...CHAPTER I INTRODUCTION 1.1 INTRODUCTION TO THE STUDY Motivation is one of the important factors affecting human behaviour and performance. This is the reason why managers attach greater importance to motivation in organizational settings .Likerhas called motivation as the core of management. Technically, the term motivation can be traced to the Latin word moreover, which means to” move “ Dublin has defined motivation as” Motivation is the complex forces starting and keeping a person at work in an organization. Motivation is something that moves a person to action and continues him in the course of action already initiated”. According to McFarland,“Motivation refers to the way in which urges, drivers, desires, aspiration, striving or need direct control or explain the behaviour of human being” Motivation is based on individual’s motives which are internal to the individual. These motivation are in the form of feeling that individual lacks something. Motivation is affected by the way which the individual is motivated. The Act motivating channelized the lead satisfaction. Besides, it can also activate the talented needs in the individual, that is, the needs that are less strong and somewhat dormant, and harness them in manner that would be functional for the organization 1.1 INTRODUCTION TO THE ORGANISATION COMPANY PROFILE The Travancore Cements Limited was incorporated in the year 1946. The year of commencement of grey cement is 1949. The licensed capacity of the plant...
Words: 4909 - Pages: 20
...Practice Set for Chapters 1,2,3 Please answer all of the following problems by typing the numerical solution into the space provided beneath each question. You will want to review the solutions to the similar end of chapter problems before attempting the problems below. I have attached an Excel file with the solutions to the end of the chapter problems under the reading quiz tab – (found with the chapters). Thanks 1. An investment will require a $2.4 million cash outlay to enter and will generate perpetual cash inflows of $135,000 a year. Investors could earn 8 percent elsewhere by taking the same risk. Will this investment generate an economic profit? The annual economic profit is _$192,000_. 2. If an investment is expected to return of 9.75 percent in the future, a $300,000 investment will grow to how much in 20 years? The answer is _$1,928,465.32____. 3. To buy a retirement home, you will need $270,000 at the end of 16 years. If funds can be invested at an effective return of 8 percent a year, how much must you invest today to have the needed amount? The amount needed to invest today is __$78,810__. 4. You decide to max-out your annual investment into your Individual Retirement Account and invest $5,000 at the end of each year for the next 22 years. You are frightened by the recent two market declines in the last 12 years and decide to invest in a bond portfolio expected to earn only 4.2% annually...
Words: 668 - Pages: 3
...6/6/2018 (SFC Leroy Hunter): The complainant, Kelly Donham, O6/COL, AGR/Reservist, United States Army Europe (USAREUR), called USAREUR IG hotline and requested assistance in taking 68-75 days of transitional leave she accrued during her active duty tenure. The assistant Inspector General (AO) SFC Hunter received the complaint. Preliminary Analysis: Key Issue: Complainant requested assistance with her extension packet of retirement because of emergency surgery and convalescent leave. She also requests the Office of the Inspector General (IG) to assists with her taking all of her excess leave during her transition from the military. There are no allegations in this complaint. The AO provided the complainant with an acknowledgement of her complaint on 4 June 2018, which outlined we received her complaint, provided her a point of contact for her case, and a release of information memorandum....
Words: 788 - Pages: 4
...Society of Human Resources Management (2012). General format. Retrieved from http://www.shrm.org WorldatWork. (n.d.). General format. Retrieved from http://www.worldatwork.org COURSE LEARNING OUTCOMES 1. Analyze how compensation practice can be applied to positively impact an organization and its stakeholders. 2. Examine the ways in which laws, labor unions, and market factors impact companies’ compensation practices. 3. Evaluate the effectiveness of traditional bases for pay (seniority and merit) against incentive-based and person-focused compensation approaches. 4. Compare and contrast internally consistent and market-competitive compensation systems. 5. Analyze the fundamental principles of pay structure design. 6. Evaluate the role of benefits in strategic...
Words: 3798 - Pages: 16
...this problem set, the material in classes 1-5 and RWJ Chapters 5 and 6 are particularly useful. Students may work in groups of up to 4 people and each group submits one write-up. 1. (5 points) Your bank offers four savings products. All products pay interest at the end of the compounding period. Product Annual pays an APR of 12.00% compounded annually, Product Semi pays an APR of 11.80% compounded semi-annually, Product Quarterly pays an APR of 11.60% compounded quarterly and Product Monthly pays an APR of 11.40% compounded monthly. If you have savings of $100,000 to deposit and will not make any additions to or withdrawals from this account for 4 years, which savings product would you prefer? Why? 2. (8 points) You are looking to save for retirement. You are currently 21 years old and plan to save for the next 25 years (you will start saving on your 22nd birthday and make your last deposit on your 46th birthday). On your 46th birthday, you will retire. Starting on your 47th birthday and continuing until your 76th birthday, you will make withdrawals of $60,000 per year from your account. How much do you need to deposit each year if the interest rate is 7.5% throughout the entire time? How much do you need to deposit each year if the interest rate is 5.5% throughout the entire time? 3. (8 points) You are looking to save for retirement. You are currently 28 years old and have saved $20,000 which you can deposit into your retirement account today. You will save for the next 32 years...
