...Lesha Henry Affordable Care Act: Health Reform Fayetteville State University Abstract The Affordable Care Act: Health Reform has taken this country to a level that has made the entire country think long and hard about where it really stands as far as the cost of health care, who should pay for it and how they will pay. The American people have debated about reforming its health care system for years; is this way to go about doing it says some? When did the Affordable Care Act first came into effect, what changes did has taken place since the passing of the act, the key provisions that are in the ACA/health reform, does it protect the patient or hurt, how does it affect the insurance companies, the small business man, and how has it affected the American people. These are some of the question that will be address in this paper. The Affordable Care Act was enacted with the ideal in mind of raising the quality and affordability of health insurance, lowering the rates of by expanding public and private insurance coverage, and reducing the costs of healthcare for individuals and the government (U.S. Department of Health and Human Services, June 28, 2010). Further reforms designed to decrease costs and better healthcare outcomes by changing the structure of the quality above quantity through increased competition, regulation, and incentives to streamline the delivery of healthcare...
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...Health Care Bill and Impact on the Community Health care in the United States is a serious issue that involves all individuals and families alike. Many individuals and families in the United States are unable to receive accessible, affordable and quality health care treatment even though they work each day. Low income levels and a volatile, unstable economy is the cause of many middle class or impoverished individuals and families not being able to receive health care benefits. For many years, politicians have discussed the reformation of the health care system in the United States and H.R. 3950 will surely help the health care system and individuals and families with health care treatment. According to Holland (2010), the Patient Protection and Affordable Care Act was created for individuals and families to ensure that all Americans have access to quality, affordable health care and will help create the transformation within the health care system that is necessary to contain cost. The Patient Protection and Affordable Care Act is suppose to provide coverage for more Americans and reduce the deficiency over the next ten years and beyond. According to Holland (2010), The Patient Protection and Affordable Care Act contains nine titles addressing essential components of reform in: • Quality, affordable health care for all Americans; • The role of public programs; • Improving the quality and efficiency of health care; • Prevention of chronic disease and improving public...
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...Sunnie Merritt English102 (online) Expository Essay July 29, 2010 Confusion Over the US Health Reform Bill The latest poll out today from the Kaiser Family Foundation, a nonpartisan health-care-policy research organization, says only 27 percent of the public has been following the 2010 health reform debate closely. Despite this, more than half (56 percent) of Americans think health reform is more important than ever. Very smart people are zoning out of the health care reform debate because they think it’s just too complicated. The complexities of US health reform are a problem, because American citizens and politicians cannot make good decisions about an issue they do not clearly understand or have been misinformed. Defining the goals of reform is relatively easy. Implementing them is tough and that’s where people are made to feel stupid - partly by special interest groups who intentionally or unintentionally confuse the debate. According to John Lapook in an article posted on CBS News.com, at least one senator admits he has no intention of reading it. "I don't expect to actually read the legislative language because . . . the legislative language is among the more confusing things I've ever read in my life," Sen. Thomas Carper (D-Del.) quotes to online news service in the article. Carper told CBSnews.com that the bill was "incomprehensible" and "hard stuff to understand. Carper stated he doubts his fellow members of the Senate Finance Committee will read their handiwork...
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...chance to prove to the American people that this is a better and affordable health care law and should be allowed to be passed. This paper explains the benefits and advantages of Obamacare and also compares Obamacare to the health care system we previously had. OBAMACARE In recent years, there have been several political controversies and court proceedings on the Affordable Care Act: Obamacare. On March 23rd 2010 President Obama signed the affordable care act into law putting in place comprehensive reforms that improves access to affordable health coverage for everyone. We are now left with the question, is Obamacare a law that will benefit the people of this country, and how can we benefit from this law. I think Obamacare has given rise to many benefits which includes Protecting Consumer Rights, Better Access to Care with Affordable Coverage, the Strengthening and Expansion of Medicare and Medicaid. Obamacare protects the rights of people by preventing the discrimination of people with preexisting conditions. In the past, insurance companies have turned down people with preexisting conditions: They deny coverage to children who had asthma and were born with heart defects, or deny coverage to some seniors with chronic diseases like cancer and heart problems. Besides, they also put a life time cap on the amount of care they would pay for or cancel your coverage when you are sick. But the affordable care act creates a new patient bill of rights that protect people from this...
