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“Access Challenges and Policies"

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Submitted By trini1066
Words 821
Pages 4
LTH-8425-1 Health Policy
April 14, 2012
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The purpose of this essay is to discuss, how does access to insurance differ from access to care? How does the federal health care reform legislation of 2010 address access to insurance? What do you see as the ultimate goal of expanding insurance coverage? How well do you think federal reform is designed to address some of the obstacles this country has faced in achieving universal coverage? And if access to medical care is increased through health care reform, what unanticipated consequences might arise.

According to U.S. healthcare policy, access to healthcare applies to measures accessibility to needed primary care, health care specialists, and emergency treatment. Healthcare insurance is an important step toward accessing the different aspects of the health care system, health insurance by itself does not ensure access. “There is a need for comprehensive coverage, providers that accept the individual’s health insurance, relatively close proximity of providers to patients, and primary care providers in the community. There are many barriers to access in some populations due to lack of transportation to providers’ offices, lack of understanding about preventive care, long waits to get an appointment, low health information, and limited finances to pay the high-deductible of many insurance plans and/or co-pays for receiving treatment” (Andersen, Rice, & Kominski,2007).
Healthcare insurance was established to secure access to healthcare services, protects families, and individuals against the possibly of high medical bills. Patients with limited healthcare insurance usually have less access to care than those with coverage. When care required, these individuals use the emergency room for care that could have been prevented with normal routine follow-up. Families with “moderate and low

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