...million people uninsured. This leaves many questioning whether the current free market health care system or a universal health care system is better for the citizens of America. Universal healthcare is where every citizen receives the same health care regardless of their race, social status, age, gender, pre-existing conditions or the money they have. A free market system creates a price driven by demand and need. To determine which system is better adapted to the United States, it is important to recognize the strengths, weaknesses and costs of each type of system. What are the pros and cons of a universal healthcare system? According to the essay, “Pros and Cons of Universal Health Care”, the main advantage of universal health care is that all people receive health care regardless of their economic...
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...Con: Longer Wait Times When health care is extended to everyone, it can be used too often. And with "free" access, a patient may go to the emergency room with the sniffles, causing longer wait times for those who have real emergencies. Access to family doctors and specialists may also be limited due to too many patients and not enough doctors. Read more: http://www.livestrong.com/article/30692-pros-cons-universal-health/#ixzz1KlELOteI The costs that are required for universal health care are an enormous obstacle to overcome before any meaningful policy can be adopted. Most countries that provide universal health care have some kind of tax that is paid by citizens for the cost of the insurance. A tax can also come in the form of a premium that is paid for services. Once the issue of costs has been resolved, then universal health care can be seen as a viable option for the future of health care. Read more: Pros & Cons of Universal Health Insurance | eHow.com http://www.ehow.com/about_5233236_pros-cons-universal-health-insurance.html#ixzz1KlEm3WTE Con: Raised Taxes Although universal health care is often touted as "free," it is typically government-run. Taxes would need to be raised to accommodate for universal health care, and many Americans could be adverse to their taxed earnings paying for the health care of someone who doesn't work at all. Read more: http://www.livestrong.com/article/30692-pros-cons-universal-health/#ixzz1KlEzao5G pro There are several...
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...Article Write Up: Pros and Cons of Universal Health Care In this article the pros and cons of universal health care are described with great detail. Universal health care is health care that is subsidized by the government; another name for it is “single-payer” health care. This form of health care is offered in most countries to all its citizens. The advantages of universal health care is it gives people that can not afford health care the health care services they are in need of. In the instance of universal health care, the plan covers everyone, mostly for people who have a hard time finding health care. Second advantage, is that “the entire population spreads around the cost of the health care so everyone can at least get the basic care that they need.” A third major advantage is that citizens can get free treatments for basic conditions without concerns for cost. The cons of this health care are that it often results in lengthy waiting time for patients, and therefore, not every patient will receive the services needed. Additional, patients with higher incomes may be weary of their money being spent on others health care. A third con is the inedible fact that some people may attempt to abuse the system. Lastly, universal health care almost always has many rules and regulations, and also eliminates the free market for health care where prices may actually be lower. In conclusion, I personally feel that universal health care would be inefficient due to the...
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...more than 45 million Americans did not have health care insurance. The United States is the only industrialized major nation in the world without health care, and the debate about changing that has become a popular issue recently. The sharp difference between the two sides is a difference in ethical values; those for universal health care desire to see the government help others, mainly the lower class, and those who do not, wish that private companies be allowed to continue taking advantage of the status quo for profit. In this paper, I will argue why the Government should put in place The Universal Healthcare Systems.[1] Chapter 1 I think as a US citizen everyone should be entitled to healthcare, especially the ones who don’t have the financial stability to afford it. The lower class should have healthcare because they suffer, which is not ethically right. Without some form of health insurance, purchasing prescription drugs would not be possible. Many Americans, such as those with diabetes cannot survive without certain prescription medications. Now you wonder why I would say something like this well how many people you know who have medical conditions but unable to go to the doctor because they don’t have the finances to pay for a doctor's visit. The lower class is more prone to diseases and illnesses with can cause early departure. A universal healthcare system will benefit the poor citizens...
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...American National Government December 10, 2012 Obamacare In an attempt to create a solution to health care, President Barrack Obama came up with a universal healthcare program called the Patient Protection and Affordable Health Care Act, also known as Obamacare. Obamacare was signed into law on March, 2010. It has been the most significant repair to the United States healthcare since Medicare and Medicaid passed in 1965. In this paper, the key points that will be discussed are obamacare policy, it pros and cons, if it raises any issues with federalism and the policys effectiveness. Obamacare is aimed at helping the underinsured to gain insurance. With this plan everyone would have health insurance regardless of income, or anything that would stop the person from attaining health insurance. The Affordable Care Act is a watershed in U.S. public health policy. Through a series of extensions of, and revisions to, the multiple laws that together comprise the federal legal framework for the U.S. health-care system, the Act established the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement.(Rosenbaum, 2010) Obamacare is a name used by critics of President Obamas efforts to reform health care. Its a common term used to describe the Patient Protection and Affordable care Act of 2010. ObamaCare contains many benefits, especially for low and middle income families...