Words: 966 - Pages: 4
...CHAPTER 2 NON-CURRENT LIABILITIES PROBLEMS 2-1. (Ruby Corporation) At 8% Bond issue price Nominal interest for 2013 Interest expense for 2013 Premium/discount amortization in 2013 Bond carrying value at December 31, 2012 Nominal interest for 2014 Interest expense for 2014 Premium/discount amortization in 2014 Bond carrying value at December 31, 2014 5,405,725 250,000 216,229 33,771 5,371,954 500,000 428,351 71,649 5,300,305 At 12% 4,632,025 250,000 277,922 27,922 4,659,947 500,000 560,970 60,970 4,720,917 Computations: At 8% Issue price = (5,000,000 x 0.6756) + (250,000 x 8.1109) = 3,378,000 + 2,027,725 = 5,405,725 Date A Interest Paid B Interest Expense C Premium Amortization 06/30/13 12/31/13 06/30/14 12/31/14 250,000 250,000 250,000 216,229 214,878 213,473 33,771 35,122 36,527 A B = = D Bond Carrying Value 5,405,725 5,371,954 5,336,832 5,300,305 Face value x 5% Carrying value, beg of year x 4% At 12% Issue price = (5,000,000 x 0.5584) + (250,000 x 7.3601) = 2,792,000 + 1,840,025 = 4,632,025 Date A Interest Paid B Interest Expense C Discount Amortization D Bond Carrying Value 06/30/13 12/31/13 06/30/14 12/31/14 250,000 250,000 250,000 277,922 279,597 281,373 27,922 29,597 31,373 4,632,025 4,659,947 4,689,544 4,720,917 A B 2-2. = = Face value x 5% Carrying value, beg of year x 6% (Fire Company) (a) Issue price Present value of face value (4,000,000 x 0.6756) Present value of interest payments (200,000 x 8.1109) Issue price P2,702,400 1,622,180...
Words: 4966 - Pages: 20
...ch10 Student: ___________________________________________________________________________ 1. An advantage of issuing a bond relative to stock is that the bond interest payments are tax deductible. True False 2. Issuing bonds dilutes the voting power of the common shareholders because bonds have preferential voting rights. True False 3. The major disadvantages of issuing a bond are the risk of bankruptcy and the negative impact on cash flow because debt must be repaid at a specified date in the future. True False 4. A bond's interest payments are determined by multiplying the bond's principal amount by the stated interest rate. True False 5. A convertible bond can be called for early retirement at the option of the issuing company. True False 6. The issuing company and the bond underwriter determine the selling price of a bond. True False 7. The issuance price of a bond is the present value of both the principal plus the cash interest to be received over the life of the bond discounted by the stated (coupon) rate. True False 8. When the market rate of interest is greater than the stated interest rate, the bond will sell at a discount. True False 9. A bond will sell for a premium when the market rate of interest is greater than the stated rate of interest. True False 10. The proceeds received from a bond issue will be greater than the bond maturity value when the stated interest rate exceeds the market rate of interest. True False ...
Words: 23435 - Pages: 94
...www.allonlinefree.com www.allonlinefree.com 2 ND YEAR E NGLISH NOTES G OOD B YE M R . C HIPS J AMES H ILTON CHAPTER NO. 01 Q.1: Who is the writer of the novel," Good Bye Mr. Chips”? Ans.: James Hilton is the writer of the novel" Good Bye Mr. Chips". Q.2: What was the real name of Mr. Chips? Ans.: His real name was Mr. Chipping but his nickname was Mr. Chips. Q.3: When was Mr. Chips born? Ans.: Mr. Chips was born in 1848 and was taken to the Great Exhibition as a toddling child. Q.4: Where did Mr. Chips live after his retirement? Ans.: After his retirement, Mr. Chips lived at Mrs. Wickett's just across the road from theBrookfield School. So that he could visit school easily. Q.5: How did Mr. Chips measure his time when he was living at Mrs. Wickett's house? Ans.: When he was living at Mrs. Wicket, Mr. Chips used to measure his time by the signals of the past, just like a sea captain. He used to live his life according to the bells of Brookfield. Q.6: What did Mr. Chips used to do in his old age? Ans.: In his old age, Mr. Chips liked to sit by the fire, drink a cup of tea and listen to the school bells. Q.7: What did Mr. Chips do before going to bed? www.allonlinefree.com www.allonlinefree.com Ans.: Before going to bed, He used to wind up the clock, put the wire guard in front of the fire. Then he turned out the gas and carried a detective novel to bed. Q.8: Who was Merivale? Ans...
