CONTENTS

Your

References ....................................................................... i Pay and Allowances ........................................................ 1 Basic Pay .................................................................... 1 Basic Allowance for Subsistence (BAS) ...................... 1 Housing Allowances .................................................... 2 Basic Allowance for Housing (BAH) .................... 3 Transit Housing Allowance (BAH-T) .................... 3 BAH Partial .......................................................... 3 BAH Differential (BAH-DIFF) ............................... 3 Family Separation Housing - BAH (FSH-B) ......... 4 Overseas Housing Allowance (OHA) .................. 4 Family Separation Housing - OHA (FSH-O) ........ 4 Assignment Incentive Pay (AIP) .................................. 5 Hardship Duty Pay – Location (HDP-L) ....................... 6 Cost of Living Allowance (COLA) ................................. 6 CONUS Cost of Living Allowance (CONUS COLA) ..... 6 Family Separation Allowance (FSA) ............................ 7 Family Subsistence Supplemental Allowance (FSSA) . 7 Dislocation Allowance (DLA)........................................ 8 Temporary Lodging Allowance (TLA) .......................... 8 Temporary Lodging Expense (TLE) ............................. 8 Adoption Reimbursement Expenses ............................ 9 Dental Insurance .......................................................... 9 Thrift Savings Plan (TSP) ............................................ 9 Changes to Pay while on TCS orders ............................ 9 TCS to Korea ............................................................... 9 TCS From Korea .........................................................10 Scenarios:........................................................................12 Single Service Members ............................................12 On Post (Barracks/BEQ/BOQ) ...........................12 Off Post ..............................................................14

PAY
While Stationed In Korea

January 2012

Unaccompanied Tour, Dependents reside off-post in the U.S.: Service Member On Post .................................... 15 Service Member Off Post .................................... 16 Unaccompanied Tour, Dependents reside on-post in the U.S.: Service Member On Post .................................... 18 Service Member Off Post .................................... 18 Unaccompanied Tour, Dependents reside in Korea (NonCommand Sponsored Dependents in Korea): Service Member On Post .................................... 20 Service Member Off Post .................................... 22 Service Member Paying Child Support: Service Member On Post……………………….....24 Service Member Off Post………………………….25 Finance Information: Locations .................................................................... 26 Hours of Operations ................................................... 27 Finance Contact Numbers ......................................... 27 Understanding Korean Currency ................................ 29

The 175th Financial Management Center website is accessible 24 hours a day at http://175fmc.korea.army.mil/. It is a valuable source of finance information and references. Also visit the myPay website at https://mypay.dfas.mil for 24 hours / 7 day access to your LES and additional pay related accounts. You may request a pin and receive access within 3 days. Once activated, you can print your LES and W2; and make changes to your pay, direct deposit, taxes, TSP account, and other pay related services. Basic Pay – The basic pay of an officer or enlisted member is computed according to grade and longevity. For more information, please visit the Office of the Under Secretary of Defense (Comptroller) website:
1.

http://comptroller.defense.gov/fmr/07a/07a_17.pdf You can view current and prior year Basic Pay tables at the following Defense Finance and Accounting Service (DFAS) website: http://www.dfas.mil/militarymembers.html

REFERENCES
Department of Defense Financial Management Regulation http://comptroller.defense.gov/fmr/07a/ Joint Federal Travel Regulation (JFTR), Volume I http://www.defensetravel.dod.mil/site/travelreg.cfm DA G1 Personnel Policy Guidance http://www.armyg1.army.mil/MilitaryPersonnel/ppg.asp

PAY AND ALLOWANCES i 2. Basic Allowance for Subsistence (BAS) - A cash allowance intended to help defray the cost of subsistence. All enlisted members are entitled to BAS on a permanent basis after completion of basic training. All enlisted members who are assigned to single billets and are subsisted in kind (on a meal card) will have the discount meal rate of $9.90 per day collected against their BAS entitlement. Enlisted members who are authorized to mess separately will not have the discount rate deducted. Command sponsored enlisted personnel, Joint Domicile, and E-7 and above, are automatically authorized BAS by the 176th Financial Management Company (176th FMCO) during in-processing. Authorization for BAS for enlisted personnel in the grade of E-6 or below is approved by the installation commander (may be delegated to the first field grade officer in the Service member’s chain of command). 1

