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Eng 301 Business Descrition

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Submitted By sundevils74
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Wells Fargo & Company is an American multinational diversified financial services company with operations around the world. Currently, Wells Fargo is the fourth largest bank in the United States by assets and the second largest bank by market capitalization. Wells Fargo is the second largest bank in deposits, home mortgage servicing, and debit card. Overall, Wells Fargo is the 23rd largest company. Wells Fargo has been a company for over a century. It was first established by Henry Wells and William Fargo in 1852. The company was initially providing services to California. Since then, they have grown to be what they are today. Wells Fargo has had a lot of acquisitions. Most were very minor, but some were big mergers. These big mergers include the acquisitions of California-based Wells Fargo & Company by Minneapolis-based Norwest Corporation in 1998 and the 2008 acquisition of Charlotte, NC-based Wachovia. Since the aquisition, the company transferried its headquarters to San Francisco. Since then, Wells Fargo has grown to be known as one of the biggest, and one of the friendlist banks in the United States. In 2010, Wells Fargo had 6,335 retail branches (called stores by Wells Fargo), 12,000 HYPERLINK "http://en.wikipedia.org/wiki/Automated_teller_machines" automated teller machines, 280,000 employees and over 70 million customers. Wells Fargo operates stores and ATMs under the Wells Fargo and HYPERLINK "http://en.wikipedia.org/wiki/Wachovia" Wachovia names. Wells Fargo is considered one of the “Big Four banks” of the United States along with Bank of America, Citigroup, and JP Morgan Chase. Wells Fargo offers a range of financial services in over 80 different business lines. They categorize their business segments in three separate categories: community banking, wholesale banking, and wealth, brokerage and retirement. For community banking, Wells Fargo has around 2,000 mortgage branches throughout the country. Wells Fargo is not as well known with wholesale banking, but they do offer loans and investments to large corporations across the United States. Not only that, Wells Fargo is the third largest brokerage firm in the United States as of the third quarter of 2010 with $1.1 trillion retail client assets under management. Wells Fargo is not only prevalent in the United States. In the past decade, Wells Fargo has grown to other parts of the world as well. Wells Fargo started a branch in India in 2006. Since then, they have also branched out to the United Kingdom and China where they have main offices as well. They did not stop there. Announced on June 9, 2011, Wells Fargo Securities has planned on expanding its investment banking to its offices in Asia, Europe, and Latin America.

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