] Asset All Risks
This policy indemnifies you against any unforeseen, sudden and accidental physical loss, destruction or damage to your properties that are listed in the policy schedule including Fire and All Allied Perils of explosion, earthquake, impact, aircraft and articles dropped therefrom, hurricane, cyclone, tornado, typhoon and or windstorm, bursting or overflowing of pipes, flood and volcanic eruption and riots and strikes, civil commotion and Accidental Damage as well as Burglary other than those specifically excluded in the general or special exclusions of the policy. However for commercial buildings, since 2010 it became compulsory for insurers to insure commercial buildings against collapse and public liability as part of the policy.
Requirements
 Value of the Building
 Value of the contents/Stock
 Location of Property
 Use of Property

[3] Fire and Allied Perils Policy
This policy is designed to indemnify the insured for loss of or damage to the property insured as a result of the occurrence of fire, lightning and explosion.
It can also be extended to cover natural perils such as floods, earthquake, impact etc.
[4] Burglary Policy
This policy provides cover for loss of or damage to property by theft following actual forceful and violent entry into or exit from the premises. It also covers damage to the premises as a result of the forceful entry or exit or attempt there at by burglars.
[5] Home and Personal Assets Protection Insurance (Staff of Zenith Bank)
This will cover the private dwelling place of the staff as well as the contents of the house against Fire and allied perils, theft and Accidental Damage in additions to associated perils relating to the occupants of the Premises.

Requirements
 Value of the Building
 Value of the contents
 Location of Property

Public Liability Insurance (PLI)
This is