........... .............................................................................4 A. Product.......................................... ......................................................................4 a) Segmented offer..... .....................................................................................4 1- Dry Paper..... ......................................................................................4 2- Wet paper toilet ..................................................................................5 a. An offer that covers all budgets................................................5 b. Evolution of the offer...............................................................5 c. Seasonality ...............................................................................5 B. Size and market development.............................................................................5 a) Market growth............ ...............................................................................6 b) Consumer...
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...employment, product and services, publicity and sales. Retail paper and plastic bags are common packaging tools in the market but due to environmental issues and the public’s awareness more people are decided to use retail paper bag instead of plastic. Paper bags are used for many things, to put up lunches for kids, to bring in the groceries, to take out the trash, to hold the things and help us stay organized. Many markets have switched from plastic bags to paper bags. Paper bags are less expensive. Cost Effectiveness is one of the reasons why they prefer paper bag other than plastic bag. Many vendors and consumers have complained about using plastic bags to put their goods. Some market and grocery stores now give a choice between paper bags or plastic bags. Some Smart shoppers choose to use paper bags instead of plastic assuming that it is an environmentally friendly and better alternative. Paper Bags are usually made up of plant fibers substance from fibrous cellulose materials as rags, woods, or barks. Paper bags were invented in the 1850’s. Paper bags are recyclable. Well known grocery stores, supermarkets, fast food chain, establishment and markets uses brown paper bags to hold their items since there are laws that are implemented to ban the usage of plastic bags in some provinces and cities in the Philippines. Paper bags can easily be disposed and not a harmful thing in the environment...
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... “FINANCIAL MARKET” IN PARTIAL FULFILLMENT OF THE REQUIREMENTS IN ECON. 101(ECONOMIC W/ TAXATION & LANDREFORM) SUBMITTED TO: MR. ANDASIL J. ABUBAKAR, M (PHIL) “Instructor” SUBMITTED BY: GROUP 1 STUDENTS 1st semester/ A.Y 2012-2013 PART 1- FINANCIAL MARKET INTRODUCTION Throughout his text, Mishkin stresses that the evolution of financial markets, both in the U.S. and throughout the world, has resulted from an intricate interplay of three factors: chance, necessity, and design. In short, history matters, and it matters a lot. In addition, throughout his text Mishkin consistently stresses the importance of information. He argues that it is impossible to understand the special nature of financial markets relative to markets for real goods and services unless one understands the peculiar types of "asymmetric information problems" intrinsically associated with financial assets. He argues that these asymmetric information problems have largely shaped the structure of financial markets in the past, and that the recent surge of innovations in information technology (IT) -- in particular, Internet-related IT -- is leading to a dramatic restucturing of financial markets today. The notes, below, provide basic background information on financial markets as covered in Mishkin in Chapters 2 and 4. For...
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...Capital market in Bangladesh: Concept and formation Capital market is a mechanism to flow fund from the hands of small savers (individuals and institutions) at low costs to those entrepreneurs who do need fund to start business or to business. In the other words, capital market mechanism gives a part ownership of big companies/corporations to small savers like you and me. In simple term, it is a globally accepted scheme to share ownership of economic development with general public. History of capital market: Capital market started in USA at Wall Street in 1653. 1t came to Mumbai, the commercial capital of India around 1890. However, investment in shares boomed in late 1970s. It took many years to come to the land, now comprising Bangladesh. The origin of stock market in Bangladesh goes back to April 28, 1954 when a stock exchange was formed under the name East Pakistan Stock Exchange Association at Narayanganj. Trading started in 1956. It was renamed East Pakistan Stock Exchange Ltd. Transferred to Dhaka in 1958 and again renamed Dhaka Stock Exchange Ltd in 1964. Trading remained suspended during the Liberation War in 1971. The Dhaka Stock Exchange resumed operation in 1976 with nine listed companies as against 452 today. Capital market in Bangladesh got momentum with the establishment of Securities and Exchange Commission in 1994. A big wing was added to the capital market with the incorporation of Chittagong Stock Exchange on April 1, 1995. Operation of CSE started on...