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...Running head: AMERICA’S AFFORDABLE HEALTH CARE CHOICES OF 2009 1 America’s Affordable Health Care Choices of 2009: Advanced Care Directives Denise Renna Ball State University Abstract This paper explores Section 1233 of Health Related (H.R.) Bill 3200, America’s Affordable Health Care Choices of 2009, introduced to the House of Representatives. Under this section of the bill, the Qualified Health Benefit Package (QHBP) would be required to explain end-of-life planning to individuals who seek this information. Currently physicians are not reimbursed for providing end-of-life planning for individuals on Medicare. Some larger groups such as the American Medical Association (AMA) are in favor of passing the bill. This paper examines groups in favor of the bill as presenting opposition from other groups regarding this piece of legislation. America’s Affordable Health Care Choices of 2009: Advanced Care Directives Health Related Bill The House of Representatives introduced H.R. bill 3200: America’s Affordable Health Care Choices of 2009 on July 14, 2009, as a means “to provide affordable, quality health care for all Americans and reduce the growth in health care spending, and for other purposes” (H.R. 3200-111th Congress, 2009). HR 3200 is an active bill that was referred to the House Committees on Energy and Commerce, Ways and Means, Education and Labor, Oversight and Government Reform, and Budget, which...
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...was divided into two standing committees which were the committee on education and committee on labor. In January 2, 1947, the Legislative Reorganization Act again combined the Committees and it renamed the Committee on Education and Labor. On January 4, 1995, the Committee was renamed again to the Committee on Economic and Educational Opportunities. The committee again was renamed finally on January 7, 1997, the Committee on Education and the Workforce. The committee of Education and Workforce has four subcommittees which are Subcommittee on Early Childhood, Elementary, and Secondary Education, Subcommittee on Workforce Protections, Subcommittee on Higher Education and Workforce Training, and Subcommittee on Health, Employment, Labor, and Pensions. In the committee there are seventeen Democrats and twenty-three Republicans. The chairman for this committee is Congressman John Kline for Minnesota. The issues and priorities for this committee during the 112th Congressional Session is giving employers the certainty, flexibility, and freedom to create jobs, and to conducted an oversight on education and workforce programs across the federal government. This will protect students, families, workers, and retirees. Also to Modernize and train programs to help job-seekers get back to work; and to pursue a education reform that restores local control, empowers parents, lets teachers teach, and protects taxpayers. One of a recent bill that the committee voted on...
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...are; finding the right staff and keeping up with the changing regulatory environment. According to Conner (2013) one of the biggest challenges faced by organizations today is, “finding the right staff, retaining them, and ensuring they buy into the vision of the organization” (Finding the right staff). The key is to figure out how to deal with individual personalities, what motivates each employee, and develop the management accordingly. The other problem is the changing regulations regarding environment. According to Conner (2013), “the problems to be solved are to understand the meaning of regulation in your industry, its implications for your business, and to develop the skills necessary to deal with it. Two key areas are taxes and health care” (Regulation). The hiring process within an organization is one of the most important tasks to be fulfilled. The difference between good employees and great employees can make a huge difference in the effectiveness of the company. Great employees possess a habit of success and find ways of completing their jobs where good employees see an obstacle as a dead end. Competency is a must for a great employee. They must have knowledge and understanding of the position they are being hired for, know how to execute that knowledge, and be willing to commit to applying both. Servant leaders will tend to focus on how a person delivered the results they did, where standard leaders will focus on what the results were. Competency is an inherited...
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...assignment we chose to research an ad for the Affordable Care Act, also known as, Obamacare. This is a very touchy subject for the nation. We wanted to find an ad that used a fun way to present the Act in a lighter way. We thought that this ad accomplished that. Plus roller derby is always cool because it shows the strength that women can possess. When critiquing the ad we described the ad, assessed if the ad accurately portrayed the social policy, and the pros and cons of the ad. The ad that we have chosen for this assignment features the Roller Derby team members Sylivia’s Wrath, Craazy LuLu and Harper Bizarre Hell on Wheels of team Pain Killers. They ladies are looking very tough. Instead of the slogan got milk? It says got insurance? The words that are displayed next to the girls say that derby is dangerous and if you are going to play them you better have insurance so that you can be treated after they are finished. The ad also says that they have insurance and you too can have insurance thanks to Obamacare. The roller derby advertisement does not accurately portray the Affordable Health Care Act obamacare. The advertisement does not tell you that you have to have health care by March 2014. The advertisement does not tell you can purchase new coverage plans at any time. The advertisement does not tell you that if you have special circumstances you may qualify for medical coverage. You are very likely eligible if you: Lost health coverage in the last 60 days or expect to...
