...ch y Psychology can assist law enforcement by profiling criminal suspects assessing in truthfulness of suspects and evaluating the validity of their confessions. Psychological theory and techniques can be used to improve police officers evaluations of criminal suspects. * Profiling is usually performed at the beginning of criminal investigation when the police need help focusing on certain types of people who might be the suspect * Once a suspect has been identified law enforcement officials use other procedures to determine whether any of them should be charged. * Police look for visual and verbal cues to determine whether they are giving truthful responses Suspects are sometimes given a lie detector test to encourage them to confess. * The tests provide more information about their guilt or innocence. * They conflict with some psychological findings about their accuracy. * Sometimes they are submitted into evidence. * Many psychologists question the validity of the test. The police interrogate suspects and encourage them to confess because the confessions make it more likely that suspects will successfully prosecute and eventually convicted the suspects. Psychological finding often conflict with the courts evaluations of a voluntary confession. There is some evidence psychological characteristics are linked to behavioral patterns and they can be detected by a psychological analysis of crime scenes. * Criminal profiling is used to...
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...Chapter 6: Understanding Financial Markets and Institutions Financial Markets * Manage flow of funds * Two major market dimensions: _________ versus _____________ markets ________ versus __________ markets * Primary Markets * Used by corporations and governments * Used to issue _______ financial instruments * Stocks * Bonds * Primary Market Transfer of Funds * Demanders of funds __________________ * Initial suppliers of funds _____________ * Secondary Markets * Benefit investors and __________ * Securities traded _______ issue * Provide ____________ and diversification benefits for investors * Security _____________ information for issuers * Secondary Market Transfer of Funds involves: * Financial ______________ * Securities ___________ * Other suppliers of ________ * Money Markets vs. Capital Markets * Money markets trade _______ securities or instruments with maturities of one year or _____ * Capital markets trade _________ and long- term _______ with maturities __________ than one year * Other Markets * Foreign Exchange Markets * Trade ____________ for immediate delivery (spot) or for some future delivery * Subject to foreign exchange risk due to currency ______________ * Derivatives * Highly _______________ financial securities linked to underlying...
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...Ch06. Itemized Deductions LO 1 Identify the common deductions necessary for calculating adjusted gross income (AGI). LO 2 Describe the different types of itemized deductions available to individuals and compute itemized deductions. LO 3 Explain the operation of the standard deduction, determine the deduction for personal and dependency exemptions, and compute taxable income. 1. [§213]Patricia paid the following medical expenses in the current tax year: Surgeon's fees $1,200 Medical insurance premiums 600 Hospital fees 800 Prescription drugs 310 Vitamins, not prescribed by doctor 200 Her adjusted gross income for the year is $20,000. She receives a $500 reimbursement from his health insurance company. Determine the amount of her medical expense deduction for the current year. a. $ - 0 - b. $ 610 c. $410 d. $910 e. $1,110 D 2. [§165] Jim's home was totally destroyed by fire in 2011. The structure had an adjusted basis of $150,000 and a FMV of $160,000 before the fire. Jim received insurance reimbursement of $120,000 for the destruction of the home. Jim's adjusted gross income was $100,000, before considering this loss. Jim had no casualty gains during the year. What amount of the fire loss was Jim entitled to claim on his tax return? (Ignore furniture etc. inside.) a. $ 30,000 b. $ 19,900 c. $ 4,500 d. $24,900 e. Other B 3. [§111] Juan (who is single, age 30, no dependent) had $1,000 of state income taxes withheld from his salary during 2011. Juan...
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...Chapter 6 The war in the north: Some people thought that the rebels stood a chance of defeating the British; Great Britain had more people and more money with which to fight. Indians were still against the white settlement so they were not supportive only a few were. Prime Minister North got a large invasion force and selected General. William Howe as leader; North ordered Howe to capture New York City and control of the Hudson River in order to get the radical Patriots alone in New England from the other colonies. The British troops landed in New York 1776 while continental congress was declaring independence. Armies and Strategies: Howes strategies worked by making the opponent surrender rather than destroying them. General Washington’s strategy was to draw the British away from the seacoast, extending their lines of supply and draining morale in a war of attrition. Most of the continental army was low class and they were not well armed. Victory at Saratoga: This is also known as the turning point. In order to finance this battle the British were increasing land tax. Their main goal was to isolate New England. Howe had a different plan he wanted to attack Philadelphia and end the rebellion with one victory. General Burgoyne’s troops were forced to surrender to General Horatio Gates and his men at Saratoga, New York. Social and financial Perils: After the victory at Saratoga difficulties included a British naval blockade that cut supplies of European manufactures, the occupation...
