...The Role of Law in Business The rule of law establishes rules that people and businesses must follow to avoid being punished. The rule of law not only allows people to understand what is expected of them personally, but also sets out rules for businesses so that they know what is expected of them in their dealings and transactions (Lau & Johnson, 2016). It also restrains government and others from infringing on property rights. Should disputes arise, the rule of law provides a peaceful and predictable means by which those disputes can be resolved (Lau & Johnson, 2016). The rule of law is designed to provide guidance and direction in every area of business. It provides a means to bring a complaint against another party to a neutral decision maker so that a decision can be made regarding the dispute (Lau & Johnson, 2016). A complaint can be filed in the proper court to commence litigation or an alternative dispute resolution (ADR) can be used to avoid litigation. When a proceeding is instituted, whether through litigation or ADR, it is expected that there will be some sort of a resolution. This expectation is reasonable only because there is a rule of law. In 2013 Andrew Cohen wrote about the alarming impact of the funding sequester on the nation's Federal court system. Cohen explained that citizens everywhere would see vital legal rights denied or delayed by the forced budget cuts. The cuts imposed by the sequestering had a negative impact on Federal...
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...Accounting professionals provide validity, signing off on annual reports, which directly or indirectly play a critical role in establishing and maintaining the confidence of the investors. Unfortunately, we are not learning from our past mistakes. History shows us that after every crisis, e.g the great depression of 1929, economic downturn of 1988, dotcom bubble of 2000, Enron and Worldcom issues, and finally the subprime mortgage crisis, there has been a need to appoint boards which recommended changes mostly pertaining to the accounting areas. Accounting professionals are constrained in providing information from data provided to them. While it is their responsibility to follow Generally Accepted Account Principles (GAAP) accounting standards, they do not have a crystal ball to predict the future, but they should have seen the crisis coming much earlier and played by the ethics rules and standards established by GAAP. Also, there is a caveat in the annual reports which says it is the management teams of entity who are responsible in ensuring integrity of data provided to the accounting professionals. The mortgage subprime crisis was driven by greed at many levels including at the homeowner, broker, lender, banks, and government levels. Accounting professionals should play a role in identifying "the train" and should stop the accident from happening much earlier. Economists, however, are better equipped to do so than the accounting professionals though. They should...
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...Giant Pool of Money In this radio story about the events leading up to the subprime mortgage crisis, it’s clearly demonstrated that a few psychological biases and heuristics were present and played important roles in forming the crisis. The most critical ones I’ve identified are the confirmation bias and the social proof phenomenon in the development of the crisis. Confirmation Bias Mainly two types of confirmation bias were observed in the subprime crisis: the confirmation trap as well as anchoring heuristics. Anchoring caused the banks to miscalculate real risks of the mortgages and related MBS/CDO, while the confirmation trap caused most people in the industry to ignore potential risks and keep playing the dangerous game. Bazerman and Moore defined the anchoring heuristic as “Individuals make estimates for values based on an initial value (derived from past events…), and typically make insufficient adjustments from that anchor when establishing a final value.” And the Wall Street banks made exactly this mistake leading up to the mortgage crisis. When estimating the default rate for subprime mortgage products, Wall Street banks used historical data which indicated an average default rate of 2%, then extrapolated to estimate the absolute worst-case scenario to be at worst 10% to 12%. However, such anchoring is misleading because most of the data were years old were based on loans with strict income, asset and credit requirements. On the contrary, the subprime loans on which...