Officers are automatically entitled to BAS. The 2012 BAS rate for officers is $239.96 and $348.44 for enlisted members. For more information please visit the Office of the Under Secretary of Defense (Comptroller) website: http://comptroller.defense.gov/fmr/07a/07a_25.pdf 3. Housing Allowances – A Service member on active duty is authorized a housing allowance based on grade, dependency status, and location. Rates are prescribed depending on the member’s grade and whether the member has dependents. The location not only determines the rate, but whether the type of allowance is BAH or OHA. Service members are required to recertify their BAH entitlement upon arrival to the duty station by signing the DA Form 5960 after reading the following statement: “I certify ALL information regarding this authorization is correct. I will immediately notify the FAO/HRO of any changes in the information above, due to divorce. Marriage, death, living in government quarters, etc, which could have affect my BAH entitlement. Important: Making a false statement or claim against the US government is punishable by courts-martial. The penalty for willfully making a false claim or false statement in connection with claims is a maximum fine at $10,000 or imprisonment for five years, or both.” The different types of housing allowances include BAH, BAHT, BAH-Partial, BAH-DIFF, FSH-B, OHA and FSH-O. For more information on applicable rate, please visit the Per Diem, Travel and Transportation Allowance Committee (PDTATAC) website: http://www.defensetravel.dod.mil/Docs/perdiem/JFTR(Ch110).pdf a. Basic Allowance for Housing (BAH) – BAH is an amount of money authorized to assist a member in defraying the 2

housing cost incurred by Service members assigned to a PDS within the continental U.S. (CONUS). It is also paid to defray the housing cost incurred by a member when housing is maintained in CONUS by the dependents while the member serves an unaccompanied tour. The rate of BAH is based on median housing costs and is paid independent of a member’s actual housing costs. For more information, please visit the PDTATAC website: http://www.defensetravel.dod.mil/perdiem/bah.html b. Transit Housing Allowance (BAH-T) –a temporary housing allowance paid while a member is in a travel or leave status between PDSs, provided the member is not assigned Government quarters. The transit rate continues during proceed time and authorized delays en route to include TDY en route. For more information, please visit the PDTATAC website: http://www.defensetravel.dod.mil/perdiem/bah.html c. BAH-Partial - paid to a member without dependents who is assigned to single-type quarters and is not authorized to receive a BAH or OHA at the full rate. BAH-Partial rates are provided at: http://www.defensetravel.dod.mil/perdiem/bah.html Note: A Soldier will not receive BAH Partial if the Soldier is already receiving BAH- DIFF (JFTR, CH 10, U10010B13-14) d. BAH Differential (BAH-DIFF) - If a member is assigned to single-type Government quarters and is authorized BAH solely by reason of the member’s payment of adequate child support, then the member may be authorized payment of BAH-DIFF. A member is not authorized BAH-DIFF if the

3

child support payment is less than the member’s applicable pay grade BAH-DIFF amount. For more information, please visit the PDTATAC website: http://www.defensetravel.dod.mil/perdiem/bah.html e. Family Separation Housing – BAH (FSH-B) - The Family Separation Housing (FSH) allowance is payable to a memberwith-dependents for added housing expenses resulting from separation from the dependents when a member is assigned to a CONUS location when dependent travel is delayed or restricted. For more information, please visit the PDTATAC website: http://comptroller.defense.gov/fmr/07a/07a_27.pdf http://www.defensetravel.dod.mil/site/travelreg.cfm f. Overseas Housing Allowance (OHA) – OHA is an amount of money authorized to assist a member in defraying the housing cost incurred by Service members assigned to a PDS Outside the Continental US (OCONUS). It may also be paid while dependents are residing OCONUS while the member serves an unaccompanied tour. OHA is a cost reimbursement based allowance, so the amount paid depends on elements such as sharers, utilities, and owner vs. renter. The member is reimbursed actual rental costs not to exceed maximum OHA rates for each locality and grade. Service members must apply for OHA through their local Housing Office or Director of Engineering/Housing. For more information, please visit the PDTATAC website: http://www.defensetravel.dod.mil/site/oha.cfm g. Family Separation Housing - OHA (FSH-O) - An amount of money authorized to assist a member in defray the housing costs incurred by Service members assigned to PDS outside 4

