the top three MFIs of Bangladesh focusing on poverty alleviation. ➢ To get an overview of services rendered by different MFIs. ➢ To identify the critical success factors (CSF) of Microfinance institutions. ➢ To compare the relative performance analysis of top three MFI: Grameen Bank (GB), BRAC and ASA ➢ To identify the problems faced by the MFIs. ➢ To suggest what components should be incorporated with the Microfinance program that will reduce the risk of being vulnerable to poor. 1.3 Limitation of the Study In preparing the report, the main limitations that...
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...Chapter 1 : Case Study 2 Providing any form of compensation could be taken as an offense for thousands of donor families who have already made a benevolent choice of donating organs. The proposed legislation could also end up alienating families who have decided to donate life saving organs regardless of any compensation. Many may think that offering economic benefits, wether directly or indirectly in exchange for organ donations or assigning monetary value to the human body, or body parts, is inconsistent with our values as a society. The proposed legislation could also promote suicidal behavior in people who are in need of monetary help or want to help out their family and loved ones. By offering financial incentives, there could be an increase in crimes such as organ stealing and possibly murder for receiving money for the stolen organ. These are the few issues that this proposed legislation raises. Even though the proposed legislation raises the above mentioned issues, I would still support the the bill. Providing financial incentives for organ donation might seem like it diminishes human dignity, however, it could be something worth looking into. In the normal world, people are naturally resistant to things they are not familiar with or cannot relate to. Economic incentives might force them to rethink their options about organ donation. The proposed legislation may not deter people who believe it is wrong but, it will cause a large population to consider organ donation...
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...Aakash: The Nano of the tablet world Despite the media hype and cheap price Aaksh has some design and features we need to look into. * The 7 inch tablet weighs just 350 gm. * It has Android 2.2 Froyo operating system, which most low cost smartphones run on. * It has very small 366 MHz processor, to improve performance there is an HD video co-processor and graphic accelerator, and 256 MB of RAM. * The touchscreen is a 7 inch unit and uses resistive technology, which is not as good as capacitive * Connectivity options include built in WiFi support and the ability to connect a data card for 3G and GPRS connectivity. * There are two USB ports, and Aakash has 2 GB of built in memory. It comes with a 2 GB microSD slot and supports external memory up to 32 GB. The USB port can also be used to attach an external camera. It has a 2,100 mAh battery which can last for about 3 hours depending upon usage. The tablet comes with a leather case which not only protects the device but also doubles up as a keyboard case so that tablet can be used as a notebook as well. For that though the user has to connect the cover with a USB port. An overall comparison of Aakash with other brands in market Some design specifications we needed to look into : * Low battery, 2100 mAh A major design concern is the most of the battery would be drained from that 2100 mAh capacity to just run the Aakash tablet. The company says its 180 minutes of power backup, but didn’t mention...
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...Grameen Bank and Microcredit Name Course Course Instructor Institutional Affiliation Date Introduction It is often contended that the monetary sector in low-income nations has failed to serve the impoverished. Considering the formal sector, financial institutions as well as banks generally necessitate significant collateral, have bureaucratic and lengthy application process and have a preference for high loan and high-income clients. For the informal sector, usurers often charge extremely high-interest rates, often permit sexist or racist attitudes to direct their lending decisions and tend to undervalue collateral (Kuhinur & Rokonuzzaman, 2010). Accordingly, the failure of informal and formal financial sectors to offer affordable credit to the deprived is usually perceived as a factor among others that reinforces the social, demographic and economic structures that eventually cause poverty. Consequently, "micro-credit" was developed to address this failure and decades has seen a significant growth in this sector. Microfinance over the years has received several donor endorsement to be the most viable anti-poverty initiative. This is because it targets and reaches the impoverished, especially women, and also small entrepreneurs and producers who more often than not have a limited formal access to traditional banking systems. Micro-credit is, in essence, the dispersion of diminutive collateral-free loans to equally liable groups so as to foster income creation...
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...registered trademarks are the property of their respective owners and are hereby acknowledged. Do not make illegal, unauthorized copies of the PhraseBook. The PhraseBook and digital version are protected by copyright law and international treaties. The publisher and authors have striven to ensure the accuracy and correctness of the PhraseBook; however, they can accept no responsibility for any loss or inconvenience as a consequence of use, information or advice contained in the PhraseBook. PhraseBook versions ISBN 978-1-903384-02-2 paperback ISBN 978-1-903384-01-5 digital version (download) ISBN 978-1-903384-00-8 digital multiple user version (CD-ROM) for research groups, departments and universities For PhraseBooks and English books for education, visit EnglishforResearch.com ▪ EnglishforStudents.com ▪ EnglishforSchool.com Contents Contents End User Licence...