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...الكتابة CTRL + Jضبط الكتابة CTRL+Lالكتابة جهة اليسار CTRL + M تحريك النص إلى اليمين CTRL + N صفحة جديدة / فتح ملف جديد CTRL + Oفتح ملف موجود CTRL + P طباعة CTRL + R الكتابه جهة اليمين CTRL+Sحفظ الملف CTRL + Uوضع خط تحت الكتابة CTRL + V لصق CTRL + Wإغلاق برنامج WORD CTRL + X قص CTRL + Y تكرار. تقدم CTRL + Z تراجع عن الكتابة حرف ج + CTRL تصغير النص المحدد حرف د + تكبير النص المحدد Ctrl + TAB للتنقل إلي الأمام بين الإطارات Ctrl + Insert نفس عملية النسخ وهي تنسخ الكائن المحدد ALT + TAB للتنقل بين النوافذ المفتوحة السهم الأيمن +Alt للإنتقال للصفحة السابقة ( زر للخلف ) السهم الأيسر + Alt للإنتقال للصفحة التالية ( زر للأمام ) Alt + D لنقل المؤشر إلي شريط العنوان Alt+F4 أمر يقوم بإغلاق النوافذ المفتوحة Alt + Spaceسيتم عرض قائمة خاصة بالتحكم في النافذة المفتوحة مثل تصغير , تحريك أو إغلاق وغير ذلك من أوامر Alt + ENTER يقوم بعرض خصائص العنصر الذي قمت بتحديده . Alt + Esc يمكنك التنقل من نافذة إلى أخرى يسار SHIFT+ Alt يحول الكتابة من عربي إلى إنجليزي يمين SHIFT+ Alt يحول الكتابة من إنجليزي إلى عربي F2 أمر مفيد وسريع يمكنك من تغير اسم ملف محدد F3 ابحث عن ملف معين عن طريق هذا الأمر F4 لعرض عناوين الإنترنت التي كتبتها في شريط العناوين F5 لتحديث محتويات الصفحة F11 للتحويل من عرض داخل إطار إلي ملء الشاشة ENTER للذهاب للرابطة المختارة ESC لإيقاف تحميل وفتح الصفحة HOME للإنتقال إلي بداية الصفحة END للإنتقال إلي نهاية الصفحة Page Up للإنتقال إلي أعلي الصفحة بسرعة عالية Page Down للإنتقال إلي أسفل الصفحة بسرعة عالية Space تصفح الموقع بكل سهوله Backspace...
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...قص Ctrl + V ..........: لصق Ctrl + Z ..........: تراجع Ctrl + A ..........: تحديد أو تضليل الكل Shift + U ........: فاصلة معكوسة Ctrl + ESC ......: قائمة المهام Ctrl + Enter ....: ابتداء صفحة جديدة Ctrl + Shift .....: لغة عربية ( يمين ) Ctrl + Shift .....: لغة إنجليزية ( يسار ) Ctrl + 1 ..........: مسافة مفردة Ctrl + 5 ..........: مسافة سطر ونصف Ctrl + 2 ..........: مسافة مزدوجة Ctrl + G ..........: الإنتقال إلى صفحة Ctrl + END .......: الإنتقال إلى نهاية الملف Ctrl + F5 .........: تصغير نافذة الملف Ctrl + F6 .........: الانتقال من ملف لأخر Ctrl + F2 .........: معاينة الصفحة قبل الطباعة = + Ctrl ..........: تكبير وتصغير درجة واحدة F4 .................: تكرار أخر عملية Alt + Enter ......: تكرار أخر عملية Ctrl + Y ..........: تكرار أخر عملية Ctrl + F9 ........: فتح قوسين جاهزين Shift + F10 .....: تعداد نقطي ورقمي F12 ...............: حفظ باسم Shift + F12 .....: حفظ الملف Ctrl + Home ....: أول المستند Ctrl + End ......: أخر المستند Shift + F1 ......: معلومات عن نوع التنسيق Ctrl + U .........: سطر تحت النص Ctrl + F4 ........: خروج من الملف Ctrl + N .........: ملف جديد Ctrl + H .........: استبدال Ctrl + I ..........: خط مائل Ctrl + K .........: تنسيق المستند Ctrl + P .........: طباعة...