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...National Government December 10, 2012 Obamacare In an attempt to create a solution to health care, President Barrack Obama came up with a universal healthcare program called the Patient Protection and Affordable Health Care Act, also known as Obamacare. Obamacare was signed into law on March, 2010. It has been the most significant repair to the United States healthcare since Medicare and Medicaid passed in 1965. In this paper, the key points that will be discussed are obamacare policy, it pros and cons, if it raises any issues with federalism and the policys effectiveness. Obamacare is aimed at helping the underinsured to gain insurance. With this plan everyone would have health insurance regardless of income, or anything that would stop the person from attaining health insurance. The Affordable Care Act is a watershed in U.S. public health policy. Through a series of extensions of, and revisions to, the multiple laws that together comprise the federal legal framework for the U.S. health-care system, the Act established the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement.(Rosenbaum, 2010) Obamacare is a name used by critics of President Obamas efforts to reform health care. Its a common term used to describe the Patient Protection and Affordable care Act of 2010. ObamaCare contains many benefits, especially for low and middle income families...
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...Comparing and Contrasting the U.S. Health Care System By Evelyn D. Bang October 17, 2010 Abstract Comparing and contrasting the U.S. health care system with that of other countries is not an easy task. There is a great deal of information that is not only organized in a number of different ways but also it is used to measure extensive and deviating factors. The conclusion will often depend on what is believed and which factors are the most important to the individuals performing the comparison and contrast of the different health care systems. However, the U.S. is presently considering a number of propositions in reforming its health care system and very often Canada is referred to as a potential model. Likewise, Canada at times looks to the U.S. for methods to improve its system. As a result, the pursuit for improvement in both health care systems has led to plentiful but compatible and incompatible documentation about the relative merits of the two systems (Madore 1992, para. 1). Comparing and Contrasting the U.S. Health Care System A healthcare system can be reviewed by many standards. It can be reviewed by its effectiveness and efficiency, its fairness and receptiveness to the expectations of its population. It can be reviewed through its non-discriminatory economic contributions and suitability and lastly, it can be reviewed through its population’s overall health. Comparing and contrasting the U.S and Canadian. Health care systems Both the Unites States...
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...COST AND SPENDING OF HEALTH CARE: Why Universal Health Care 06/18/2012 THE COST AND SPENDING OF HEALTH CARE: Why Universal Health Care Health care cost and spending is a major concern for our society. Many governments around the world have established universal health care, which takes the burden of health care expenses off of private businesses or individuals through pooling of financial risk. There are a variety of arguments for universal health care and related health policies. Health care is an important part of health systems and therefore it often accounts for one of the largest areas of spending for both governments and individuals all over the world. For example, medical debt is now a leading cause of personal bankruptcy in the United States. A policy should be created to help lower the cost of health care. One way that would help improve health care spending is to create a universal health care to make sure everyone is covered. By creating a universal health care, it will help decrease the number of lobbyers which in turn will cut government funding to those special interest groups. There are 45 million Americans uninsured and according to CNN report 45,000 Americans die each year due to lack of affordable health care. So by creating a universal health care, we can be sure to expect to see a longer lifespan for our population as is the case in countries that have a universal health care. Since this type of health care would be regulated...
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...Globalization of Health Care Principles of International Business (BUS301.90) Post University Abstract For leaders in business and those few economic elite members, globalization is virtuous. Low-cost labor overseas facilitates production facilities in locations where labor and healthcare costs are low, and sell the finished goods in nations where wages are high. With the exception of the United States, almost all wealthy nations provide universal health care. These provisions are challenging due to increasing costs, as well as social, political, economic, and cultural environments. Globalization of Health Care Numerous global industries have resulted in offshore operations; the medical industry has become not dissimilar. With modern developments in technology in recent years, outsourcing of medical procedures has become a reality. The internet has vastly expanded the realm of possibilities for the medical industry, and has made it possible to transmit large amounts of information to countries; such as India, where it is then processed and returned. The United States has some of the highest costs for medical care globally; which has led to its’ citizens to search for economic alternatives. Outsourcing medical procedures to medical professionals in nations with lesser pay would undoubtedly benefit consumers; however, the United States holds a higher standard of care than those where treatment standards may not take precedence. This process would then take some...
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...Health Care Utilization HCS 235 October 30, 2012 Health Care Utilization The Affordable Care Act was signed into law March 23, 2010 by President Barack Obama; however, the constitutionality of the law remained in question. In a controversial 5-to-4 ruling, The U.S. Supreme Court upheld the law on June 28, 2012. The ACA is thought by some as the United States health care rescue, and as its downfall by others. It is estimated that the ACA will provide new services to 64 million Americans, providing health care coverage to 32 million previously uninsured. In addition to providing new health insurance coverage, the ACA implemented several components that can expand access to health care. One policy change will allow single adults, who are in school to remain on their parents’ insurance until they are 26. Another policy prevents denying children health insurance due to pre-existing conditions, this same protection will be provided to adults beginning in 2014. Rural communities are now expected to have greater access to health care as a result of increased payments for physicians willing to relocate. Additionally, the National Health Service Corps expanded to provide more health care providers to underserved areas. Community health centers are also expanding to provide care to those with little or no income. As an incentive the government is also offering tax credits to small business owners in order to make health coverage more affordable for their employees. One aspect...
