...environment. My duties include supporting the nursing staff with all aspects of patient care, including personal care. My main responsibility is to ensure and maintain the safety of all individuals within my care. To work within a team to ensure the factory/ warehouse was clean to the highest standard. My responsibilities included being the link first aider for the team and also one of the fire marshalls. My duties of a fire marshall were to ensure weekly checks were completed in preparation for a potential emergency. To work within the community with vulnerable adults in their own home. Duties included escorting on personal outings, personal care, safe handling of finances and administration of medication. I was responsible for the care and safety of a group of individuals whom I was a key worker. To sell products on behalf of providers and meet set targets. I was a team leader for a small group within the sales team and I was responsible for motivating and supporting these individuals to reach their own targets. This post would be of ultimate benefit to me because I have always had a drive to work with and care for individuals of all ages. I have had multiple posts of within varying types of care. The most recent is as a support worker in York, this post has enabled me to work with vulnerable adults within a hospital environment and allowed me to provide support in all areas. I have also used my caring skills to work with older adults in their own homes by volunteering...
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...FirstBuy Buyers’ Guide Homes and Communities Agency August 2011 http://www.homesandcommunities.co.uk/firstbuy \\hca.local\wa\IR\Investment Delivery Partnerships team\First Buy HomeBuy\Buyers Guide\FirstBuy Buyers' Guide 040811.doc Page 1 of 21 What is FirstBuy? FirstBuy is an affordable housing deposit assistance equity loan product from the Homes and Communities Agency, working in partnership with house builders. It aims to make more new affordable homes available to eligible buyers priced out of the housing market. FirstBuy is available in England and only from approved, participating house builders for a limited time period – no assistance is available after March 31st 2013. This guide provides an overview of the product. If you’d like to know more, or if you want to apply, please contact your Local HomeBuy Agent (see page 18). Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Check that these mortgages will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. \\hca.local\wa\IR\Investment Delivery Partnerships team\First Buy HomeBuy\Buyers Guide\FirstBuy Buyers' Guide 040811.doc Page 2 of 21 Overview: the ‘stepping-stone’ into home ownership With FirstBuy, the buyer (‘you’) buys a new home on an approved FirstBuy new build development with assistance from both the Homes and Communities Agency (‘the Agency’) and...
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...Water management schemes and how it helps to improve people’s quality of life Water management schemes are all the schemes in general that provides water to people, for example; water transfer schemes are one of the many water management schemes, water transfer schemes are projects that collect water from areas that have a higher rainfall and divert it to areas that have a greater need and a higher demand for water. Water is collected and stored in reservoirs for further use. Another example of water management schemes is sanitation systems which are in order for those who do not have access to appropriate sanitation. Overall, the water management scheme is a scheme that ensures that everybody has access to clean water and sanitation. Water is one of the most important natural resources which are essential for ALL living things. Water is used for drinking, washing, cooking and irrigation. There is only 3% of pure water in the world, that we can drink, 2% of that water is stored in icebergs, if the demand for water continues to increase at rapid rates; the access to water will become more difficult. Figure 1 In figure 1, the more successful countries which are MEDC’s and the more urbanised areas such as the USA, Canada Australia, Italy and France show that the more water they use per capita. They have the access to clean water, so they tend to take advantage of it and waste more, whereas the countries that have little access to clean water tend to manage...
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...Local Government Minister Datuk Abdul Rahman Dahlan said developers selling more than four residential units to a single buyer or group must now obtain prior approval from the Controller of Housing. The new enforcement would be made compulsory in all real-estate advertising and sale permit materials. In order to prevent asset bubbles in Malaysia, a continuous monitoring by the Central Bank of Malaysia (CBM) on the property price trends and the introduction of appropriate measurements, such as the introduction of “My First Home Scheme” on 8 March 2011 will curb the real estate speculation activities and to support, stabilize and sustain the future of Malaysia’s Residential property market (Azhar, 2011). The Malaysia My First Home Scheme (MFHS) or Skim Rumah Pertamaku was introduced in early 2011 by the government with the sole purpose of assisting young adults, who have joined the workforce and earn RM3, 000 per month or less, to own their first home. This scheme allows young adults to obtain 100% financing from financial institutions (100% margin as opposed to the usual 90% offered by most banks), enabling them to own their first house without the need to pay a 10% down payment. Cagamas SRP Berhad will also guarantee the banks on financing above a 90% level, i.e. if a borrower obtains 100% financing, Cagamas SRP will guarantee 10% (thus raising 90% to 100%) of the financing (Eugene, 2013). According to Foo (2014), in July 2013, the central bank reduced the maximum tenure...
