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Healthcare Utilization and Finance

Western Governors University

Student ID#000454545

January 30th, 2012

KOT1 734.3.4

Healthcare Utilization and finance

Scenario 1 Part A: Discuss with Mrs. Zwick’s daughter which of Mrs. Zwick’s costs will be fully or partially covered by Medicare Part A, B, and D.
Medicare part A covers inpatient care in hospitals, skilled nursing facilities, hospice care, and home health care. Medicare part A covers 80% of the 5 day inpatient hospital stay for your mother’s visit, assuming she does not have a supplemental insurance, she will be billed for the 20% portion of the hospital bill that Medicare does not cover. Her skilled nursing facility (SNF) stay will be covered by Medicare part A, however, she needs to pay a co-pay of $141.50 for day 21 of her stay as Medicare covers the first 100 days of SNF but the patient is responsible to pay a co-pay for days 21-100. Your mother should not be responsible for paying days 22-40 as the urinary tract infection your mother developed was a hospital acquired infection, also called a nosocomial infection and the Hospital will not be reimbursed by Medicare for the expense this preventable condition generated (Cherry & Jacob, 2008). Medicare part B covers medically necessary services and supplies (services like dialysis, health and wellness screenings, and cardiac rehab and supplies like oxygen, walkers, canes, and diabetic supplies ) as well as preventive services like the flu and pneumonia vaccines (www.medicare.gov). In your mother’s case, her doctor has filled out a prescription for her medically necessary walker and our case manager has arranged the delivery of the walker with a Medicare approved supplier. Her walker will be covered 80% by Medicare and she will have to pay the 20% of the Medicare-approved amount assuming she

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