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...Markets have been around for a really long time. No not the markets your parents go to so they can get groceries this kind of market is where the supply and demand of items are measured called the stock market. The stock market crashed on September 29, 2008. The Dow Jones Industrial Average fell 777.68 points in intraday trading. That was the largest point drop in any single day in history. It plummeted because Congress rejected the bank bailout bill. A stock market crash is a rapid and often unexpected drop is stock rates. When the stock market crashes it causes the world to worry especially when the stock market crashes in a major time period such as a war. the supply of the product is rapidly decreasing while the demand stays the same or...
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...SEGMENTATION AND TARGET MARKET PAPER Segmentation and Target Market Paper Marketing strategies such as segmentation are based on dividing a larger population of consumers into smaller segments that can be grouped by common needs and or priorities. These different groups can then be targeted by different marketing methods to entice them to purchase goods and services (Wikipedia-Market Segmentation, 2014). Marketing segmentation can be very important for a company because it can help the company expend its’ resources more efficiently. This will increase the return on investment of the money spent on marketing. It allows a company to target those consumers most likely to purchase from them. Best Buy is an electronics chain superstore that employs marketing segmentation and target marketing to more effectively increase sales. Marketing Segmentation Demographics Best Buy’s largest customer demographic population is the Baby Boomer population. Their most vital population segment is actually the young twenty-something’s to early 30s adults who are college educated and do not have children. This population is important because of their perceived preference for discriminating tastes and their exposure to a wider range of products and services due to their college education. Not having children is also an important factor as they can potentially have more disposable income to spend on themselves (Smith, 2012). Psychographics The psychological variables for this demographic...
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...The role of stock exchange in stabilizing the capital market the case of Dhaka stock exchange Defination of stock exchange Stock exchange is a system which the company , stocks, shares,derivatives, and securities are trated. It is a vital part of market economy. It is an ordered market in which the brokers buy and sell share and stocks. Here securities are purchase and sold as per certain well defined rules and regulations. The place where the trading take place is known as stock exchange. The stock exchange create, climate conducive to an active primary market and to ensure fair and efficient trading in securities in the secondary market and to establish a harmonious relation between the two. It is also an impotant institution for industrial financing and communities saving and investment activities Objective of stock exchange The main objective of the stock exchange as follows 1) Making funds available to entrepreneurs for business activity. 2) Funding to company listed on that stock exchange companies float their ipos can exchange and in return give buyers right of owenership and annual dividends. 3) To ensure a market place that provides liquidity to capital market instruments fair and transparent trading practices. 4) To provide healthy market place conducive to positive links between household sectors saving and investment needs to provide corporate stock. 5) Providing platform for saving investment and reinvestment acyivities. 6) To ensure the...
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...TERM PAPER ON THE ROLE OF LEASE FINANCING IN THE CAPITAL MARKET DEVELOPMENT TERM PAPER ON “The Role Of Lease Financing In The Capital Market Development” Supervisor: - Mrs. Afsana Yesmin Lecturer Faculty of Business Studies Premier University Chittagong. Submitted by: - Priyanka Das ID# 0613111771 Program: BBA Faculty of Business Studies Major in Finance Premier University, Chittagong Faculty of Business Studies Submitted in partial fulfillment of the requirement for the Bachelor of Business Administration Submission Date: 28th November, 2011 Letter of Transmission Date: 28th November 2011 To The Supervisor Faculty of Business Studies Premier University, Chittagong. Subject: Submission of term paper Sir, It is indeed a great pleasure for me to be able to hand over the result of my hardship of the report on “the role of lease financing in the capital market development”. I take the opportunity to thank you very much for your kind cooperation, supervision and suggestion in preparing this report. I have enjoyed the whole program with great spirit and enthusiasm. I fervently hope that you will find this report worth reading. I hope you will accept my report. Yours sincerely, Priyanka Das ID: - 0613111771 Program:-BBA Major in Finance ACKNOWLEDGEMENT I have the pleasure to express my gratitude to the Almighty God, who has given...
