...Bank of Delaware, McKinsey & Company, Marriott Rewards, Ritz-Carlton Rewards, New York & Company, Brookstone, L.L. Bean, Ameriprise Financial, The College Board, The Home Shopping Network, Lacoste, Disney Destinations, Ralphs, Food 4 Less, Fred Meyer, Fry’s, King Soopers, U.S. Bank and City Market. Fortunately for those affected, the stolen email lists included only customers’ names and email addresses; no financial information was accessed. A rigorous assessment determined that no other personal identifiable information associated with those names was at risk,” Epsilon said in a press release. Some may dismiss the type of data harvested as a minor threat, but having access to customer lists opens the opportunity for targeted phishing attacks to customers who expect...
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...Part 1 1. What is the difference between interactive processing and real-time processing? Interactive processing is when there is a continuous exchange of information between the computer and user whilst performing tasks. Examples include entering information into a query in a database or information into a word processor. Real time processing means that there is a continual input, process and output of data. It may be a situation whereby a user sends in transactions and awaits a response from a distant computer before continuing. We see this happening when we use telephone banking to transfer funds from our savings to our credit card and the money is accessible immediately. Real Time Processing [Online]. Available from http://www.answers.com/topic/real-time-processing-e-business-term. (Access 14 July 2010). Interactive Processing [Online]. Available from: http://linux.about.com/cs/linux101/g/interactiveproc.htm. (Accessed 14 July 2010). 2. What complications could arise in a time-sharing system if two processes require access to the same file at the same time? Are there cases in which the file manager should grant such requests? Are there cases in which the file manager should deny such requests? If two processes require access to the same file at the same time, two main situations could arise: 1. Both processes attempt to read the file in which there is no harm. If the file is used as merely input for the processes and is not being changed then...
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...Single Most Important Cybersecurity Vulnerability Facing IT Managers Disclaimer: please do not copy and paste the paper With the growing usage of the Internet, the expansion of global communication, the office in its traditional sense is fading away. In order for corporations, whether small or large to be profitable in this competitive market, the walls of their offices have had to expand beyond the four walls located at their physical business address. In order to conduct business effectively nowadays, it has become necessary to have internal private business and government networks connecting to other corporate and government networks; as such, the use of portable devices has significantly increased and private corporate information travels more and more. While this is extremely convenient, and allows conducting business at unconventional hours and locations, it is simultaneously risky and requires organizations to proactively secure their data from being compromised. Internet access is available from the privacy of our homes, but also in an increasing number of public places: libraries, fast food restaurants, cafés, and department stores. With the growing cyberworld has come a multiplication of cyber-attacks, where both amateurs and dedicated hackers constantly try penetrating corporate networks. It has become a very challenging objective for IT managers and IT professionals to keep information secured while travelling through the internet. Additionally, one of main...
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...Problem in a Modern Era Your name KNOCK, KNOCK!!! …Who there? It Is I...I who? This is the question everyone must pose nowadays, for we don’t know who actual is behind that door. It could be your friend, family member or you banker but worst yet it can some devious individual posing to be someone you know or impersonating someone else to gain your trust in order to steal from you by stealing your identity. Identity thief has become a common practice in this Age of High Tech. One such area is the internet which has made transmission of our personally identifying information quick and easy, and sometimes less secure. Therefore just about anyone and everyone is susceptible to getting their identity stolen or compromised. So how did we get here you may ask? Well, that a good question. Brief History Identity thief is not something new despite the belief that it began with the internet. It has been around for thousand years or more. One of first recorded Identity thief in history and perhaps one of the greatest to occur happen in the Bible. It is The Blessing of Jacob by Deception (Genesis 27:1-46, King James Version). Jacob the youngest son of Isaac deceives his father by claiming to be his oldest brother, Esau (eldest son of Isaac) in order to receive the blessing that was reserved for the firstborn son. And Jacob said unto his father, I am Esau thy firstborn; I have done according as thou badest me: arise, I pay thee, sit and eat of my venison, that thy soul may bless me. (Genesis...
