...Affordable Care Act NUR/571 Affordable Care Act: Description The Affordable Care Act (ACA) was enacted March 2010. The Act is to provide better health security for Americans by putting comprehensive health insurance reforms in place that will •Expand coverage •Hold Insurance companies accountable •Lower health care costs •Guarantee more choice •Enhance the quality of care for all Americans (medicaid.gov) “The Affordable Care Act expands Medicaid coverage and makes numerous improvements to both the Children's Health Insurance Program (CHIP) and Medicaid ” (medicaid.gov). The actual document is a 974 page compilation of the major provisions put together by the office of the legislature. The major provisions as related to Medicaid and CHIP focus on the following: 1. Eligibility requirements – will fill gaps in current coverage for lower income Americans by minimizing eligibility levels for Medicaid across all states (medicaid.gov). 2. Financing - Starting January 2014 adults newly eligible for Medicaid will be fully funded by the government for a period of three years, then gradually reducing funding to 90% by 2020 (Medicaid gov). 3. Information systems and data management – Government financing will be provided for investment in data technology systems needed to get Medicaid systems up and running in time for the projected start date of January 2014 and for expanding Medicaid eligibility (medicaid.gov). 4. Coordination with affordable insurance exchanges...
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...Legal Methods and Process The Affordable Care Act ensures your right to appeal health insurance plan decisions which is when you ask that your plan to reconsider its decision to deny payment for a service or treatment. New rules that apply to health plans created after March 23, 2010 spell out how your plan must handle your appeal (usually called an “internal appeal”). If your plan still denies payment after considering your appeal, the law permits you to have an independent review organization decide whether to uphold or overturn the plan’s decision. This final check is often referred to as an “external review.” Many states offer help to consumers with health insurance problems. The Affordable Care Act improves these services with grants that help states start or strengthen Consumer Assistance Programs (CAPs). The states and territories that applied for these grants have received funds provide residents direct help with problems or questions about health coverage. Whether or not your state has a Consumer Assistance Program, you have rights under the health care law, including the right to appeal decisions made by your health insurance provider. If your state does not have a Consumer Assistance Program, some state and federal government offices may still be able to help you determine your rights and solve problems. Florida does not operate a Consumer Assistance Program under the Affordable Care Act. The new consumer protections and benefits of the law still...
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...Lesha Henry Affordable Care Act: Health Reform Fayetteville State University Abstract The Affordable Care Act: Health Reform has taken this country to a level that has made the entire country think long and hard about where it really stands as far as the cost of health care, who should pay for it and how they will pay. The American people have debated about reforming its health care system for years; is this way to go about doing it says some? When did the Affordable Care Act first came into effect, what changes did has taken place since the passing of the act, the key provisions that are in the ACA/health reform, does it protect the patient or hurt, how does it affect the insurance companies, the small business man, and how has it affected the American people. These are some of the question that will be address in this paper. The Affordable Care Act was enacted with the ideal in mind of raising the quality and affordability of health insurance, lowering the rates of by expanding public and private insurance coverage, and reducing the costs of healthcare for individuals and the government (U.S. Department of Health and Human Services, June 28, 2010). Further reforms designed to decrease costs and better healthcare outcomes by changing the structure of the quality above quantity through increased competition, regulation, and incentives to streamline the delivery of healthcare...
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...Health Care Bill and Impact on the Community Health care in the United States is a serious issue that involves all individuals and families alike. Many individuals and families in the United States are unable to receive accessible, affordable and quality health care treatment even though they work each day. Low income levels and a volatile, unstable economy is the cause of many middle class or impoverished individuals and families not being able to receive health care benefits. For many years, politicians have discussed the reformation of the health care system in the United States and H.R. 3950 will surely help the health care system and individuals and families with health care treatment. According to Holland (2010), the Patient Protection and Affordable Care Act was created for individuals and families to ensure that all Americans have access to quality, affordable health care and will help create the transformation within the health care system that is necessary to contain cost. The Patient Protection and Affordable Care Act is suppose to provide coverage for more Americans and reduce the deficiency over the next ten years and beyond. According to Holland (2010), The Patient Protection and Affordable Care Act contains nine titles addressing essential components of reform in: • Quality, affordable health care for all Americans; • The role of public programs; • Improving the quality and efficiency of health care; • Prevention of chronic disease and improving public...