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...Shift : لغة عربية ( يمين ) Ctrl + Shift : لغة إنجليزية ( يسار ) Ctrl + 1 : مسافة مفردة Ctrl + 5 : مسافة سطر ونصف Ctrl + 2 : مسافة مزدوجة Ctrl + G : الانتقال إلى صفحة Ctrl + END : الانتقال إلى نهاية الملف Ctrl + F5 : تصغير نافذة الملف Ctrl + F6 : الانتقال من ملف لأخر Ctrl + F2 : معاينة الصفحة قبل الطباعة = + Ctrl : تكبير وتصغير درجة واحدة F4 : تكرار أخر عملية Alt + Enter : تكرار أخر عملية Ctrl + Y : تكرار أخر عملية Ctrl + F9 : فتح قوسين جاهزين Shift + F10 : تعداد نقطي ورقمي F12 : حفظ بأسم Shift + F12 : حفظ الملف Ctrl + Home : أول المستند Ctrl + End : أخر المستند Shift + F1 : معلومات عن نوع التنسيق Ctrl + U : سطر تحت النص Ctrl + F4 : خروج من الملف Ctrl + N : ملف جديد Ctrl + H : استبدال Ctrl + I : خط مائل Ctrl + K : تنسيق المستند Ctrl + P : طباعة Ctrl + O : فتح منطقة د + Ctrl : تكبير النص ج + Ctrl : تصغير النص Alt + S : قائمة تنسيق Alt + J : قائمة تعليمات [ + Alt : قائمة جدول ] + Alt : قائمة أدوات Alt + U : قائمة عرض Alt + P : قائمة تحرير Alt + L : قائمة ملف “ + Alt : قائمة إطار Alt + Q : تعديل مسطرة Ctrl + E : توسيط النص Ctrl + F : بحث Ctrl + B : خط أسود Ctrl+Shift + P : حجم الخط Ctrl+Shift + S : نمط Ctrl...
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...another (from rectangle to free-form polygon). Not very useful. Shift key - when pressed you can draw lines, make rotations and reflections only in 45 degree increments. As well you can draw only perfect squares instead of rectangles, perfect circles instead of ovals, and proportional resizing instead of distorting. Extremely useful. Control key - when pressed, all transforming tools will transform around an object's (or group's) center. Useful. Option key (Alt) - when pressed, all objects will be drawn form their center. Useful. Option key (Alt) - point on a path between any two points while pressing option. Path will be stretch as you move the pointer. Sometimes useful. Option key (Alt) - when pressed, you can select any object in the group. Very useful. To edit a text block in a group you don't have to use Option, just insert text cursor and edit. Option key (Alt) - when pressed, you can click on any object and drag it to create a copy of this object. You can't however, copy groups this way. Option key (Alt) - when in text-editing mode, you can position cursor between any two letters, press Option and right-arrow or left-arrow keys to increase or decrease tracking. Note: you can combine Shift, Control and Option in many cases. Command key - when pressed, arrow for selection appears. When depressed returns to the last selected tool. Useful when you forget to select a point or an object. Space bar - when pressed, little hand appears, allowing you to move...
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...writing. In fact, the three universities that I have attended in the past have all required me to use the APA style of writing. As I recall my high school years, the APA style of writing also seemed to be a favorite amongst my high school teachers. They all required that term papers be written in APA style as well. This type of writing actually does not differ much from the ones included in the text reading. The text mentioned the APA style of writing several times. In my opinion, it appears to be the most popular style of writing, especially amongst college students. Based on the results of the quizzes, my grammar skills were actually a little better than average. I actually had expected to do better, but I guess my grammar skills are not as good as I thought they were. In any event I feel very confident when it comes to spelling, as I have always been a great speller. Even in grade school, I was a good speller. I learned at a very young age to challenge myself when it comes to spelling. Challenging my-self in that area really paid off as I became older, as I’ve never had a problem with spelling. However, I feel that I need more help with run on sentences and with thought patterns. Though I proof read my paper several times, it’s hard for me to see that I have several run on sentences until after I get my grade back. In general, I feel that my writing is just mediocre. However, I also believe that when it comes to writing, I am my own worst critic. Reason being, I am never...
