Abstract
The Affordable Care Act (ACA) was signed and passed by congress and then signed into law by the President on March 23, 2010. Overall, the law will lower healthcare costs and provide an increased access to healthcare to all Americans. The Congressional Budget Office’s article in comparison with the Deloitte 2012 Survey of the U.S. Health Care Consumers: The performance of the health care system and health care reform article both illustrate the changes occurring in healthcare and the results of health behavior towards the Affordable Care Act (ACA). The evidence is shown through the Congressional Budget Office article detailing the financial objectives taking place for consumers and employers. It also displays the number of people obtaining employment-based health insurance. The Deloitte 2012 Survey highlights data from consumers’ perceptions of the health care system and their thoughts on health care reform. Many health policy experts and economists have challenged the health care industry’s view of consumerism; they reason that costs would be lower, service better, and improved quality. Based on the results of the survey, consumers stated that there is a widening gap between their unmet needs and the system’s performance. The surveys also indicate adults being queried in varied health status, income, and insurance cohorts to gauge the degree to which consumers are prepared to engage the health care system as “patients” or “consumers”.
Introduction
This article pertains to the Congressional Budget Office’s and the Joint Committee on Taxation’s estimates of the effects of the Patient Protection and Affordable Care Act on number of people obtaining health insurance through their employer. “The CBO and JCT estimated that, on balance, the number of people obtaining coverage through their employer would be about 3 million lower in 2019 under the legislation