CONUS. It is paid to Service members who are required to reside in private rental quarters because Government quarters are not available and their dependents reside elsewhere. It is NOT payable if the dependents reside within the same country in which the Service member’s PDS is located. Service members serving an unaccompanied tour in Korea who bring their non-command sponsored dependents to Korea are authorized to receive OHA at the with-dependent rate on the 91st day after the dependent’s arrival. The housing allowance the Service member was receiving for the family’s location will stop the day prior to receiving OHA at the with-dependent rate. FSH-O is paid under the same conditions as OHA for a member without dependents. Service members must apply through their local Housing Office or Director of Engineering/Housing. For more information, please visit the PDTATAC website: http://www.defensetravel.dod.mil/site/travelreg.cfm 4. Assignment Incentive Pay (AIP) – A member of the uniformed services may apply for AIP for performing an extended tour while stationed in Korea. Service members who wish to enter an agreement to voluntarily extend their tour for 12 months may do so at anytime from the date they in-process until 120 days before their expected date of return from Korea or receipt of assignment instructions, whichever comes first. If approved, the member will receive AIP from the date of signature through the end of their new tour date. Service members who extend their current tour for 12 months will receive $300.00 per month. To be eligible for AIP, Service members must not have a Target Selective Reenlistment Bonus (TSRB) contract, the 5

Overseas Tour Extension Incentive Program (OTEIP), or the Consecutive Overseas Tour/In Place Consecutive Overseas Tour (IPCOT) programs. Max of 4 years Term of Service for OIF/OEF Soldiers. Limited one 12- month extension for nonOIF/OEF Soldiers w/o ETP (Exception to Policy). Maximum 24- months for unaccompanied and 36 –months for accompanied personnel without OIF/OEF, absent an ETP. For more information, please visit the 8th Army website: http://8tharmy.korea.army.mil/ for guidance in requesting AIP in Korea. 5. Hardship Duty Pay (HDP-L) – HDP-L is payable to both officers and enlisted Service members. Currently, the rates for HDP-L are $150.00 a month for Service members assigned to Area I, $100.00 for members assigned to Yongin, Gwang Ju AB or Pohang, and $50.00 a month for those assigned to Areas II-IV. This entitlement is authorized by finance during in-processing. For more information, please visit the OUSD (C) website: http://comptroller.defense.gov/fmr/07a/07a_17.pdf 6. Cost of Living Allowance (COLA) - An amount of money designed to help members stationed in high-cost areas overseas to maintain purchasing power so they can purchase approximately the same goods and services in overseas locations as they can in the United States. COLA is based on duty location, rank, time in service and number of dependents. COLA is also paid on a daily basis, i.e., February is a 28-day month; the Service member will receive only 28 days of COLA. Service members who are authorized by military orders or Secretarial approval to allow dependents to remain at or move to an OCONUS location while serving an unaccompanied tour may be authorized to receive Dual COLA for the dependents at that location. For more information, please visit the PDTATAC website: http://www.defensetravel.dod.mil/site/cola.cfm 6

7. CONUS Cost of Living Allowance (CONUS COLA) – may be paid to Service members serving on an unaccompanied tour whose dependents reside in an area designated as a high-cost CONUS location. Unlike COLA, CONUS COLA is a taxable entitlement. For applicable rates and location please visit the PDTATAC website: http://www.defensetravel.dod.mil/site/colaCalc.cfm 8. Family Separation Allowance (FSA) - An amount of money authorized to Service members to compensate for added expenses incurred due to enforced separation from the family members. Service members must be separated from their family for a period of more then 30 days. The rate payable is $250 per month. This allowance is authorized by the 176th FMCO during in-processing. For more information, please visit the DFAS website: http://comptroller.defense.gov/fmr/07a/07a_27.pdf 9. Family Subsistence Supplemental Allowance (FSSA) - This entitlement is designed to remove a member's household from eligibility for benefits under the Supplemental Nutrition Assistance Program (SNAP) formerly the food stamp program. FSSA is a monthly non-taxable allowance that became effective 1 May, 2001. Service members whose household gross income is within 130 percent of the poverty line as defined by the U. S. Department of Agriculture (USDA) with a household of a given size will be entitled to FSSA. Please check with your local Army Community Service Center (ACSC), or visit the FSSA website at https://www.dmdc.osd.mil/fssa to determine eligibility. 10. Dislocation Allowance (DLA) – The purpose of DLA is to partially reimburse a member, with or without dependents, for the expenses incurred in relocating the member's household while on a PCS move. The amount of DLA payable is based on rank and whether the member is 7

