...ESMA/2013/1649 Date: 14 November 2013 ESMA/2013/1649 Responding to this paper The European Securities and Markets Authority (ESMA) invites comments on all matters in this paper and in particular on the specific questions summarised in Annex 1. Comments are most helpful if they: respond to the question stated; indicate the specific question to which the comment relates; contain a clear rationale; and describe any alternatives ESMA should consider. ESMA will consider all comments received by Monday 27 January 2014. All contributions should be submitted online at www.esma.europa.eu under the heading ‘Your input - Consultations’. Publication of responses All contributions received will be published following the close of the consultation, unless you request otherwise. Please clearly and prominently indicate in your submission any part you do not wish to be publically disclosed. A standard confidentiality statement in an email message will not be treated as a request for non-disclosure. A confidential response may be requested from us in accordance with ESMA’s rules on access to documents. We may consult you if we receive such a request. Any decision we make not to disclose the response is reviewable by ESMA’s Board of Appeal and the European Ombudsman. Data protection Information on data protection can be found at www.esma.europa.eu under the heading ‘Legal Notice’. Who should read this paper This paper may be specifically of interest to any investors that deals...
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...vs, Inside-Out Thinking,” and “The hardest thing we have to do in business is to see yourself as others see you” have an interesting outlook on what it means to be in charge of employees or quite simply be a manager. All three bring up valuable points but at the same time have some differences that make them unique from one another. “The enemy within” talks mainly about the importance of treating your employees well, however only from a standpoint of protecting yourself and the company. The article mainly discuses the idea of treating employees well to avoid disgruntled employees who give the company a bad name. This is a tactic that I do not necessarily agree with because it is not authentic in nature. It may seem better than treating your employees badly or with little respect, but forcing yourself to treat them well is similar. Therefore, I do not agree with the views of this article because I feel if a manager is going interact with his co-workers he should genuinely have respect for them instead of faking it to safe the company from possible embarrassment in the future. “Outside-In vs, Inside-Out Thinking” is more about a manager and a companies way of thinking toward their clients. The first is Inside-out thinking which means that your focus is on processes, systems, tools, and products that are designed and implemented based off internal thinking and intuition. While customers needs and perspectives do not play a part in their thinking, and basically are not even...
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...voluntary assignment, they acknowledged at first, their belief that “all Americans can do college work,” which basically provided a thesis for every proposal to follow within their article. Suggestions, such as persuading students to liberate their imagination instead of just focusing on a financial goal after graduating, or “replacing tenure with multi-year contracts” (181) so that all professors begin to take more initiative to improve, gave way to a deeper analysis of specific colleges and their priorities. My Response: In the article, “Are Colleges Worth the Price of Admission?” by Andrew Hacker and Claudia Dreifus, both professors maintains a perspective that is convincing, to a degree. “We believe all Americans can do college work, so universal enrollment should be our nation’s goal” (180). In making this comment, Hacker and Dreifus urge us to do the obvious. Of course everyone should have the same opportunity to be accepted at the collegiate level, but there are several problems that have to be addressed and taken care of prior to the suggestion of this desire for all. If there was universal enrollment, will that lead to less issues in the educational system, or more? How can we provide for even more people; not only students, but faculty as well? I believe that we have to fix the “inside” of the system: what we are already doing, before we can enter into a new development and expansion. I agree, however, with the author’s argument that particular professors “have no reason...
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...WRITING A SUMMARY-RESPONSE ESSAY In academic contexts, you are often asked to write response essays (sometimes called reaction papers) in which you select an aspect of a text that particularly interests you and respond to it in writing. That is, you will be asked to read something (a journal article, a chapter in a book, a technical report) and to write a summary and an analysis of what you read. The purpose of this type of assignment is to find out whether you understood what you read, what your response to the content of the text is, and whether you can express your response clearly. Generally, a response to written material consists of two basic parts: A. a summary of the written material B. an analysis of part of all of the material. Here is the typical format of a response essay: Introduction (The First Paragraph of your essay) 1. State the author’s name and surname 2. State the name of the article (For example: In “The Dangers of the Television” ) 3. Summarize the article and state the author’s main issues/thesis and key supporting points that the author discusses. Use an opening phrase such as: says, discusses, explains, argues, shows. (For example: In “The Dangers of the Television”, Fidler points out that. . .) 4. State your main idea / thesis in which you show your agreement or disagreement at the end of the introduction paragraph. That is your reaction. Body (The second paragraph) Your body paragraph or paragraphs should include: 1. major key supporting points...
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...“BrainTraining: Should you believe the hype?” Etchells (2016) in his article “Brain Training: should you believe the hype” talks about whether a brain training app actually works the way they sau it should. Initially he talks about neuro-plasticity is and how the idea behind game training is surrounded around the basis of neuro-plasticity. He later talks about the idea of brain training and how it has become a large business over a very short period of time. He then goes on asking whether these apps or methods actually work and improve the users skills or not, he answers with his own point of view saying that according to him these apps do not work the way they have been described to work by the developers. He further goes on to support his views by sharing some statistics from surveys conducted in different universities. However he mentions that certain apps and techniques have shown results in the age group 60+. He concludes his article by mentioning that general video games that require reflex and decision making skills seemed to have a far better effect than brain training apps, so he advises us not to waste our time and money on these apps as they are not a quick fix to making us smarter. In this essay I am going to analyze Etchells (2016) article about brain training and give my personal opinion and discuss about the points I agree and disagree with. Reading the article it is clear that Etchells(2016) target audience are students of all ages who believe that instead of...
