Before I start my speech, I would like to define curriculum as the subjects comprising a course of study in a school or college. Now, I have a proposal, a proposal for three new programmes to be implemented into the secondary school curriculum. Right now, at this very instance, we have a variety of studies which provide students broad exposure and holistic development, but we, believe that it is incomplete without the following additional programs that will further improve students of all kind. Before I officially start on why you should impose such programs to the current curriculum, allow me to do a short summary of what I will be talking about in the following minutes. For my first starting programme, I will introduce to…show more content… I will then conclude my speech and refresh on the main objectives before I end. Financial education is very vital in our daily lives as finance plays a very important role in day-to-day lives of each individual. I will now explain the importance of finance in an economy, and why financial health of the economy is important for your well-being . The reason why financial education should be included in the curriculum is because most students do not have financial knowledge. They will be able to fully participate in the economy and to make informed decisions about their financial futures.This will help them in future when they are in the workforce. For example,according to 2009 National Financial Capability study, only thirty percent of the student population in America can do a simple calculation and basic understanding of inflation which is important in financial decision making . School is a power-place to teach financial education as students need to understand how to make wise financial decisions which will help them in situations when they will face like life-changing decisions. It is also known that many young people have little understanding of finance and economics. They are spending and borrowing…show more content… Students would be able to explore the relations between culture understood as human expressive and symbolic activities, and cultures understood as distinctive ways of life. By working across the boundaries among these fields, cultural studies addresses new questions and problems of todays world. Students will also be able to understand the background of many countries, how they were influenced by their cultural heritage and lifestyle. This means more exposure to the different ethnic groups around the world, which will aid them tremendously when students enter the working population and are posted to work with individuals from different ethnic groups. It should be an addition to the current humanities, and students will easily adapt to this new programme as it is just like social studies but with a wider scope that aims to study different cultures instead of our