...pawpaw Steve never went to college or made it out of middle school, but he is the smartest man I know. He always tells me that I could save more money and not go to college, because I can go to a technical school for the job I want. He talks about college with me a lot, he does not recommend me to go to college, but he wants me to do what makes me happy. I feel like sometimes college is not where I want to go; my grandpa tells me it is better to have a higher education to get a better job, than to be working at a fast food restaurant my whole life. He always reassures me that I can do absolutely anything I set my mind to do. Although my parents/grandparents were not successful, college is worth the cost because people can get a higher education and better jobs. College is worth the cost because people get financial aid, have more education, and we can do our dream job....
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...Returning Wrestling to the University Imagine this, you are in the gym waiting for the first practice of the season to start. Your excitement is overwhelming. You have spent your entire life working up to this point; you are a college athlete. You are being paid to attend school and play your favorite sport for it. Your coach walks in with an upset look on his face. You think to yourself that it’s just going to be a difficult practice. Your coach actually tells you that you do not have practice today. You wont have practice ever again. Your entire life work gone, just like that. With your heart crushed, you cannot understand why the sport is just, canceled. You walk up to your coach and ask what the problem is. Your coach, as disappointed as you, tells you that the University board of athletics has decided to drop your “life” from the program to abide by the Title IX requirements and for not being a profitable program. This actually happened here at the University of Utah 50 years ago and it’s because there is a problem going on at Universities like The U and it is that men’s non-revenue sports, like wrestling, are being impacted negatively. Wresting is beginning to fade from colleges that are not in the Big Ten or the Ivy League, and Colleges like the University of Utah are participating in letting the sport diminish. In an article written by Coyte G. Cooper, “Involving the core product” “While there were 363 NCAA wrestling programs in 1981, the number of men’s wrestling...
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...Phoenix, and you want to share what you learned with a friend who is interested in enrolling. * Write a 150- to 200-word e-mail to your friend summarizing the resources available to students. * * Hey Brittany, * * The past few days at UOP College have been wonderful. The resources choices are great; we have an online library that gives you access to anything. We have some really cool writing centers and it will be very helpful during my studies. We have a center to help out with essay, you can check for plagiarism or errors. I don’t have to go to the public library trying see if any computer is available. The awesome part about the library I can access to the library from home. UOP is easy to navigate to the library resources. I really like the online classroom environment and private chat with the instructor if you want to chat in private. I know you said you wanted a online college that can be flexible for your busy schedule. I can get a lot of things done through the day and have time to do my assignments. OMG, Ashley you need to try to enroll in UOP, trust me you will like it. You also can access to your classes through UOP app. I hope this helps. Good Luck. * * Your friend, * * * * You asked your facilitator to review your e-mail draft. She liked what you wrote and asked you to write a summary to post in the class...
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...Formulas and Functions For additional help with this or other software programs, contact the Center for Teaching and Learning (ctl@mcmail.maricopa.edu) 480-461-7690 Mesa Community College Christine Held 1 This manual was created using excerpts from Introduction to Excel 2002, created by the Technology Training Services department at the Maricopa Community College District Office. Other portions of this manual were created by Christine Held, BPC/CIS Faculty at Mesa Community College. Some picture excerpts were supplied by Thomson-Course Technology 2007. Some text and pictures were inserted directly from the Microsoft Excel Help feature. Mesa Community College Christine Held 2 Learning Objectives: Adding Comments to Cells Absolute vs. Relative Cell References Creating multiple worksheets and adding 3D references Creating Conditional formatting Grouping Worksheets Date Functions Using If Functions Naming Ranges Round Function Using Min, Max and Average functions Auditing Formulas Mesa Community College Christine Held 3 Review Exercise: Create the following worksheet 1. Create the following worksheet and used the formulas as displayed below. Name the sheet “Quarter 1”. 2. Save as Quarterly Budget. Formulas to be used: Mesa Community College Christine Held 4 ADDING COMMENTS TO CELLS Excel has a useful feature call COMMENTS. The comments are notes attached to a specific cell in a worksheet. They are useful as...