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...be speaking about Obamacare * National health care plan aimed at reforming the American health care system. * ‘Patient Protection and Affordable Care Act’ (official name) * Signed in 2010 * Provide more Americans with affordable health care * Increase the rate of health insurance coverage * It also aims to regulate the health insurance industry and reducing spending in health care. * Insurance companies required to offer the same premium to all applicants of the same age and geographical location without regard to gender or most pre-existing conditions (excluding tobacco use). * Less competition * Lower pay for providers. * Increased coverage may actually raise health care costs. * Those who don't purchase insurance, and don't qualify for Medicaid or subsidies, will be assessed a tax of $95 * About 4 million people will wind up paying the tax rather than purchase health insurance. * Taxes will be raised on one million individuals * Pharmaceutical companies will pay an extra $84.8 billion in fees over the next ten years to pay for the ‘hole’ * About 4 million people will wind up paying the tax rather than purchase health insurance. * Taxes will be raised on one million individuals * Pharmaceutical companies will pay an extra $84.8 billion in fees over the next ten years to pay for the ‘hole’ * Over 50 million Americans previously could not afford health insurance * When sickness finally drove...
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...ROMNEYCARE An In-‐Depth Analysis of the Massachusetts Healthcare Reform The American Healthcare System Final Research Report By Sara Mahmood, DDS and Camille Debi 1.0 Introduction In 2006, the state of Massachusetts initiated a health care overhaul by passing a reform law with the central tenet of providing healthcare to all of its residents. Widely popular and objectively successful, the law has been dubbed “Romneycare,” named after then Governor Mitt Romney who signed the legislation into action. The law mandates that nearly every resident of Massachusetts obtain a minimum level of insurance coverage and provides free health insurance for residents earning less than 150% of the federal poverty level. It also mandates employers with more than 10 full-time employees to provide health insurance. Among its many outcomes, the law established an independent public authority with the official title of “the Commonwealth Health Insurance Connector Authority”. However, it is commonly referred to as “the Connector”. The Connector acts as an insurance broker, essentially, offering free, highly subsidized and full-price private insurance plans to residents. The website serves as a portal for Massachusetts residents that allows them to access many of the Connector’s resources, as well as the ability to register online for an insurance policy. Although it has been amended significantly since...
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...Protection and Affordable Care Act (PPACA) is one of the most substantial reforms in Medicare since 1965. This is now considered the law of the land according to Douglas Holtz-Eaton. The PPACA portrays a “coverage first” strategy. “Sadly, a review a of the state’s experience bodes poorly for the future of national reform.” (Point/Counterpoint 177) There are two major driving factors in which could propose a threat for this reform. The first factor is it costs too much. Many decades ago, healthcare spending was at a minimum and not the focal point of American citizens. The statics show during 1970, national health expenditures were $1,300 per person and consumed 7 cents out of every national dollar, 7% of the GDP. Since the 1970, the spending per person has grown 2% more each year than income per captia. Therefore, healthcare costs have been increasing at such a high rate and will continue to threaten many decades to come. The second factor is the skyrocket of health insurance. This obviously is not mindboggling due to the fact that it is a reaction to the rapid increase of healthcare. Insurance costs have tripled over the past decade, making it hard for the average citizen to afford such outrageous premiums. As a result, less and less people are opting out of health insurance, which is no longer an option due to the new federal law making health insurance mandatory. The PPACA reform is looked upon with a “cost first” approach. This approach allows quality care to be inexpensive...
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...avert a government shutdown[->0] after midnight action in the House to delay President Obama[->1]'s healthcare law[->2], with both parties trading accusations Sunday about who would be to blame for an impasse. Neither the House nor Senate[->3] planned to meet Sunday, with fewer than 36 hours left to approve a new stopgap spending measure. Instead, members of Congress[->4] fanned out to the TV networks' Sunday news shows to react to mostly party-line votes the House took overnight to again send the spending bill back to the Senate with provisions to undermine the Affordable Care Act. Republicans[->5] have insisted that such provisions be part of any deal to keep federal agencies open once the new budget year begins Tuesday. Sen. Ted Cruz[->6] (R-Texas), who has assumed a lead role among conservatives in pursuing the “defund or delay” strategy, repeatedly argued Sunday that Senate Majority Leader Harry Reid[->7] (D-Nev.) now stands in the way of a resolution. Cruz accused Reid of using "brute political force" to resist any changes in the healthcare law, which Cruz described as the "biggest job-killer in this country." "So far Majority Leader Harry Reid has essentially told the House of Representatives[->8] and the American people, 'Go jump in a lake,' " Cruz said on NBC's "Meet The Press." "If we have a shutdown, it will only be because when the Senate comes back, Harry Reid says, 'I refuse even to talk.' " Reid on Saturday called the Republicans' latest offer — a one-year...
