...Chapter 9 A part of chapter 9 discusses "Action Research". I do that all the time and probably didn't know the term until now. The example in the book talks about a group of high schools students, who struggle in reading, and how they read to elementary students in their neighborhood. At my school, I call this reading buddies. My fifth graders will pick any K-2 grade class to read to for the week. I allow all my kids to read anything that is on the grade level of the younger students. In the past, I would allow my students to just sit with any younger student. But after reading the chapter, I may start pairing students up in a different way. Our process is the same as the one in book, except my students talk about the book, they look at pictures, predict what will happen. After they read, my students will ask the younger students questions that we as a class have picked out. When we get back to the room, we discuss what happened as we read, do we need a different book next time, did the younger students like the book, what can we work on for next time we read. My students absolutely love to read to the younger students. It is something they look forward to each week. In the future, I would like to become National Board certified. This chapter gave me a little bit more insight into the process. I think it would be a great experience for myself. If anyone has done this or knows someone who has completed the process, I will gladly take your advice. Chapter 10 Last...
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...Drawing on the specific examples outlined in your text (Chapter 9), discuss the leading indicators for the banking crisis? what are the regulatory mechanisms that have been put in place by leading markets to mitigate this risk? What are the local experiences? A banking crisis is defined as a situation which the value of financial institutions or assets drop rapidly. a financial crisis is often associated with a panic or a run on the banks, in which investors sell off assets or withdraw money from savings accounts with the expectation that the value of those assets will drop if they remain at a financial institution. A financial crisis can come as a result of institutions or assets being overvalued, and can be made worse by investment behavior. A rapid string of sell offs can further result in lower asset prices or more savings withdrawals. If left unchecked, the crisis can cause the economy to go down into a recession or depression. There are a number of causes for banking crisis outlined in the text, it is also said that banks are more vulnerable to failures than other companies. This is because they are more fragile than many other firms and more open contagion. There are three reasons to support this view: Low capital to assets ratios (high leverage), which provides little room for losses; Low cash to assets ration, which may require the sale of earning assets to meet deposit obligations; and High demand and short term debt to total debt (deposits) ratios (high potential...
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...The Islamic University of Gaza Faculty of Commerce Department of Economics and Political Sciences An Introduction to Statistics Course (ECOE 1302) Spring Semester 2011 Chapter 7 - Sampling and Sampling Distributions Practice Exam - Solution Instructors: Dr. Samir Safi Mr. Ibrahim Abed SECTION I: MULTIPLE-CHOICE 1. Sampling distributions describe the distribution of a) parameters. b) statistics. c) both parameters and statistics. d) neither parameters nor statistics. 2. The Central Limit Theorem is important in statistics because a) for a large n, it says the population is approximately normal. b) for any population, it says the sampling distribution of the sample mean is approximately normal, regardless of the sample size. c) for a large n, it says the sampling distribution of the sample mean is approximately normal, regardless of the shape of the population. d) for any sized sample, it says the sampling distribution of the sample mean is approximately normal. 3. Which of the following statements about the sampling distribution of the sample mean is incorrect? a) The sampling distribution of the sample mean is approximately normal whenever the sample size is sufficiently large ( n ≥ 30 ). b) The sampling distribution of the sample mean is generated by repeatedly taking samples of size n and computing the sample means. c) The mean of the sampling distribution of the sample mean is equal to µ . d) The standard deviation of the sampling distribution...
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...Kelsey Vanwey Jim Tanoos Consumer Behavior Saturday March 7, 2015 Chapter 9 8. Discuss the role of headlines in a print advertisement. What is the difference between a direct headline and an indirect headline and when might each type be used? “A headline has 5-7 seconds to get the attention of a reader. Not only that, but statistics show that only 2 out of 10 readers will read past your headline. That means if you’re going to hook your reader, you need to do it right away” (8 Types of Headlines that Compel Your Readers to Action, 2009). In addition to grabbing the reader’s attention, the headline must offer some type of value to the reader in exchange for them taking the time to read your piece. “Direct headlines are straightforward and informative in terms of the message they are presenting and the target audience they are directed toward. A direct headline may be used when someone or somewhere is offering a specific benefit, making a promise, or announcing a reason the reader should be interested in the product or service” (George E. Belch, 2014). For example, an ad “LandlordMax – 30% off today only” (8 Types of Headlines that Compel Your Readers to Action, 2009). “An indirect headline is not straightforward about identifying the product or service or getting to the point. However, they are often more effective at attracting readers’ attention and interest because they provoke curiosity and lure readers into the body copy to learn an answer or get an explanation...
