...“ ObamaCare is like an onion: the more layers you peel back, the worse it smells” (Cost n. pg.). The Affordable Health Care Act (AHCA), also known as ObamaCare, is a government healthcare program that requires citizens to purchase government-funded healthcare. If ObamaCare is not appealed and the program does launch, it will offer health care to those who have previously not been able to afford it before (Werry n. pg.) Although there are a few benefits to Affordable Health Care Act, the negatives outweigh the positives and will hurt America and its people; therefore, Obama care should be revoked. ObamaCare will cost the government more money than they have to spend. With national debt already being at 6 trillion, the U.S. government cannot afford to put this into act. However, some people who support Obamacare claim there will be enough room in the national budget to afford this health care plan, though none of this has been proven. Imagine this program going into effect and having our country in even more in debt than the crisis state it is already in now. The American government simply cannot afford this program. (Avik Roy) Not only is Obamacare going to cost the government more, it is also going to cost the taxpayers more. Obamacare will provide all people with the same health coverage no matter their financial situation. Since Barack Obama considers the average American making $250,000 a year or more, wealthy families will be taxed to help pay for the families who cannot...
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...Obamacare Obamacare POL 201 American National Government December 10, 2012 Obamacare In an attempt to create a solution to health care, President Barrack Obama came up with a universal healthcare program called the Patient Protection and Affordable Health Care Act, also known as Obamacare. Obamacare was signed into law on March, 2010. It has been the most significant repair to the United States healthcare since Medicare and Medicaid passed in 1965. In this paper, the key points that will be discussed are obamacare policy, it pros and cons, if it raises any issues with federalism and the policys effectiveness. Obamacare is aimed at helping the underinsured to gain insurance. With this plan everyone would have health insurance regardless of income, or anything that would stop the person from attaining health insurance. The Affordable Care Act is a watershed in U.S. public health policy. Through a series of extensions of, and revisions to, the multiple laws that together comprise the federal legal framework for the U.S. health-care system, the Act established the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement.(Rosenbaum, 2010) Obamacare is a name used by critics of President Obamas efforts to reform health care. Its a common term used to describe the Patient Protection and Affordable care Act of 2010. ObamaCare contains many benefits...
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...Coverage or ObamaCare depends on a number of factors including income and whether or not the effective person currently has a health insurance. The new Affordable Care Act was signed into law by President Obama on March 23rd, 2010 and upheld in the Supreme Court on June 28, 2012. Since then United States Nation has face some difficulties and negative effects and some positive influence and effects on society. Eric Golub talks about some of the negative effects and his disagreement of the new Affordable Care Act in the Washington Times Communities: “Obamacare is a bad law. It was described deceitfully, enacted into law dishonestly, implemented inefficiently, and affecting far too many people adversely. The bad outweighs the good, which is why a majority of people detest it.” Eric Golub also talks about promises that Obama made were proven false and how they affect average economy when he said” If you like your doctor or your plan, you can keep it.” Eric Golub points out “People are currently receiving cancellation letters. Obama promised reduced costs, but it is impossible to give more of something to more people and have it cost less.” [1] Grace-Marie Turner, James C. Capretta, Thomas P. Miller, Robert E. Moffit are the authors of the book Why ObamaCare is Wrong for America. In this book they talk about how the new health care law drives up costs, puts government in charge of people decisions, and threatens their constitutional rights. Base on this book Why ObamaCare is Wrong for...