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...Lesson Title: Words Bible Reference: Proverbs 12:18-22 Target Age Group: Elementary to Middle School Learning Context: Sunday School Target Time Frame: 45 minutes Memory Verse: “The words of the reckless pierce like swords, but the tongue of the wise brings healing.” Proverbs 12:18 Learning Aim: 1. Use your words to build others up, not tear them down. Basic Supply List: 1. Bible 2. Chalk/Chalk board 3. Construction Paper 4. Markers Optional Learning Activities: 1. Show the “Speak Life” video from TobyMac. Discuss the examples from the video of words helping or hurting others. 2. Play the “Encouragement Game” Note: In the teaching plan below the words in italics are meant to be read aloud. The regular text is simply directions for the teacher. > > > > Basic Teaching Plan < < < < Introduction: Begin the class by greeting each student. Ask them to try to think of a time when someone said something that made them feel really good. What did they say? Allow a few students to share. Now, have them think of a time when someone said something to them that did not make them feel good. Write this question on the board (or just say it out loud) “Do the words that you say matter?” Allow the kids to consider this for a few minutes, possibly with a partner. Then lead a discussion about how the words we say affect those around us. In conclusion, the words we say have to power to make people feel a certain way, and we must...
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...5 Forces Analysis on the Paper Industry Looking at the position of the paper industry relative to the five forces model I had to determine exactly what constituted the paper industry. I had to decide between the Paper Mills Industry and Pulp Mills Industry and ultimately decided to analyze the Paper Mills Industry specifically when it came to paper industry as a whole. The NAICS Code that corresponds to the Paper Mills Industry is NAICS: 322121 or SIC Code 2621. Porter’s Five Forces Model of Competition includes the firm’s, or in this case the paper mill industry’s, position relative to current competitors, suppliers, customers, potential new entrants and potential substitutes. Over the next few pages I will conduct a five forces analysis of the Paper Mills Industry. Current Competitors: The degree of rivalry in the paper industry is the center of the five forces and the other four forces branch off of this. The first aspect to look at is the number and position of companies within the paper industry. There were 445 companies in 2009 and as of 2013 there are now 119 companies in the industry. This industry still has many competitors within the industry and therefor, there shouldn’t be any impact of any particular company. This industry is large enough where these firms can prosper without having to steal market share from each other and this is a positive for the paper industry. The second key factor is the industry growth rate and if there is room to increase revenues...
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...the strategic location also would exist benefits regarding transdisciplinary work between different plants. Benefits that result in a consistent process integration, cross information, facilitating learning, technological exchange and decreased bureaucracies, all factors which contribute to the improvement of production processes and efficiency. In relation to economies of scope, this new project would achieve diversify activities pulping, taking advantage of new technologies in processing focused on expanding other industries. And finally, this new plant, will allow to Arauco, get an horizontal growth that would position him as one of the largest producers in Latin America with Aracruz. Forward integration It means to move into paper manufacturing rather than a horizontal growth, competing...
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...VISY PULP AND PAPER PTY LTD ENVIRONMENTAL ASSESSMENT FOR A MAJOR PROJECT TUMUT MILL EXPANSION 436 Gadara Road, Tumut, New South Wales January 2007 H:\Environmental\VPP9 Stage 2\Stage 2\FINAL EA SUBMISSION\Main Report\Visy Tumut Final Env Assessment Main Report.doc Environmental Assessment Submission Under Part 3A of the Environmental Planning and Assessment Act 1979 Statement by Authors Environmental Assessment Prepared By: Name Ms Leanne Hayes Company Visy Pulp and Paper Pty Ltd Position Project Environmental Engineer Qualifications BSc Environmental Biology Address 436 Gadara Road, Tumut, New South Wales, 2720 Co-authored and Reviewed By: Name Ms Alison McRae Company Peter J Ramsay and Associates Pty Ltd Position Associate Qualifications Bachelor of Engineering (Environmental), Bachelor of Commerce Address 3/538 Gardeners Road, Alexandria, New South Wales, 2015 Project Under Part 3A: Application Number 06_0195 Development Visy Pulp and Paper Tumut, Mill Expansion Development Location 436 Gadara Road, Tumut, New South Wales, 2720 Proponent Visy Pulp and Paper Pty Ltd PO Box 98 Tumut, New South Wales, 2720 Certification: I certify that I have prepared this Environmental Assessment report and that to the best of my knowledge: it has been prepared in accordance with Part 3A of the Environmental Planning and Assessment Act and Regulations; and the information...