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...chance to prove to the American people that this is a better and affordable health care law and should be allowed to be passed. This paper explains the benefits and advantages of Obamacare and also compares Obamacare to the health care system we previously had. OBAMACARE In recent years, there have been several political controversies and court proceedings on the Affordable Care Act: Obamacare. On March 23rd 2010 President Obama signed the affordable care act into law putting in place comprehensive reforms that improves access to affordable health coverage for everyone. We are now left with the question, is Obamacare a law that will benefit the people of this country, and how can we benefit from this law. I think Obamacare has given rise to many benefits which includes Protecting Consumer Rights, Better Access to Care with Affordable Coverage, the Strengthening and Expansion of Medicare and Medicaid. Obamacare protects the rights of people by preventing the discrimination of people with preexisting conditions. In the past, insurance companies have turned down people with preexisting conditions: They deny coverage to children who had asthma and were born with heart defects, or deny coverage to some seniors with chronic diseases like cancer and heart problems. Besides, they also put a life time cap on the amount of care they would pay for or cancel your coverage when you are sick. But the affordable care act creates a new patient bill of rights that protect people from this...
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...Sunnie Merritt English102 (online) Expository Essay July 29, 2010 Confusion Over the US Health Reform Bill The latest poll out today from the Kaiser Family Foundation, a nonpartisan health-care-policy research organization, says only 27 percent of the public has been following the 2010 health reform debate closely. Despite this, more than half (56 percent) of Americans think health reform is more important than ever. Very smart people are zoning out of the health care reform debate because they think it’s just too complicated. The complexities of US health reform are a problem, because American citizens and politicians cannot make good decisions about an issue they do not clearly understand or have been misinformed. Defining the goals of reform is relatively easy. Implementing them is tough and that’s where people are made to feel stupid - partly by special interest groups who intentionally or unintentionally confuse the debate. According to John Lapook in an article posted on CBS News.com, at least one senator admits he has no intention of reading it. "I don't expect to actually read the legislative language because . . . the legislative language is among the more confusing things I've ever read in my life," Sen. Thomas Carper (D-Del.) quotes to online news service in the article. Carper told CBSnews.com that the bill was "incomprehensible" and "hard stuff to understand. Carper stated he doubts his fellow members of the Senate Finance Committee will read their handiwork...
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...assignment we chose to research an ad for the Affordable Care Act, also known as, Obamacare. This is a very touchy subject for the nation. We wanted to find an ad that used a fun way to present the Act in a lighter way. We thought that this ad accomplished that. Plus roller derby is always cool because it shows the strength that women can possess. When critiquing the ad we described the ad, assessed if the ad accurately portrayed the social policy, and the pros and cons of the ad. The ad that we have chosen for this assignment features the Roller Derby team members Sylivia’s Wrath, Craazy LuLu and Harper Bizarre Hell on Wheels of team Pain Killers. They ladies are looking very tough. Instead of the slogan got milk? It says got insurance? The words that are displayed next to the girls say that derby is dangerous and if you are going to play them you better have insurance so that you can be treated after they are finished. The ad also says that they have insurance and you too can have insurance thanks to Obamacare. The roller derby advertisement does not accurately portray the Affordable Health Care Act obamacare. The advertisement does not tell you that you have to have health care by March 2014. The advertisement does not tell you can purchase new coverage plans at any time. The advertisement does not tell you that if you have special circumstances you may qualify for medical coverage. You are very likely eligible if you: Lost health coverage in the last 60 days or expect to...
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...be speaking about Obamacare * National health care plan aimed at reforming the American health care system. * ‘Patient Protection and Affordable Care Act’ (official name) * Signed in 2010 * Provide more Americans with affordable health care * Increase the rate of health insurance coverage * It also aims to regulate the health insurance industry and reducing spending in health care. * Insurance companies required to offer the same premium to all applicants of the same age and geographical location without regard to gender or most pre-existing conditions (excluding tobacco use). * Less competition * Lower pay for providers. * Increased coverage may actually raise health care costs. * Those who don't purchase insurance, and don't qualify for Medicaid or subsidies, will be assessed a tax of $95 * About 4 million people will wind up paying the tax rather than purchase health insurance. * Taxes will be raised on one million individuals * Pharmaceutical companies will pay an extra $84.8 billion in fees over the next ten years to pay for the ‘hole’ * About 4 million people will wind up paying the tax rather than purchase health insurance. * Taxes will be raised on one million individuals * Pharmaceutical companies will pay an extra $84.8 billion in fees over the next ten years to pay for the ‘hole’ * Over 50 million Americans previously could not afford health insurance * When sickness finally drove...