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...Chapter 9 Case 9.1: The Vision Failed 1. If you were consulting with the HTE board of directors soon after Harold started making changes, what would you advise them regarding Harold’s leadership from a transformational perspective? I would advise the board that Harold is slowly turning into an ineffective president. Yes, changes are being made, but the employees aren’t being treated properly. Also, although the mission statement of the company is posted throughout the building, people are becoming unsure as to where it is going. There aren’t clear expectations and when Harold tries to explain something, the employees aren’t taking it very well. The employees aren’t feeling valued like they should be and something needs to be done. There are ways to change without degrading the employees. 2. Did Harold have a clear vision for HTE? Was he able to implement it? I don’t think Harold had a clear vision. I feel he had an “idea” but was unsure of how to go about accomplishing it. Perhaps he thinks he was able to implement it, but I don’t think he did. It didn’t turn out the way it was supposed to be and it failed in the end. 3. How effective was Harold as a change agent and social architect for HTE? Harold was not effective as a change agent. I see this in the way the employees acted and felt towards him. I feel there were a lot of negative consequences after changed were made, whether intentional or not. 4. What would you advise Harold to do differently if he had the chance...
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...Chapter 9 New-Product Development and Product Life-Cycle Strategies 1) What are the two ways that a company can obtain new products? A) line extension and brand management B) internal development and brand management C) new-product development and acquisition D) service development and product extension E) market mix modification and research and development Answer: C Diff: 2 Page Ref: 258 Skill: Concept Objective: 9-1 2) Product improvements, product modifications, and original products can all be classified as ________. A) pioneer products B) new products C) product concepts D) product ideas E) test products Answer: B Diff: 1 Page Ref: 258 Skill: Concept Objective: 9-1 3) Which of the following is NOT a potential reason for a new product to fail? A) an underestimated market size B) a poorly designed product C) an incorrectly positioned product D) higher than anticipated costs of product development E) ineffective advertising Answer: A Diff: 2 Page Ref: 258 Skill: Concept Objective: 9-1 4) Which of the following is NOT a challenge presented by the product life cycle that a firm must face? A) All products eventually decline. B) Changing tastes, technologies, and competition affect the marketing of the product as it passes through lifecycle stages. C) A firm must be good at developing new products to replace aging ones. D) A firm must be good at adapting its marketing strategies. E) It is difficult to plot the stages as...
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...Chapter 9 Profit Planning Solutions to Questions 9-1 A budget is a detailed quantitative plan for the acquisition and use of financial and other resources over a given time period. Budgetary control involves the use of budgets to control the actual activities of a firm. 9-2 1. Budgets communicate management’s plans throughout the organization. 2. Budgets force managers to think about and plan for the future. 3. The budgeting process provides a means of allocating resources to those parts of the organization where they can be used most effectively. 4. The budgeting process can uncover potential bottlenecks before they occur. 5. Budgets coordinate the activities of the entire organization by integrating the plans of its various parts. Budgeting helps to ensure that everyone in the organization is pulling in the same direction. 6. Budgets define goals and objectives that can serve as benchmarks for evaluating subsequent performance. 9-3 Responsibility accounting is a system in which a manager is held responsible for those items of revenues and costs—and only those items—that the manager can control to a significant extent. Each line item in the budget is made the responsibility of a manager who is then held responsible for differences between budgeted and actual results. 9-4 A master budget represents a summary of all of management’s plans and goals for the future, and outlines the way in which these plans are to be accomplished. The master budget...
