...Obamacare Kayla Entingh American National Government Instructor Sloan December 4th, 2012 Being a democrat myself, the last four years have been a battleground between friends and family who don't agree with my side. I have stood my ground on what I believe and back my arguments with facts. One of the largest issues being scrutinized by our country right now is Obamacare. The goals for the way our healthcare system will be laid out are either loved by people or they absolutely hate it. There have been questionable issues about violating parts of our amendments and how or why people who can't afford healthcare actually deserve it. The biggest issue with the Obamacare Plan is whether it is or isn't Constitutional and what that means for the people of the United States. The Patient Protection and the Affordable Care Act, also known as Obamacare is a United States federal statute signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act, it represents the most significant regulatory overhaul of the U.S. healthcare system since the passage of Medicare and Medicaid in 1965 (Wikipedia 2012). The main focus of Obamacare is to leave no person without health coverage. The majority of US Citizens struggle or can simply not afford health care thus not having proper treatment for illness for themselves or their children. The Obamacare policy is a reform of the Patient Protection and Affordable Care Act that...
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...Obamacare POL 201 American National Government December 10, 2012 Obamacare In an attempt to create a solution to health care, President Barrack Obama came up with a universal healthcare program called the Patient Protection and Affordable Health Care Act, also known as Obamacare. Obamacare was signed into law on March, 2010. It has been the most significant repair to the United States healthcare since Medicare and Medicaid passed in 1965. In this paper, the key points that will be discussed are obamacare policy, it pros and cons, if it raises any issues with federalism and the policys effectiveness. Obamacare is aimed at helping the underinsured to gain insurance. With this plan everyone would have health insurance regardless of income, or anything that would stop the person from attaining health insurance. The Affordable Care Act is a watershed in U.S. public health policy. Through a series of extensions of, and revisions to, the multiple laws that together comprise the federal legal framework for the U.S. health-care system, the Act established the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement.(Rosenbaum, 2010) Obamacare is a name used by critics of President Obamas efforts to reform health care. Its a common term used to describe the Patient Protection and Affordable care Act of 2010. ObamaCare contains many benefits, especially for low...
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...known as the Health Security Act was a package presented under the direction of President Bill Clinton. His presidency started on January 20, 1993 and lasted until January 20, 2001. During his 1992 presidential election, Clinton pushed for this bill to be passed by Congress. “After nine months of brainstorming and politicking, President Clinton delivered to Congress today a 240,000-word proposal for universal health insurance” (Pear, 1993). This manifesto was the most multiplex, comprehensive plan conveyed by any President. Under the Clinton plan, most Americans would get health insurance coverage only in regional alliances. “ A company with more than 5,000 full-time employees could operate its own health insurance program outside the alliances. People working at company headquarters would be in the corporate health plan” (Pear, 1993). If there were employees of a large company that worked in another state with 100 or less than they were able to join the local alliance there. The Clinton Healthcare Plan of 1993 would supply additional treatment of helping. “Mr. Clinton said his proposal would provide much more coverage of preventive services than is usually found in private health insurance plans” (Pear, 1993). The Patient Protection and Affordable Care Act (PPACA) of 2010 also known as Obamacare is a United States federal law signed in by President Obama on March 23, 2010. This law, jointly with the Health Care and Education Reconciliation Act represents the significant regulatory...
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...Policy Making and the Federal System Obama Care Ashford University: POL-201 August 18, 2014 Policy Making Obamacare The United States Government plays a big role in the policies or programs that the citizens can like or dislike but really don’t have the overall say. When it comes to the policies that get put into place not everyone is going to be happy with it. Sure, some policies will benefit some people more than others and some can just plain benefit the ones who run the country. Obamacare has some history behind the issues, benefits, and policies that will be placed on Americans to abide by. Here are some of the pros and cons of such a policy and how they weigh in weather or not if it is good or bad depending on how it affects you and your family. The Pros of Obamacare What greatly increases these conflict and debates are rooted in the constitutional framework of federalism, which is derived from the 10th Amendment. Federal health care policy “Obamacare” is one of these conflicting issues that have a significant federalism component that requires national, state, and local interaction. This has also leaded to a great deal of potential tension among different levels of government. Obamacare is an overall Medicaid expansion that is supposed to be one of the biggest milestones within healthcare reform by insuring up to 21 million Americans over the next decade. This expansion to Medicaid is supposed to provide the nation’s poorest with health coverage...