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...Prepared by Eric Norwood They say that sometimes good things come to those that wait and great things come to those that work. I once heard this myth that I find fascinating; as we get older we get wiser. No matter what the age, I think that getting and education is a wise decision. For many reasons, including an unstable economy, people over 40 are returning back to college campuses. Being a Senior Admissions Advisor at a Career College, I have had the privilege of witnessing this on a daily basis. As a 40 year old myself, I too have decided to return to college. That’s right I am going back to school. It is never too late to finish what you started. Why I chose to go back to school? I would be shocked if my reasons were not the same as most people. I could probably think of many reasons why I decided to go back to school. In this essay, I will share a few reasons. One personal reason is to finish what I started. In June 1996, I graduated with a B.S. in Sociology at Southern Illinois University at Edwardsville. In September 1996, I entered into graduate school for M.A. in Sociology, specializing in Industrial Relation. I completed two years of studies, including an internship at United States Postal Service (USPS). Following that, I got hired for the USPS, and quickly promoted through the ranks to the Office of Inspector General. I spent the next 12 years working as an Internal Auditor for the government. Life got in front of me, had an auditing career that...
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...Testing the CAPM Karl B. Diether Fisher College of Business Karl B. Diether (Fisher College of Business) Testing the CAPM 1 / 29 Testing the CAPM: Background CAPM is a model It is useful because it tells us what expected returns should be. We want test whether it is a good model. Remember, whenever we test a model we are jointly testing market efficiency. Testable Implication of the CAPM The market portfolio is the tangency portfolio: E (ri ) = rf + βiM [E (rM ) − rf ], where βiM = cov(ri , rM ) σ 2 (rM ) Karl B. Diether (Fisher College of Business) Testing the CAPM 2 / 29 Testing the CAPM: The Approach Average Return vs CAPM Prediction The most common approach is two compare historical average returns to the CAPM’s prediction. We compute the CAPM’s estimated prediction by estimating beta (β), the market premium (E (rM ) − rf ), and the risk free rate (rf ). We want the estimated prediction error (called α): ˆ αi = ¯i − CAPM Prediction ˆ r ˆ r = ¯i − ¯f − βim (¯M − ¯f ) r r r The CAPM and α ˆ α will not always be zero even if the CAPM is true. Why? ˆ What can we say about prediction error if the CAPM holds? Karl B. Diether (Fisher College of Business) Testing the CAPM 3 / 29 A Good Strategy? Stock tip: Invest in mid-cap stocks. It is a good strategy because everyone ignores mid-cap stocks. Investor want blue chips, or they want to invest in small start-up companies with growth opportunities. Therefore, mid-cap stocks tend to be undervalued...
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...com/2013/07/09/not-just-a-game-the-impact-of-sports-on-u-s-economy/ Summary of article: Gwen burrow talked about the job growth created by the sports industry. The industry creates about 456,000 jobs that pay an average of $39,000. This is a lot of jobs that sports create. Credibility: Gwen Burrow, is a writer for Economic modeling. Economic Modeling is a data company who helps organizations connect better with people. Relevance: In this scenario, they have captured necessary data to understand how sports benefits the economy. The data they found is the amount of jobs are created because of sports. * Angelo Spaminato, World Stadiums, Past and Future (2016) http://www.worldstadiums.com/stadium_menu/past_future/future_stadiums.shtml Summary of article: This website has a list of every sports stadium in the world. It has information on stadiums that are already in use, being built, and announced. Currently there are 9 stadiums being built or announced in America. Credibility: World Stadiums is the most comprehensive website on the internet about sports stadiums in the Unites States. Relevance: According to World Stadiums, currently, there are 9 stadiums in America either announced or currently being built. This is relevant because it adds to my point that sports industry creates job growth. * NFL Players Association, Average time length for a player (2014) http://www.nflplayers.com/user/template.aspx?fmid=181&lmid=349&pid=0&type=l#a3 Summary of article: Athletes only last...
