...Conversation #2 I agree with Anna Quindlen when she says “it means that reading has as many functions as the human body, and that not all of them are cerebral. One is mere entertainment, the pleasurable whiling away of time; another is more important, not intellectual but serious just the same”. Most of the time, I read just to recollect my thoughts after a long day and also as a way to relax. I don’t mind reading most of the books we’re assigned for class but the books I read in my leisure time are not any less intellectual than the ones we are forced to read for class. I think most professors need to understand that. A book I recently finished up is The Interestings by Meg Wolitzer and by far, it is my favorite book. The story is about a 15 year old girl named Jules Jacobson who goes to a special art camp in the 70’s and meets a group of “cool” kids there who call themselves The Interestings. Each kid has a special artistic talent and one night, make a promise to each other that they will follow their dreams and not fall into a mediocre lifestyle. The book alternates narratives and each chapter gives the reader a glimpse into each character’s future and most of them have careers in fields they would have never expected. After reading the book, I realized that everyone has a dream job or aspiration as to what they want to pursue in the future and reality is that 95% of the time, it doesn’t happen the way we think it’ll happen so I think that it is good to follow our dreams...
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...1.) First-year students have many important experiences during their first semester. Describe a meaningful personal experience from your college career. What did you gain from this experience? How could what you have learned be useful to first-year students? I reluctantly chose to take a Theater course as part of fulfilling AXLE. I expected it to be pretty awful, as I had no interest whatsoever in learning about acting, stage design, reading plays, etc. Fortunately my expectations were wrong. The class was a blast for the most part. I met some great people, opened myself up (had to act a piece in front of people), and became (I guess you could say) more cultured. Heck, I even got to write my own play and have it performed on stage. It was great experience in which I learned to have an open mind about things. I feel I’m a better person because of this experience, as I now try my best to prevent myself from forming an opinion on something I have yet to try. I’m glad I learned this lesson when I did, because I have found myself trying more things that I normally would have never thought to try before coming to Vanderbilt. In my view, the lesson that I learned is a valuable one – one that all first-year students might find useful. As a VUceptor I would make sure to convey this experience to all of my first-years, and let them know how beneficial it was to me in terms of my personal growth at Vanderbilt. 2.) VUceptors must balance many responsibilities regarding VUceptees, Faculty...
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...Human beings lives are lived around the separation of individuality and conformity. Sometimes we are confused and pressured into deciding if we want to be individuals or conformists. We live in a society that functions as a whole and need conformity in life. People want to be accepted by others and belong to something bigger. Living in society, we are under pressure to surrender our individuality to our surroundings. Acceptance is one of people’s most demanding goals in life. Logan Feys is correct in regards to being strong and free enough to live independently. The writer points out “entering society on no one’s terms but your own.” Advisors, teachers, friends, family, etc. should not pressure an individual into entering society and conforming...
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...Elisabeth Dolgetta Per.1 English Lord of the Flies Essay II. A leader is a person followed by others. Leaders who aren’t strong cannot stick to the rules and control a group. Leaders who are overly controlling become dictators and everything turns into chaos. A good leader is ambitious, intelligent, has good ideas and takes responsibility. In the novel, “Lord of the Flies” by William Golding, leadership is destroyed and anarchy is created. In the novel, young boys are on a plane that crashes and they arrive on a deserted island alone. There are no adults on the island. The boys were initially on the plane to be evacuated from the war. Their first thoughts are to be rescued. A boy named Ralph introduces himself to a boy whose real name is unknown but they call him Piggy, although that isn’t his wish. Ralph becomes leader because he is voted in by other children in the beginning. A leader is needed to help everyone work together and to get food, water, shelter and to be rescued from the island. Ralph had everything he wanted to stay organized, and to keep every rule he made. Ralph and Piggy discover a conch shell on the island and use it to call the boys together. "We can use this to call the others. Have a meeting. They’ll come when they hear us—." Piggy says this. At this point the conch is used to make rules for everyone to follow and it symbolizes civilization and order. Any boy, who holds the conch, has the right to speak. Every time Ralph wants to...