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...Negative Impacts of Technology in Banking Sector The term “banking technology” refers to the use of sophisticated information and communicationtechnologies together with computer science to enable banks to offer better services to itscustomers in a secure, reliable, and affordable manner, and sustain competitive advantage over other banks. In the five decades since independence, banking in India has evolved through four distinct phases. During Fourth phase, also called as Reform Phase, Recommendations of the Narasimham Committee (1991) paved the way for the reform phase in the banking. Importantinitiatives with regard to the reform of the banking system were taken in this phase. Importantamong these have been introduction of new accounting and prudential norms relating to incomerecognition, provisioning and capital adequacy, deregulation of interest rates & easing of normsfor entry in the field of banking.Entry of new banks resulted in a paradigm shift in the ways of banking in India. The growingcompetition, growing expectations led to increased awareness amongst banks on the role andimportance of technology in banking. The arrival of foreign and private banks with their superior state-of-the-art technology-based services pushed Indian Banks also to follow suit by going infor the latest technologies so as to meet the threat of competition and retain their customer base.Indian banking industry, today is in the midst of an IT revolution. A combination of regulatoryand competitive...
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...Cyber Crime Erika Moore CRJU 5500-02F What is cybercrime and how can someone get caught in participating in a cybercrime? Cybercrime any kind of crime committed via the internet or on a computer network. Cybercrime can be anything from hate crimes, telemarketing and Internet fraud, identity theft, to credit card account thefts. All are considered to be cybercrimes when the illegal activities are committed through the use of a computer and the Internet. How bad could cybercrime really be? “Cybercrime is a type of crime that not only destroys the security system of a country but also its financial system.” (Real Cost of Cyber Crime) Cybercrime is the type of crime that is hard to trace, but once traceable it then opens a whole can of worms. Once our government finds out about cybercrimes usually they find more than what they were looking for to begin with. In the past there have been some cybercrime laws that were insufficient but the law enforcement agencies and government have proposed many plans to help fight cybercrime. Once a cybercrime has been committed and traced back to the hacker punishment is required. “Cybercrime must be dealt with very seriously because it causes a lot of damage to businesses and the actual punishment should depend on the type of fraud used. The penalty for illegally accessing a computer system ranges from 6 months to 5 years. The penalty for the unofficial modification on a computer ranges from 5 to 10 years.”(Real Cost of Cyber Crime)...
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...Tina Rios Business Law I Position Paper Should Internet Activity be Monitored? There has been an ongoing debate over many years on whether or not internet activity should be legally monitored by Internet Service Providers or the government. Obviously there many pros and cons to both sides of this issue. There is not only a valid need for internet monitoring of private networks in addition to government systems, but there is also a valid concern for the privacy of our country’s citizens. Both sides of this issue will be addressed as well as my own analysis of this topic. There is quite a bit of history regarding monitoring public internet communications. Some forms of electronic surveillance have been around since the Civil War. The 4th Amendment is a citizen’s primary protection against unreasonable government searches and seizures. As technologies advance the meaning of unreasonable becomes more and more unclear; meaning when private information is transmitted through wire over a long distance is it still considered private information? During the 1920’s, as phone calls were being place through switchboards, it was noticed that more and more conversations regarding illegal activities were being talked through those phone calls. It was then that police asked for clarification from the Supreme Court on whether or not wiretaps went against the 4th Amendment. It was decided that the 4th Amendment did not restrict wiretaps since there was no search not seizure. ...
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...Identity theft is the biggest crime in the world today. For over ten years, identity theft (in all forms) has been the number one consumer complaint. In 2012 identity, theft affected more than 16.6 million Americans alone. With the 16.6 million people affected, there was a financial loss of 21 billion dollars. That number only went up in 2013 to 24.7 billion dollars and so far, for 2014 we beat that number by over one billion dollars. Finklea, Kristin 2014) With this growing epidemic, we need to educate ourselves on what identity theft is, how it affects us and how to protect ourselves in this new cyber world. Types of Identity Theft It may surprise people to know that there are many different types of identity theft. The most common and often the first thing people think of when they hear identity theft is financial identity theft. This is when a person’s credit cards and/or bank accounts are accessed and used without the owner’s permission or knowledge. The thief can do this by withdrawing money from the victims back account or by maxing out their credit cards. Another way a criminal could commit financial identity theft is by opening new accounts in the victim’s name; such as credit card and even loans. This type of financial identity theft could take the victim years and thousands of dollars to correct. One of the first cases that received the attention of national headlines of financial identity theft was from 1992. In one notorious case of identity theft...