serving on an accompanied or unaccompanied tour. DLA is only paid to single Service members who are required to move into economy housing. For more information, please visit the PDTATAC website: http://www.defensetravel.dod.mil/site/travelreg.cfm or http://175fmc.korea.army.mil/ 11. Temporary Lodging Allowance (TLA) - An amount of money designed to partially reimburse a member for the more than normal expenses incurred when the member and/or dependents are required to occupy temporary lodgings prior to moving into permanent quarters while OCONUS. Reimbursement consists of expenses for lodging and meals obtained as a direct result of using OCONUS temporary lodgings. Service members must be authorized TLA by their local Housing Office prior to obtaining temporary lodging. TLA is authorized in 10 day increments up to a maximum of 60 days. For more information, please visit you local Housing Office or the PDTATAC website: http://www.defensetravel.dod.mil/site/travelreg.cfm 12. Temporary Lodging Expense (TLE) - An amount of money designed to partially reimburse a member for the more than normal expenses incurred when the member and/or dependents are required to occupy temporary lodgings in CONUS incident to a PCS. Reimbursement consists of expenses for lodging and meals obtained as a direct result of using temporary lodgings in CONUS. Service members are authorized 10 days TLE in conjunction with a PCS to a CONUS location and 5 days in conjunction with a PCS to an OCONUS location. For more information, please visit the PDTATAC website: http://www.defensetravel.dod.mil/Docs/perdiem/JFTR(Ch110).pdf 13. Adoption Reimbursement Expenses – Qualifying Service members that adopt a child under the age of 18 may 8

be reimbursed up to a maximum of $2,000 per child for qualified expenses related to the adoption. For more information, please visit the OUSD (C) website: http://comptroller.defense.gov/fmr/07a/07a_17.pdf 14. Dental Insurance: Enrollment and cancellation of the TRICARE Dental Program (TDP) is handled by the contractor, United Concordia. Enrollment forms can be mailed along with the initial premium to the address as stated on the application. Forms can be downloaded at: http://www.ucci.com/forms/TDP_Enrollment_Form.pdf. Members may also register on-line with a credit card. Insurance stops are only made by the contractor. Their cutoff is set at the 20th of each month for both enrollment and cancellation from the program. To verify cancellation or for other dental insurance related customer service questions, call 550-4663 from a DSN phone, then enter Toll-Free, Customer Service Number: 888-418-0466 or visit their web site at: http://www.tricaredentalprogram.com/tdptws/home.jsp. 15. Thrift Savings Plan (TSP) – TSP is a Federal Government Sponsored retirement savings and investment plan for members of the Uniformed Services. It provides a retirement income that is dependent upon contributions during your working years. Service Members participating in the TSP need to keep their address current to receive their quarterly statements from the Thrift Savings Board. Service members may enroll and update their TSP address from the myPay website: https://mypay.dfas.mil/mypay.aspx or http://www.tsp.gov 16. Changes to Pay While on TCS Orders to Korea:

9

TDY Per Diem: A member who is on TCS orders to Korea will receive $3.50 per day for incidental expenses (Government Lodging and Meals provided). Basic Allowance for Subsistence: Is payable to a member who is on TCS orders to Korea. Meal Deductions are not collected. CONUS COLA: A member who is on TCS orders to Korea may be entitled to draw CONUS COLA based on the location of the member’s dependents. OCONUS COLA: is NOT payable to a member who is on TCS orders to Korea. HDP-L: is payable at the location to which the member is assigned on TCS orders. Housing Allowances: Housing allowances are based on the member’s Permanent Duty Station. For single members, housing allowances will continue at the PDS rate if drawing that entitlement prior to TCS. Family Separation Allowance: For a member with dependents, a monthly payment of $250.00 is payable when TCS for over 30 days. Travel Allowances: Travel allowances such as Dependent Travel and DLA are not payable on TCS orders. 17. Changes to Pay While on TCS Orders from Korea:

Basic Allowance for Subsistence: Is payable to a member who is on TCS orders from Korea. Meal Deductions are not collected. COLA: A member who is on TCS orders from Korea is entitled to draw COLA based on the location of the member’s PDS in Korea. HDP-L: is payable at the location to which the member is assigned on TCS orders or the member’s PDS, whichever is higher. Housing Allowances: Housing allowances are based on the member’s Permanent Duty Station. For single members, housing allowances will continue at the PDS rate if drawing that entitlement prior to TCS and minimum requirements to continue drawing the entitlement (still has lease) are met. Family Separation Allowance: For a member with dependents, a monthly payment of $250.00 is payable when TCS for over 30 days. Travel Allowances: Travel allowances such as Dependent Travel and DLA are not payable on TCS orders.

Situational Scenarios
TDY Per Diem: A member who is on TCS orders from Korea will receive $3.50 per day for incidental expenses (Government Lodging and Meals provided). Service Members in the situation listed may receive the following entitlements on their Leave and Earnings Statement (LES). Note: Though OHA and COLA 11

10

fluctuate monthly based on the won rate, it is a fixed amount for illustrative purposes. 52
Disclaimer: The numbers in these scenarios are for illustrative purposes only. Please check the DFAS website for the current rate.

Scenario #1: Single PFC/E3, with 1 years of service, residing on-post in single government quarters and issued a meal card.
Defense Finance NAME (Last, First, MI) Doe, John M. ENTITLEMENTS Type Amount BASE PAY 1,757.40 BAS 348.44 BAH 7.80 SAVE PAY 50.00 COLA 188.79

ID

BAS: Basic Allowance for Subsistence (shown here as $348.44) will be reduced by the Meal Deduction rate of $9.90 per day, (shown in the deduction column of the LES). BAH: Partial BAH is paid to a Service Member living in the Barracks, or BEQ/BOQ. SAVE PAY: Hardship Duty Pay - Location for those stationed in Areas II, III, or IV is $50.00. If you are stationed in Area I you are entitled to $150 and, if stationed in Camp Yongin, Gwang Ju AB, or Pohang you are entitled to $100. COLA: Service Member is receiving COLA at the Barracks rate.

A B C D E F G H I J K L M N O

TOTAL

2,352.43

Note:

12

13

Scenario #2: Single SGT/E5, with over 4 years of service, residing off-post.
Defense Finance NAME (Last, First, MI) Doe, John M. ENTITLEMENTS Type Amount BASE PAY 2,487.60 BAS 348.44 BAH 2,788.72 SAVE PAY 50.00 COLA 380.61

Scenario #3: SFC/E7 with 12 over years of service, residing in Bachelor Enlisted Quarters, with family members residing in the U.S. in economy housing (off-post). 14 Defense Finance
ID NAME (Last, First, MI) Doe, John M. ENTITLEMENTS Type Amount BASE PAY 3,810.90 BAS 348.44 BAH 3,093.00 SAVE PAY 50.00 FSH 250.00 COLA 260.71

ID

A B C D E F G H I J K L M N O

TOTAL

6,055.37

Note: BAS: Basic Allowance for Subsistence This is a fixed amount for illustrative purposes. BAH: Overseas Housing Allowance without dependent rate. SAVE PAY: Hardship Duty Pay - Location for those stationed in Areas II, III, or IV is $50.00. If you are stationed in Area I you are entitled to $150 and, if stationed in Camp Yongin, Gwang Ju AB, or Pohang you are entitled to $100. COLA: Service Member is receiving COLA at the without dependent rate.