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...choose a product or service brand that you have an interest in. Make sure there is information available about the industry and target market of the brand that you have selected. Think about why this brand needs an IMC Campaign—or why the existing campaign needs to be changed—what problem are you solving? Your name: BACHU LAXMI KIRTI Identify and describe the selected brand: Well,I have identified the most popular network marketing gaint,’AMWAY’. Which is an American company using multi-level marketing techniques to sell a variety of products, primarily in the health, beauty, and home care markets. Amway was founded in 1959 by JAY VAN ANDEL and RICHARD DEVOS.Based in Ada,Michigan, the company and family of companies under Alticor reported sales of USD$11.3 billion for the year ending on December 31, 2012—the seventh consecutive year of growth for the company. Its product lines include home care products,personal care...
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...When Bangladesh came into existence on the 16th December, 1971, the banking sector of Bangladesh was in a total disarray. With the exception of two local banks incorporated in then East Pakistan, all the bigger local banks became in operational. Starting with such a humble condition, the Banking Sector of Bangladesh has grown to a great extent. The banking industry in Bangladesh has flourished over the years, making double-digit profit percentages, sustaining growth and surviving cut-throat competition while providing attractive returns to shareholders. The number of banks in all now stands at 49 in Bangladesh. Out of the 49 banks, four are Nationalized Commercial Banks (NCBs), 28 local private commercial banks, 12 foreign banks and the rest five are Development Financial Institutions (DFIs). Sonali Bank is the largest among the NCBs while Pubali is leading in the private ones. Among the 12 foreign banks, Standard Chartered has become the largest in the country. The number of total branches of all scheduled banks is 6,038 as of June 2000. Of the branches, 39.95 per cent (2,412) are located in the urban areas and 60.05 per cent (3,626) in the rural areas. Of the branches NCBs hold 3,616, private commercial banks 1,214, foreign banks 31 and specialized banks 1,177. [pic] Janata Bank is a state-owned commercial bank of Bangladesh established in 1971. Its headquarter is situated at Motijheel in Dhaka, the capital city of Bangladesh. Immediately after the emergence of Bangladesh...
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...BUSINESS ADMINISTRATION AWARDED BY DEVI AHILYA VISHVAVIDYALAYA, INDORE ON “A Comparative Study of Customer Satisfaction From Home Loan Schemes Launched By Government and Private Sector Banks In Indore” (With Special Reference to PNB and ICICI ) [pic] MBA 3rd SEM 2011-2013 PROJECT GUIDE SUBMITTED BY Dr. SHAILASH TRIPATHI VIVEK TRIVEDI FACULTY, (BMCMR) “A Comparative Study of Customer Satisfaction From Home Loan Schemes Launched By Government and Private Sector Banks In Indore” (With Special Reference to PNB and ICICI ) PREFACE The synopsis report on “A Comparative Study of Customer Satisfaction From Home Loan Schemes Launched By Government and Private Sector Banks In Indore” (With Special Reference to PNB and ICICI ) ” is an attempt to know the satisfaction level of customers from the various home loan schemes launched by a government and private sector bank to be selected by the researcher. This research is divided into eight chapters. Their brief account is as under : Chapter 1 deals with the Introduction of the topic which will include the conceptual framework related to the Home loan and its different types. Chapter 2 deals with the Introduction, Profile and the History of the PNB and ICICI bank for which the comparision has to be made. Chapter 3 deals with the review of the...
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...to prison for their roles in a $600 million scheme to defraud customers. From 1992 until 2008, NPS sold prearranged funeral contracts in several states, including Missouri, Illinois, and Ohio. During that time, insurance companies affiliated with NPS issued life insurance policies related to those prearranged funeral contacts. As part of the contracts, the total price for funeral services and merchandise for an individual was agreed upon, and that price would remain constant. Customers entering into prearranged funeral contracts would pay a single sum of money up-front to NPS. NPS represented to individual customers, funeral homes, and state regulators that funds paid by customers under the prearranged funeral contracts would be kept in a secure trust or insurance policy as required under state law. Court documents disclose, however, that NPS made use of funds paid by customers in ways that were inconsistent both with its prior and continuing representations and with the applicable state laws and regulations. Instead, NPS operated as a fraudulent Ponzi-like scheme, where customer funds were neither kept safe in bank trusts or insurance policies but instead were utilized for unauthorized purposes and the personal enrichment of NPS’s officers and others. In turn, new business became the source of funding for funerals that prior customers had previously paid for in advance. Victims of the scheme include individual customers, funeral homes and state insurance guarantee associations...