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...Birch Paper Company * Is a medium sized, partly integrated company * Three products, white and Draft papers and paperboard * The company is decentralized- both authority and responsibility * Seems like most of their decisions are based on profits and ROI * Northern and Thompson division together designed box for Northern division * Thompson division was reimbursed by Northern division for it’s designing and development * Apart from Thompson’s bid they also get two different offers from outside companies * Company policy where each division manager had full freedom and discretion to buy from anywhere * Thompson’s most materials from within company but sales mostly outsiders * If Thompson get bid, materials to be procured from Southern division * 70% of out of pocket costs of $400 were above materials * This constituted 60% of selling price * The Northern division received bids on 1000 boxes: - Thompson division- $480 - West Paper Company- $430 - Eire Paper Company- $432 * Eire paper Company dilemma: -Purchase (1000 boxes) outside linear board from Birch with special printing from Thompson at $90 plus $30 for printing -“Competitive market where higher costs cannot be passed on, how can we buy own supplies at 10% higher than market rate?” * Thompson division felt they didn’t receive profit for their development work, so they marked up cost on production of the box * Team 1 assessment that Northern division should...
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...photo printing from digital cameras or cell phones via Bluetooth, Infrared and all types of memory cards. o Digital Photo ID o Document Printing o Desktop Publishing Other Possible Services: o Electronic Loading o Typing Jobs o Photo Invitations o Plastic lamination o Calling Cards o Studio portraits o MP3 downloads o MP4, PSP, CP Games Downloads o Souvenir Items V. Location ? Near School Area and also in residential place. ? Near Market but secured place. ? Very populated place. VI. Target Market ? People needing photo requirements like ID. ? Students who do their research and projects in school. VII. Competitiveness on the Market ? Affordable photo printing ? Cheapest digital ID ? Fastest services ? Customer Friendly Staff ? Well Ventilated Place. Marketing Strategies o Promo for Discounts/Membership. o Flyers and Posters. VIII. Capital Section 1. Machines/Gadgets * Computer set with 19in. LED Screen With table and chair * Photo Printer with conversion * A4 Paper cutter * A3 Plastic Laminator/li> * Memory Card reader * Bluetooth device * Infrared devices * USB Port * Digital Camera | * 18,000.00 * 10,000.00 * 900.00 * 3,300.00 * 300.00 * 350.00 * 300.00 * 200.00 * 5,000.00...
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...27MAR201319523653 ORCHIDS PAPER PRODUCTS COMPANY 2013 ANNUAL REPORT To Stockholders Dear Stockholders, In 2013, Orchids Paper Products Company experienced record converted product net sales and total net sales levels for the second consecutive year. We continued to broaden our product offerings and experienced additional penetration into the mid/premium tier product markets. Net sales of converted products exceeded $100 million for the first time in the Company’s history. During 2013, we focused on continuing to increase sales of converted product to fully consume our parent roll capacity. Our efforts centered on new product development in both paper making and converting and combining those efforts with an effective sales and marketing plan. As a result, we continued to expand our converted product offerings into the mid/premium tier market, creating new sales opportunities which resulted in shipments of 8.2 million cases, or approximately 53,000 tons, an increase of 16.2% over case shipments in 2012. More specifically, during 2013, our net sales increased 15.4% to $116.4 million compared to $100.8 million in 2012. This included a 21.1% increase in converted product sales. Our sales of mid-tier and premium tier products comprised 37.9% of our unit net sales in 2013, compared to 15.0% in 2012 and 6.8% in 2011. We also focused considerable efforts on controlling production costs while improving quality attributes to supplement the high quality production capabilities of...
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