Section 1 Current Situation:
Self-introduction:
My name is Kevin as an oversea bachelor student, I have studied in University of New South Wales for 4 years. My mother is a staff of Agricultural Bank of China and she is divorced which means that she spent almost all her life’s deposit to send me here for study. She is a great mum and I love her so much. I don’t want her to be too hard by financial pressure. That is negative to her cardiac disease. I share the apartment with other uni-students. Staying in the living-room means lower rent ($110 per week) needed to pay. Casual job during the semester can cover my general expense. On the other hand, I still focus on the studying to make sure the average mark reaching the credit. I stayed in Sydney for the whole summer vacation without traveling or going back to my hometown for Christmas or Chinese New Year in the last 3 years. I worked 6 days a week to save more money as possible as thus I can pay a small part of the education fee by myself. And the difference for this summer is that I taking two extra courses. Therefore this summer I have set an aim to pay these courses fee by 3 month working before next semester start.

For completion the target I set at the beginning of the summer holiday, I spent money as less as possible I can. Thus the snowballing financial report for the last three month looks very simple only few categories illustrated above. The sum of this period is -3210.8 which means that I need to save 3400 dollars in next 5 weeks to achieve the aim.

Section 2 Goals and Objective:
Short term goals: (Next 1 year)
1. Save $3500 in next 5 weeks for this summer course fee target.
2. Save $2500 during next semester for the air-ticket of the winter holiday return and Mum’s and Girl Friend birthday gifts (Jun 2014).
3. Get more than 65 in final marks in each course