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...computer and communications equipment (owned by MIS) magnetic media (owned by Manager) power supplies and plant, such as air-conditioning units (owned by MIS) Software assets (owned by MIS) • • • • application software system software development tools utilities Information assets (owned by Manager or MIS) ‘Information’ means information held by the Company on its own behalf and that entrusted to it by others. The following are examples of the media which may contain or comprise information assets. • • • • • • • • • • databases and data files system documentation user manuals training material operational or support procedures continuity plans and fallback arrangements back-up media on-line magnetic media off-line magnetic media paper Services • • computing and communications services (owned by MIS) heating, lighting and power (owned by Manager or Building Services Manager) 1 17/01/03 First•Base Technologies Town Hall Chambers High Street Shoreham-by-Sea West Sussex BN43 5DD UK Tel: +44 (01273 454 525 Fax: +44 (0)1273 454 526 info@firstbase.co.uk Guidance on Information Classification Categories for classifying document security Category 1 : Routine (non-confidential) documents Description: All documents of a routine nature. Effects of disclosure: No measurable damage to the company or a department. Examples: Normal memos, routine reports, circulars. Estimated occurrence of this classification: More than 80% of all documents would be within this class...
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...TO: FROM: SUBJECT: DATE: CC: [CLICK HERE AND TYPE NAME] SAMUEL NEWMAN-BREMANG [CLICK HERE AND TYPE SUBJECT] OCTOBER 22, 2013 [CLICK HERE AND TYPE NAME] C R E A T I N G W A T E R M A R KS I N M I C R O S O F T W O R D [Note: Some steps may vary in Word 97. For additional help, search for “watermark” in the product help or on the Microsoft support site at http://support.microsoft.com.] A watermark is any text or graphic image (such as the “Draft” in the background of this document) that is printed to overlap existing text in a document. A logo printed lightly behind a letter or the word "Confidential" printed lightly on a contract are other examples of watermarks. The rotated “Draft” watermark on this page was created using the Word Art feature. You can insert pictures (such as a logo) from a file or using Clip Art. All three features can be found by clicking on Picture in the Insert menu. To view a watermark as it will appear on the printed page, click Print Layout on the View menu or click Print Preview on the File menu. The watermark will print on every page of this document, just like headers and footers. To edit the watermark or insert a new one, you need to click Header and Footer on the View menu. TO FORMAT A WORDART WATERMARK (LIKE THIS “DRAFT” EXAMPLE): Use the WordArt… command on the Format menu to choose your desired settings for your watermark. There are multiple tabs in that dialog. Use the “Colors and Lines” tab to set the color and transparency. (This “draft”...
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...How to Write a Good Academic Paper? That is a question which most students ask and most of them are new to academic writing. Academic writing if taken as a whole, then it would help you figure its significance and what is more important is, it would help you understand the purpose of it. Any good academic writer’s quality is his/her mind is loaded with creative set of ideas that help him navigate through the whole topic of academic paper. Ideas lead you to somewhere and only a few good students are gifted by nature and if you are not then you can also build up a good rhythm of academic writing. Secondly, you should also have a good sense of your audience; you should know what element of your academic writing would entice them and also create some space for your write-up for reading in their schedule. You then research for resources and data that would be of great use to enlighten your readers. Knowing what you audience wants, should be in your priority because readers enjoy what they seek in your writing. Usually what they look out for is something that could either bring them a smile or get them to think over the subject. Having creative ideas doesn’t guarantee a good and well-researched academic writing. You need to able to figure out ways of putting your research in a proper format so that readers don’t feel deviated from the focal point of your write-up. You should use your sources with proper attentiveness else it would completely ruin your efforts from top to bottom....
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...Hey Jessica, I’m glad your interested in attending the University of Phoenix let me tell you about some of the great resources that are available. First of all they have all kinds of hands on workshops that you can sign up for. They have ones for writing, math, computer skills, exam prep and plenty more. Some other resources are the Center for writing excellence and the Center for mathematics, there are grammar tutorials and plagiarism tutorials and a plagiarism checker as well to help make sure your papers have the proper grammar and the plagiarism checker reviews your paper and tells you how much similarities there is with your paper and other papers so you don’t accidentally plagiarize your paper. Riverpoint writer is a tool to help make sure you are citing your papers properly. In the center for mathematics center they have running start which gives you a review of math concepts to help you brush up on your skills, build math confidence gives you tips to deal with math anxiety it also has study tips, test tips, worksheets and videos. They also have live online math coaching which is only available two weeks before your math class starts through the end of your class. Hope reading about all these resources makes you want to come to the University even more. gotta go talk later. Hello Everyone, I want to review some of the great resources available here at the University of Phoenix. First off I want to go over the workshops that are available to you. There are all...