A B C D E F G H I J K L M N O

TOTAL

7,813.05

Note: BAS: Basic Allowance for Subsistence. BAH: BAH-I for New York location (where family members reside). SAVE PAY: Hardship Duty Pay - Location for those stationed in Areas II, III, or IV is $50.00. If you are stationed in Area I you get $150 and, if stationed in Yongin or Pohang you are entitled to $100. FSH: Family Separation Allowance (Type R). COLA: Soldier is receiving COLA at the without dependent rate.

Scenario #4: SFC/E7 with over 12 years of service, residing off-post, with family members residing in the U.S. in economy housing (off-post).

DETAIL: *Monthly rent in Korea is W 2,680,000. This rental amount is paid at a won rate of W 1120 equaling $2,392.86 + utilities allowance. 16 *BAH for family members at New York is $3,093.00 Total Housing entitlement as labeled on the LES: BAH for New York: $3,093.00 FSH Type - O: + $2,392.86 BAH on LES’ $5,485.86

ID

A B C D E F G H I J K L M N O

Defense Finance NAME (Last, First, MI) Doe, John M. ENTITLEMENTS Type Amount BASE PAY 3,810.90 BAS 348.44 BAH 5,485.86 SAVE PAY 50.00 FSH 250.00 COLA 449.50

TOTAL

10,394.70

Note: BAS: Basic Allowance for Subsistence. BAH: BAH for New York location at with dependent rate, plus FSH –O. See detail. SAVE PAY: Hardship Duty Pay - Location for those stationed in Areas II, III, or IV is $50.00. If you are stationed in Area I you get $150 and, if stationed in Yongin or Pohang you are entitled to $100. FSH: Family Separation Allowance (Type R). COLA: Soldier is receiving without dependent rate.

17

Scenario #5: SFC/E7 with over 16 years of service, residing on-post in Area I, with family members residing in CONUS in government quarters (on-post).
ID Defense Finance NAME (Last, First, MI) Doe, John M. ENTITLEMENTS Type Amount BASE PAY 4,089.00 BAS 348.44 BAH 12.00 SAVE PAY 150.00 FSH 250.00 COLA 135.35

Scenario #6: SFC/E7 with over 16 years of service, residing off-post in Area II, with family members residing in government quarters CONUS (on-post).
ID Defense Finance NAME (Last, First, MI) Doe, John M. ENTITLEMENTS Type Amount BASE PAY 4,089.00 BAS 348.44 BAH 2,788.72 SAVE PAY 50.00 FSH 250.00 COLA 466.72

A B C D E F G H I J K L M N O

TOTAL

4,984.79

A B C D E F G H I J K L M N O

TOTAL

7,992.88

Note: BAS: Basic Allowance for Subsistence. BAH: Partial BAH is paid to Service Members, if their family members are assigned to government quarters. SAVE PAY: Hardship Duty Pay - Location for those stationed in Area I is $150.00. If you are stationed in Area II, III, and IV, you are entitled to $50 and, if stationed in Camp Yongin, Gwang Ju AB, or Pohang you are entitled to $100. FSH: Family Separation Allowance (Type R). COLA: Service Member is receiving COLA at the without dependent rate.

Note: BAS: Basic Allowance for Subsistence. BAH: Family members are in government quarters in the U.S. Member receiving FSH–O. SAVE PAY: Hardship Duty Pay - Location for those stationed in Areas I is $150.00. If you are stationed in Area II, III, and IV, you are entitled to $50 and, if stationed in Camp Yongin, Gwang Ju AB, or Pohang you are entitled to $100. FSH: Family Separation Allowance (Type R). COLA: Service Member is receiving COLA at the without dependent rate.

18

19

Scenario #7: SPC/E4 with over 4 years of service, residing on-post, with 1 dependent residing in Korea (Non Command Sponsored Dependents in Korea).
ID Defense Finance NAME (Last, First, MI) Doe, John M. ENTITLEMENTS Type Amount BASE PAY 2,266.50 BAS 348.44 BAH 2,762.89 SAVE PAY 50.00 COLA 203.77

Area II, III, and IV, you are entitled to $50 and, if stationed in Camp Yongin, Gwang Ju AB, or Pohang you are entitled to $100. COLA: Service Member continues to receive COLA at the Barracks rate. DETAIL: *Monthly rent in Korea is W 3,143,400. This rental amount is paid at a won rate of W 1137.72 equaling $2,762.89. Total Housing entitlement as labeled on the LES: BAH: $2,762.89 Note: If your total housing expenditure exceeds authorized housing limits you will experience outof-pocket costs.

