...BRAC Business School Internship Report On “Analysis of United CommercialBank‟s (UCB) Service Marketing” 1 Internship Report On “Analysis of United Commercial Bank’s (UCB) Service Marketing” Submitted to: Anahita Ahmed Lecturer BRAC Business School BRAC University Submitted by: Nazdia Sarwar ID- 07104094 Date of Submission :25th September, 2011 2 September25 ,2011 To Anahita Ahmed Lecturer BRAC Business School BRAC University Subject: Submission of Internship Report Dear Madam, It gives me enormous pleasure to submit the internship report on Analysis of United Commercial Bank’s (UCB) Service Marketing as per the supervisor instruction. I expect this report to be informative as well as comprehensive. Working in United Commercial Bank was an inspiring experience for me. I feel the immense knowledge and experience will facilitate me a lot in my future career life. With my limited knowledge, I have tried my level best to prepare the report worthwhile. Your acceptance and appreciation would surely inspire me. For any further explanations about the report, I will be gladly available to clarify the ins and outs. Sincerely Yours, ---------------------Nazdia Sarwar ID – 07104094 3 ACKNOWLEDGEMENT I have completed my internship in U nitedC ommercialBank atUttara Branch from April 24th to July 30th. My internship report won‟t be possible without contribution of few people. At first I desire to express our deepest sense of gratitude...
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...Compensation Theory and Practice Term Paper On Compensation Theory and Practice (A study Based on UCBL) Course code: MGT-321 Course Title: Human Resource Management Submitted to Tanzila Ahmed Course Instructor Submitted by Group Name: INNOVATORS Name ID Md. Ahadujjaman 1001010131 Faglul Karim Raihan 1001010142 Abdul Aziz 1001010127 Ashfaqur Rahman 1001010141 Gulam Sarwar 1001010060 Sec-C, 24th batch Department of Business Administration Leading University, Sylhet Date of Submission: August 26, 2011 Compensation Theory and Practice 2 LETTER OF SUBMISSION August 26, 2012 Tanzila Ahmed Lecturer of HRM Department of Business Administration Leading University, Sylhet, Bangladesh Subject: Letter of Submission. Dear Sir, It is an enormous pleasure to submit our tern paper titled “Compensation Theory and Practice” assigned as a requirement of our course related. In preparing this assignment we have acquired much knowledge about compensation. We have tried our best to furnish the assignment with relevant data, which we had to collect from online and related journal. We hope this assignment will help the organization sector to gather some insights on the windows to do further studies in this aspect. We would like to convey our tributes to you and thank you for giving us the opportunity to work on this topic. Your queries in this aspect will highly be expected. Thank you Sincerely yours Faglul Karim Raihan ID: 1001010142 Md.Ahadujjaman ID: 1001010131 ...
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... | | 1.0 Chapter -1 1. Introduction Letter of credit is an important instrument in the world of finance and a pivotal part of the foreign exchange department. In this report, we have gathered and analyzed the information regarding L/C. For this purpose, we went to the foreign exchange department of the United Commercial Bank Limited. From the information provided by them, we have been able to draw a vivid idea about the modus operandi of L/C. In this report, we have provided all the necessary information regarding L/C. 1.2 History and Company Overview UCB is today one of the leading private commercial bank in Bangladesh. Starting its operation in mid 1983 UCB has been able to establish one of the largest networks of 84 branches as on 31.12.2006 among the first generation banks in the private sector. With its firm commitment to the economic development of the country, the Bank has already made a distinct mark in the realm of Private Sector Banking through personalized service, innovative practices, dynamic approach and efficient Management. The Bank, aiming to play a leading role in...
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...Urban Cooperative Banks (UCBs) is their inability to attract equity / quasi equity investments. At present, UCBs have limited avenues for raising such funds and even their share capital can be withdrawn. Against this backdrop, an announcement was made in the Annual Policy Statement for the year 2006-07 to constitute a Working Group to examine the issue of share capital of UCBs and identify alternate instruments / avenues for augmenting the capital funds of UCBs. Accordingly, a Working Group was constituted under the Chairmanship of Shri N.S. Vishwanathan, Chief General Manager-in-Charge, Urban Banks Department, Reserve Bank of India. 2. Methodology The Group deliberated on the various issues relating to its terms of reference on the basis of presentations made by its members. It also met Chairmen/ CEOs of a few medium/ large UCBs. The areas deliberated included international practices and structures for issue of bonds by cooperatives, adaptability of the provisions of Indian Companies Act, 1956 for issue of preference shares, State Government perspective on the issues involved and provisions of select State Cooperative Societies Acts and Multi State Cooperative Societies Act, 2002 pertaining to issuance of shares and debentures including their transferability, SEBI Act, 1992 and Securities Contract Regulation Act, 1956 (SCRA). 3. Findings The Group observed that a large number of UCBs are short of the prescribed regulatory capital. Out of 217 UCBs...