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...on one thing when he is writing, and that is politics and with that is Donald Trump. Baker has written many articles on this president but i am only going to give my point of view on three of them, “Trump Says His ‘Nuclear Button’ Is ‘Much Bigger’ Than North Korea’s”, “Trump, Defending His Mental Fitness, Says He’s a ‘Very Stable Genius’”, and “Souring World Views of Trump Open Doors for China and Russia”. Throughout all three of these articles there is but one thing in common, the bashing of trump. All these articles just point out all the bad things that trump has done during his term as president so far. Don't get me wrong there is a lot of things that trump has done that i don't exactly agree with but there is some things that he has done that we as a country benefited from, but that is just...
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...Christopher Munsey wrote an article about a Psychologist Professor at Harvard, Daniel Gilbert who was giving a speech at an APA convention. According to the Monitor on Psychology journal, Daniel Gilbert began his speech about marriage (2010.) While growing up, Gilbert’s mother had told him to aim for three things in life, “finding someone nice and getting married; building a fulfilling, well-paid career; and above all having children” (Munsey 2010.) Before I read this article, I used to think that getting married made things better. You would be closer to one another, trust more in one another, and build a better relationship with one another. I have been with my partner for almost four years, and even though marriage is one thing on our list, we haven’t felt that it has been something we have to do right away. I have a four and a half year old daughter from a previous relationship. Since my partner and I have been together, it seems that the more time and time goes on, the more the four of us grow together as a family. There are some things about this article that I completely agree with and some that I will definitely disagree with as well. As twenty-three women who has lived with the same man for almost four years, and have risen a little girl together seems fair enough that I can consider myself basically married. There is no paper that states that, but I believe that our history and current state very well proves that. There are three main topics that this Harvard professor...
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...Illegal?”. I have read through some articles with many different opinions but have not come to a conclusion on my own, I can both agree and disagree with this certain topic. In the 1960s and early 70s the U.S began to repel their bans on abortion saying that abortion bans we’re unconstitutional. With this came the Roe vs. Wade which meant that woman have the right to make decisions about their own bodies. This is why abortion is still legal and may never become illegal. A reason in which some people agree that abortion should be made illegal is that I believe that killing your own child even though it is not fully developed is a terrible thing to do, and I personally believe that even if you do not want or can not support the child you still have other decisions then taking its own life. in a recent article that I have read it said made the point that murder is illegal, and the only thing preventing abortion from being included in the definition of murder is that it is currently not “unlawful” (Brown). Its also a known fact that the 14th Amendment was designed to protect the unborn therefore stating that abortion should not be legal. In a different article I read the author stated that “countries where abortion is illegal have a higher abortion rate than countries where abortion is safe and legal”(Johnson). Two important reasons in which I agree that no abortion should not be illegal is that like stated earlier, woman do have the right to do with their bodies. Whether they choose...
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...background check prospective employees 2. Angle: Arguable topics are those that have at least two sides. Choose a side that you agree or disagree with. I am going to argue that it is an unfair practice for potential employers to use social networking to disqualify candidates for future employment. 3. Purpose and Thesis: The purpose identifies whether you’re writing to support, refute, or extend the ideas of the publication to which you are responding. The thesis statement lets the reader know what to expect in your letter. To complete your thesis, start with a formula such as “I agree with [topic/issue/author] because…” OR “I do not agree with [topic/issue/author] because…” I do not agree with the practice of prospective employers using Facebook to investigate their employees. 4. Reader/Audience Profile a. Readers’ Expectations: Write down the specific expectations of readers of the publication and how you plan to accommodate them. Readers would expect to read why prospective employers should not use social media to investigate their job applicants. I will use examples from my research of how this practice can negatively affect the process of finding qualified candidates. b. Readers’ Values/Attitudes: Write down your readers’ values and attitudes toward the issue and how they will influence your letter. I think that most readers will agree that the practice of doing a Facebook background check is an invasion of privacy. I will support this idea by finding examples...
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...political remark, as I tend to do from time to time when my emotions are high. I consider myself to be a diehard patriot and have extreme pride in the United States of America. This video is downloaded on my computer along with other short patriotic emotion evoking videos that I have stumbled across over the years. Regardless of the political views and the affiliations that Jeff Daniels or the other members and producers of The Newsroom have this video brings up very enlightening points regarding the path that the United States has taken since its creation in 1776. I am part of the same generation that the college girl speaking in the video is associated with, and I agree to some extent with the remarks made in the video “None of this is the fault of a 20-year-old college student, but you, nonetheless, are without a doubt, a member of the WORST-period-GENERATION-period-EVER-period.” This is a strong statement to agree with but I do. Over the recent thanksgiving break I we fortunate to hear stories from my father about growing up as well as from several elder members in the community. It made me consider what the past generations have contributed to this country and each generations “mindset”. You had the Greatest Generation which represents those who lived through, fought in, and supported the greatest war in the history of the world. These individuals sacrificed food, aluminum, rubber, and other things so that they could be used in the war effort. You had the Baby Boomers who lived...