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...The first is abortion in its own and the second being the leadership of the governor. Through these two topics, it shows how the governor had signed the bills for abortion in Wisconsin in secrecy. The bill consists of multiple parts of procedures the doctor needs to perform before following through with the abortion. One bill is that doctors need to ask the patient alone if they want the abortion or if they have to oblige. The second bill is that no medical expense paid from insurance agencies unless the pregnancy is through rape, incest, or of people who need it medically. According to "Controversial Abortion Bill Among Several Walker Quietly Signed Into Law" (2012), "Another bill comes into play with Health Care Reform in 2014, banning abortion coverage sold through a health insurance exchange, except in cases of rape, incest or medical necessity” (para. 11). I do support the cause of why the governor is doing this; however, he is doing it for the wrong reasons. He signed these bills before he is leaving office and has done them secretly. According to "Leadership = Controversy With Civility" (2011), "Involve everyone in planning and problem solving. Avoid making decisions behind closed doors” (para. 10). This states that to avoid controversy that all decisions should avoid secrecy and allot everyone in the decision. This shows bad leadership by the governor. It also shows how the governor had made the decisions hastily because of the rush out of office and the want to passing...
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...you read regarding healthcare reform. Evaluate each source's CURRENCY, AUTHORITY, PURPOSE, OBJECTIVITY and WRITING STYLE on a 10-point scale (10 is the best score). You should write notes to yourself about why you scored each source as you did. If you don’t write notes, you will have a much harder time explaining your rationale for your scores. Bring this ranking sheet with you when you come to class. When you are done scoring, rank the five sources from 1-5 (#1 should be the best source; 5 should be the worst). You can discuss your rankings with your group and explain why you ranked the sources the way you did. Example: Z. Why I Hate Health Care Reform C:_9__ A:_6___ P: _5__ O: _1__ W: _9__ Total Score: _30_/50 Rating the Articles A. One Month Later: Making Healthcare Reform a Reality C:_7___ A:_5___ P: __5__ O: __5__ W: __4__ Total Score: __26__/50 Notes: B. The Five Biggest Lies in the Healthcare Debate C:__3__ A:___5 P: _6___ O: ___2_ W: ___6_ Total Score: ___22_/50 Notes: C. The Moral Case Against Healthcare Reform C:__2__ A:__6__ P: _2___ O: __6__ W: _3___ Total Score: _19___/50 Notes: D. What Happened to Healthcare Reform? C:__5__ A:__1__ P: ___7_ O: __2__ W: __9__ Total Score: __24__/50 Notes: E. Andrew Rubin on Healthcare Reform C:__4__ A:_5___...
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...For US citizens covered by private health insurance, receiving treatment is not necessarily easy with many insurance contracts containing terms and conditions excluding treatments which would be covered under the NHS. This has led to scandals where individuals have died as a result of not reading the fine print on their insurance contracts a massive 21% of claims in California are rejected by private insurers. (Reuters 2011) The profit-driven running of companies that are essentially meant to provide coverage guaranteeing the maintenance of health has seen managers receiving salaries exceeding 13 million dollars compared with the NHS’s top salary of less than half a million US. Not covering an individual for expensive treatment thus saves the company money and provides stockholders with dividends or capital gain a very dangerous approach to the provision of healthcare coverage. An estimated 62% of individuals’ bankruptcies are related to healthcare bills, and of these,80% had health insurance numbers which would cause widespread revolt among Europeans. The private nature of US healthcare has resulted in pharmaceutical companies directly advertising to consumers the infamously endemic “ask your doctor if MagicMarioMix is suitable for you” tagline. Consumers thus ask their doctors about the advertised drug, and every 1 US dollar spent on advertising by pharmaceutical companies’ results in $4.20 of sales. The quick-fix or one-pill solution approach, rife among Americans, is reflected...
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