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...FYS 101 “Miracles come to those who risk defeat in seeking them. They come to those who have exhausted themselves completely in a struggle to accomplish the impossible… [My father's] last wish was that I save myself for a battle I would not understand. Do you know what he said? He said, ‘The greatest fight is when you are fighting in the smoke and cannot see with your eyes.’ ” Winter’s Tale Apply, analyze, and evaluate this quote. Apply: I can apply this quote to certain obstacles in my life. Sometimes, there are times where I feel helpless and struggle to figure out how to overcome these obstacles but once reading this quote, it is reassuring to know that I am not the only person who has to deal with obstacles in life. There are times where I feel like giving up but reading this quote helps me and gives me faith that eventually, these obstacles will result in a “miracle”. Analyze: By analyzing this quote, I deconstructed the quote by sentence. I found that the first and second sentences mean that in order to receive positive results, one must put themselves at risk of losing or failing. Without risk, one might not achieve their ultimate goal. The next few sentences can signify that most of a person’s greatest obstacles are those in which a person cannot see the end of the obstacle. I believe that “the greatest fight” is one that is unprecedented and one that is most difficult. Evaluate: By evaluating this quote, I believe that the quote argues that in order to fully...
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...FY10 Results Review – Analyst Meet 27th May, 2010 INVESTOR RELATIONS Statements in this presentation describing the Company’s objectives, projections, estimates, expectations may be “forward looking statements” within the meaning of applicable securities laws and regulations. Actual results could differ materially from those expressed or implied. Important factors that could make a difference to the Company’s operations include, among others, economic conditions affecting demand / supply and price conditions in the domestic and overseas markets in which the Company operates, changes in Government regulations, tax laws and other statutes and incidental factors INVESTOR RELATIONS Internal Actions And External Market Improvement Drives Performance Consolidated P&L Rs Crores Net Revenue EBITDA EBITDA margin PBT PAT Cash Profit Automotive Net Debt (Rs Crs) Automotive D / E FY09 70,881 2,196 3.1% (2,129) (2,505) 1,065 23,750 4.0 FY10 92,519 8,614 9.3% 3,523 2,571 8,168 18,800 2.05 %change 30.5% 292% 620 bps NM NM 667% The Board of Directors has recommended a dividend of Rs.15/- per Ordinary share and Rs.15.5/- per ‘A’ Ordinary share each for the financial year 2009-10 INVESTOR RELATIONS Internal Actions Accelerated cost reduction measures Improved our pricing discipline Aligned production with demand and strict control of Inventory Continued our strict cash flow management Reduced non-personnel related overhead costs VA / VE measures Pursued Long term plans ...
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...Plot Summary. In this section Tina Fey explains about getting a new job. However, she doesn’t want it since she knows her friend should have it but she tries for the job anyway and gets it. This hurts Donna and makes her quit after a year of watching Tina Fey have her dream job. Tina Fey also talks about her most favorite fun job ever working at a theater in Chicago called “The Second City” (page 81) Tina Fey took improv classes which she realized it was like a cult. “People ate, slept, and definitely drank improv. (page 81) Tina Fey also states “The Rules of Improvisation” (page 84-85) which include: #1. Always AGREE and Say YES. #2. Not only say yes, but YES, AND. Always add something more to your scene. #3. Make Statements: don't ask questions. #4 The last rule: THERE ARE NO MISTAKES, only opportunities. The next chapter she jumps to her honeymoon with her husband. She states that he doesn’t like to fly. (page 89) Tina writes about the experiences that the cruise ship entailed. There was rows upon rows of desserts, music, and fun. (page 93) During the dinners there was a passenger talent show and with Tina Fey’s humor talks adds “And sure enough, the little guy from table twenty does a tap dance, cheered on by his new best friends. Those assholes.” (page 94) There was one chaotic moment that entailed a fire on the cruise ship. The chaos she writes about is: “I look around. There are several tween-age girls, in tears, girls who have no doubt watched Titanic more times that...
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...NEW TDS RATES APPLICABLE (AS PROPOSED IN THE FINANCE BILL, 2009) ` S. No. Particulars Nature of Payment Section IT 1 Salary 192 If recipient is an Individual or HUF Upto 30-09-2009 SC EC Total During 01-10-2009 to 3103-2010 IT SC EC Total IT If the recipient is a Domestic Company or Firm Upto 30-09-2009 SC EC Total During 01-10-2009 to 31-032010 IT SC EC Total SC not applicable. Only levy EC Payment in excess 10.00 of Rs.5,000 p.a Criteria for Deduction As per slab rates prescribed for women, senior citizens and other Individuals. 2 Interest other than interest on securities 194A 10 - - 10.00 10 - - 10.00 10 - - 10.00 10 3a 3b 3c 3d 3e Payments to Contractors (other than 3b to 3e) Payments to transporters, where PAN is not available Payments to transporters, where PAN is available Payments to Advertising Contractors Payments to Sub-contractors 194C 194C 194C 194C 194C 2 2 2 1 1 - - 2.00 2.00 2.00 1.00 1.00 1 1 0 1 1 - - 1.00 1.00 0.00 1.00 1.00 2 2 2 1 1 - - 2.00 2.00 2.00 1.00 1.00 2 2 0 2 2 - - 2.00 2.00 0.00 2.00 2.00 Payment in excess of Rs.2,500 p.a Payment in excess of Rs.1,20,000 p.a Payment in excess of Rs.1,20,000 p.a Payment in excess of Rs.20,000 p.a Payment in excess of Rs.20,000/- per contract or Rs.50,000 p.a 4 Commission or Brokerage 194H 10 - - 10.00 10 - - 10.00 10 - - 10.00 10 - - 10.00 5a Rent...