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...B Bailey Health Reform Plan The Clinton Healthcare Plan of 1993 also known as the Health Security Act was a package presented under the direction of President Bill Clinton. His presidency started on January 20, 1993 and lasted until January 20, 2001. During his 1992 presidential election, Clinton pushed for this bill to be passed by Congress. “After nine months of brainstorming and politicking, President Clinton delivered to Congress today a 240,000-word proposal for universal health insurance” (Pear, 1993). This manifesto was the most multiplex, comprehensive plan conveyed by any President. Under the Clinton plan, most Americans would get health insurance coverage only in regional alliances. “ A company with more than 5,000 full-time employees could operate its own health insurance program outside the alliances. People working at company headquarters would be in the corporate health plan” (Pear, 1993). If there were employees of a large company that worked in another state with 100 or less than they were able to join the local alliance there. The Clinton Healthcare Plan of 1993 would supply additional treatment of helping. “Mr. Clinton said his proposal would provide much more coverage of preventive services than is usually found in private health insurance plans” (Pear, 1993). The Patient Protection and Affordable Care Act (PPACA) of 2010 also known as Obamacare is a United States federal law signed in by President Obama on March 23, 2010. This law, jointly with the...
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...the affordable care act (ACA). The healthcare system in United States is mostly dominated by the private insurance sector, whereas many countries have a universal healthcare system, the United States does not (Finkleman & Kenner, 2013). Because of the influence of the private insurance sector healthcare is very expensive and in most cases not affordable in Unites States. According to HHS.gov, “The Affordable Care Act puts consumers back in charge of their health care and under the law, a new “Patient’s Bill of Rights” gives the American people the stability and flexibility they need to make informed choices about their health (2014). Like every new law ACA also has its pros and cons. The benefits of having ACA is that it includes reforms designed to help all Americans, such as prohibiting insurers from denying coverage for pre-existing conditions, expanding Medicaid eligibility, subsidizing insurance premiums, and providing incentives for businesses to provide health care benefits (Sorrell, 2012). Insurance companies will no longer be able to drop clients when they become ill, the act has the potential to improve health outcomes across all income and age groups at a reduced cost (2012). Some of the disadvantages of ACA are that Americans who are employed will have to pay more for their health care coverage. Most middle-class Americans hold full-time jobs and receive health insurance through their employers. Health care costs were rising before the Affordable Care Act became law...
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...Today’s Health Care Reform in the United States Tiearia Fariss HCS/235 July 21, 2013 Professor Cyndie Miculan In the United States there has been always a problem with citizens who do not have medical coverage. Health care reform is part of an ongoing debate in the United States. The government has been pondering on many ways that the government could help the United States citizens obtain health care that currently do not carry health care. In March of 2010 the President of the United States Barrack Obama signed into law the proceeding for the Affordable Care Act that would offer health insurance to millions of Americans. The reasoning behind so many citizens not possessing health insurance at the said current time is because of lack of income to help pay for the needed medical coverage. With this new law there are income related subsides that would help individuals afford the need medical coverage at a cost that is affordable to the individual. When deciding on why the Affordable Care Act would be ideal for the United States the government took into consideration the market rules as well as the quality improvement as priorities for health reform. There are definitely some pros and some cons to the new health care reform that...
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...In an effort to generate a solution to the shortage of health care, President Barrack Obama proposed the universal health care program named the Patient Protection and Affordable Health Care Act, also known as Obamacare. It has been the most major adjustment to the United States healthcare since Medicare and Medicaid was passed in 1965. Obamacare was signed into the law in March, 2010. In this paper, the key points that will be discussed are Obamacare policy, its pros and cons, and if it happens to raise any complications with federalism and the policy’s efficiency. Obamacare is intended on helping the people that do not have insurance to gain insurance. With the said plan everyone should be able to have health insurance no matter what their...
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...and the wealthy are the only citizens that can afford to take care of themselves, or their loves ones when it comes down to “the BEST care that money can buy” concept. Topic Money Talks: To Be Uninsured or Underinsured… That is the question. The price of a procedure dictates the quality of care, (lower, price less quality). Should the markets for the uninsured or the underinsured dictate quality healthcare? Especially, when faced with a catastrophic illness or event and cannot afford to have better healthcare. What sparked this topic was when a discussion that came up in class pertaining to the Professor’s father who life to me was not held as valuable when the hospital doctors made the determination that the cost of keeping him alive was no longer in the hospital’s best interest. Likewise, my mother went through a situation where she fell very ill and was taken to a major medical center for emergency to determine the cause of her serve abdominal pain. A diagnosis was rendered and she was stabilized and released. The medical center QUALITY HEALTHCARE 3 also determined that her medical insurance was not suitable to cover the necessary surgical procedure that was needed and therefore, she was sent home with mere comfort measures. It seems to me that a person life when in need of care is no longer in their...
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