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...foreign trade almost is dependent on banks. But now a day the Banking sector of Bangladesh is suffering the disease of default culture which is consequence or result of bad performance of most of the banks in Bangladesh. UCBL is playing an important role towards the growth and economic development of Bangladesh. This study is an attempt to produce a constructive report performance of UCBL with special reference to sources of bank annual report of 2007, 2008, 2009, 2010 &2011 and other sources. 1.2 Objective of the study: The preparation of term paper report has immense important objectives. The most significant intention of preparing this term paper report is to gather knowledge about financial performance of commercial banks in our country. The overall objectives of this study are stated as follows: To develop a clear and comprehensive view of UNITED COMMERCIAL BANK. To acquire knowledge about organizational structure. To gather knowledge about bank servicing system. To know about contribution of the company in our country. To identity problems existed in the company. To know about progress & prospect of UNITED COMMERCIAL BANK. To know the merits and demerits of the bank. To know about the financial condition of the company. 1.3 Scope of the Study To conduct this work, I was confined to an in-dept analysis on the UNITED COMMERCIAL Bank Ltd. This study is specifically focused...
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...Urban Cooperative Banks – Initiatives and Opportunities. Authors Dr. PR Ramakrishnan, Faculty, Rajalakshmi School of Business, Kuthambakkam Post,Chennai 600124. Email: ramakrishnan77@yahoo.com. Phone: +91-9444298316. Prashanth Rao, Assistant Professor, Acharya Institute of Graduate Studies, Bangalore - 560107. Email: prashsubbarao@yahoo.com. Phone: +91-9481078821. ABSTRACT Corporate Social Responsibility (CSR) is defined as “”. It is an act of returning a portion of profits back to the society. This is a perfect resource give-and-take activity, a win-win situation for both corporates and the society. A few CSR initiated by big industrial houses are promoting...
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...Chittagong. I am a service holder of United Commercial Bank Limited(UCBL) that’s why I have chosen “Consumer banking” as my topic of interest this study is being formed based on the – A study on United Commercial Bank Limited. Dissertation program is very much important. Because when a student of MBA program acquire theoretical knowledge through class and group study then he found something difference between the theoretical knowledge and practical working environment. Again an executive of any organization remain always busy with his own organization. For the dissertation tries to go to the deep of his own organization and acquire much knowledge. So dissertation of IIUC place a major rule to build up skilled executives as well as skilled manpower. In this dissertation it is tried up to take out the zest of the Consumer banking performance Evaluation of the study, anyone can get idea about how this bank is differ from other banks, how this bank make effective its Consumer banking performance moods, what is the performance of the bank till now. 2. Objectives of the study: ❖ Main Objective The main objective of this study is to analyze the Consumer banking of United Commercial Bank Limited, Jubilee Road Branch, Chittagong. ❖ Specific Objectives The specific objectives of the study are: a. To know about the United Commercial Bank Limited. b. To discuss about the consumer banking products and services of the sample bank. c. To analyze the Performance of Consumer Banking...
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...United Commercial Bank Limited (UCBL) is a Bangladesh based private commercial bank that provides banking services. The services include corporate and retail banking, loans, credit cards, online banking and money transfer services. The bank operates in Bangladesh having its headquarter in Gulshan, Dhaka. UCBL has its firm commitment towards the society for the economic development of the country. Their position is 6th among the 52 banks which include 10 specialized banks, 9 foreign banks and 30 private banks. So the bank has already become a significant part of our economy by serving its clients through their personalized service, innovative practices, dynamic approach and efficient Management. At present, UCBL is aiming to play a leading role in the economic activities of the country, planning to establish more sustainable business relations with large corporate groups and overcome all its deficiencies and give their competitors an edge. 1.1 History United Commercial Bank Limited (UCBL) is considered as one of the first generation bank of Bangladesh. It was incorporated on 26th June 1983 as a public company with limited liability under the Companies Act 1993. It obtained permission to start business from 26 June 1983 and started banking operations on 29th June 1983 with an authorized capital of Tk. 100 million divided into 1 million ordinary shares of Tk. 100 each. 1.2 Vision of the UCBL To hold the position of best private commercial Bank in Bangladesh with...