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...summarizing the views of the Executive Board as expressed during its April 28, 2014 consideration of the staff report. The policy of publication of staff reports and other documents allows for the deletion of market - sensitive information. Electronic copies of IMF Policy Papers are available to the public from http://www.imf.org/external/pp/ppindex.aspx International Monetary Fund Washington, D.C. Mars 31, 2014 FY2015–FY2017 MEDIUM-TERM BUDGET EXECUTIVE SUMMARY The proposed FY 15–17 Medium-Term Budget (M TB) was formulated within the Fund’s strategic planning framework to align allo cation of resources to the delivery of institutional priorities. For the net administrative budget , the FY 15–17 MTB proposal includes: In FY 15, an unchanged budget envelope in real terms, for the third year in a row. New demands are met once again throug h better utilization and reallocation of existing resources, including a sm all reduction in crisis allocations. For FY 16–17, as a baseline assumption, a flat real budget envelope as well . In the baseline, further savings in crisis allo cations along with continued streamlining are counterbalanced by new priority demands and the need to rebuild the contingency. However, given uncertainties about the post-crisis world, a range of outcomes is also possible:...
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...1.0 Introduction This chapter starts with a discussion on Origin of the report(1.1). Then it comes, the relevance and background of the research (1.2) to provide a clear understanding about the research. After the background an elaboration is given on the objective of the research (1.3). The scope of the research that sets the boundary of the research are discussed too (1.4). Then after that a brief discussion is given on the limitation to the research (1.6). Finally there is a summary for this part (1.6). 1.1. Origin of the Report: The prime objectives of this report are to fulfill the partial obligation for the course of “Corporate Finance”. Since, it‟s compulsory for all the groups of students of 2nd batch of Department of Finance & Banking, Jahangirnagar University to understand the current practice of Corporate Finance theories to explore real life business situation. Here we have worked on the analysis of seven different business organizations which are listed in stock market. This analysis helps us to have better understand about the companies and about their financial condition which as well as gives us better knowledge about the course Corporate Finance. 1.2. Background and relevance of the research: Here we have worked one the seven different top business organization and make a comparative financial analysis of those business firms as a course work of “Corporate Finance”. Through the research we have found a better knowledge of the course and have a better...
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...STEEL DIVISION | FY 10 | FY 09 | % Change | Hot Metal | 7.23 | 6.25 | 16 | Crude Steel | 6.56 | 5.65 | 16 | Saleable Steel | 6.44 | 5.37 | 20 | Sales | 6.17 | 5.23 | 18 | PRODUCTION | Best ever | FY 10 | Previous Best | 'G' Blast Furnace | Hot metal production | 2.08 | 2.04 – FY 09 | LD shop #2 & Slab Caster | Slab production | 3.70 | 3.51 – FY 09 | LD shop #1 | Billet production | 2.85 | 2.105 – FY 09 | Sinter Plant | Sinter productionSolid waste utilization | 7.6690% | 6.53 – FY 0989.61% | Hot Strip Mill | Production | 3.65 | 3.27 – FY 08 | Cold Rolling Mill | Production | 1.563 | 1.534 – FY 08 | New Bar Mill | Production | 0.672 | 0.612 – FY 09 | Wire Rod Mill | Production | 0.419 | 0.416 – FY 06 | Merchant Mill | Production | 0.341 | 0.328 – FY 09 | 2. FERRO ALLOYS & MINERALS DIVISION 3 Tubes division 4. Bearings division Tata Steel Europe (TSE) | FY 10 | FY 09 | Turnover | 65,843 | 109,570 | Profit Before Tax (PBT) | (7,712) | (184) | Profit after tax (PAT) | (7,504) | 138 | | FY 10 | FY 09 | Change % | Crude steel production | 14.4 | 15.8 | (9%) | Deliveries | 14.2 | 19.0 | (25%) | | FY 10 | FY 09 | Change % | Strip Products | 6.19 | 6.82 | (9%) | Long Products | 4.41 | 6.57 | (33%) | Distribution & Building systems | 3.58 | 5.40 | (34%) | Aluminum | - | 0.21 | - | Total | 14.17 | 19.00 | (25%) | | FY 10 | FY 09 | Change % | UK | 3.85 | 4.85 | (21%) | Europe(excluding...