A B C D E F G H I J K L M N O

TOTAL

5,631.60

Note: BAS: Basic Allowance for Subsistence (shown here as $348.44) will be reduced by the Meal Deduction rate of $9.90 per day, (shown in the deduction column of the LES). BAH: Service Members acquiring/relocating their dependents to Korea are authorized OHA at the “with- dependent” rate, provided they have obtained the DD Form 2367 from the Housing Office authorizing OHA. SAVE PAY: Hardship Duty Pay - Location for those stationed in Areas I is $150.00. If you are stationed in

20

21

Scenario #8: CPT/O3 with over 4 years of service, residing off-post, with 1 dependent residing in Korea (Non Command Sponsored Dependents in Korea).
ID Defense Finance NAME (Last, First, MI) Doe, John M. ENTITLEMENTS Type Amount BASE PAY 5,031.00 BAS 239.96 BAH 3,098.50 SAVE PAY 50.00 COLA 528.72

COLA: Service Member continues to receive COLA at the without dependent rate. DETAIL: *Monthly rent in Korea is W 3,525,320.00. This rental amount is paid at a won rate of W 1137.72 equaling $3,098.58 Total Housing entitlement as labeled on the LES: BAH: $3,098.58 Note: If your total housing expenditure exceeds authorized housing limits you will experience outof-pocket costs.

A B C D E F G H I J K L M N O

TOTAL

8,948.18

Note: BAS: Basic Allowance for Subsistence. BAH: Service Members acquiring/relocating their dependents to an overseas location are authorized OHA at with dependent rate, providing, they have obtained the DD Form 2367 from the Housing Office authorizing OHA. SAVE PAY: Hardship Duty Pay - Location for those stationed in Areas I is $150.00. If you are stationed in Area II, III, and IV, you are entitled to $50 and, if stationed in Camp Yongin, Gwang Ju AB, or Pohang you are entitled to $100.

22

23

Scenario #9: Single PFC/E3, with 2 years of service, paying child support, residing on-post in single government quarters and issued a meal card.
Defense Finance NAME (Last, First, MI) Doe, John M. ENTITLEMENTS Type Amount BASE PAY 1,671.30 BAS 348.44 BAQ- DIFF 168.60 SAVE PAY 50.00 COLA 188.79

Scenario #10: SFC/E7 with over 16 years of service, residing off-post, and paying child support.
Defense Finance ID

ID

A B C D E F G H O

TOTAL

2,427.13

Note: BAS: Basic Allowance for Subsistence (shown here as $348.44) will be reduced by the Meal Deduction rate of $9.90 per day, (shown in the deduction column of the LES). BAH- DIFF: is the housing allowance amount for a member who is assigned to single-type quarters and who is authorized a BAH solely by reason of the member's payment of child support. SAVE PAY: Hardship Duty Pay - Location for those stationed in Areas II, III, or IV is $50.00. If you are stationed in Area I you are entitled to $150 and, if stationed in Camp Yongin, Gwang Ju AB, or Pohang you are entitled to $100. COLA: Service Member is receiving COLA at the Barracks rate.

A B C D E F G H I J K O

NAME (Last, First, MI) Doe, John M. ENTITLEMENTS Type BASE PAY BAS BAH SAVE PAY COLA

Amount 4,089.00 348.44 3,506.71 50.00 466.72

TOTAL

8,460.87

Note: BAS: Basic Allowance for Subsistence. BAH: OHA with dependant rate is payable to the Service Member. SAVE PAY: Hardship Duty Pay - Location for those stationed in Areas II, III, or IV is $50.00. If you are stationed in Area I you get $150 and, if stationed in Yongin or Pohang you are entitled to $100. COLA: Soldier is receiving without dependent rate.

Note: A Soldier will not receive BAH Partial and BAH Diff if the Soldier is already receiving BAH with dependent rate

24

25

Finance Information Here are the locations where you can find finance support.