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...old which helped establish his creative side of his life. Roethke also attended the University of Michigan and later attended Harvard. He taught English at some universities but while teaching at the University of Michigan he devolved manic depression which helped fuel his poetic side. In Roethke’s poem “My Papas Waltz” Roethke is remembering his dead father. He is remembering how he and his father would play and rough house when his father would come home. This poem is said to have a dual meaning, but it really depends on the reader’s perspective. The poem was written to show the love Roethke and his father had, he shows it by the imagery, rhyme scheme, similes, metaphors, irony. Roethke’s poem “My papas waltz” has some ambiguity in it towards what it means. The poem is about Roethke remembering his father when he was a child. The poem is meant to be took in a positive way because Roethke’s father was a working man trying to provide for his family, “with a pam caked hard by dirt” shows that his father was a working man (page 583 line 14). The poem can also have a negative meaning to it because of some of the violence taking action in the poem such as “you beat time on my head” (page 583 line 13). The poem depicts some form of child abuse but the poem was not meant to be taken in a violent way. The poet’s intention to writing this poem were positive and loving towards his father. Imagery in this poem is also another important part to helping understand the meaning. The...
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...HOME LOAN TAKEOVER OPPORTUNITY AND CHALLENGES Internship Report submitted to SBI in completion of the requirement of Summer Internship at State Bank of India NAME OF THE STUDENT: kushal Shah PROJECT MENTOR/ REPORTING OFFICER AT THE BANK: Mr Kumar APRIL 6th 2013 TO JULY 6th 2013 Acknowledgement I take this opportunity to express my profound gratitude and deep regards to Mr. Bhoir, HR, State Bank of India for giving me the opportunity to take up this project and posing faith in me to fulfill the project I also take this opportunity to express a deep sense of gratitude to Company Mentor Mr. Kumar, Manager State Bank of India, for his cordial support, valuable information and guidance, which helped me in completing this task through various stages. I am obliged to staff members of State Bank of India especially Mr. Saraswat & Ms Warrier, HLST Departement, State Bank of India for the valuable information provided by them in respective fields. I am grateful for their cooperation during the period of my assignment. Lastly, I thank almighty, my parents, brother, sisters and friends for their constant encouragement without which this assignment would not be possible. I am also thankful to all the respondents whose cooperation & support has helped me a lot in collecting necessary information. Kushal Shah Bottom of Form Table of Contents Sr. no | Particulars | Page no | 1 | 1. Introduction 2.1. Profile of Student 2.2. Profile...
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...Executive Summary This report will look to give WGYC’s Board of directors a lucid and comprehensive evaluation of the telesales sector, including current trends and public opinion of the sector. Recommendations will be made on appropriate reward package schemes that will centralize around their current mission statement which is ‘to provide an outstanding call centre service that is monitored regularly to ensure the highest level of excellence to energy suppliers internationally, allowing our customers to reduce costs, drive revenue, increase cash-flow and concentrate on their core competencies.’ This reports recommendations will strive to improve WGYC’s employee retention and customer service, impacting team members that will be more motivated to succeed through employee of the month schemes with more freedom over their work through working at home. Workers’ well being will be given more consideration through the introduction of flexi-time, and team leaders will act as motivators rather than supervisors ensuring teams are working together in a high-intensity but friendly environment. Approximate costs of implementation will be £2,000,000 highlighting the high costs of an employee-orientated approach for this sector. Context The telesales sector is still a hugely profitable sector in the UK, with total revenues of £2billion. However, between 2010-2015 the sector has seen a decline in annual growth by -1.1% due to an increase in offshore competition and the financial...