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...Obamacare Obamacare POL 201 American National Government December 10, 2012 Obamacare In an attempt to create a solution to health care, President Barrack Obama came up with a universal healthcare program called the Patient Protection and Affordable Health Care Act, also known as Obamacare. Obamacare was signed into law on March, 2010. It has been the most significant repair to the United States healthcare since Medicare and Medicaid passed in 1965. In this paper, the key points that will be discussed are obamacare policy, it pros and cons, if it raises any issues with federalism and the policys effectiveness. Obamacare is aimed at helping the underinsured to gain insurance. With this plan everyone would have health insurance regardless of income, or anything that would stop the person from attaining health insurance. The Affordable Care Act is a watershed in U.S. public health policy. Through a series of extensions of, and revisions to, the multiple laws that together comprise the federal legal framework for the U.S. health-care system, the Act established the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement.(Rosenbaum, 2010) Obamacare is a name used by critics of President Obamas efforts to reform health care. Its a common term used to describe the Patient Protection and Affordable care Act of 2010. ObamaCare contains many benefits...
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...Analysis of Obamacare Health Policy Anthony E Davis POL201: American National Government Ginger Devine November 25, 2013 Analysis of Obamacare Health Policy One of the most crucial issues of today is the issue of health insurance and availability of quality health services to all residents of the U.S. This paper will analyze the Obamacare Healthcare Policy-highlighting its core elements, health care problem solution, and the policies history. Also it will evaluate the pros and cons using different perspectives in debate. Let’s begin with the elements of Obamacare. The Patient Protection and Affordable Care Act (PPACA), also called Obamacare or the Affordable Care Act, is a United States federal statute signed into law by President Barack Obama on March 23, 2010 (ObamaCare Summary: A Summary of Obama's Health Care Reform, 2013). Since the establishment of Medicaid and Medicare of 1965, Obamacare is one of the most significant expansions from the government and administrative overhaul of the U.S healthcare system. The purpose of the Patient Protection and Affordable Care Act is to raise the rate of health coverage of Americans, to modernize the delivery of health care services, and to reduce the overall costs of health care. This is to be done by restricting certain insurance company practices and providing tax credits and subsidies for individuals and businesses. Prior to the approval of the Obamacare Policy, the American health care industry was in deep...
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...US (Government, 2012). Many people have mixed feelings about Obama Care and how it is used in the US. In this paper, I will discuss the origins and the history of how Obama Care got started and its difficulties. Then, I am going to talk about the pros and cons dealing with Obama Care and the ways it will affect our economy. Next, I will discuss how Obama Care is funded and how there are still missing pieces that the administration needs to clear up. Lastly, I will argue how some of the American population thinks Obama Care is a scam. Then, to wrap up my paper I will be giving my opinion on this complex matter. Steps in the process of Obama Care The history of Obama Care is very complex but the name is the unofficial name for The Patient Protection and Affordable Care act, which was singed into law on March 23, 2010. The major requirements went into effect in January 1, 2014 even though significant modifications had happened before this date. Many Americans were opposed to Obama Care before it was even passed because they didn’t like the idea of the government taking over the healthcare polices. Now, I am going to describe the obstacles of Obama Care over the years in a timeline form. President Obama promised in 2009 that the act would lower costs for families but in reality, health insurance premiums rose 9% in 2011 and by a margin of 8 to 1, employers expected continued increases due to the result of Obama Care. On January 28, 2010, former speaker Nancy Pelosi justifies...