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...Chittagong. I am a service holder of United Commercial Bank Limited(UCBL) that’s why I have chosen “Consumer banking” as my topic of interest this study is being formed based on the – A study on United Commercial Bank Limited. Dissertation program is very much important. Because when a student of MBA program acquire theoretical knowledge through class and group study then he found something difference between the theoretical knowledge and practical working environment. Again an executive of any organization remain always busy with his own organization. For the dissertation tries to go to the deep of his own organization and acquire much knowledge. So dissertation of IIUC place a major rule to build up skilled executives as well as skilled manpower. In this dissertation it is tried up to take out the zest of the Consumer banking performance Evaluation of the study, anyone can get idea about how this bank is differ from other banks, how this bank make effective its Consumer banking performance moods, what is the performance of the bank till now. 2. Objectives of the study: ❖ Main Objective The main objective of this study is to analyze the Consumer banking of United Commercial Bank Limited, Jubilee Road Branch, Chittagong. ❖ Specific Objectives The specific objectives of the study are: a. To know about the United Commercial Bank Limited. b. To discuss about the consumer banking products and services of the sample bank. c. To analyze the Performance of Consumer Banking...
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...Causes and Effects of Employee Turnover in Private Bank (A Case Study) Department of Business Administration Leading University, Sylhet Report On Causes and Effects of Employee Turnover in Private Bank: A Case Study Course code: BUS-322 Course Title: International Business Submitted to Syed Towfiq Mahmood Hasan Assistant Professor Department of Business Administration SUST, Sylhet, Bangladesh Submitted by Faglul Karim Raihan ID: 1001010142 Sec-C, 8th Semester (24th Batch) Department of Business Administration Leading University, Sylhet Date of Submission: September 29, 2012 ------------------------------------------------- LETTER OF SUBMISSION September 29, 2012 Syed Towfiq Mahmood Hasan Assistant Professor Department of Business Administration SUST, Sylhet, Bangladesh Subject: Letter of Submission. Dear Sir, It is an enormous pleasure to submit my report titled “Causes and Effects of Employee Turnover in Private Bank: A Case Study” assigned as a requirement of our course related. In preparing this assignment I have acquired much knowledge about employee turnover. I have tried my best to furnish the assignment with relevant data, which I had to collect from online and related journal. I hope this assignment will help the banking sector to gather some insights on the windows to do further studies in this aspect. I would like to convey my tributes to you and thank you for giving...
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...INTERNSHIP REPORT ON “Performance of a branch over a period of time” SUBMITTED BY: Priyanka Tarafdar Bristi ID No: 05-007 BBA 16th Batch, MIS 5th Batch Department of Management Information Systems University of Dhaka SUBMITTED To: Dr. Md. Hasibur Rashid Professor Department of Management Information Systems University of Dhaka Contents EXECUTIVE SUMMERY..................................................................................................................... 4 Chapter 1:INTRODUCTION ...................................................................................................................... 4 PURPOSE OF THE REPORT ................................................................................................................... 6 SCOPE OF THE REPORT ....................................................................................................................... 6 SIGNIFICANCE OF THE STUDY ............................................................................................................. 6 LIMITATIONS ....................................................................................................................................... 6 METHODOLOGY .................................................................................................................................. 7 DATA COLLECTION PERIOD ................................................................................................................. 7 Chapter 2: Company...
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...FINANCIAL RATIO ANALYSIS OF UNITED COMMERCIAL BANK LIMITED INTERNSHIP REPORT ON FINANCIAL RATIO ANALYSIS OF UNITED COMMERCIAL BANK LIMITED SUBMITTED TO M R M AHMUDUL HAQ ASSISTANT PROFESSOR BRAC B USINESS SCHOOL BRAC UNIVERSITY SUBMITTED BY: ASHIQUR RAHMAN ID-08104154 BRAC B USINESS SCHOOL DATE OF SUBMISSION M AY 24, 2012 LETTER OF TRANSMITTAL 24th May 2012 Mr Mahmudul Haq Assistant Professor BRAC Business School BRAC University Subject: Submission of Internship Report. Dear Sir, With due respect, I would like to inform you that, it is a great pleasure for me to submit the internship report on “Financial Ratio Analysis of United Commercial Bank Limited” as a requirement for the completion of BBA program. I have tried to make the report a comprehensive one within the given 3 months of time. I earnestly thank you for your guidance during the preparation of this report. Any sort of suggestion regarding the report will be greatly acknowledged and I will be gratified if our report serves its purpose. While conducting the report, I have gathered lots of knowledge about the performance of banking operations of commercial consumer lending on first generation banks like United Commercial Bank. I therefore, request you to accept this report and give me proper suggestion to work in my professional life. Yours faithfully, ……………….. Ashiqur Rahman ID: 08104154 Page | i ACKNOWLEDGEMENT As a part of my completion of Bachelor of Business Administration program, our department has...