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...Chapter 6 45 a) How would you determine the scope necessary to complete your audit satisfactory? Typically, the auditor would put in place an audit program that would focus on areas of high risk. The auditor would also want to assess the risk of missing controls. The CPA’s would also want to ass assess the risk of fraud and material misstatement of the financial statements. The CPA would also want to include the controls put in place by Ralph Norris. b) Yes, the CPA could be responsible for fraud. Typically, if there was fraud that was found to exist by the CPA, the CPA would follow up with the client. Lack of follow up on the fraud could lead to liability with the CPA. But, not all types of fraud are easily detectable. The audit would be set up to give reasonable assurance to detect fraud that they are material to the financial statements. If it is immaterial, the CPA would want the client to follow up. 47. a) The auditors can determine whether Precision Industries, Inc has made proper year-end cutoff of sales transactions by knowing that all shipments are FOB shipping point. The client would advise that through a numbered sales order would count and be recorded as sales for the current year. Of course, anything after that number would be for the following year. Investigation in to whether or not the client assigns the serial sales order numbers in a sequential order. b)It could impact A/R, sales, and net income if the sales price is reported incorrectly. The...
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...X 1 1. If an organization has three information assets to evaluate for risk management as shown in the accompanying data, which vulnerability should be evaluated for additional controls first? Which one should be evaluated last? Asset A: Switch L47 connects a network to the Internet. It has two vulnerabilities. It is susceptible to hardware failure at a likelihood of 0.2 and is subject to an SNMP buffer overflow attack at a likelihood of 0.1. The switch has an impact rating of 90 and no current controls in place. You are 75% certain of the assumptions and data. Asset B: Sever WebSrv6 hosts a company Web site and performs e-commerce transactions. It has a Web server version that can be attacked by sending it invalid Unicode values. The likelihood of that attack is estimated at 0.1. The server has been assigned an impact value of 100, and a control has been implanted that reduces the impact of the vulnerability by 75%. You are 80% certain of the assumptions and data. Asset C: Operators use an MGMT45 control console to monitor operations in the server room. It has no passwords and is susceptible to unlogged misuse by the operators. Estimates show the likelihood of misuse is 0.1. There are no controls in place on this asset; it has an impact rating of 5. You are 90% certain of the assumptions and data. 3. Suppose XYZ Software Company has...
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...9. Compare and contrast circuit-switched services, dedicated-circuit services, and packet-switched services. Both circuit switched and dedicated circuit networks establish a connection between two communicating devices. This circuit provides a guaranteed data transmission capability that is available for use by those two devices only. In contrast, packet switched services enable multiple connections to exist simultaneously between computers over the same physical circuit or even over different physical circuits. Also with packet switching different locations can have different connection speeds into the common carrier cloud. Circuit-switched services typically use a pay-per-use model, while dedicated circuits are billed at a flat fee per month, and the user has unlimited use of the circuit. All three services are leased from a provider and run through the service providers cloud. 19. How does a reliable packet service differ from an unreliable packet service? A reliable packet service, like X.25, guarantees error detection and delivery of the packets because control is done at each node in the network. An unreliable packet service, like ATM, does not perform control, which is left up to the software at the source and destination. 29. Describe five important factors in selecting WAN services. Important factors to consider when selecting WAN services are vendor capabilities, network capacity, cost, reliability and network integration. Reliability refers to the ability...
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...The origin and history of the car actually began about 4,000 years ago. Cars are automobiles or self-propelled vehicles. In the 15th century in china a wheel that propelled itself was used for transportation. By the 17th century small steam powered engines had been developed in many places. The French army officer Captain Nicholas Joseph built the first authenticated automobile, a three wheeler steam powered engine that carried four persons. In today’s society we have advanced over the years. Cars have been out for hundreds of years. The economic effects of cars have polluted our environment. Over the years cars have been the most popular thing we rely on. A car makes things easier from getting to one destination to another. If it wasn’t for cars I don’t know what we would do. Most new technologies have been mostly for safety issues. You have features in cars such as electric ignition, lane keeping function, powering steering, airbags on the side, adaptive cruise control, automatic braking and many more. The technology has the potential to make a significant impact. There have been reduced accidents, fatalities, and injuries due to the newer technology in cars. Cars consume a lot of energy before they even hit the actual road. Similarly the end of a cars life doesn’t mark the end of its environmental impact. Plastic, toxic, battery acids, and other products may stay in the environment. Fortunately, junkyard pile ups are becoming smaller than they were in the past. About three-quarters...