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...In an effort to generate a solution to the shortage of health care, President Barrack Obama proposed the universal health care program named the Patient Protection and Affordable Health Care Act, also known as Obamacare. It has been the most major adjustment to the United States healthcare since Medicare and Medicaid was passed in 1965. Obamacare was signed into the law in March, 2010. In this paper, the key points that will be discussed are Obamacare policy, its pros and cons, and if it happens to raise any complications with federalism and the policy’s efficiency. Obamacare is intended on helping the people that do not have insurance to gain insurance. With the said plan everyone should be able to have health insurance no matter what their...
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...Key Components of Affordable Care Act HCS/455 Key Components of Affordable Care Act The Affordable Care Act (ACA) came into federal law in March 2010 and was drafted by the Obama Administration. ACA is often referred to as “Obamacare” and one of the major objectives of the Affordable Care Act is to provide Americans with health care insurance. There are many types of individuals that will be seeking coverage through Obamacare. There are many types of benefits and drawbacks to any new health care policy and ACA has many of both. The Affordable Care Act has made a substantial impact on Medicaid and Medicare programs and well as health care in general. All of these will be discusses in this paper. Who Will Use the ACA? With private health insurance, Medicare, Medicaid, and health insurance through employers there are many Americans still left without healthcare coverage. Many of these people were younger adults that could not afford health care coverage after being dropped from their parents health insurance after age 19. the ACA is expected to provide financing to increase the proportion of legal, nonelderly residents with insurance from about 83 percent to about 94 percent, resulting in a reduction of 32 million nonelderly individuals without insurance by 2019 (Shi, 2014). Young adults without health care coverage are faced with outrageous bills when facing emergency medical treatments. Under the Affordable Care Act, young adults ages 19-25 are able to retain...
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...Thesis Outline: A. Introduction: What is Obamacare? What does Obamacare offer its patients? President Obama and Health Care. I. What is Obama Care? Obamacare or the Affordable Health Care Act is a healthcare reform law that provides families affordable health insurance. Obamacare allegedly is supposed to provide the families access to quality healthcare with lower fees/insurance. II. President Obama and the Origins of the AHCA Obamacare was modeled after Mitt Romney’s “RomenyCare”, a health care reform passed in the state of Mass. Obamacare was passed on March 23, 2010 by President Obama President Obama assured that in 2014 all of the insured 85% of Americans with Obamacare have been experiencing what the program has to offer since 2010 In 2015 President Obama announced that will Obamacare the patients will not have experiences with out-of-pocket costs. III. What does Obamacare offer its patients? (BRIEF) Obamacare offers Americans a number of new benefits, rights, and protections in regards to their healthcare Obamacare allows Americans to purchase federally regulated and subsidized Health Insurance during open enrollment Obamacare Expanded Medicaid to all adults in many states Obamacare Improved Medicare for seniors and those with long-term disabilities Obamacare Expanded employer coverage to millions of employees “As of 2013 there were around 44 million Americans who went without health insurance (about 16% of the population). The...
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...Affordable Care Act, passed by Congress and signed into law by President Obama in March 2010, supposed to provide better health security. But it will result in skyrocketing insurance costs and physicians leaving the field in droves, making it harder to afford and find medical care. Immediately after the passage of the health care bill, it has faced a great deal of opposition and became one of the most disputed topics around the nation it went under fire questioning the Constitutionality, the quality of care under the bill, and the retention of pre- existing health care converge. Implementing a new system of healthcare means rising government spending which will inevitably cause taxes to soar on the already struggling middle class as well as the upper class. This policy raises issues of “federalism” because some find the fact that mandated health care can be considered unconstitutional. Some view the fact of the government telling the citizens they have to have healthcare goes against the constitution. In this act the government would require us, as US citizens, to buy healthcare from private companies and keep it for the rest of our lives or we would be mandated to pay annual penalties. Some see this as unconstitutional because it is forcing Americans to “buy” insurance so their health needs can be covered. While Mr. Obama’s healthcare plan focuses on the future, it fails to help struggling American citizens presently. The healthcare reform act will increase taxes...