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...Introduction of United Commercial Bank (UCBL) United Commercial Bank Limited (UCBL) is a First-generation private commercial bank established in Bangladesh in the year 1983 under the Companies act. Since inception, it has committed to provide high quality financial services to the people of this country to accelerate economic development of the nation. As such, it has been working for stimulating trade and commerce, accelerating the pace of industrialization, boosting export, creating employment opportunity, alleviating poverty, raising standard of the living of the people etc. and thereby contributing to the sustainable development of the country. At present the bank has 148 branches in both rural and urban areas of the country. Since inception, the bank has been making significant profit every year and this has been possible due to significant growth of the bank. With its firm commitment to the economic development of the country, the Bank has already made a distinct mark in the realm of Private Sector Banking through personalized service, innovative practices, dynamic approach and efficient Management. The Bank, aiming to play a leading role in the economic activities of the country, is firmly engaged in the development of trade, commerce and industry thorough a creative credit policy. Corporate Slogan of UCB: "United we achieve" Mission: United Commercial Bank limited Always try to meet the demand of the customer and to Solve most of their expectations. Their...
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...CURRICULUM VITAE BIO DATA SURNAME: TUHAME OTHER NAME: CYRIL SEX: MALE DATE OF BIRTH: 13th JUNE, 1975 NATIONALITY: UGANDAN CONTACT ADDRESS: P.O BOX 1 MBARARA TEL: 0772-669383/0701-036245 E-MAIL: cyriltuhame@gmail.com PERSONAL PROFILE ✓ A well-organized and highly self-motivated person with an affinity for teamwork. With due respect to learning from any one, sharing my discoveries with others and able to work with minimum supervision. ✓ Enjoy learning from others as well sharing my knowledge with others. ✓ God fearing. EDUCATIONAL BACKGROUND: i am Currently a student of Eastern and southern africa management institute (ESAMI)undertaking an Executive MBA programme YEAR SCHOOL/ INSTITUTION AWARD 2003 – 2006 Makerere University Bachelor of Science in Computer Science Degree 2003 – 2006 Makerere University Cisco Certified Networking Academy (CCNA1 – CCNA4) 1997 – 1999 Makerere University Business School Uganda Diploma in Business Studies (UDBS) 1995 – 1997 Old Kampala Senior Secondary School Uganda Advanced Certificate Of Education (UACE) 1991 - 1994 Nyakishojwa Senior Secondary School Uganda Certificate Of Education (UCE) 1984 - 1990 Nyakishojwa Primary School Primary Leaving Examinations (PLE) COMPUTER SKILLS: • Website...
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...Reserve Bank of India: Functions and Working RESERVE BANK OF INDIA www.rbi.org.in ž¸¸£·¸ú¡¸ ¹£ö¸¨¸Ä ¤¸ÿˆ 2 Foreword The Reserve Bank of India, the nation’s central bank, began operations on April 01, 1935. It was established with the objective of ensuring monetary stability and operating the currency and credit system of the country to its advantage. Its functions comprise monetary management, foreign exchange and reserves management, government debt management, financial regulation and supervision, apart from currency management and acting as banker to the banks and to the Government. In addition, from the beginning, the Reserve Bank has played an active developmental role, particularly for the agriculture and rural sectors. Over the years, these functions have evolved in tandem with national and global developments This book aims to demystify the central bank by providing a simple account of the Reserve Bank’s operations and the multidisciplinary nature of its functions. The Bank today focuses, among other things, on maintaining price and financial stability; ensuring credit flow to productive sectors of the economy; managing supply of good currency notes within the country; and supervising and taking a lead in development of financial markets and institutions. The book serves to highlight how the Reserve Bank’s decisions touch the daily lives of all Indians and help chart the country’s economic and financial course. We hope that readers would find the book...
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