Words: 3300 - Pages: 14
...Personal Financial Planning: Chapter One Concept Checks Concept Check 1-1 (pg 9): What steps should we take in developing our financial plan?1) Determining your current financial situation 2) Developing your financial goals 3) Identifying alternative courses of action 4) Evaluating alternatives 5) Creating and implementing a financial action plan 6) Re-evaluating and revising the plan What are some risks associated with financial decisions? Economic and Product Risk: Interest rate risk- changing interest rates affect your cost when you borrow and your benefits when you invest Inflation risk- rising prices cause lost buying power Liquidity risk- Some investments may be more difficult to convert to cash or to sell without significant loss in value Product risk- products may be flawed or services may not meet your expectations. Retailers may not honor their obligations Personal Risk: Risk of Death- Premature death may cause financial hardship to family members left behind Risk of income loss- Your income could stop as a result of job loss or because you fall ill or are hurt in an accident Health Risk- Poor health may increase your medical costs. At the same time, it may reduce your working capacity or life expectancy Asset and Liability Risk- Your assets may be stolen or damaged. Others may sue you for negligence or for damages cause by your actions What are some common sources of financial planning information? Printed Materials: newsletters...
Words: 2330 - Pages: 10
...CHAPTER 12 EMPLOYEE BENEFITS CHAPTER OVERVIEW The chapter is introduced with the stories of three loyal, long-term employees whose retirement plans were drastically altered. Due to changes in their employers’ pension plans, each person was forced to adapt to reduce payouts. The stories reflect changes in benefits happening in countless companies. Benefits are generally membership-based rewards which are desirable to employees and which can be designed to meet the diverse needs of today’s workers. The costs and complexities of both legally required benefits and voluntary ones, such as health insurance, retirement plans and time off are presented, as well as current issues, including flexibility of benefits choices and availability of benefits for families, domestic partners and retirees. Effective benefits administration allows companies to attract and retain good workers by creatively and cost-effectively offering employees more than just their paycheck. Additional Features of This Chapter: Exhibit 12-1 is a listing of the major benefits typically offered and the percentage of employees participating. Exhibits 12-2 and 12-3 provide sample Health Maintenance Organization and Preferred Provider Organization coverage plans. Exhibit 12-6 calculations demonstrate the financial impact of flexible spending account plans. “Ethical Issues in HRM” discusses the issue of benefits for domestic partners. “Diversity Issues in...
Words: 3836 - Pages: 16
...AC 410B Intermediate Accounting II Final Exam Topics Chapter 11: Depreciation, Impairments, and Depletion Questions 1. Explain the meaning of depreciation. 2. Describe factors involved in the depreciation process. 3. Describe the different methods of depreciation. 4. Identify the conditions for impairment of fixed assets. 5. Explain the treatment of impairments for different kinds of assets. 6. Describe the full cost vs. successful efforts concepts for depletion. 7. Explain liquidating dividends. 8. Explain the required disclosures related to depreciation and depletion. Exercises 1. Calculate depreciation using the following methods: [E11-6] a. activity method b. straight-line method c. sum-of-the-years’ digits method d. declining balance method e. group & composite methods [E11-9] 2. Calculate partial-period depreciation. 3. Calculate depreciation based on revision of salvage value or estimated life. [E11-11], [E11-13] 4. Conduct a recoverability test for impairment. [E11-17] 5. Determine the amount of impairment to be recorded on a fixed asset. [E11-17] 6. Prepare the journal entries to record: a. depreciation expense b. the impairment of a fixed asset c. the restoration of impairments d. impairment and restoration of impairment for an asset held for disposal [E11-17] e. depletion of a natural resource...