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...are; finding the right staff and keeping up with the changing regulatory environment. According to Conner (2013) one of the biggest challenges faced by organizations today is, “finding the right staff, retaining them, and ensuring they buy into the vision of the organization” (Finding the right staff). The key is to figure out how to deal with individual personalities, what motivates each employee, and develop the management accordingly. The other problem is the changing regulations regarding environment. According to Conner (2013), “the problems to be solved are to understand the meaning of regulation in your industry, its implications for your business, and to develop the skills necessary to deal with it. Two key areas are taxes and health care” (Regulation). The hiring process within an organization is one of the most important tasks to be fulfilled. The difference between good employees and great employees can make a huge difference in the effectiveness of the company. Great employees possess a habit of success and find ways of completing their jobs where good employees see an obstacle as a dead end. Competency is a must for a great employee. They must have knowledge and understanding of the position they are being hired for, know how to execute that knowledge, and be willing to commit to applying both. Servant leaders will tend to focus on how a person delivered the results they did, where standard leaders will focus on what the results were. Competency is an inherited...
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...labor. The Committee on Education and Labor also oversees federal programs dealing with education at all levels from preschool through high school to higher education. The first Committee was established on March 21, 1867 after the Civil War and the growth of American industry. The Committee in December 19, 1883, was divided into two standing committees which were the committee on education and committee on labor. In January 2, 1947, the Legislative Reorganization Act again combined the Committees and it renamed the Committee on Education and Labor. On January 4, 1995, the Committee was renamed again to the Committee on Economic and Educational Opportunities. The committee again was renamed finally on January 7, 1997, the Committee on Education and the Workforce. The committee of Education and Workforce has four subcommittees which are Subcommittee on Early Childhood, Elementary, and Secondary Education, Subcommittee on Workforce Protections, Subcommittee on Higher Education and Workforce Training, and Subcommittee on Health, Employment, Labor, and Pensions. In the committee there are seventeen Democrats and twenty-three Republicans. The chairman for this committee is Congressman John Kline for Minnesota. The issues and priorities for this committee during the 112th Congressional Session is giving employers the certainty, flexibility, and freedom to create jobs, and to conducted an oversight on education and workforce programs across the federal government. This will protect...
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...Running head: AMERICA’S AFFORDABLE HEALTH CARE CHOICES OF 2009 1 America’s Affordable Health Care Choices of 2009: Advanced Care Directives Denise Renna Ball State University Abstract This paper explores Section 1233 of Health Related (H.R.) Bill 3200, America’s Affordable Health Care Choices of 2009, introduced to the House of Representatives. Under this section of the bill, the Qualified Health Benefit Package (QHBP) would be required to explain end-of-life planning to individuals who seek this information. Currently physicians are not reimbursed for providing end-of-life planning for individuals on Medicare. Some larger groups such as the American Medical Association (AMA) are in favor of passing the bill. This paper examines groups in favor of the bill as presenting opposition from other groups regarding this piece of legislation. America’s Affordable Health Care Choices of 2009: Advanced Care Directives Health Related Bill The House of Representatives introduced H.R. bill 3200: America’s Affordable Health Care Choices of 2009 on July 14, 2009, as a means “to provide affordable, quality health care for all Americans and reduce the growth in health care spending, and for other purposes” (H.R. 3200-111th Congress, 2009). HR 3200 is an active bill that was referred to the House Committees on Energy and Commerce, Ways and Means, Education and Labor, Oversight and Government Reform, and Budget,...