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...markets a wide range of branded consumer goods products, including beauty care and household products. The company’s products are sold in more than 180 countries, with net sales exceeding USD 82B. With on-the-ground operations spread across 80 countries, meeting the business service needs of the organization was challenging. P&G’s Global Business Services (GBS) organization has met this challenge successfully; they have implemented best-in-class processes to provide business capabilities that create value for the business units, while reducing the costs and efforts necessary to support these operations. GBS is one of four organization pillars that support the organization’s business and provides more than 170 services to the company. The services delivered through GBS include everything from employee services (e.g. people management, facilities, communication, meeting services, and travel services) to business services (e.g. financial services and solutions, product innovation, supply network solutions). Many of those services are provided today through a set of alliance partnerships. The scope of the alliance management effort at GBS encompasses the entire outsourcing lifecycle of these outsourcing engagements; the goal is to create value for the business by improving the efficiency and effectiveness of these partner relationships, while reducing the risk associated with the use of third party organizations to deliver services. Managing the end-to-end relationship successfully creates...
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...Transforming Data Into Information Quentin Harper April 2, 2010 Transforming Data Into Information The health data table used by economists represents data used by researchers to investigate specific variable influences on health. The table illustrates two altering factors; an individual’s education level toward school grade completed and Average longevity considered to access age at death. The data within this table explains the numerical results for shifting variables toward an individual’s health will need an understanding in informational form to identify a more theoretical approach to desired findings. Understanding an individual’s education level can help identify significant determinants experienced threw out a person’s social, and environmental life cycle. “This would include an individual’s social status, stress levels, economic and physical environment, and genetic makeup” (1st Health Impact Assessment, 2013, figure 10). The backgrounds of people lives establish their conditioning, character, and developmental qualities. Monitoring a person’s grade level will help group the input regarding individual activities experience throughout age progressions. Informational input helps within this classification under a person’s involvement with actions that may include an individual's social status around fellow peers and the size of the school population enters toward social moods. Throughout a person’s educational lifecycle the factors within this stage can...
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...Identifying the Operating System Alonzo Colbert ITT Technical Institute NT1110: Computer Structure and Logic_V1.0 Identifying the Operating System Identify the operating system in your home or lab computer. The operating system that I am currently using is Windows 10 Education-Copyright 2015 Microsoft Corporation. There are several features that the Windows 10 operating system features; I will talk about the ones I use most. Personally, the Snap feature is my favorite (Windows 10 Features). I love that I am able to use simple commands to size windows next to each other quickly. This is helpful in school when I need to look at multiple screens at once. The 64-bit support is another useful feature for my school purposes (Windows 10 Features). As a student I will need to be able to access information quickly. According to the Windows website it simply describes the 64-bit system as better equipped to handle information (Windows 10 Features). Cortana feature is a close first place in my favorites (Windows 10 Features). I love the fact that I can use her like SIRI on apple products. There is so much you can do with Cortana (Windows 10 Features). Can ask her just about anything on your personal computer or online and she will find it for you. the new photo feature scheme is something i also enjoy (Windows 10 Features). It makes things so much easier to find. When it comes to my family photos. No more searching around my personal computer to find my photos (Windows 10 Features)...
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...Michelle Vazquez 12-17-14 Paradigm Shift Over the years, we’ve since technology grow not only in computers, television, but cellphones from big bulky phones to pagers to flip phones now smartphones. This has only happened in the last 40 yrs. now imagine in 20 yrs. from now? They’ll only get more advanced in technology but they’ll also replace laptops desktop computers. Cellphones will have 3 different impacts 20 years from now; entertainment, computers, education. Cell phone will change our education from how we will learn it to how it will be taught. Cell phone policies in schools have changed from not being allowed to they are useful in class for example teacher may not know a problem they can tell you to look it up on your phone. Not all schools have computer labs but 95% of the kids have phones so they could use it to get there work done, research a paper the possibilities are endless. Books are outdated but the internet isn’t so there’s more current information on the web. Teacher will go to their phone and use website or apps to teach things it’s more reliable and give answers with accuracy, Cell phone may replace books in the near future. The entertainment industry has changed since smartphones have been introduced now you can watch Television shows, movies anything you would watch or can watch on the TV you can do it on your phone. Cable companies have to adapt to this technology cause that’s what customers want as a customer I want to be able to record a show on my...