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...“Is Obamacare Really Helping Our Citizens?” The Affordable Healthcare Act, also referred to as Obamacare, is one of the most controversial legislative decisions in President Obama’s term as our leader. Many American’s are ignorant to the law and others face economic hardships making it difficult to pay fees associated with getting the insurance. Regardless of the circumstances behind not having insurance, Americans have to compare and contrast the benefits of Obamacare, with the penalties of opposition to the Affordable Healthcare Act. Is Obamacare really helping our American citizens, or is this more of the same dictatorial legislation riddled with confusing jargon that negatively affects the populace? Obamacare? How Does That Work? A few of the benefits of the Act such as making better health plans more affordable to low income families and the subsidy offered to help pay for them. Another benefit was how the Act allowed people with preexisting conditions to be granted new healthcare plans. However, there are many provisions written into the law that many Americans are unaware of. One was a provision that allowed for advancements in healthcare equipment to help expedite the process in assessing the patient’s needs. What wasn’t broadcast was the proposal of implanting every American with a microchip that made the previous proposal possible. So is Obamacare helping our citizens and allowing our freedom to choose or solidifying a residual revenue system aimed at the American...
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...Lashawn Holmes Obamacare Pros As we know Obamacare (the Affordable Care Act) contains many benefits specifically for low and middle income families and businesses. But on the other hand Obamacare also created some obstacles for high earners, larger firms that don’t offer insurance to their employees, and certain sectors of the healthcare industry. Also Obamacare effects taxpayers, government spending, employees and so forth. New tax laws were created to help ensure all individuals, mostly high earners and healthcare industry were affected. Individuals are directly affected by the individual mandate and the employee mandate. The individual mandate says all Americans who can affords health insurance have to obtain health coverage, get an exemption, or pay a fee. This creates a problem when filing taxes. Some individuals who just missed the Federal Poverty Level limit of 400% are hit the most because they don’t qualify for assistance. Individuals who do get cost assistance will need to adjust tax credits. Obamacare created more coverage options. There are more private coverage options and all medical coverage options must provide the minimum essential coverage for an individual. More options are great but it also creates more complications for consumers and the Private Health Insurance System. Consumers are at risk of under buying or over buying health insurance. The Healthcare system promotes that...
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...Where is the Truth in Journalism? A new act has flushed the nations causing negative and positive comments. The new act is called the affordable healthcare act, which gives affordable healthcare to the majority of people in the United States which don't have health care. Obamacare tries to solve the problem which is forty-seven million Americans are living without health care. It makes health care for them less expensive. Obamacare obligates that every american that doesn't have health insurance from a private health insurance company have to get one. This causes a large commotion on the media and tv network. Biased stories being published, were are the hard facts on this situation? In the article called "if you like your doctor,you can pay more" Chris Wallace from Fox News talked to affordable act expert Dr.Ezekiel Emanuel,they discussed about the effects of the law has had on Americans. This article had a biased headline. It conveyed thought of readers. In the article Dr.Emanuel stated that some people had to pay more for their doctor or some didn't have to pay more. The Fox network took that part of that line that was negative and put it as a article headline, so they can persuade the audience to see their point. Wallace also goes on to say that that in the voting pools of California they need 39 percent, but so far have 23 percent because not having enough young people signed up. He goes on to say not enough young healthy people means more money being spent on the old...
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...Obamacare POL 201 American National Government December 10, 2012 Obamacare In an attempt to create a solution to health care, President Barrack Obama came up with a universal healthcare program called the Patient Protection and Affordable Health Care Act, also known as Obamacare. Obamacare was signed into law on March, 2010. It has been the most significant repair to the United States healthcare since Medicare and Medicaid passed in 1965. In this paper, the key points that will be discussed are obamacare policy, it pros and cons, if it raises any issues with federalism and the policys effectiveness. Obamacare is aimed at helping the underinsured to gain insurance. With this plan everyone would have health insurance regardless of income, or anything that would stop the person from attaining health insurance. The Affordable Care Act is a watershed in U.S. public health policy. Through a series of extensions of, and revisions to, the multiple laws that together comprise the federal legal framework for the U.S. health-care system, the Act established the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement.(Rosenbaum, 2010) Obamacare is a name used by critics of President Obamas efforts to reform health care. Its a common term used to describe the Patient Protection and Affordable care Act of 2010. ObamaCare contains many benefits, especially for low...