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...avert a government shutdown[->0] after midnight action in the House to delay President Obama[->1]'s healthcare law[->2], with both parties trading accusations Sunday about who would be to blame for an impasse. Neither the House nor Senate[->3] planned to meet Sunday, with fewer than 36 hours left to approve a new stopgap spending measure. Instead, members of Congress[->4] fanned out to the TV networks' Sunday news shows to react to mostly party-line votes the House took overnight to again send the spending bill back to the Senate with provisions to undermine the Affordable Care Act. Republicans[->5] have insisted that such provisions be part of any deal to keep federal agencies open once the new budget year begins Tuesday. Sen. Ted Cruz[->6] (R-Texas), who has assumed a lead role among conservatives in pursuing the “defund or delay” strategy, repeatedly argued Sunday that Senate Majority Leader Harry Reid[->7] (D-Nev.) now stands in the way of a resolution. Cruz accused Reid of using "brute political force" to resist any changes in the healthcare law, which Cruz described as the "biggest job-killer in this country." "So far Majority Leader Harry Reid has essentially told the House of Representatives[->8] and the American people, 'Go jump in a lake,' " Cruz said on NBC's "Meet The Press." "If we have a shutdown, it will only be because when the Senate comes back, Harry Reid says, 'I refuse even to talk.' " Reid on Saturday called the Republicans' latest offer — a one-year...
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...The Affordable Care Act (ACA) expands access to coverage to millions of Americans, a goal health plans have long supported, but major provisions will raise costs and disrupt coverage for individuals, families, employers, and Medicare and Medicaid beneficiaries. The broad market reforms outlined in the ACA take effect on January 1, 2014. Individuals and families purchasing insurance in the individual market will be guaranteed coverage for pre-existing conditions, and their premiums cannot vary based on their gender or medical history. There will also be subsidies to help consumers afford the cost of coverage, and new health insurance exchanges will help consumers find the policies that best meet their needs. At the same time, other provisions take effect that will significantly increase the cost of coverage, such as the health insurance tax, minimum essential benefits, and restrictions on age rating. $52 billion in new taxes will be imposed on businesses by mandating that employers provide health insurance. New taxes on drug companies ($27 billion) and medical device makers ($20 billion), as well as new reporting requirements and regulations imposed on physicians, will make access to health care and services more costly and difficult for seniors under Obamacare.The cumulative impact of all of these provisions increases the likelihood that some individuals will choose to purchase insurance only after they become sick or injured, further increasing the cost of coverage for everyone...
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...Running head: THE AFFORDABLE CARE ACT The Affordable Care Act, Is it Really Working? Saint Leo University THE AFFORDABLE CARE ACT 2 Abstract On the 23rd of March 2010, President Barack Obama signed a monumental bill into law. That bill was the Affordable Care Act, better known as Obamacare by those who opposed the law. The purpose of this law is to make health insurance affordable for those who have little or no health insurance coverage. In 2012 nearly 15% of the U.S. population had no health insurance during most of the calendar year (www.aier.org). So if the purpose of this law is to better ourselves by providing health insurance why are there so many people opposing it? You would think in the land of milk and honey you would want people to be healthier and long living. Or is the reason because the big health insurance companies feel they are having food taking out of their mouths and the mouths of their supporters. THE AFFORDABLE CARE ACT 3 The Affordable Care Act was signed into law to reform the health care industry on the March 23rd 2010 by President Obama. The Affordable Care Act was a major topic during the 2008 Presidential primaries. The goal for the Affordable Care Act was to give more American access to affordable health insurance which in turn...
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...Research Database YOU SEARCHED : Affordable Care Act research topics 1 2 3 4 5 6 7 8 9 10 [...] Universal Health Care, A Moral Duty This 11 page research paper offers a current overview of the issues associated with the topic of universal healthcare provision and the Affordable Care Act (ACA). Universal health care as a moral and ethical duty is stressed. Bibliography lists 11 sources. Minimum Wage, Healthcare Reform A 3 page research paper that covers two topics. The first half of the paper presents the history of the federally mandated minimum wage, and the second half discusses the Supreme Court's announcement that it will rule on the constitutionality of the Affordable Care Act's required mandate for all Americans to purchase health insurance. Bibliography lists 2 sources. ESRD in NC, Access to Care for Underprivileged A 4 page research paper that examines the Patient Protection and Affordable Care Act (ACA) and how it impacts care for underprivileged patients with end stage renal disease (ESRD). Bibliography lists 2 sources. Health Care Changes Resulting from the PPACA In a paper of ten pages, the author writes about the Patient Protection and Affordable Care Act. The author of this paper considers four changes within health care as a result of the act including changes of private insurance, changes for the state regulations, the individual mandate provision, also age related coverage and preexisting conditions. There are three sources cited...
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