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...Other Financial Management Techniques The President of EEC has decided to adopt the balanced scorecard. The balanced scorecard translates an organization’s mission and strategy into operational objectives and performance measures for four different perspectives. The President would like for the managerial accounting team to continue research and explain how to use a balanced scorecard to measure unethical behavior with EEC. First as the team is going to obtain research in how to transition to a balanced scorecard let us review the first part of the research, as well. Definition of a Balanced Scorecard The balanced scorecard is a strategic planning and management system that is used extensively in business and industry, government, and nonprofit organizations worldwide to align business activities to the vision and strategy of the organization, improve internal and external communications, and monitor organization performance against strategic goals. It was originated by Drs. Robert Kaplan (Harvard Business School) and David Norton as a performance measurement framework that added strategic non-financial performance measures to traditional financial metrics to give managers and executives a more 'balanced' view of organizational performance (Balance Scorecard Institute). Any measurement system should be developed by the mission, goals, and objectives of the organization, in this case we are analyzing EEC (MUSE, 2010). After defining a balanced scorecard it has an integrated...
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...fv¯‹h© cÖ`k©bxi Rb¨ c„ô‡cvlK cÖ`k©bxi Aš—M©Z mvi ms‡¶ct cÖK…wZi in‡m¨ inm¨gq gvbyl Zvi wPš—v I KvR‡g©i wewfbœ Avw½K Avgvi GB fv¯‹h© mg~‡ni g~j welq| gvby‡li cÖwZwbqZ ew›` `kv †_‡K wb‡R‡K gy³ Ki‡Z Pvq Ges †mB PvIqvi ‡fZi †m Avevi ew›` Rxeb hvcb K‡i GUv GKUv Ø›`| Ab¨w`‡K cÖK…wZi ARvbv Rxe Rš‘y, gy³ ¯^vaxb Zv‡`i Rxeb Pµ eoB mij| gvbyl H mij Rxeb Pµ Øviv cÖfvweZ n‡q †m Zvi ew›` `kv Abyaveb K‡i| †m I mij Rxeb hvcb Ki‡Z Pvq| wKš‘ Zvi GB PvIqv Avi ev¯—e n‡q D‡V bv, Kvib Zvi Af¨vm, mvgvwRK I ivR‰bwZK, ivóxªq I ˆewk¦K ‡eovRvj Av‡iv †m gy³ `kvq evav m„wó K‡i| Avi ZvB Doš— cvwL Zvi fvj jv‡M, wb‡Ri ARv‡š—B e‡j e‡m ÔAvR Avwg hw` cvwL nZvgÕ| Avgvi GB cÖ`k©bxi KvR¸‡jv‡K gvby‡li wbZ¨w`‡bi wewfbœ wµqv Kg©‡K fv¯‹‡h© iƒc †`Iqvi cwiKíbv K‡iwQ Ges †mB mv‡_ cÖwZwU fv¯‹‡h© GKwU K‡i cvwL Dc¯’vcb Kivi cwiKíbv K‡iwQ| cvwL ¯^vaxbZv I gyw³i cÖZxK| GKwU fv¯‹‡h©i K‡g©i wfZ‡i eû Kg© Luy‡R cvIqvi ev¯—eZv ˆZix K‡iwQ| GB KvR¸‡jv Avav ev¯—evbyM& wKQyUv weg~Z©Zv‡K ai‡bi †Póv| weg~Z©Zv I ev¯—eZvi wg‡kj‡K Avwg bvMwiK Rxe‡bi AwaKvsk gvby‡li g‡bv:¯—vwZ¡K Ae¯’vi wPÎ e‡j g‡b Kwi| Kgc‡¶ PwjkUv KvR †eªvÄ gva¨‡g Kivi cwiKíbv i‡q‡Q| cÖ`k©bxi fv¯‹‡h©i m¤¢ve¨ DcKiY LiP I Kg© c×wZ c×wZ m¤¢ve¨ LiP * gvwUi g‡Wj I ‡gvì - 1,50,000/= * Kvw÷s - 3,00,000/= ------------------------------------------------- * Pzovš— iƒc - 1,25,000/= ‡gvU (cuvP j¶, cuPvËi nvRvi UvKv) = 5,75,000/= mshyw³: Rxeb e„Ëvš— I c~‡e©Kvi KvR I eZ©gvb Pjgvb Kv‡Ri Qwe mshyw³ Kiv n‡jv| ab¨ev`v‡š—...