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...CHAPTER 6: RISK AVERSION AND CAPITAL ALLOCATION TO RISKY ASSETS PROBLEM SETS 1. (e) 2. (b) A higher borrowing rate is a consequence of the risk of the borrowers’ default. In perfect markets with no additional cost of default, this increment would equal the value of the borrower’s option to default, and the Sharpe measure, with appropriate treatment of the default option, would be the same. However, in reality there are costs to default so that this part of the increment lowers the Sharpe ratio. Also, notice that answer (c) is not correct because doubling the expected return with a fixed risk-free rate will more than double the risk premium and the Sharpe ratio. 3. Assuming no change in risk tolerance, that is, an unchanged risk aversion coefficient (A), then higher perceived volatility increases the denominator of the equation for the optimal investment in the risky portfolio (Equation 6.7). The proportion invested in the risky portfolio will therefore decrease. 4. a. The expected cash flow is: (0.5 × $70,000) + (0.5 × 200,000) = $135,000 With a risk premium of 8% over the risk-free rate of 6%, the required rate of return is 14%. Therefore, the present value of the portfolio is: $135,000/1.14 = $118,421 b. If the portfolio is purchased for $118,421, and provides an expected cash inflow of $135,000, then the expected rate of return [E(r)] is as follows: $118,421 × [1 + E(r)] = $135,000 ...
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...An attractive document generally gets a positive response as opposed to a paper that is not pleasing to the eye. Good design also helps a document look polished and professional after the final revision. The chapter talked about techniques of document design to make a writing look more appealing. These techniques are used for any kind of document, including letters, memos, reports and email. When we talk about document design we have to consider everything, including choice of paper and print, and the use of white space to formatting. Good design: an illustration The chapter presented a single memo in three different styles. Even though the content is same in every memo, a good format design made a big difference to the look of the memo. And because of the format design one of them is looks very appealing and easier to read as opposed to the others. A professional appearance To give a document a professional look we need to consider the proper design. Sometime employer wants us to write company document in a standard format, for example company’s letterhead and standard stock paper. We look more professional If we can learn employer’s expectations for document design and adhere to them. We should choose high quality material-the best paper and the best print. To give a document a professional look we should consider the following: 1. Paper and print: We should always choose high quality paper for a formal or professional document. The paper always makes a good impression...
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...CHAPTER 6 FIXED-INCOME SECURITIES: CHARACTERISTICS AND VALUATION ANSWERS TO QUESTIONS: 1. a Indenture - the contract between the issuing firm and the lenders in a debt obligation, specifying the nature of the debt issue, the manner in which the principal must be paid, and the restrictions (covenants) placed on the firm by the lenders. b. Trustee - the bondholders representative in a public debt offering. The trustee is responsible for monitoring the borrower's compliance with the terms of the indenture. c. Call feature - a provision that permits the bond issuer to retire the obligation prior to its maturity. d. Sinking fund - a method of providing for the gradual retirement of a bond issue. The sinking fund requirement can be met by depositing a certain amount of money annually in a sinking fund account. Alternatively, the firm can either purchase a portion of the debt each year in the open market or, if the debt is callable, use a lottery technique to determine which actual bonds will be called and retired each year. e. Conversion feature - a provision that allows the holder to exchange the bond for shares of the company's common stock at the option of the holder. f. Coupon rate - the annual rate of interest paid to bondholders. It is expressed as a percentage of par value. 2. a. Mortgage bond - a debt issue that is secured by specific physical assets of the issuing company. b. Debenture - an unsecured debt issue. The quality of...
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...Roy A. Johnston February 18, 2014 NT1210 - Chapter 6 (Mind Map Assignment) Wireless LANs Main Topic 1: Defining Wireless LANs * Subtopic a) Comparing Wireless LANs to Wired LANs * Within Subtopic) Similarities with Wired & Wireless LANs * Within Subtopic) Distance from User Device to Switch or AP * Within Subtopic) Maximum Bit Rates (Speeds) * Within Subtopic) Bit Rate Variations Over Time * Within Subtopic) Shared Bandwidth Vs. Dedicated Bandwidth * Within Subtopic) Summary of Comparisons * Subtopic b) Wireless LAN Standards * Within Subtopic) IEEE WLAN Standards * Within Subtopic) The Wi-Fi Alliance * Within Subtopic) Cooperation & Inter-Operability * Subtopic c) WLAN Roles * Within Subtopic) WLAN-Only LAN Edge * Within Subtopic) Small Office/Home Office WLANs * Within Subtopic) Single-Site Networks @ Public WLAN Hotspots Main Topic 2: Exploring WLAN Physical Layer Features * Subtopic a) WLAN Topologies * Within Subtopic) Independent Basic Services Set (Ad Hoc) * Within Subtopic) Basic Service Set * Within Subtopic) Extended Service Set * Subtopic b) Coverage Areas & Speed * Within Subtopic) Coverage & Speed with an Omni-Directional Antenna * Within Subtopic) Antenna Gain (Power) and Direction * Subtopic c) Wireless LAN Radio Frequencies * Within Subtopic) Electromagnetic Spectrum * Within Subtopic) Frequency Bands & Government Regulation * Within...
