CHAPTER TWO LITERATURE REVIEW 2.0 Introduction This chapter reviews literature related to this study. This was done with the expectation that relevant information would be obtained to help shape and enrich the study, knowledge of what has been done on this topic is important in helping to clarify issues. The following topics were reviewed for the study; definition of loan, definition of SME, general principles of lending, loan monitoring and control, access to credit as well as repayment performance:
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1. Introduction A management information system (MIS) provides information thatorganizations need to manage themselves efficiently and effectively. Management information systems are typically computer systems used for managing five primary components: hardware, software, data (information for decision making), procedures (design, development and documentation), and people (individuals, groups, or organizations). Management information systems are distinct from other information systems, in that
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Women in development (WID)[edit] Theoretical approach The term “women and development” was originally coined by a Washington-based network of female development professionals in the early 1970s[3] who sought to put in question the trickle down theories of development by contesting that modernization had identical impact on men and women.[4] The Women in Development movement (WID) gained momentum in the 1970s, driven by the resurgence of women's movement in northern countries, whereby liberal feminists
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Public Disclosure Authorized WPS6107 Policy Research Working Paper 6107 Public Disclosure Authorized Financial Literacy around the World An Overview of the Evidence with Practical Suggestions for the Way Forward Lisa Xu Bilal Zia Public Disclosure Authorized Public Disclosure Authorized The World Bank Development Research Group Finance and Private Sector Development Team June 2012 Policy Research Working Paper 6107 Abstract Financial literacy programs are fast becoming
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graduates being churned out of the tertiary schools every day. There is a total on 46 Microfinance companies currently operating in Ghana, with a gross loan portfolio of USD, 2008 123.0 million and an average number of active borrowers as at 2008 of 364,043 and depositors as 1.0million. The average loan granted in 2008 was about $266.9 and the amount deposit in 2008 came up to $126.9 million. Although these microfinance and non governmental organizations are making giant leaps in its efforts to help eradicate
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Market in 2007 was through “Joint Venture”. Undergoing Joint Venture strategy Mary Kay was able to work with local stores and start up entrepreneurs to sell some of its products and even produce income for these start up entrepreneurs through microfinance (Rudelius 179). As a result those female entrepreneurs had a source of income which they wouldn’t have had if it wasn’t for Mary Kays Products. Even though Mary Kay left
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reasonable collateral unlike moneylenders that charge exorbitant interest rate, according to a banker. The public are turning towards organised financial service providers such as commercial banks, development banks, finance companies, microfinance banks, credit and saving co-operatives and financial NGOs have reached to most of the rural areas. The survey’s results indicated that the households are accessing more loans from co-operatives, micro-credit institutions and financial NGOs.
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Group Assignment Critical Review of a Proposal Assessment of Role of Micro and Small Enterprises on Economic Empowerment of Women: A survey of Women Operated Urban Agriculture Enterprises in Wukro Woreda, Tigray Group Members 1. Bersabeh Elias 2. Dagmawit Meried 3. Kalkidan Amdie 4. Kalkidan Wubie 5. Maria Alemu June 21/2014 Addis Ababa Content Introduction ? i. Title page * The title page did not have a page number (which
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Middle-East Journal of Scientific Research 13 (Research in Contemporary Islamic Finance and Wealth Management): 98-102, 2013; ISSN 1990-9233 © IDOSI Publications, 2013 DOI: 10.5829/idosi.mejsr.2013.13.1888 The Concept and Challenges of Islamic Pawn Broking (Ar-Rahnu) 1 S. Hisham, 1S. Abdul Shukor, 1A.B. Ummi Salwa and 2Kamaruzaman Jusoff 1 Faculty of Economics and Muamalat, Universiti Sains Islam Malaysia, 71800 Bandar Baru Nilai, Negeri Sembilan, Malaysia 2 Department of Forest Production
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Endeavor will have no problem with expanding its operations so as to help thousands of others in emerging markets around the globe. Endeavor is trying to set up a system to finance entrepreneurs in countries outside America. However unlike microfinance firms that have issues with people repay, Endeavor has created a system where they truly ensure their loans will be repaid. Endeavor created a system where they choose members who they know will not only repay them back, but also bring in profit
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