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...Affects of the Affordable Care Act on Taxpayers The Affordable Care Act, largely known as “ObamaCare” was signed into law by current president Barrack Obama in 2010. As of 2010, approximately 50 million Americans were uninsured, ObamaCare was signed into law to significantly reduce the number of people currently uninsured, as rising health care costs can lead to insurmountable debt in the case of a tragedy. The recessionary economy at the time of signing played a huge role in the overall acceptance of ObamaCare; however, there were many side effects to such an overhaul and monumental health care reform law. Many-a-times, the real effects of such a program get lost in all of the biases presented from both the left and right winged. ObamaCare significantly affects taxpayers as it introduces new laws and regulations for individual tax payers and businesses alike. Net Investment Income Tax Little attention has been paid to the tax ramifications for American citizens as the deadline to apply for healthcare coverage quickly approaches. The Affordable Care Act affects three specific taxable areas for individuals, families, and businesses. The new law has seen extreme dissent and disapproval by upper-income level individuals and families because of the Net Investment Income Tax. Under this new tax proposal, as a provision of ObamaCare, a 3.8 percent Medicare surtax applies to the lesser of a taxpayer’s net investment income or the excess above the modified adjusted gross income thresholds...
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...In an effort to generate a solution to the shortage of health care, President Barrack Obama proposed the universal health care program named the Patient Protection and Affordable Health Care Act, also known as Obamacare. It has been the most major adjustment to the United States healthcare since Medicare and Medicaid was passed in 1965. Obamacare was signed into the law in March, 2010. In this paper, the key points that will be discussed are Obamacare policy, its pros and cons, and if it happens to raise any complications with federalism and the policy’s efficiency. Obamacare is intended on helping the people that do not have insurance to gain insurance. With the said plan everyone should be able to have health insurance no matter what their...
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...health reform is to provide more Americans with access to affordable health insurance, improving the quality of health care and health insurance, regulating the health insurance industry and reducing health care spending in the U.S (ObamaCare Facts). This law is meant to address the different aspects of “the health care crisis” in the U.S. Before I read some information on the Affordable Care Act, I didn’t really understand what it actually did. I feel like many Americans don’t fully understand what this reform actually offers. Here are some facts about the Affordable Care Act. It lets young adults stay on their parents plan until the age of twenty-six, stops insurance companies from denying coverage or charging you more based on your health status (ObamaCare Facts). It also stops companies from dropping you when you are sick, prevents gender discrimination, stops insurance companies from imposing unjustified rates, expands Medicaid,...
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...unconstitutional. Some view the fact of the government telling the citizens they have to have healthcare goes against the constitution. In this act the government would require us, as US citizens, to buy healthcare from private companies and keep it for the rest of our lives or we would be mandated to pay annual penalties. Some see this as unconstitutional because it is forcing Americans to “buy” insurance so their health needs can be covered. While Mr. Obama’s healthcare plan focuses on the future, it fails to help struggling American citizens presently. The healthcare reform act will increase taxes, lower salaries of doctors and other medical professions, and will cost more in government expenditures on healthcare, not save. Obamacare is aimed at helping the underinsured to gain insurance. With this plan everyone would have health insurance regardless of income, or anything that would stop the person from...
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...What the Patient Protection and Affordable Care Act Means for Individuals Melanie Walker COM/156 September 23, 2012 Alicia Cathell Many of us have heard in the news that major changes are coming to health insurance. The new act will affect everyone by changing the way insurance is handled and how we receive our healthcare. The Patient Protection and Affordable Care Act (aka ObamaCare or PPACA) will take effect over the next few years. Some citizens feel threatened by this act because of the negative publicity it has received, feeling that government should not have so much power over the health of the individual..These changes may seem catastrophic to those not aware of what the new insurance reform entails. They are scared of the unknown. Even though many feel that PPACA is unconstitutional with its penalties and reforms, the impact will affect millions of people by allowing them to receive proper healthcare. The Patient Protection and Affordable Care Act was passed to help establish affordable health care for all Americans. According to the article, Will Doctors Work less Under Obamacare, the new act will affect about 32 million Americans who currently cannot afford healthcare and do not qualify for federal assistance. (Garthwaite 2012) The first initiative of this act was passed in October 2011 which affected the dependents listed under a parent's insurance plan. Prior to the passing of the Act dependents could only be covered up to the age of 18 unless a full time...