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...CHAPTER 6 MASTER BUDGET AND RESPONSIBILITY ACCOUNTING 6-1 The budgeting cycle includes the following elements: a. Planning the performance of the company as a whole as well as planning the performance of its subunits. Management agrees on what is expected. b. Providing a frame of reference, a set of specific expectations against which actual results can be compared. c. Investigating variations from plans. If necessary, corrective action follows investigation. d. Planning again, in light of feedback and changed conditions. 6-2 The master budget expresses management’s operating and financial plans for a specified period (usually a fiscal year) and includes a set of budgeted financial statements. It is the initial plan of what the company intends to accomplish in the period. 6-3 Strategy, plans, and budgets are interrelated and affect one another. Strategy specifies how an organization matches its own capabilities with the opportunities in the marketplace to accomplish its objectives. Strategic analysis underlies both long-run and short-run planning. In turn, these plans lead to the formulation of budgets. Budgets provide feedback to managers about the likely effects of their strategic plans. Managers use this feedback to revise their strategic plans. 6-4 We agree that budgeted performance is a better criterion than past performance for judging managers, because inefficiencies included in past results can be detected and eliminated in budgeting. Also, future conditions...
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...Ch.5 Problems and Exercises 1. One of the potential problems mentioned in this chapter with gathering information requirements by observing potential system users is that people may change their behavior when observed. What could you do to overcome this potentially confounding factor in accurately determining information requirements? (Hoffer 148) Employees under observation do in fact act differently than if they were left alone. One way to circumvent the process is to watch them when they do not know they are being observed. Observing over time is another way to be unobtrusive in their environment. An employee acting natural is the key to business operations data collection success. The analyst could also develop anonymous interviews, anonymous surveys, etc to get a more accurate depiction of employee and business operations. Utilizing multiple data collections would result in more accurate data assessments. 3. Suppose you were asked to lead a JAD session. List ten guidelines you would follow in playing the proper role of a JAD session leader. (Hoffer 148) JAD sessions need to be conducted absent workplace. Attendees need to be briefed on the reasoning behind the JAD session with written agendas handed out to each one. All matters MUST be neutral in support (Do not sway one way or another). Participation is a must; each attendee needs to be proactive in the session to handle the issues at hand. Ground rules and issues will be noted during the session while managing...
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...CHAPTER 6 MASTER BUDGET AND RESPONSIBILITY ACCOUNTING 6-1The budgeting cycle includes the following elements: a.Planning the performance of the company as a whole as well as planning the performance of its subunits. Management agrees on what is expected. b.Providing a frame of reference, a set of specific expectations against which actual results can be compared. c.Investigating variations from plans. If necessary, corrective action follows investigation. d.Planning again, in light of feedback and changed conditions. 6-2The master budget expresses management’s operating and financial plans for a specified period (usually a fiscal year) and includes a set of budgeted financial statements. It is the initial plan of what the company intends to accomplish in the period. 6-3Strategy, plans, and budgets are interrelated and affect one another. Strategy specifies how an organization matches its own capabilities with the opportunities in the marketplace to accomplish its objectives. Strategic analysis underlies both long-run and short-run planning. In turn, these plans lead to the formulation of budgets. Budgets provide feedback to managers about the likely effects of their strategic plans. Managers use this feedback to revise their strategic plans. 6-4We agree that budgeted performance is a better criterion than past performance for judging managers, because inefficiencies included in past results can be detected and eliminated in budgeting. Also, future conditions...
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...WK 6 HOMEWORK CH 9 To purchase this visit here: http://www.activitymode.com/product/eco-305-wk-6-homework-ch-9/ Contact us at: SUPPORT@ACTIVITYMODE.COM ECO 305 WK 6 HOMEWORK CH 9 ECO 305 WK 6 Homework Ch 9 - 11(a-c), 12(a-c) Activity mode aims to provide quality study notes and tutorials to the students of ECO 305 WK 6 Homework Ch 9 in order to ace their studies. ECO 305 WK 6 HOMEWORK CH 9 To purchase this visit here: http://www.activitymode.com/product/eco-305-wk-6-homework-ch-9/ Contact us at: SUPPORT@ACTIVITYMODE.COM ECO 305 WK 6 HOMEWORK CH 9 ECO 305 WK 6 Homework Ch 9 - 11(a-c), 12(a-c) Activity mode aims to provide quality study notes and tutorials to the students of ECO 305 WK 6 Homework Ch 9 in order to ace their studies. ECO 305 WK 6 HOMEWORK CH 9 To purchase this visit here: http://www.activitymode.com/product/eco-305-wk-6-homework-ch-9/ Contact us at: SUPPORT@ACTIVITYMODE.COM ECO 305 WK 6 HOMEWORK CH 9 ECO 305 WK 6 Homework Ch 9 - 11(a-c), 12(a-c) Activity mode aims to provide quality study notes and tutorials to the students of ECO 305 WK 6 Homework Ch 9 in order to ace their studies. ECO 305 WK 6 HOMEWORK CH 9 To purchase this visit here: http://www.activitymode.com/product/eco-305-wk-6-homework-ch-9/ Contact us at: SUPPORT@ACTIVITYMODE.COM ECO 305 WK 6 HOMEWORK CH 9 ECO 305 WK 6 Homework Ch 9 - 11(a-c), 12(a-c) Activity mode aims to provide quality study notes and tutorials to the students of ECO 305 WK 6 Homework...