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...There’s many job options worldwide. Some jobs require college degrees and some don’t. I want to pursue my life with a college degree. College degrees bring a lot more advantages than without one. With one you can more easily get a good paying jobs in what you want to work on and enjoy it. A person with a college degree is more likely to be economically stable and with the knowledge you have learned you make better decisions, not only at your jobs but in your personal life too. To me, education is key. I choose Frostburg State University because of the amount of students, location, the courses they have to offer, and the sports they have to offer. 50% of Frostburg’s classes have less than 20 students. In my opinion, the less students...
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...Success in Education In this paper, I will talk about personal responsibility, and the role it plays in a student's education. If a person wants to succeed in college, then they have to take charge of their own education. They have to make sure that they get the "most bang for their buck." They need to learn everything that they can learn, and they need to make sure they do not slack off. According to Hodges (2006) "Remember, once you enter college you are, for the most part, in control of the experience you will have” (para. 1). Personal Responsibility What is personal responsibility? The best definition of personal responsibility that you will find comes from this article entitled "The Sequence of Personal Responsibility" by Ron Haskins. According to Haskins (2009), "Personal responsibility is the willingness to both accept the importance of standards that society establishes for individual behavior and to make strenuous personal efforts to live by those standards. But personal responsibility also means that when individuals fail to meet expected standards, they do not look around for some factor outside themselves to blame…” (para. 1). Personal responsibility is when a person is accountable for what they want or what they have done in their life. For example, right now I want to complete my degree more than anything, so I have to do whatever it takes to make that happen. Personal Responsibility and College Success Let us just start off by saying...
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................................2 RESEARCH ............................................................................................................................2 CONTENTS OF A REPORT ............................................................................................................3 3.1 3.2 3.3 3.4 3.5 3.6 3.7 3.8 3.9 3.10 INTRODUCTION .......................................................................................................................3 TITLE PAGE ...........................................................................................................................3 CONTENTS PAGE ...................................................................................................................3 THE SUMMARY .......................................................................................................................3 THE INTRODUCTION................................................................................................................3 THE MAIN BODY OF THE TEXT .................................................................................................4 THE CONCLUSION...
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...Essay #1 Summary of Rose I Just Wanna Be Average summary essay Mike Rose in his essay, "I Just Wanna Be Average", tells us about his life in high school, all the ups and down he had to endure in his tenure at his vocational school, otherwise known as the bottom level class, and his experience at a regualr school. He was placed in this school by a mistake the teachers made by mixing his name with a different Rose that took the same placement test. Rose tells us about his teachers, friends, and things he notices throughout his essay. He tells that his teachers seem as if they could care less about actually teaching their students. Once aggravated with their students they would occasionally turn to...
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...IN COLLEGE MUST JUGGLE RESPONSIBILITIES | PARENTS AND COLLEGE | | 1/12/2014 | `COMP101 | Written by: Garang Wol: Parenting and going to college at the same time is not an easy thing to do. It’s a full-time job especially for single parents. Being a parent and attending school at the same time is very challenging, according to CPCC Family Resource Center coordinator Linda Jones. The most important things parents in college have to deal with right now are money, time management, and finding good-quality childcare. Nedine Muwne is a mother of three children and is in the dental program at CPCC. Muwne, 29, and her husband both work and attend classes at CPCC. “My husband and I needed more than day care for our children especially when the 11- years-old gets home from the school and if the day care center is closed for the other two children,” she said. “For working parents, balancing jobs, children and school can be tough, but we are parents and we have no choice. The only way is to understand a situation we are in,” she Muwne. The only assistance the parents in school get is childcare money and financial aid. “They get money to pay for their school fees and books,” said Sara Graham, program director for TRIO- Student Support Services. It’s not easy for the parents to make it on their own, to be in school and take care of children. “The most important thing is childcare,” she said. Parents in college have...