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...HRf? * Type of forecasting techniques * RTM, Eg * Relation with methods * Popularity * Usage * Steps involved for calculating (Theory) * Eg (practical) What is Forecasting? * Process of estimating the future requirement of human resources of right quality and right quantity on the basis of past information. * The estimation is subject to error. * HR forecasting done over three planning periods: short range, intermediate range and long range. * Main emphasis of HR forecasting: HR demand & HR supply * Example Year | Sales (In Millions) | FY 93 | 0.75 | FY 94 | 1.55 | FY 95 | 2.35 | FY 96 | 2.22 | FY 97 | 2.38 | FY 98 | 2.54 | FY 99 | 2.37 | FY 00 | 2.55 | FY 01 | 2.67 | FY 02 | 2.89 | FY 03 | 3.11 | FY 04 | 2.94 | FY 05 | 2.81 | FY 06 | 2.72 | FY 07 | 3.01 | FY 08 | 3.35 | FY 09 | 3.42 | FY 10 | 3.51 | FY 11 | 3.62 | Types of Forecasting Techniques: Qualitative: Delphi Method, Market Research, Product Life Cycle Analogy, and Expert Judgment Quantitative: * Time Series: Average, Trend, Seasonal Influence, Cyclical Movement, Random Error, Exponential Smoothing Method, Multiplicative Seasonal Method, * Casual Forecasting: Regression Analysis, Econometric Models, Input-Output Models, Simulation Modelling What is ratio Trend Analysis? Quickest forecasting technique Involves studying past ratios and forecasting future ratio Example: No. of workers and sales in a company 2005...
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...Macy’s: Executive Summary Macy’s, Inc. Macy’s, Inc. is known as the one of the leading retail corporations worldwide. It offers its customers a wide range of products including clothing, footwear, jewelry, beauty products, and even home décor. Macy’s has opened more than 800 stores across the U.S. and reported fiscal year (FY) 2009 sales of $23.5 billion. Although Macy’s is a prominent retailer today, their success had to start somewhere. In this summary we will take a glance at Macy’s history as well as their prior and current financial information. Brief History of Macy’s, Inc. Before Macy’s, Inc became a household name Rowland H. Macy, the founder of Macy’s Inc., started a dry-goods store in 1851 in Haverhill, Massachusetts where he made $11.06 on its first day. Since then, R.H. went through his share of retail failures and various store relocations. It was not until 1877, when R.H. Macy & Co. started accumulating its high sales, that it made its mark as a retail giant. For example, Macy’s made business history when they were the first to promote a woman in an executive position. Macy’s was also the first to hire an in-store Santa Claus. In 1924, upon the completion of the new 7th Avenue addition, Macy’s Herald Square became known as the “World’s Largest Store” with more than one million square feet (Macy’s, Inc., 2010). In addition, the company also produces their annual Macy’s Thanksgiving Day Parade and Fourth of July fireworks display that fills the hearts...
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...Bangladesh Economic Update Bangladesh Economic Update Capital Market Capital Market October 2011 October 2011 Bangladesh Economic Update Volume 2, No. 9, October 2011 Acknowledgement: Bangladesh Economic Update is an output of the Economic Policy Unit of the Unnayan Onneshan, a multidisciplinary research centre based in Dhaka, Bangladesh. The report is prepared by a team, under the guidance of Rashed Al Mahmud Titumir. The team comprises Md. Aslam Hossain and A. Z. M. Saleh. The report is an output of the programme titled Enhancing the responsiveness of the government to address exclusion and inequality. The programme has been supported from a grant of Christian Aid. © Copyright: Unnayan Onneshan-The Innovators The content of this publication may be reproduced for non-commercial purposes with proper citation (please send output to the address mentioned below). Any other form of reproduction, storage in a retrieval system or transmission by any means for commercial purposes, requires permission from the Unnayan Onneshan-The Innovators. For orders and request please contact: Unnayan Onneshan - The Innovators 16/2, Indira Road, Farmgate Dhaka-1215, Bangladesh Tell: + (880-2) 8158274, 9110636 Fax: + (880-2) 8159135 E-mail: info@unnayan.org Web: www.unnayan.org Bangladesh Economic Update, October 2011 2|P a g e SUMMARY This issue of Bangladesh Economic Update discusses the continuous fall in the capital market of Bangladesh. Continuous decrease in the capital market...
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