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...made aware that there was some peculiar activity within the network before the information was stolen. Their million dollar malware software, monitored by FireEye, picked up on the attack several days before any information was removed from the Target Corporation servers. Target Corporation could have easily prevented the majority of the attack and reduced if not eliminated the amount of credit cards and personal information that was stolen. The fact that Target Corporation was warned of the initial breach, as well as an additional breach, and did not respond for two weeks is unfathomable and unethical. The Target Corporation has a duty to secure any and all credit card and personal information that they collect from their customers. I believe that in this case Target Corporation did not act accordingly and should be held liable. Target Corporations lack of response and inability to take action goes against all ethics and how the situation should have been handled. Target Security Breach In mid 2013 Target Corporation hired a security firm, FireEye, to install a malware detection tool and monitor their network. This malware detection tool was estimated to cost around $1.6 million (Businessweek.com) and seemed like a step in the right direction of upgrading their system and keeping information safe. This move by Target Corporation was put in place to monitor their systems and help prevent customer information from being stolen. This new system would...
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...Identity Theft: Fastest Growing Crime Tracy A. Baggett DeVry University Keller Graduate School of Management Identity Theft; Fastest Growing Crime Imagine waking up to news that you had accumulated hundreds of thousands in debt after someone used your identity for unauthorized purchases. This is exactly what happened to John Harrison, a Connecticut salesman. Jerry Phillips, the twenty year old who stole John Harrison’s identity went on a shopping spree that included purchases to Home Depot, JC Penny, Sears, Lowes and even bought two cars from Ford, a Kawasaki and a Harley. In just four months Jerry Phillips was able to accumulate $ 265,000 in purchases. Jerry Phillips was later arrested and imprisoned for three years. He even went as far as to apologize to John Harrison saying, “Sorry. You know, I wish I could make it up to you.” John Harrison felt that the nightmare was over with the criminal behind bars and even verbally acknowledging his regret over the crime. But despite all of this and a letter from the Justice Department confirming that John Harrison was a victim, he still found himself owing $140,000 to different creditors. How about waking up in the middle of the night realizing that federal agents just entered your home with guns pointed certainly qualifies as one of the most horrifying ordeals in anyone’s life. This is exactly what happened to Carlos Gomez, a UPS driver accused of being involved in a million dollar money laundering operation headed by a Wachovia...
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...contemporary in the topics it covers, and each year will introduce some new topics within the remit of the published syllabus. It is important for candidates to know that whilst on occasion questions may look similar to those in past papers, the context and approach is often significantly different, which means that previous answers cannot simply be restated; thus it is not appropriate to memorise and re-state past paper answers. Additionally, the answer pointers provided here give guidance and are only a guideline and should not be merely quoted by candidates, but applied to the topic of the question.” A1 a) i) Explain the role and structure of a DTD in relation to an xml document. ii) Explain the role and structure of an XML schema in relation to an xml document. iii) Explain how an xml document would call: an internal DTD an external DTD and; an XML schema. b) i) Compare and contrast the workings of a DTD and an xml schema. You should state the benefits of using each. [3 marks] ii) Generate an appropriate sample XML document based on the xml schema in figure 1.1 [2 marks] [2 marks] [3 marks] [2 marks]...
