1
Find out your bank's website. If you call them, whomever answers the phone will know. It may be that someone at the bank will talk you through setting up an online account. If not, it's easy.
2
Set up an online account. You will need a user name and password. Your user name can be anything you choose. It might be your own name, a nickname or a made up name. As long as you can remember it, it makes no difference. Now you need a password. The password is what gives you access to your account. Make your password a combination of letters and numbers that only you and other owners of your bank account know. Do not write your password on a sticky note and put in near your computer screen. Don't paste it to your desk. And do not ever give it to anyone who asks, whether on the phone or in your email. Even if the asker says he is from your bank, he is not. He is trying to gain access to your bank account. Guard your password and give it to no one.
3
Gather your monthly bills together. All the bills you would ordinarily pay with a check, envelope and stamp are now going to get paid electronically.
4
Go to your bank's website. You will see dozens of choices there. Choose and click on the one that says "Set up automatic bill pay." You may have to click on "Customer Service" first and then "Set up bill pay." Once you see the bill pay page, look for "Add Payee."
5
You will now add payees to your electronic checkbook. You will find boxes that want the payees name, address and your account number. Be sure you add the account number properly. You will probably be asked twice for each account number just to make sure you entered it correctly. You do not want your payment to go to the wrong account. After you have done this, you will pay your bills. Click on "Pay Bills." One at a time, click on the name of each bill you wish to pay.
6
You will now see a box with a dollar