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...A1. Quandrax Computers is a store that buys computer components for low prices, assembles the components into computers, and then sells the computers at high prices. Each computer is assigned a unique identification number, and computers that have common configurations are categorized into types (e.g. Longitude is a laptop that is easily networked and is recommended for businesses, Element is a desktop that is intended for home and small businesses). Categories can be entered into the database before any computers in the categories are actually assembled. The computer components are purchased from wholesalers. One of Quandrax’s purchasing agents submits an order to the wholesaler that has listed a given component for sale. If the order is accepted, one of Quandrax’s inventory clerks receives the items. Multiple orders accepted by the same supplier may be consolidated into one purchase. Orders are accepted in their entirety or not at all. Nearly all of Quandrax’s orders are accepted. Sometimes the incorrect components are delivered to Quandrax and Quandrax has to return them to the appropriate supplier. Sometimes Quandrax returns components to suppliers for other reasons, such as the result of a change in planned production of a certain category of computers. Only about 10 percent of Quandrax’s purchased components are returned to suppliers, and any return would result from only one purchase. When payment is due for a purchase, one of Quandrax’s cashiers issues...
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...Chapter 5 Quiz Review: Probability Distributions & Expectation **Are the following valid probability distributions? (yes or no) If not, state a reason. 1) |X |30 |31 |32 |33 |34 | |P(X) |0.35 |0.21 |0.38 |0.25 |0.11 | Σ X = 0.35 + 0.21 + 0.38 + 0.25 + 0.11 = 1.3 ≠ 1 No, the sum of the probabilities does not equal one. 2) |X |0 |1 |2 |3 | |P(X) |0.2 |0.6 |0.4 |-0.2 | No, -0.2 is not between or equal to 0 and 1. **Construct a probability distribution and graph the results. 3) A box contains three $1 bills, two $5 bills, one $10 bill, and one $20 bill. |X |$1 |$5 |$10 |$20 | |P(X) |3/7 |2/7 |1/7 |1/7 | 3/7 2/7 1/7 $1 $5 $10 $20 4) Find the mean, variance, and standard deviation of the following probability distribution. |# of speeches, X |0 |1 |2 |3 |4 |5 | |P(X) |0...
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...1. Where and how would you borrow for a car or home mortgage? Complete a credit application from a bank, credit union or other lending institution. For "walking around" money? Open up a checking account at a bank and use the debit card to get cash from an ATM or apply for a credit card and use it to get a cash advance or borrow from my Mom. 2. Where and how would a farmer borrow to finance a new crop? Buy more land? Buy machinery? To finance all three a farmer can complete an application at a bank or can apply for a loan from the Farm Service Agency (FSA). FSA is an agency of the U.S. Department of Agriculture (USDA). 3. Where and how would a Large Company borrow to finance inventory? To build a new factory? To buy another company. Companies can borrow from banks or sell stock and issue bonds to raise money. 4. Where and how would a city borrow to build a new baseball stadium? New schools? Replace a sewer system? Cities can issue municipal bonds where to raise money for such new projects. 5. Where an how would the Federal Government borrow to finance the Federal Debt of over $17 trillion? The Federal government issues debt by selling treasury securites suchas bonds notes, savings bonds. Compose a document and attach the file in Microsoft Word (.doc, .docx) or Rich Text (.rtf) format. If I can't open your attachment you will receive a zero. If you have any questions about how to format your work contact ANGEL...
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...In the Thinking section of the chapter, I enjoyed reading the Building Blocks of Thought piece. I thought it provided a good foundation in understanding what activities occur when we are thinking about something. Creating mental images, I think, are a must, especially when it comes to details related to a task which requires making a physical object. I think we need a mental representation of the object so we can picture what we want the result to be. In the Thinking: Problem Solving and Making Decisions section, I was able to relate to the Trial and Error piece of this chapter. In my current job function, I preform User Acceptance testing; this is a form of the Trial and Error strategy. I agree with the chapter in that he Trial and Error strategy can be very time consuming, but is necessary to ensure the desired results are being returned. Also from the chapter, I was also able to acknowledge that myself and some of my work peers experience functional fixedness. We are so use to following a certain process or procedure a certain way, that we block new insight to a more efficient way of doing things. I know being more opened minded can help lower the chances of functional fixedness interfering with finding a more efficient solution. The Language piece of the chapter went over how language has its own syntax, and this I found interesting. The syntax (set of rules for combining words) piece shed some light for me on why people who speak different languages use the...
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