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...Yes I do agree with this article, for many reasons. One reason is that it states in the article that Shakespeare is the greatest play write of all time. Another thing I agree with the article about is that his plays are better understood when preformed instead of read. Craven, a professor at UTSA says, “his plays were written to be preformed. He conceived in them what an audience needs to know, if we come at his plays from books and classrooms, we are doing it the wrong way”. What he is saying is that to really understand Shakespeare’s works is to go and see them as a play not read them out of a book. Another statement I agree with in this article is when Bayer also a professor at UTSA says, “the language is so dense, so rich, the first couple plays they read are difficult. Not because the language is archaic, but because it is semantically dense. You have to read the lines over and over. But like anything else, time and effort bring an understanding. Students go into it because it is a requirement, but I do think they end up enjoying it”. I have no idea if its really important to read Shakespeare but I do know that his plays when performed are amazing. I have witnessed one of them first hand. It was so good that no matter what I wouldn’t dare look away from the stage. it doesn’t matter what play you watch or read they are all so good that they keep you reading or watching. That’s how amazing Shakespeare was as a writer. Like I said I have been to a play that was by Shakespeare...
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...Ryan Young CLA 325 3/10/11 Critical reviwe Do you ever have a dream that you have when your asleep and when u wake up it and u don’t remember? In the article Forgotten Fantasies? Modernity, Reenchantment, and Dream Consciousness by Raymond L. M. lee stats that “dreams are quickly forgotten and attempted recalls are difficult. We may remember some dreams or fragments of some dreams, but it is rare that our memory can provide unproblematic access to the detailed aspect of any singular dream or to the sequential unfolding of several dreams.” (pg288) When I think about this I feel that this is true because when I have dream and when I wake I have problems recalling my drams when I wake in the morning. Later in the article Lewis that “most people tend not to be in the habit of activating that power (to remember dreams). Unless dreams have significant meaning or arouse strong emotions, they have little immediate recall value and become cosigned to the waste bins of our memory.”(Pg289) If you think about this is significantly true it might not be to you but to me it is because all the dreams I remember are dreams that has great meaning or has some personal message connected to it. In the next part of the article Lewis starts talking about the cultures or dreams consciousness and memory. In this part Lewis talks about historic views of dreams by cultures. Most of these cultures we went over in class like the Babylon, Greece and rome. He talks about how some cultures view dreams...
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...assigned article and explain the main point of the article and whether you agree or disagree with the author and why? Did reading this article raise any questions in your mind? If so, share them with your group and try to find an answer From my perspective the article main point was based on equality between Muslim men and women. When reading the article I found it interesting when the author states, “We do not speak of ‘women’ in general and thus exclude her from the legal discourse describing a Muslim’s duties.” From my stand point, many individuals from the Western Countries believe Muslim women are excluded in many possessions like higher education, employment, and political actions but in reality they have equal rights just as men do. Hawa, I like your interpretation of the article and agree with you when you stated Islam does not discriminate women, and they have a God given rights that no one can deny. <<< Replied to message below >>> Authored by: Hawa Ali Authored on: Sep 30, 2013 8:55 PM Subject: Political Competence of Women in Islamic Law In this article, the author describes well the role of political participation of the women in Islam. There is no question that women took a big role in Islamic societies in the past and the present time. Beside, Islam does not discriminate women, and they have a God given rights that no one can deny them. When God created men, He did not favor them over the women. He says, “We have created you of male...
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...Yes, I agree that friendships forged on social media are superficial. Social media is merely a platform for people to connect. Friendship is a close bond and a positive emotional connection between two or more parties. It is very difficult to forge close bonds with people online, as the other person you are speaking can choose what information he or she wants you to know and omit certain details. You do not get to know the person on a more personal level, as you will not be able to be certain that the facts the person has told you about himself or herself are true. For example, from an article titled ‘Can You Make Friends Through Social Media?’, the writer, Giovanni Rodriguez states that “the past is important to building a friendship”. She...
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...Without her enduring advice, insightful criticisms and expert supervision, the completion of this project would not have been possible. In the end, my gratitude also extends to my family and friends who have been assisting, supporting and caring for me all of my life. ABSTRACT The research reported in this thesis was on “Factors responsible for the failure of Education Sector in Pakistan”. The purpose of research was to study the impact of education sector on the society and the main issues which were prevailing in the country now-a-days. The secondary data was collected by consultation of literature in the libraries and Internet. The primary data was gathered by floating questionnaires and conducting interviews from government and private school teachers. SPSS software was applied to analyze data for frequencies regression parameters, pie charts and cross tabulation the results were interpreted by usual principles of statistics. The findings suggested that the improper polices which are currently present...
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