of which 5 lakh villages are still unbanked because of the operational and structural issues for example viability, long distance, costs etc. Although rural India comprises of 68% of population, it constitutes only 9% of total deposits and 8% of advances which is extremely low compared to urban area. Reason being behind it can be higher costs of credit at exploitative terms and conditions and operational or structural issues mentioned above. Though financial institutions have been reluctant
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study of organizational life. Whether a corporate giant or a small start-up, every organization today faces the challenge to change and adapt, either as a response to the external environment or simply a deliberate internal procedure to re-look at business operations to maintain its viability. Generally, people are usually inclined to defend the status-quo and resist change for a multitude of reasons ranging from a straightforward intellectual disagreement to deep-seated psychological factors. The
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Accepted 24 June 2002 Abstract The paper considers the significance of electronic commerce (e-commerce) for freight transport, logistics and physical distribution, regarding both business to business and business to consumer commerce. The possible implications of e-commerce are analysed in the broader context of structural change, going beyond narrow assessments that overstate the significance of e-commerce and its potential to make freight traffic more efficient. The main argument of the paper
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After floods, mudslides and powerful winds, victims of typhoon “Pablo” must now endure longer term suffering from the loss of their livelihood sources. The super typhoon devastated at least 14,000 hectares of farms planted mostly to bananas, the major export crop of Compostela Valley. Export of thousands of tons of Cavendish bananas to the United States has been suspended because of the crop loss. The destruction comes on the heels of a ban imposed by China earlier this year on Philippine banana
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S P E C I A L R E P O R T Anatomy of Risk Management Practices in the Mortgage Industry: Lessons for the Future Clifford V. Rossi Anatomy of Risk Management Practices in the Mortgage Industry: Lessons for the Future Clifford V. Rossi Robert H. Smith School of Business University of Maryland May 2010 2 9946 Anatomy of Risk Management Practices in the Mortgage Industry: Lessons for the Future © Research Institute for Housing America May 2010
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Commodity Fetishism vs. Capital Fetishism Marxist Interpretations vis-à-vis Marx’s analyses in Capital Dimitri Dimoulis and John Milios Abstract In Marx’s analysis of the Capitalist Mode of Production and more precisely in his theory of value, the key to decipher the capitalist political and ideological practices and structures is to be found. In this context, many Marxists believed that the analysis of “commodity fetishism” in Section 1 of Volume 1 of Capital renders the basis for understanding
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>>> español INTRODUCTION THEORY OF MODERNIZATION THEORY OF DEPENDENCY THEORY OF WORLD-SYSTEMS THEORY OF GLOBALIZATION A MODO DE COLOFON BIBLIOGRAPHY NOTES 1. Introduction The main objective of this document is to synthesize the main aspects of the four major theories of development: modernization, dependency, world-systems and globalization. These are the principal theoretical explanations to interpret development efforts carried out especially in the developing
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enterprises”; a goal set by the government in 1990’s reforms era. However with the passage of time, it is becoming a challenge for the Chinese government to undertake furthermore market-oriented reforms, since China is facing challenges such as structural slowdown linked to diminishing working age population due to birth control policies and fading advantages of previous reforms. Keeping the fact as a major concern and consideration, the new Chinese leadership has started thinking and has agreed
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Comp3710 / Comp7580 E-Transformation in Business Dr. Alfredo Milani Reference: Dave Chaffey. E-Business and E-Commerce Management. 2nd Edition. Prentice Hall, 2004, Chapter 4, 5. K.C. Laudon, and J.P. Laudon. Management Information Systems: Management the Digital Firm. 8th Edition. Prentice Hall, 2004, Chapter 3. Lecture 3 E-business Strategy Learning objectives Follow an appropriate strategy process model for e-business; Apply tools to generate and select e-business strategies Comp3710/Comp7580
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This is an article from the newspaper Herald Journal that explains the community of Little Saigon. The writer of the article, Tini Tran, first starts off with a short account from a refugee name, Quach Nhut, who escaped Saigon during the fall in 1975. He accounts that while he listened to the fall of Saigon on the radio while he was at the refugee camp, saying, “I thought Saigon was lost forever.” Now he is currently a prosperous pharmacist in Westminster, Orange County, also known as Little Saigon
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