...Hobby Lobby Founded in 1972 by David and Barbara Green, Hobby Lobby is an industry leading retailer offering more than 70,000 arts, crafts, hobbies, home decor, holiday, and seasonal products. With its headquarters in Oklahoma City, Hobby Lobby operates over 600 stores across the nation. Believing in God, the company is operated in a manner consistent with biblical principles (hobbylobby.com, Hobby lobby’s Homepage). In June 2012, the Federal Government enforced a new order requiring all employers to offer health insurance to their employees including contraception. However, due to their Christian beliefs, Hobby Lobby refused to obey the law and filed a lawsuit against the Federal Government. In June of this year, the Supreme Court finally rejected the contraceptives mandate for corporation with religious owners and ever since Hobby Lobby is no longer required to provide contraceptive coverage for its employees. When applying the Utilitarian Theory, people should consider the consequence of any action and examine it outcome. Utilitarian theory states that an action is ethical only if no other available action creates greater total net utility. Happiness is the ultimate end and should be maximized while pain should be minimized. In the Hobby Lobby case, the company has taken the decision to not cover certain contraceptives without considering its employees well-being. Hobby Lobby is a Christian company and employs more than 16,000 people including many women. However, Hobby...
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...Memorandum To: South Dakota Governor Dennis Daugaard From: Communities United for Action (CUA) (simulated) Date: October 19, 2014 Re: Legislative History of Community Healthcare Reform in the United States Overview In South Dakota, 25% of uninsured adults live in families with an income between 100% and 199% of the FPL (“South Dakota Medicaid,” 2014). I believe that a large number of the persons listed in this statistic are college students. For the Fall, 2013 semester there were 47,590 students enrolled in the 31 colleges and universities in South Dakota (Current Term Enrollment, 2013). I encourage you to expand the Medicaid program in South Dakota to, at the bare minimum, allow for coverage to our state’s young people who are pursuing higher education. In this report I will be reviewing the history of Social Service programs and the amendments made to them in the United States and South Dakota. The parties involved include the Federal government, the South Dakota Legislature and the citizens of South Dakota. The report will be a chronological history. Origins of Social Welfare for Medical Care The American Association of Labor Legislation (AALL) was formed in 1906 and their committee on social welfare drafted a bill in 1915 that outlined coverage to the working and low income classes. It included coverage for hospital and doctor care as well as maternity coverage and sick pay. The issue was highly debated for many years but eventually it was abandoned by the end...
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...Health Care Utilization HCS 235 October 30, 2012 Health Care Utilization The Affordable Care Act was signed into law March 23, 2010 by President Barack Obama; however, the constitutionality of the law remained in question. In a controversial 5-to-4 ruling, The U.S. Supreme Court upheld the law on June 28, 2012. The ACA is thought by some as the United States health care rescue, and as its downfall by others. It is estimated that the ACA will provide new services to 64 million Americans, providing health care coverage to 32 million previously uninsured. In addition to providing new health insurance coverage, the ACA implemented several components that can expand access to health care. One policy change will allow single adults, who are in school to remain on their parents’ insurance until they are 26. Another policy prevents denying children health insurance due to pre-existing conditions, this same protection will be provided to adults beginning in 2014. Rural communities are now expected to have greater access to health care as a result of increased payments for physicians willing to relocate. Additionally, the National Health Service Corps expanded to provide more health care providers to underserved areas. Community health centers are also expanding to provide care to those with little or no income. As an incentive the government is also offering tax credits to small business owners in order to make health coverage more affordable for their employees. One aspect...
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...Mary’s University embodies an ideal reflection of a universal, Marianist education. Through the Honors Program, I engaged in a rigorous yet stimulating curriculum that comprised a diversity of courses. Self-awareness and insight—two notions that are imperative to an effective leader and a valuable member of society—were at the core of most of these courses. Personally, Prospects for Community and Civilization, a capstone seminar taught by Dr. Glenn Hughes, was immensely influential on my perception on human relationships and individualism within integrated communities. These concepts are essential in cultivating communities that promote individuality while remaining interconnected politically, socially, or theologically. These core classes have enabled me to make conscious decisions that have influenced my life and my community, and will continue to enable me to make such decisions as I transition into a full-time career and become more involved in the political nature of San Antonio. Furthermore, the core curriculum is a foundation for many of the upper-level courses related directly to my field of study—finance and risk management. Remarkably, the Greehey School of Business interlaced a Marianist-approach to refining ethical leaders with a dynamic, universal business education. Whereas many public universities focus on ‘specialization’ by field of study, St. Mary’s University provides students...