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...| 2010 | | | [APPLE INCORPORATED] | Apple is discussed based on the the history of the company, its products, the company’s profitability and criticisms and challenges the company has encountered . | Technology is the usage and knowledge of tools, techniques, and crafts, or is systems or methods of organization. The word technology comes from the Greek technología. The term can either be applied generally or to specific areas: examples include “construction technology”, “medical technology”, or “state-of-the-art technology”. In this research paper, Apple Inc will be discussed, based on the history of the company, its products, the company’s profitability and criticisms and challenges the company faces. What is Apple Incorporated? Apple Inc. is an American multinational corporation that designs and manufactures consumer electronics, computer software, and personal computers. Established on April 1, 1976 in Cupertino, California, and incorporated January 3, 1977, the company was called Apple Computer, Inc. for its first 30 years, but on January 9, 2007 the company removed the word “Computer” in order to reflect the company’s ongoing expansion into the consumer electronics market in addition to its traditional focus on personal computers. Apple’s best known hardware products include Macintosh...
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...trademarks are the property of their respective owners and are hereby acknowledged. Do not make illegal, unauthorized copies of the PhraseBook. The PhraseBook and digital version are protected by copyright law and international treaties. The publisher and authors have striven to ensure the accuracy and correctness of the PhraseBook; however, they can accept no responsibility for any loss or inconvenience as a consequence of use, information or advice contained in the PhraseBook. PhraseBook versions ISBN 978-1-903384-02-2 paperback ISBN 978-1-903384-01-5 digital version (download) ISBN 978-1-903384-00-8 digital multiple user version (CD-ROM) for research groups, departments and universities For PhraseBooks and English books for education, visit EnglishforResearch.com ▪ EnglishforStudents.com ▪ EnglishforSchool.com End User Licence Agreement End User Licence Agreement 1. You must accept the...
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...Porter's five forces framework for reliance mobilefgfgfgfdgdfgdfg gfdgfdgdfg fdfd bdfb vbd bv b vb bd bb bbdggdhgfggggggggggggggggggggggggggggggggggggggggggggggggggg ggggggggggggggdddddddddddddddbg bgbgbgb bg bg bg bg bg b gb gbg bg g bg bg b gbg bg bg b g bg b g bg bg bg bgg bg b gbg b gbg bg gg bg bg bg b gb gb g g bg bg b gbg bg bg g gbgbg bg bg bgbg bgb g bg bg bg g g g g g d dd b capital investment to help revitalize the country’s economy This program is expected to act as a magnet that will attract other international investors to the country Cooperation with MC will provide tremendous advantages to LTF upon its integration into the MC network of affiliated businesses Benefits of the Investment Program MC proposes to bring these key benefits to LTF, the region, and the country: Rapid negotiation and implementation of a visible and substantial investment project will attract other foreign investments to the country. Excise and income taxes and greater economic activity caused by MC’s presence and investments in LTF and the regional community will increase contributions to the state budget. Imports of cigarettes and tobacco will be reduced through LTF’s increased production capacity and quality and an estimated reduction of tobacco waste equal to at least 10 percent of the total tobacco throughput. Employment levels will substantially increase because of...
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...National and International Approaches in Social Reporting Author(s): Franz Rothenbacher Reviewed work(s): Source: Social Indicators Research, Vol. 29, No. 1 (May, 1993), pp. 1-62 Published by: Springer Stable URL: http://www.jstor.org/stable/27522680 . Accessed: 25/11/2011 03:27 Your use of the JSTOR archive indicates your acceptance of the Terms & Conditions of Use, available at . http://www.jstor.org/page/info/about/policies/terms.jsp JSTOR is a not-for-profit service that helps scholars, researchers, and students discover, use, and build upon a wide range of content in a trusted digital archive. We use information technology and tools to increase productivity and facilitate new forms of scholarship. For more information about JSTOR, please contact support@jstor.org. Springer is collaborating with JSTOR to digitize, preserve and extend access to Social Indicators Research. http://www.jstor.org FRANZ ROTHENBACHER NATIONAL AND INTERNATIONAL APPROACHES IN SOCIAL REPORTING* (Accepted 27 October, 1992) ABSTRACT. National and international in social in western approaches reporting are described. starts with The the outline of current in activities paper Europe are discussed. international The national Further organizations. competing approaches and products of social reporting; the plurality of actors in social topics are the sources and different The only diffusion of ways of its institutionalization. reporting, incomplete inWestern social are offered...
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