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...Business Plan GameTime Athletics 42 Wallaby Way, Sydney 1-800-284-5383 May 1, 2013 This document is confidential Executive Summary GameTime Athletics will be every athlete’s second home. GameTime Athletics is an athletic performance center that covers every aspect of every serious athlete’s game. If it has to do with athletics, we got you covered. GameTime Athletics provides training, rehabilitation, and shopping all in one place. Not only does GameTime Athletics provide a place for training, but also for rehabilitation on any injury and for shopping for the most up to date and recent gear on the market. GameTime Athletics will devote itself to every athlete in order to take their game to the next level. All of our trainers will not only be highly qualified, they will also be devoted to doing everything they can to helping you reach your goals. Every athlete that signs up for a training session will be tested, free of charge, on basic athletic abilities, such as strength, endurance, and quickness. This will allow our trainers to quickly assess the athlete’s strengths and weaknesses. After assessment, each athlete jumps right into training specifically for their sport or personal goals. Goals and Objectives The main objective of GameTime Athletics is to help every athlete reach their full potential. In order to achieve this goal we will hire only the best trainers in their area. Eventually we hope to have our own testing equipment,...
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...John Wiley & Sons, Inc. David L. Kurtz University of Arkansas Louis E. Boone University of South Alabama BUSINESS 14TH EDITION Contemporary . . . at the speed of business “The 14th edition of Contemporary Business is dedicated to Joseph S. Heider, who brought me to John Wiley & Sons. Thank you, Joe.” —Dave Vice President & Executive Publisher Acquisitions Editor Assistant Editor Production Manager Senior Production Editor Marketing Manager Creative Director Senior Designer Text Designer Cover Designer Production Management Services Senior Illustration Editor Photo Editor Photo Researcher Senior Editorial Assistant Executive Media Editor Media Editor George Hoffman Franny Kelly Maria Guarascio Dorothy Sinclair Valerie A. Vargas Karolina Zarychta Harry Nolan Madelyn Lesure 4 Design Group Wendy Lai Elm Street Publishing Services Anna Melhorn Hilary Newman Teri Stratford Emily McGee Allison Morris Elena Santa Maria This book was set in Janson TextLTStd-Roman 10/13 by MPS Limited, a Macmillan Company, Chennai, India and printed and bound by R. R. Donnelley & Sons. The cover was printed by R. R. Donnelley & Sons. This book is printed on acid free paper. ∞ Founded in 1807, John Wiley & Sons, Inc. has been a valued source of knowledge and understanding for more than 200 years, helping people around the world meet their needs and fulfill their aspirations. Our company is built on a foundation of principles that include responsibility to the communities we serve and where we live...
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...truly benefit you later on? Does saving up a great deal of your money save you later on down the road? What is saving, budgeting, and planning on your financial stability for your future? These are all questions I asked myself that I knew I would use in this essay. Through a set of thorough research, dedication, and thought I came up with one answer that is easy. Saving now will benefit all people, especially seniors in high school. It will help them have no worries on a variety of things, and you won’t have a hassle or worry financially. In this essay I will be giving examples, facts, and prove to you how I am right. Why start saving now, isn’t that what a job is for; providing money for my everyday life? Saving is a systematic plan for the expenditure of a usually fixed resource, such as money or time, during a given period. Imagine if you lost your job, and couldn’t pay your car payment, and/or had no money to buy your everyday needs. You start using a credit card, and end up spending so much that you cannot pay it back on time. What happens to that bill? It builds up interest, and creates an even bigger problem to begin with. Interest is a charge for a loan, usually a percentage of the amount loaned; an excess or bonus beyond what is expected or due. No one wants to build up this type of interest. It’s bad, hard on you, and can put you under a lot of stress if put aside. Think of it, if you started saving now, putting a little bit here and there in your savings, you’d build...
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