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...1. Read and study information related to: Integration of technology in health care evaluation and planning. Planning of health care services. Effectiveness of the delivery of health care services. 2. Prepare an outline of the most relevant aspects of the readings to be discussed in class. A. Integration of technology in health care evaluation and planning. a. As part of the strategy for the nation to put information technology to work in health care. This includes a variety of electronic methods used to manage information on health and health care of people 1.- Clinical decision support 2.- Diseases computerized records 3.-Computerized provider order entry 4.-Electronic medical records (EMR, EHR and PHR) 5.-Telehealth b. It makes it possible for health care providers to better manage patient care through secure use and sharing of health information. By developing records and private insurance for most Americans and provide electronic health information electronic health when and where needed, can improve healthcare quality, even as it makes health care be more profitable. B. Planning of health care services. a. Health care plan means a plan that promises to make arrangements for the provision of health care services to enrollees, or to pay or reimburse any of the cost for these services, in exchange for a fee paid in advance or periodic paid by or on behalf of the subscribers or enrollees. Also known as the service plan specialized medical care. C. Effectiveness...
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...------------------------------------------------- VISION to be the best bank for all our stakeholders. MISSION we aim to be a premier universal bank of international standing, committed to creating and providing the best possible value for our core constituents – clients, employees, shareholders, and the communities whom we serve. We shall exert all efforts to transform every opportunity to expand our sphere of business activities into instruments to help our constituents realize their own goals and aspirations. We shall strive to reach a highly diversified customer base through an extensive distribution network at the same time delivering a wide array of premium-value products and services with distinctive quality. We realize that our success depends on the quality of our people, the efficiency of our systems, and the strength of our organization. Hence, we shall continuously invest in our human resources to ensure a service force characterized by the highest standards of dignity, probity and professionalism. We shall constantly endeavor to be more responsive to dynamic market conditions, flexible in coping with customer needs, innovative in leading the competition, and united in pursuing common objectives. Our financial capability shall likewise be continually invigorated to maintain dynamism, growth and stability. Recognizing our responsibility to our shareholders, we shall exercise judicious management to consistently provide them with fair returns and...
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...“The question we ask today is not whether our government is too big or too small, but whether it works, whether it helps families find jobs at a decent wage, care they can afford, a retirement that is dignified.” – Barack Obama The world is in economic crisis bringing upheaval throughout the planet. Experts disagree about the best ways to manage paths to stability and prosperity for global societies. The severity of the crisis pressures policy makers toward pragmatism, whatever their ideologies. The big question for every leader involves the effectiveness of their intended actions. Will those actions work? The issues before world leaders range from short-term economic recovery necessitated by the failure of capital markets, to long term survival of humans on the planet earth challenged by climate change and ecological systems, natural resources, and population growth. Potential consequences for world societies and civilizations are enormous. World leaders need confidence that they can predict outcomes when they implement their plans. They cannot manage their policies without prediction. W. Edwards Deming tells us that management is prediction (Rienzo, 1993). How does the human mind find confidence in predictions? From where does confidence come? Confidence comes from knowing the systems we are attempting to manage. The purest expressions of knowledge that we have as human beings are scientific laws. Scientific laws allow scientists to predict outcomes with certainty...
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...FIVE META-TRENDS THAT ARE CHANGING OUR WORLD* explored by David Pearce Snyder Consulting Futurist INTRODUCTION Last year, I received an e-mail from a long-time Australian client, requesting “five meta-trends that will have the largest impact on global human psychology.” The wording of the brief request gave the impression that they were ordering five off-the-shelf commodities which we could pull from stock and ship in seven days. Moreover, the term “meta-trend,” while increasingly in common use, lacks specificity as a contract deliverable. I asked them to describe what they meant by “meta-trend.” The client, The Meikle Files (www.meiklefiles.com.au), provides leadership development and career coaching for executives of multi-national firms. They replied that they were looking for “future trends that would most powerfully affect human consciousness and behavior around the world.” The Greek root “meta” clearly denotes a transformational or transcendent phenomenon, not simply a big, pervasive one. A Google search on “meta-trend” turned up a rich diversity of uses, almost all of which clearly involve convergent or catalytic change, as opposed to linear or sequential change. “The Oxford English Dictionary and Google,” I wrote back to the client, “agree that ‘meta-trend’ would most appropriately be defined as an evolutionary, system-wide development arising from the simultaneous occurrence of a number of individual demographic, economic and technologic trends.” “Each of your...