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...University Credit card fraud is a terrifying thing. It makes you feel violated and forever paranoid of when and how it is going to happen next. There are many different ways for thieves to steal your credit card information and go on a shopping spree. The one of many ways is for someone to attached a skimmer device to an ATM. This is “…a device that "skims" your debit or credit card number for fraudulent purposes (Shinn, 2014).” The second way someone could get a hold of your credit card it by doing shopping or online banking at a cafe and using their wi-fi. Seeing as anyone can simply logon to a cafe’s wi-fi it is then very simply to hack into people phone, computer, and/or tablets. A third way - though less common, is responding to a “phishing” text. These a texts from hackers that ask you to click on a link and log into your bank account because there is someone wrong with it (Shinn, 2014). The most common way credit card fraud happens is by not using sites that have fraud protection. This means that the site has verified security and it is okay to use a credit or debit card on it. All in all people simply have to be very careful with their credit cards. Especially if they credit card is attached to an organization or company. If someone gets a hold of then it could be quite an ordeal for the company. They would need to fill out police forms, call their bank, etc. Unfortunately with credit card fraud there is not really a guaranteed way to keep it from happening, all we can...
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...CNT 4403 – HW-1 NAME Mario Noguera , ID: 2058067 Q1: Characterize and analyze the following actual security breaches which occurred in 2011. Indicate if they involved physical or digital attacks. If physical, were they destructive or non-destructive breaches? Using the C-I-A and A-A-A principles, what type(s) of attack was each breach? | Date | Organization | Description | Physical (destructive or non-destructive) or Digital? | Attack on which C-I-A and/or A-A-A principles? | A. | Nov. 16, 2011 | Union Bank Trust Co, Bright Directions Program (Illinois Treasurer's Office) | SSNs of people enrolled in a college savings program appeared on the outside of envelopes mailed to participants | | CIA Principle:Confidentially: avoidance of Unauthorized disclosure of Information | B. | Dec. 16, 2011 | JP Morgan Chase (Chase Bank) | At least 3 employees stole customer account info and/or allowed fraudulent transfers to occur | | AAA Principle Assurance: refers to how trust is provided and managed in computer systems | C. | Nov. 27, 2011 | Unknown Organization, 101Domain.com | Phishing attempt on vendor resulted in a number of customers' accounts being at risk of compromise of personal and payment info | | AAA Principle Anonymity: the property that certain records or transactions are not to be attributable to any individual. | D. | Nov. 23, 2011 | Save Mart Supermarkets , Lucky Supermarkets | Supermarket chain notifies customers after...
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...Barbarians at the Gateway (and just about everywhere else): A Brief Managerial Introduction to Information Security Issues1 a gallaugher.com case provided free to faculty & students for non-commercial use © Copyright 1997-2009, John M. Gallaugher, Ph.D. – for more info see: http://www.gallaugher.com/chapters.html Draft version last modified: Dec. 7 , 2009 – comments welcome john.gallaugher@bc.edu Note: this is an earlier version of the chapter. All chapters updated Dec. 2009 are now hosted (and still free) at http://www.flatworldknowledge.com. For details see the ‘Courseware’ section of http://gallaugher.com INTRODUCTION LEARNING OBJECTIVES: After studying this section you should be able to: 1. Recognize that information security breaches are on the rise. 2. Understand the potentially damaging impact of security breaches. 3. Recognize that information security must be made a top organizational priority. Sitting in the parking lot of a Minneapolis Marshalls, a hacker armed with a laptop and a telescope‐shaped antenna infiltrated the store’s network via an insecure Wi‐Fi base station. The attack launched what would become a billion‐dollar plus nightmare scenario for TJX, the parent of retail chains that include Marshalls, Home Goods, and T.J. Maxx. Over a period of several months, the hacker and his gang stole at least 45.7 million credit and debit card numbers, and pilfered driver’s license and other private information from an additional ...
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...I do not disagree that this could be a plausible way of how the code was planted. However, with the red flags that were discussed in previous questions as well as Duronio’s credentials being used on the date in question and in the area of focus. 5. Given the breadth of known vulnerabilities, what sort of impact will any set of security standards have on the rise in cyberattacks. Every EC business knows that threats, phishing scams, data breaches, and viruses will never end. For any EC to succeed, it needs to be secured. However, these attacks are constantly evolving into different forms that make it harder to keep up on in order to keep themselves protected. Developing a defense mechanism and a disaster recovery needs to be shared throughout the entire organization as well as require training. Cyber criminals and cyber crimes are becoming more advanced and companies typically do not put enough funding into continuously upgrading their security. In any...
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