CONTACT INFORMATION
175TH Financial Management Center

Where can you get finance support ?
Camp Casey Yongsan Garrison 175th Financial Management Center Camp Red Cloud

Director………………………………………….…725-3974 Deputy Director.…………………………………. 725-4072 Sergeant Major.…...……..………………….…….725-3001 176TH Financial Management Company (Yongsan) DISBURSING OIC………………………..………723-4024 NCOIC ………...……..………………..….............723-6749 176th Financial Management Company, Alpha Detachment (Yongsan Garrison, Area II)

Camp Stanley
D Det., 176th FMCO

176th FMCO
A Det., 176th FMCO

B Det., 176th FMCO Camp Humphreys

C Det., 176th FMCO
Camp Carroll Camp Henry Pusan

Commander.………………….…….…….…..... 723-7699 XO………….………………………….…..…........ 723-8160 DET SGT ….……………………….……..…..... 723-7463 Military Pay ………..……….………….……….. 723-3598 Customer Service …………………..……….... 723-5394 Processing…………………….…….…............. 723-4035 In/Out Processing…………………....….......... 723-4246 Separations…………………………………….. 723-3279 TLA/ OHA……..……………………..………….. 723-5394 Debt Management ……………………………. 723-8453 Reenlistments ……………………………….... 723-8453 Reserve Pay ………………………………….... 723-8418 176th Financial Management Company, Bravo Detachment (Camp Humphreys, Area III) Commander…………………………………….. 753-8202 XO/Disbursing………………………………….. 753-8224 DET SGT…………………………………….…...753-3474

The 176th FMCO hours of operations are Monday, Tuesday, Wednesday, and Friday from 0900 - 1600 (9:00a.m. through 4:00 p.m.) and closed during lunch hour (11:30- 13:00). The 176th FMCO is closed all day on Thursday for training.

26

27

Military Pay………………………………….….. 753-8580 Processing…………………….………………... 753-8209 In/Out Processing………………….…….......... 753-3480/8215 Separation…….……………………….……….. 753-8215 Travel……………………………………….…… 753-8215 176th Financial Management Company, Charlie Detachment (Camp Henry, Area IV) Commander……………………………………...768-7575 XO/Disbursing………………………………….. 768-7593 DET SGT………………………….…………….. 768-8447 Military Pay……………………………………... 768-7528 Processing…………………….………………... 768-7658 In/Out Processing ……………………………... 768-6423 Separations…………………………………… 768-6125 Camp Carroll FST....…………………………....768-7235 176th Financial Management Company, Delta Detachment (Camp Casey, Area I) Commander…………………………………….….730-3375 XO……………………………………………….. .. 730-3233 DET SGT………………………………………..... 730-3383 Military Pay………………………………….……. 730-4647 Customer Service…………………………….… 730-3395 Processing………..…………………………..... 730-6675 Special Actions…….…………………………… 730-3303 Debt Management……………………………. 730-3395 Camp Red Cloud FST..…………….................. 732-7503 Camp Stanley………....……………….............. 732-5746

During your tour in Korea, it is inevitable that you will change dollars to won so it is important to know the most current exchange rates to receive maximum purchasing power for your dollars. Most local newspapers or local banks on each installation receive daily updates and serve as an excellent source of how much won you can receive in exchange for your dollars. The Korean won comes in four denominations of paper currency (1000 won, 5000 won, 10,000 won, and 50,000 won) and 4 minted coins (10 won, 50 won, 100 won and 500 won).

(approx.43, .087, .043, .008 cents, respectively)

KOREAN CURRENCY
South Korean currency is called won. The exchange rate between the US dollar and the South Korean won fluctuates on a regular basis but typically ranges between 1000-1400 won per dollar. 28

1,000 won (approx $.87)

29

5,000 won (approx. $4.39)

For convenience, larger bank notes may be issued by a Korean bank in 100,000 and 1,000,000 won denominations. Note: that not all stores may accept these bank notes which are considered to be the US equivalent of using a check at a store.

10,000 won (approx. $8.78)

50,000 won (approx. $43.94)

30

31