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...Joe Polce English 015 Mrs. Wickman How To Roll Your Own Cigarette Is anyone in your life a cigarette smoker? Do you often notice that they are always complaining about their ever-rising price? According to the U.S Census Bureau, out of the 6.7 billion people in the world, 2 billion are smokers of cigarettes or some other form of tobacco. Almost 75% of these 2 billion spend between $1000 - $1500 yearly on their favorite packs and cartons that they just cannot resist. We know its a habit, right? Its also an expensive habit. I am going to show you a quick and easy way to not only cut the cost of cigarettes in half, but also save you hundred of dollars. A select few smokers of the modern world have been fortunate enough to find the solution to the climbing prices of cigarettes. This solution is actually very simple. Why don’t we, instead of spending the $6 plus on an already produced pack of Marlboro Lights, make and produce our own pack of very similar cigarettes? Herein lies the solution; roll your own cigarettes. Most people shy away from such an idea claiming that they would never know where to start, or have no idea where they would buy the equipment, but on contrary the first steps to this new lifestyle are very easy, and the tools needed are readily available. The benefits of rolling your own cigarettes are numerous. First off, its inexpensive. GS Hammack, a man who writes for a website called AssociatedContact.com, said that “smokers that are looking for...
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...go fuck urself Paper is a thin material mainly used for writing upon, printing upon, drawing or for packaging. It is produced by pressing together moist fibers, typically cellulose pulp derived from wood, rags or grasses, and drying them into flexible sheets. Paper is a versatile material with many uses. Whilst the most common is for writing and printing upon, it is also widely used as a packaging material, in many cleaning products, in a number of industrial and construction processes, and even as a food ingredient – particularly in Asian cultures. Contents [hide] 1 History 2 Papermaking 2.1 Chemical pulping 2.2 Mechanical pulping 2.3 Deinked pulp 2.4 Additives 2.5 Producing paper 2.6 Finishing 3 Applications 4 Types, thickness and weight 5 Paper stability 6 The future of paper 7 See also 8 References and notes 9 External links History Main article: History of paper Further information: Science and technology of the Han Dynasty and List of Chinese inventions Hemp wrapping paper, China, circa 100 BCE.The oldest known archeological fragments of paper date to 2nd century BC China. Papermaking is considered one of the Four Great Inventions of Ancient China, and the pulp papermaking process is ascribed to Cai Lun, a 2nd century AD Han court eunuch.[1] With paper an effective substitute for silk in many applications, China could export silk in greater quantity, contributing to a Golden Age. Paper spread from China through the Islamic...
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...Terrica Thomas Mr. David Makhanlall Eng 090 12-11-11 My journey as a writer is when I do my papers I have to make sure that I have the correct grammar and no misspelled words. Because when write you want to make sure that your papers flows and that you stay on topic. Because you as a writer wants the people to understand what they are reading. Because your paper have to have so meaning to it and it have to have some clarity to. When I revise my papers it make me look at the things I done wrong. Like when I have misspelled words I can correct them and when I have sentences that don’t make sense and I take the out. When I write I make the mistake of writing a lot of write on sentences. I have to make sure that I don’t do that anymore. I have to make sure that I don’t forget the punctuations because I have the habit of not putting them where they belong and stuff. When I was writing my paper on my mother I think that I did a good job but I think that I could have writing about her goals in life. What she has done with her life right now and what she wants to do right now. I could have talk a little more about what she has done for me when I was growing up. What she had to do to raise three girls on her own. The pattern of errors that I need to work on is run on sentences. Because when I write I can write a sentence that can go on and on forever without a period. A sentence fragment when I write I tend to write a sentence that don’t make any sense...
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