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...In this assignment I am going to explain my understanding of working practices and strategies that are used to minimise abuse within the health and social care contexts. The caring professions provide some examples of what people thought may have been a good practice of care then but actually is poor or even abusive practice. The main reason why this happens is due to the changes that occurs within working policies. Within my workplace we have different policies that safeguard vulnerable adults, here are some of working practices that I believe help safeguard: • Complaints Policy Effective communication • Record-keeping Policy Risks Assessments • Confidentiality Policy Recruitment procedures • Data Protection Policy Induction • Protection of Vulnerable Adults Policy Training • Whistleblowing Policy Codes of conduct • Care plans – Person Centred Care Reflective practice • Anti – discriminatory / Anti – oppressive practice • Organisations safeguarding policy & procedures Each resident is assessed before arriving at the home, once assessed our nurse manager produces a careplan for that resident. The resident and their family have the right to be involved in developing a meaningful and effective care plan. The nursing home must work with the resident to develop an individualized, written care plan and must update it at least quarterly and any time your condition changes. Each resident important right...
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...CSCS SMARTCARD APPLICATION FORM For Craft and Operative level occupations Authorisation code (See reverse of form for use) SECTION A - Your Details - please complete this section A1 Your details: Title Surname Forename Home Address ATTACH PHOTOGRAPH HERE CSCS Registration No. National Insurance No. Date of Birth DD MM YYYY Home/Work Telephone Number Mobile Number Postcode E-mail address: A2 I confirm that I meet: current CSCS Health & Safety requirements A3 Send my card to: my home address yes (We do not require a copy of your Health and Safety Test pass letter as this is stored on our database). The company address in section C a different address, which is: Postcode A4 I confirm to the best of my knowledge the information above is correct and I agree to comply with the CSCS Scheme rules as laid out in the CSCS Scheme booklet. I understand and agree that the information on this form will be used by ConstructionSkills for the purposes of administering the CSCS Scheme, this may include passing on information to Employers or Training Providers and for this purpose, your data may be entered onto a secure database accessible via a website. Please note that all application fees are non-refundable. If your application is incomplete you will be given 90 days to resolve any issues. Any applications returned after 90 days will be subject to an additional £30.00 non-refundable application fee. We may contact you by mail, telephone or e-mail to let you know about...
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...Language lies at the root of that transformation of the environment that we call ‘civilization’. How is language encouraged in the Montessori prepared environment? Language is something that I can’t explain. It is absurd for me. What I know is I am able to speak to communicate what is on my mind to other people, but the process how did it happen I barely remember it. Before I learn about Montessori, I used to think that language is something that comes naturally. I thought it was something ridiculous if children learn how to write and how to read in early age because I was thought that eventually children could done it easily. Well, I guess I was wrong all this time and sure I am taking for granted that I was underestimate how we can speak, read, and writing. Human needs practice to be fluently in speaking, to be understood in reading, and to be able to writing a simple note. In fact, human being learns language from he or she was an infant. An infant is first exposed to language through sounds generated by the environment and languages spoken by the adults surrounding him. As I observe my 9 months old son, he starts babble when he was 6 months old now he is more talkative event tough he can only say baba papa mama or dada. But I always replying what he says in order to make him feel respected, to teach him Bahasa and I don’t want to lose his sensitive period. Language is goes a long way in establishing a people’s identity, somehow showing people’s artistic, economic...
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...12 Angry Men The 12 Angry Men movie was a perfect example of the Bruce Tuckman Scheme. Once the Jurors go in for deliberation they immediately start two get into the stages of the scheme. Once they are all in the juror’s room and get settled they start the storming stage. As soon as the juror’s get into the storming stage there is a lot of arguing. By the time they start the norming stage the juror’s are still arguing with one another but they are starting to listen to the people who are trying to show there opinion of reasonable doubt. By the end they all get to go home once they come to a unanimous decision. When the juror’s enter the room at the beginning of the movie they automatically start the forming stage to get each to know each other. When they first get into the jurors room most of them are ready to vote guilty and go home. When juror eight votes not guilty all the other jurors got really mad. At that moment they entered into the forming stage. Juror eight explains to the others why he felt that the defendant was not guilty. They all voted again and anonymously and one juror had changed his mind. After the second vote the other ten jurors got even more upset because they new they were going to be there even longer. The jurors entered into the norming stage as juror eight explained all the reasons why he had voted not guilty. As he explained each of his reasons for not voting the defendant guilty, one by the jurors started to change there opinion about convicting...
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