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...Obamacare Maegann Harris BUS620 July 1, 2014 Outline I. What is Obamacare a. Unofficial Names i. Affordable Care Act b. Analysis of Obamacare ii. CBO iii. Political Climate c. Pros and Cons II. Economic Growth d. Employers Response e. Small Business Survival f. GDP Growth III. Patient Protection Act g. Summary of Provisions h. Patient Bill of Rights IV. Conclusion Is Obamacare the solution to the real world problem of affordable healthcare? The purpose of this research paper is to understand whether Obamacare will be a solution to our growth or a long-term economic downfall. Does it make healthcare insurance less expensive? How will employers respond to Obamacare mandates? Can small businesses survive Obamacare? How reasonable are the projections? Obamacare also known as the Affordable Health Care Act is a new United States law designed to reform the American health care system. The main focus is on providing more Americans with access to affordable health insurance by improving the quality of health care, reducing health care spending, and regulating the health insurance industry (ObamaCare, 2014). Analysis Studies indicate that Obamacare has increased the underlying cost of individually purchased health insurance in the average state by 41 percent (Roy, 2014). This is an estimate average however, much research indicates that many different counties...
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...Stakeholder Analysis Brittany Collins Dr. Richardson Public Policy Analysis and Plan 11.7.13 Introduction This paper provides a comprehensive stakeholder analysis of the affordable medical care policy change. The policy change has triggered multiple debates across the United States of America earning the name ObamaCare due to the president’s commitment to see the policy implemented. An argumentation analysis is provided identifying the different contending positions as well as assumptions. Moreover, an argument map of the issue is also developed. It is pertinent to note that the policy issue affects stakeholders across different industries of the economy in a multidimensional approach. Medical care policy The Obama care health care policy has had wide opinions among various stakeholders in the US. While there are those who support the policy, there are also those who feel that the policy will be difficult to implement and will leave many people without the ability to access basic medical care. However, there is need to analyses the medical care policy and the different opinions that are given to analyses the suitability of the policy (Doolittle, 2013). The policy was laid down as an alternative to provision of cheaper healthcare to the people. Critics of the policy have argued that the citizens are the ultimate stakeholders in this policy; however, there are other key stakeholders involved. These stakeholders include key players in the insurance sector; pharmaceutical...
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...financially out of reach for many. Providing ultra- low cost health insurance to low income Americans has driven up deductibles while keeping monthly premiums low for the middle class to create the guise of affordability, when in reality it has further widened the gap between patient and care. A national healthcare policy is a piteous choice as the healthcare platform for the United States because providing a national healthcare initiative strains the middle class family financially, weakens the national economy, and is a breach of individual rights guaranteed to all citizens. The national healthcare policy mandated by the United States government has unfairly placed a financial strain on middle class families. “The average deductible for an Obamacare bronze plan – with an actuarial value of 60 percent – is $5,181 for single coverage and $10,545 for family coverage.'' (SRCP 2015) For example, in addition to monthly premium payments, a family enrolled in an on market health insurance plan must cover 40 percent of medical treatment until the $10,545 deductible is covered. This figure equates to roughly 25 percent of the yearly income for a family earning $40,000. Many middle class families simply cannot see the value in this expenditure, opting to say off the marketplace entirely. This action results in a year end fine maximum of approximately 2,000$ in addition to any other out of pocket healthcare cost incurred throughout the year. Furthermore, in order to keep premiums as low as possible...
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