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Healthcare Insurance

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Issues on Healthcare Insurance Although the United States is dealing with the issue of healthcare insurance, the president should consider ways to avoid letting the needy families suffer because there are children and adults in need of healthcare insurance. Healthcare coverage insurance is a way of method to apply for medical coverage when you are sick, has an injury or to help use for preventative health measures. Medicaid is a form of health insurance coverage that is provided to most individual in most states whom is eligible for it. It provides coverage to a many low-income families. An important issue that is going on in this day and time is that universal health insurance coverage will have to be mandated for everyone, by way of method through private insurance, through state or by means of your employer. By means of having your own insurance coverage will provide for a lot families to make their own informed decision about their health coverage. Healthcare coverage will be expanding and have affordable coverage for lower-income families in the upcoming future. There a variety forms of healthcare coverage which is available out there for the old, young and disable. There are also forms of insurance for the rich (high class), middle class and the low income class. Just to name a few are: Medicaid, which is provide through federally-funds, Medicare which provides coverage to people over the age of 65 and those with disabilities. Health Saving Account and preferred provider organization. There is also insurer like Blue Cross Blue Shield, which is available through employee benefit, was one the first private health insurer. Available out there is also Disability insurance, which is a form of coverage that is paid to you if you are injured, but they will still have to pay for the hospital and Cameron 2 medical services that were applied to them. There were times back in the 1950’ where many low income families had no health insurance coverage, pretty as of what is going on in today trends. Back in March of this year President Obama sign a healthcare reform bill, which is known by the name of The President protection and Affordable Care Act. Upon this new bill it will be implements a variety of new rules and regulation related to the increasing numbers of people whom are eligible for Medicaid and for much small business to provide health care coverage for employees.
The high cost of healthcare coverage has increased for a variety of reasons: the aging population, the increase cost of medical equipment and the nature of healthcare.
Because Governor Phil Bryant would not support the healthcare plan, the federal government rejected the proposal of Mississippi to create a state’s healthcare exchange plan. White states, “It’s a little extra help to get you the insurance you need,” healthcare providers will no longer are able to deny you coverage just because you have a pre-existing health condition. The president is working on making sure that all people in the country would be insured and has access to free or affordable healthcare coverage. In a plan suggestion that it be a universal coverage , which will entitle everyone in America or will be making it mandated which will require all people to be able to purchase some sort of affordable healthcare coverage. There are a many of American out there whom have no coverage or is about to lose their healthcare insurance coverage, also there are Cameron 3 Some insurers are with no healthcare coverage at all. The vast majority of them are children and working adults. Our healthcare system here in America requires more citizens to pay out more for health coverage and have fewer choices. The proposal will give all Americans the opportunity to choose among high quality plan and continue to keep your current primary physician or to join a network of doctors. There are too many Americans who have not taken their responsibility of their healthcare coverage. They use the healthcare system but are not paying for the healthcare care. They are trying to make it that those who do not have no coverage will be responsible for to pay something for use of the healthcare coverage. One of the high rapid spending is in the form of prescription drugs. Which is use in a form to help patients avoid or to survive acute health problems. Another form is with medical therapies, which leads to higher level of spending money for treatment. The great connection between the two should not be of a great issue as to rising expense and universal coverage but to make insurance more widely available for healthcare coverage.
Michael Calabrses stated in a recent paper that “working paper”, that uncompensated care is one factor behind recent cost increase. “Requiring everyone to maintain and contribute to the cost of coverage will minimize this cost shifting and lower the average cost of

Cameron 4 coverage.” Individual who are self-insured and pay out of their pocket for their own will not have an impact on the universal system. The president is attempting to make sure that all American have a universal healthcare coverage in some form of way. By method of state coverage, private coverage or through employer coverage. Healthcare providers charge insurers a certain fee to pay for their services. The wealthy and middle class with healthcare insurance is noted to get the best price coverage for a hospital stay. The poor and uninsured get the highest price to pay for their services-and will be referred to a collection agency service if their bill is not paid.

Works Cited
Clinton, William Jefferson. “Health Security for All American.” Social Policy: Essential . Primary Sources. Ed. K. Lee Lerner, Brenda Wilmot Lerner, and Adrienne . Wilmot Lerner. Detroit: Gale, 2006. 303-307. Opposing Viewpoints in Context. . Web. 12 Nov. 2013.

Kennedy, PatricaEnglish, Marlanda. “Health Insurance: An Overview. “Points of view: . Health Insurance (2013): 1. Points of View Reference Center. Web. 12 Nov. . 2013.

Holtz-Eakin, Douglas. “The Search for Affordable Health Care.” Consumers’ Research . 2004: 10+ SIRS Issues Researchr. Web. 7 Nov. 2013.

Clarksdale Press Register, The (MS)-July 17, 2013. Jesse Wright, The press Register. . Section: Newspage: 1

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