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...OBGYN appointment in four years because she had no insurance, and did not want to get further in debt. She was told about the Patient Protection and Affordable Care Act otherwise known as “Obamacare”. As many...
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...affordable care act (ACA). The healthcare system in United States is mostly dominated by the private insurance sector, whereas many countries have a universal healthcare system, the United States does not (Finkleman & Kenner, 2013). Because of the influence of the private insurance sector healthcare is very expensive and in most cases not affordable in Unites States. According to HHS.gov, “The Affordable Care Act puts consumers back in charge of their health care and under the law, a new “Patient’s Bill of Rights” gives the American people the stability and flexibility they need to make informed choices about their health (2014). Like every new law ACA also has its pros and cons. The benefits of having ACA is that it includes reforms designed to help all Americans, such as prohibiting insurers from denying coverage for pre-existing conditions, expanding Medicaid eligibility, subsidizing insurance premiums, and providing incentives for businesses to provide health care benefits (Sorrell, 2012). Insurance companies will no longer be able to drop clients when they become ill, the act has the potential to improve health outcomes across all income and age groups at a reduced cost (2012). Some of the disadvantages of ACA are that Americans who are employed will have to pay more for their health care coverage. Most middle-class Americans hold full-time jobs and receive health insurance through their employers. Health care costs were rising before the Affordable Care Act became law, and...
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...Affordable Care Act has been a very popular discussion in businesses and homes throughout America. There is a varying opinion about whether or not this act will have a positive or negative effect. President Obama's main focuses with the health care reform are to provide more Americans with access to affordable health insurance, improve the quality of health care and health insurance, regulate the health insurance industry, and reduce health care costs and to provide affordable health care to all Americans. Prior to this law being passed, a person could be denied health insurance or treatment due to a preexisting condition. Insurance companies were also allowed women a larger premium. There were approximately 44 million Americans who were unable to get health insurance. There are many different opinions about the Patient Protection and Affordable Care Act, commonly referred to as Obamacare. Some of the positive aspects of Obamacare that affect the average American person are that insurance companies are no longer allowed to deny a person coverage for having a preexisting condition. It also eliminates annual and lifetime limits. Another positive aspect is that it allows children to stay on their parents insurance until they are twenty six years old. That allows young adults to attend college without worrying about getting themselves health insurance. It provides millions of Americans with access to preventative and wellness services with no out of pocket costs. Obamacare enacts the...
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...Yolanda Johnson HCA-255 February 21st, 2014 Prof: Deborah Conway Health Reform Why the Clinton Health Reform Plan never passed in the 1990”s Possibly the Clinton organization's utmost error was unwarranted determination. The strategy struggled instantaneously to protect worldwide insurance coverage, controlling the isolated coverage market, changing health care funding through a company requirement, regulate prices to planes imposed by a nationwide health panel, and change the provision system through managed care. In the least any one of these ideas alone was going to be difficult to achieve, and even though there is a practical validation for taking all of them on at one time, it would prove to be an administrative double-crossing task. Without a doubt, each element of the Clinton plan stimulated conflict (Joanathan Oberlander, 2007). The National Federation of Independent Business strongly was against the business obligation. The Health Insurance Association of America struggled against coverage guidelines and federally enforced price controls. Congressional Republicans criticized the whole design, including the health agreements, as being too much “big government.” The organization's hold on to the proficient opposition of health care system change separate well-insured, middle-class Americans (Joanathan Oberlander, 2007). The Clinton organization both overestimated the opposition and misjudged the support for reform. The organization did not organize any planned constituency...
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