Words: 1647 - Pages: 7
...CHAPTER 6 TIME VALUE OF MONEY (Difficulty: E = Easy, M = Medium, and T = Tough) Multiple Choice: Conceptual Easy: PV and discount rate 1. Answer: a Diff: E You have determined the profitability of a planned project by finding the present value of all the cash flows from that project. Which of the following would cause the project to look more appealing in terms of the present value of those cash flows? a. The discount rate decreases. b. The cash flows are extended over a longer period of time, but the total amount of the cash flows remains the same. c. The discount rate increases. d. Statements b and c are correct. e. Statements a and b are correct. Time value concepts 2. Which of the following statements is most correct? a. A 5-year $100 annuity due will have a higher present value than a 5-year $100 ordinary annuity. b. A 15-year mortgage will have larger monthly payments than a 30-year mortgage of the same amount and same interest rate. c. If an investment pays 10 percent interest compounded annually, its effective rate will also be 10 percent. d. Statements a and c are correct. e. All of the statements above are correct. Time value concepts 3. Answer: d Diff: E Answer: e Diff: E The future value of a lump sum at the end of five years is $1,000. The nominal interest rate is 10 percent and interest is compounded semiannually. Which of the following statements is most correct? a. The present value of the $1,000 is greater if interest is compounded monthly rather than...
Words: 30959 - Pages: 124
...CHAPTER 14 Religious Discrimination 1. Freedom of Religion is guaranteed by each state under the 1st Amendment. Answer: FALSE 2. Religion can be a BFOQ. Answer: TRUE 3. Accommodating religious beliefs is required unless it presents an undue burden to the employer. Answer: TRUE 4. An employer is entitled to know of the employee’s religious beliefs before granting an accommodation. Answer: TRUE 5. The wearing of religious clothing is protected unless it presents an undue hardship. Answer: TRUE 6. During employment wearing a gold cross which can be seen by others is permissible. Answer: FALSE 7. An employee’s desire to live in an active religious community which is a significant distance from the workplace does present an undue hardship to the employer. Answer: FALSE 8. The KKK is both a political and a religious organization. Answer: FALSE 9. Gina teaches for a religious school whose doctrine prohibits abortion. Gina has an abortion between semesters. The school can terminate her. Answer: TRUE 10. In a hospital, an attending nurse can refuse to participate in a life threatening procedure that results in an abortion because of her religious belief. Answer:FALSE 11. The following are absolutely protected: a) religious practices b) religious beliefs c) religious buttons d) a&b e) all Answer: D 12. The following Amendments are applicable to religion: f)...
Words: 1520 - Pages: 7
...CHAPTER 2 MEASURING YOUR FINANCIAL HEALTH AND MAKING A PLAN CHAPTER CONTEXT: THE BIG PICTURE As the second chapter in the four-chapter section entitled “Part 1: Financial Planning,” this chapter introduces the processes and financial statements associated with financial planning and budgeting. The fundamentals of record keeping and statement analysis are discussed. Also introduced in this chapter are the financial ratios and how they are used to gauge financial health. These financial statements and formulas lay the foundation for understanding the overall picture of financial planning and Part II: Managing Your Money. An important message to students in this chapter is the importance of starting a financial plan early in the life cycle. Time is one of the biggest allies for a successful plan. CHAPTER SUMMARY This chapter establishes the importance of good record keeping and the use of financial statements. Balance sheets and income statements are the basis for most financial analysis, including the calculation of ratios to measure financial health. The financial ratios discussed measure liquidity, debt, and savings. Strategies for developing and using a cash budget are explained within the broader context of financial planning. The benefits of budgeting, whether for individuals in financial trouble or for those seeking more control over their money, are considered. Lastly, the role of professional financial planners, their services and their costs...
Words: 5869 - Pages: 24
...Human Resource Management, 12e (Dessler) Chapter 10 Coaching, Careers, and Talent Management 1) Which of the following terms refers to educating, instructing, and training subordinates? A) mentoring B) coaching C) appraising D) grading E) recruiting Answer: B Explanation: Coaching means educating, instructing, and training subordinates. Mentoring means advising, counseling, and guiding. Recruiting refers to searching for job candidates. Diff: 1 Page Ref: 344 Chapter: 10 Objective: 1 Skill: Concept 2) The process of advising, counseling, and guiding employees is known as ________. A) coaching B) appraising C) assessing D) mentoring E) training Answer: D Explanation: Mentoring means advising, counseling, and guiding. Coaching means educating, instructing, and training subordinates. Both coaching and mentoring skills are needed for appraising employees, but appraising and assessing refer to rating an employee. Diff: 1 Page Ref: 344 Chapter: 10 Objective: 1 Skill: Concept 3) ________ focuses on helping an employee make long-term career plans, while ________ addresses an employee's short-term job skills. A) Mentoring, coaching B) Coaching, mentoring C) Recruiting, coaching D) Recruiting, mentoring E) Mentoring, recruiting Answer: A Explanation: Mentoring means advising, counseling, and guiding an employee towards long-term career goals. Coaching means educating, instructing, and training subordinates in performing short-term job-related...
Words: 45973 - Pages: 184