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...Introduction The objective of this research is to determine the convergence, divergence and cross-vergence of culture in IHRM, by looking at recruitment and selection in Nigeria as well as the Pension Scheme. It will also focus on the political, economic, social, technical and legal environment a number of factors that influence human resource policies and practice in Nigeria. International human resource management(IHRM) is the term used to refer to the instance where an organisation`s HRM entails managing employees in more than one nation .(Ngo et al 1998 cited in Lloyd and Hartel ,2004, pg60) .According to( Dowling et al, 2008) IHRM covers a wide range of human resource issues faces MNCs in different parts of their organizations additionally ,we include comparative analysis of HRM in different countries.(Capelli and Croker, 1996) argues that international human resource practices is a crucial factor in creating unique organisational competences ,in turn help companies differentiate their products and services and thus build competitive advantage. International HRM refers to relatively separate areas of practice and research (Dowling and Welch ,2004) HRM policies and practices are carried out within an economic, social, political and legal environment .Thus there is a need for considerable historical and cultural insights into local conditions to understand the processes, philosophies and problems of national models of HRM (Hofstede, 1993) .The indigenous Nigeria system is...
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...Benefit………………………………………………………………….4 The Reason Behind the Employee Benefit of Healthcare………………………………………5 Controlling Healthcare Costs, the Strategies and the Benefits…………………………………7 The Healthcare Reform…………………………………………………………………………9 Conclusion…………………………………………………………………………………….11 References…………………………………………………………………………………….12 Abstract This paper will address some of the issues and trends in health care as an employee benefit. “Employee benefits range dramatically between jobs and careers. Some jobs, such as those that pay minimum wage, do not provide employee benefits while others provide several benefits. Great employee benefits include a health insurance plan, dental insurance, vision insurance, life insurance and a retirement fund. Healthcare, is it still a Benefit? Health insurance ranks as the most important benefit that employees seek from an employer. This topic has been on the hot seat for most companies and employers. Health care costs are on the rise and companies are trying to find ways to combat it. How does this affect the employer/company? How does this affect the benefit offered to the employee? When a company provides health insurance benefits, they pay for all or part of the health insurance premiums for their employees. Employers are not required to provide health insurance coverage to employees. Health insurance is typically a matter of an agreement between an employer and employees. By definition, health insurance coverage...
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...Fiscal Policy and Social Security Policy During the 1990s Douglas W. Elmendorf Federal Reserve Board Jeffrey B. Liebman Harvard University and NBER David W. Wilcox Federal Reserve Board Revised July 2001 This paper was presented at a conference on “American Economic Policy in the 1990s” held June 27 to 30, 2001 at the John F. Kennedy School of Government, Harvard University. The views expressed in this paper are those of the authors and are not necessarily shared by any of the institutions with which they are affiliated. We thank Al Davis, Peter Diamond, Edward Gramlich, Peter Orszag, Gene Sperling, and Lawrence Summers for comments on an earlier draft. Elmendorf was formerly Deputy Assistant Secretary of the Treasury in the Office of Economic Policy, and prior to that Senior Economist at the Council of Economic Advisers; Liebman was formerly Special Assistant to the President for Economic Policy at the National Economic Council; and Wilcox was formerly Assistant Secretary of the Treasury for Economic Policy. Table of Contents Page 1. Introduction 2. Budget Outcomes and Projections Improved Budget Picture Sources of Improvement 3. Budget Deficit Reduction: 1990 through 1997 OBRA90 OBRA93 What Did Deficit Reduction Ultimately Accomplish? The Republican-Controlled Congress BBA97 4. Entitlement Reform and Saving Social Security First Entitlement Commissions Social Security Saving Social Security First 5. Social Security Reform Options Using Projected Budget Surpluses as Part...