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...DbM TAL Distributors Ch. 6 (Page 220) Use DBDL notation for your answers. Draw one E-R diagram using your choice of drawing, copy or snip and add to Word document Rep (RepNum, LastName, FirstName, Street, City, State, PostalCode, Commision, Rate) Customer (CustomerNum, CustomerName, Street, City, State, PostalCode, Balance, CreditLimit, RepNum(FK)) Orders (OrderNum, OrderDate, CustomerNum(FK)) OrderLine (OrderNum(FK), ItemNum(FK), NumOrdered, QuotedPrice) – only identifies through oters and item entity Item (ItemNum, Description, OnHand, Category, Storehouse, Price) Question 1. Indicate the changes you need to make to the design of the TAL Distributors database to support the following situation: a. A customer is not necessarily represented by a single rep but can be represented by several reps b. When a customer places an order, the rep who gets the commission on the order must be one in the collection of reps who represents the customer Rep (RepNum, LastName, FirstName, Street, City, State, PostalCode, Commision, Rate) Customer (CustomerNum, CustomerName, Street, City, State, PostalCode, Balance, CreditLimit) CustomerRep (RepNum (FK), CustomerNum(FK)) Orders (OrderNum, OrderDate, CustomerNum(FK)) OrderLine (OrderNum(FK), ItemNum(FK), NumOrdered, QuotedPrice) Item (ItemNum, Description, OnHand, Category, Storehouse, Price) Question 2. Indicate the changes you need to make to the design of the TAL Distributors database to support the following situation: ...
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...Chapters 4,5 & 6 Directions: After reading these chapters, it is important you understand how task analysis and person analysis works. The individual steps are outlined in chapter four. Part A: Chapter four 1. Does a task analysis focus on the person doing the task or task? Why? Task analysis is a systematic collection of data about a specific job or group of jobs used to determine what employees should be taught to achieve optimal performance. It explains what must be done to perform a job or complete a process successfully. 2. What does KSAO stand for and how is this part of the task analysis? KSAO stands for Knowledge, Skills, Abilities, and Other characteristics. These are the attributes that an employee must possess in order to meet the appropriate standards of performance. 3. There were two company examples of task analysis provided in the text: Texas Instruments & Boeing, briefly explain how useful the task analysis was in these cases? In the Texas Instrument’s case: Task Analysis was used to develop a train-the-trainer program. A five step approach was to task analysis was used: 1. List typical tasks, 2. Survey staff, 3. Observe the classroom, 4. Conduct structured interviews, 5. Prepare and present a final report. Use of the task analysis allowed for input from all stakeholders, use of multiple methods, rating of tasks, view of broad perspective. The Task Analysis Process includes: Overall Job Description; Task identification;...
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...BUS 490 WK 6 Quiz 5 Ch. 5 - All Possible Questions To Purchase Click Link Below: http://strtutorials.com/BUS-490-WK-6-Quiz-5-Ch-5-All-Possible-Questions-BUS4905.htm BUS 490 WK 6 Quiz 5 Ch. 5 - All Possible Questions 1) Long-term objectives represent the results expected from pursuing certain strategies. 2) Objectives provide direction and allow for organizational synergy. 3) Strategic objectives include those associated with growth in revenues, growth in earnings, higher dividends, larger profit margins and improved cash flow. 4) Strategic objectives include larger market share, quicker on-time delivery than rivals, quicker design-to-market times than rivals, lower costs than rivals, and wider geographic coverage than rivals. 5) "If it ain't broke, don't fix it" refers to managing by crisis. 6) The overall aim of the Balanced Scorecard is to balance financial objectives with strategic objectives. 7) Since a combination strategy bears no risk, many organizations pursue a combination of two or more strategies simultaneously. 8) Horizontal integration is seeking ownership or increased control over competitors. 9) Divestiture is selling all of a company's assets, in parts, for their tangible worth. 10) A chief executive officer is located in the divisional level of a large firm. 11) Gaining ownership or increased control over distributors or retailers is called forward integration strategy. 12) Franchising is an effective means...
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