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...Chapter 12 Human Resource Management True/False Questions WHY HUMAN RESOURCE MANAGEMENT IS IMPORTANT 1. High-performance work practices are those that lead to high individual and high organizational performance. (True; moderate; p. 323) 2. High-performance work practices involve a commitment by management to improve the knowledge skills and abilities of the organization’s employees, increasing employee motivation, and enhancing the retention of quality employees. (True; easy; p. 323) THE HUMAN RESOURCE MANAGEMENT PROCESS 3. The human resource management (HRM) process consists of 10 activities necessary for staffing the organization and sustaining high employee performance. (False; moderate; p. 323) 4. A labor union is an organization that represents workers and seeks to protect their interests. (True; easy; p. 323) 5. In the United States, nearly 25 percent of all workers are unionized. (False; moderate; pp. 323-324) 6. Affirmative action programs assure that minorities are given equal opportunities in the workplace. (False; difficult; p. 324) 7. A community fire department can categorically deny employment to a firefighter applicant who is confined to a wheelchair. (True; moderate; p. 324) 8. The United States will experience a shortage of 20 million workers over the next 10 years according to the U.S. Bureau of Labor Statistics. (False; moderate; p. 325) HUMAN RESOURCE PLANNING 9. Human resource planning can be condensed into two...
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...Past Maoist Insurgency and Peace Process Introduction 1. By and large, Nepal remained a peaceful kingdom for more than two centuries. The country witnessed armed revolution twice by the Nepali Congress in between 1950 and early 1960s. The first succeed it throwing out the Rana regime that ruled the kingdom for 194 years, while the other did not. Maoist people’s war was third in sequence that necessitated a peace process. Basically, a Peace process can be understood as a social phenomenon, which acquires political overtone, when initiated to resolve an armed conflict carried out between the state on one side and the armed outfit, on the other, to restore peace finally. It is necessitated in an explosive situation when innumerable lives and properties are destroyed and many more innocent people’s lives are threatened with no possibility of subsiding of the flare-up in sight. It may be set in motion and facilitated by the concerned parties themselves, or other affected sides and their well-wishers. It may begin with the declaration of the cessation of hostilities or ceasefire by the conflicting sides. The armed conflict may have different forms such as, political, social, cultural, ethnic, religious etc. In the process, several stages have to be undergone for building mutual confidence between the parties in context in order to re-establish the normal relation between them to reach the final goal. The Insurgency 2. The Samyukta Morcha Nepal, the legal front of the Nepal...
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...Ethical Maturation: A Journey without End Alfred Adler Graduate School Cris Roman Submitted as partial fulfillment of the requirements for Course #521: taught by Dan Haugen, Ph.D. The timing of this one-credit add-on to the course on Values, Ethics and Legalities could not come at a better time for me, given the imminent approach of the completion of my coursework at AGS and the necessity for me to make decisions about what I am going to do following my graduation from the school. In truth, the commencement of my studies at Adler almost two years ago stemmed from far different goals and aspirations than those I have now. I was neither a fresh-faced young grad student trying to carve out a niche for myself in a bewildering array of psychological vocational opportunities nor was I mid-career professional looking to make some course corrections. Instead, I was an older guy, arguably in the midst of some adjustment disorder due to the dissolution of a 21-year marriage and dislocation from decades of corporate work, looking to reconnect with youthful ideals and the sense that my greatest work lay in the service of others. Adler seemed the perfect place to build upon my undergraduate psychology credentials and perhaps reposition me for career advancement in an altruistic, as opposed to purely profit-motivated, environment. More importantly, it was a place where I thought I could rediscover a sense of purpose and start to piece together my broken...
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...The Indian insurance industry has undergone transformational changes since 2000 when the industry was liberalised. With a one-player market to 24 in 13 years, the industry has witnessed phases of rapid growth along with extent of growth moderation and intensifying competition. There have also been a number of product and operational innovations necessitated by consumer need and increased competition among the players. Changes in the regulatory environment also had a path-breaking impact on the development of the industry. While the insurance industry still struggles to move out of the shadows cast by the challenges posed by economic uncertainties of the last few years, the strong fundamentals of the industry augur well for a roadmap to be drawn for sustainable long-term growth. The decade 2001-10 was characterised by a period of high growth (compound annual growth rate of 31 percent in new business premium) and a flat growth (CAGR of around two percent in new business premium between 2010-12), according to KPMG. There was exponential growth in the first decade of insurance industry liberalization. Backed by innovative products and aggressive expansion of distribution, the life insurance industry grew at jet speed. However, this frenzied growth also brought in its wake issues related to product design, market conduct, complaints of management and the necessity to make course correction for the long term health of the industry. Regulatory changes were introduced during the past...
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