...April 2015 Is Education Worth It’s Cost? In America's general public today, understudies are required to take after the way of day consideration, evaluation school, center school, secondary school and ideally school. Advanced education has dependably been the door of getting to higher pay occupation. Anyhow, the inquiry I have constantly solicited is that does the expense from advanced education worth the cost? School instruction is getting to be more extravagant than any time in recent memory. In 2001, it took the America normal family under 25 percent of their paycheck to set off for college. Today, it takes 40 percent of their paycheck to head off to college. This is an evidence that school training expense is on the increment. My older sister Jazzmen who was a school understudy four years prior is as yet paying his undergrad credits gathered amid his first, finishing a college degree that was defaulted because of the failure to reimburse the obligation. A few people accept that school is more than the themes you gain from a book. It ought to additionally be utilized as an apparatus for social and social development. In any case, how would you put a sticker on those life lessons? For a few people, financing school is not an issue. Cash should not be a variable in the choice making procedure when picking what school to go to, however sadly numerous individuals are not able to go to the school of their decision because of the high expenses. Exorbitant obligation doesn't...
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...While I was in high school, I dreamed of graduating and attending Virginia Commonwealth University to become a pharmacist. Along came college-acceptance season where everyone receives their scholarships and offers from their dream schools. Of course, I was accepted, but I was stunned to see the amount of money they were offering me. It was not nearly enough to pay even a fraction of one semester’s tuition! I then had to make a decision to either settle for a different institution or jump straight into the workforce and sacrifice my dream due to financial restrictions. I made the choice to further my education because a post-secondary is beneficial in this time period, despite the operating cost. Firstly, the issue at hand is whether a college...
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...qwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmrtyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmrtyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmrtyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmqwertyuiopasdfghjklzxcvbnmrtyuiopasdfghjklzxcvbnmqwer...
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...Recently, students have raised many questions as college tuition continues to increase and jobs become harder to attain. Many individuals have been paying a vast amount of money to attend college, then upon graduation have come to earn less than spent. Thus, igniting the argument about the importance of the college degree and whether the financial benefit would be greater if one entered the labor market directly out of High School. The benefits of a degree holding individual still tend to outweigh the costs, “With degrees earning a return of about 15 percent over the past decade,” (Abel and Deitz). These returns have continued to be high despite the falling earnings and rising tuition, because the salary of the individuals with no university...
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...10 September, 2015 Unforgiving College Expenses Many young adults have a misconception of how significant student loan debt is. In addition, many form a false sense of security and seem to believe that if you have a four-year degree you are guaranteed a financial success. This however is not true, the constant push for a college education society places on young adults makes college very misconceiving. High schools and parents push students to go to college. High school administrators and parents alike encourage students to trek the college path at every given oppturnity. Posters displayed on Deer Valley High School walls frequently compare degrees and income levels. For instance, a high school graduate can expect to earn roughly 1.2 million dollars in a lifetime. A college graduate’s average earnings ascend to 2.1 million dollars. A master’s degree recipient would observe his/her average income increase by 400,000 dollars, while a doctorate level graduate tops everyone at a whopping 3.4-million-dollar lifetime earnings (“Burleson Consulting”). Parents are major influences on adolescents’ thoughts and decisions. While parents often adamantly encourage their children to attend college, rarely is there mention of the potentially taxing expense of doing so. College expenses have increased drastically. According to an article from U.S. News and World Report, a contrast between the previous generation and today’s is the expense of a college degree (Berger). The average annual...
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...Pay to Play: Economic Impact of Paying College Athletes 1. Purpose of Research & Analysis On April 25, 2014, the National Labor Relations Board in Washington, D.C., granted Northwestern University's request to review the decision made by the regional office recognizing the school's football players as employees. In mid-April, Northwestern football players voted as a team on whether or not to unionize, but the votes will only be opened if the board ends up siding with the players, which may take at least a couple of months. Ultimately, the Northwestern football players are determining their fate through this secret ballot and their decision to form the first union amongst college athletes—a decision that has the ability to change the landscape of American college sports. If granted the right to unionize, the Northwestern football team will actually have the ability to bargain over their conditions and it is expected that this could ultimately lead to requesting salary compensation for their efforts. In light of these recent historic discussions, it is critical to analyze not only the ethical, but also the economic impact of such potential situations. My research paper has been structured to shed some light into the challenging and complicated discussions that continue to occur around this topic. Specifically, I have broken my research and analysis into three key topics. First, I explore whether or not there is an underlying issue with the current state, from an economic perspective...
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...is cornerstone of the successful money management plan. Without savings, you cannot expect to survive if something goes wrong. That is why we have to give emphasis on the development of having a good saving habit. If there is always an attitude of savings individuals would not worry about their future expenses even if uncertain things come especially with resource to finance. There are many ways on how people can save and develop a savings habit. . Moreover, due to the culture of the Filipinos, the Batangueños or the residents of Batangas City wanted to make a change for a better future. It is due to the reason that having fun in spending their money for unreasonable reasons or occasions like fiestas, birthdays and the likes would decrease their savings. They need to have the knowledge on how to save money for their own benefits in case of emergencies or immediate needs of funds. People in Batangas City wanted to learn the proper way of saving their money and adopting a savings habit. Thus, the study is conducted to determine the savings behavior of tertiary students in public and private institutions in Batangas City. This study aims to describe the attitudes of college students towards money and their savings. The researchers chose this topic because they do believe that saving money is really important. Some of the reasons why saving money is important has something to do with security and safety, while other reasons deals...
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...attributes that contribute to success are personal such as drive, determination, and creativity. There are many successful entrepreneurs who did not have a bachelor’s degree. Andrew Carnegie, famous industrialist and philanthropist, known for the Carnegie Institute of Technology and building 300 public libraries was a high school dropout. Coco Chanel, founder of the brand Chanel and Chanel No. 5 perfume does not have a college degree. Andrew Jackson became President of the United States at age 35 without a formal education. Dave Thomas, billionaire founder of Wendy’s dropped out of high school at age 15 (Toren, 2011). This proves that to attain recognition and be successful, we do not have to possess a bachelor’s degree. Also, there are risky disadvantages to pursuing a bachelor’s degree. First of all, it can be very expensive. The return on investment on a bachelor’s degree in this economy is questionable. Although a student will graduate with a degree, the expense is astronomical. Tuition is increasing more quickly than costs-of-living expenses and students may find themselves at the end of four years with...
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...Whether college athletes should be paid or not is a very controversial topic in the sports world. Many professional football or basketball players in the NCAA and the NBA get paid millions of dollars each year (Text 1, lines 10-16). However, college athletes don’t deserve to be paid as if they were in the NCAA or the NBA. People in the sports community hasn't taken into consideration all the benefits that student-athletes receive with an athletic scholarship. Due to universities providing scholarships and paid tuition, athletes shouldn’t be paid to play a sport. The athletic scholarship, paid tuition, and extra benefits that the student-athletes receive is pay enough. For instance, text 4 implies that an athletic scholarship can be worth approximately twenty to fifty thousand per year, and this doesn’t include the protective gear or travel expenses that students don’t have to worry about (lines 5-6). People need to...
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...College education is it worth it? A lot of people debate with the idea that everyone needs to get a full college degree to be successful, even though many people are very successful without it. College degrees are just not always necessary for every caree. The first topic that will be talked about is student loans and how devastating they can be. The second topic is jobs and how you can still get a good one without a college education. The last topic is how college can be a big waste of money is you don’t graduate. Some will argue that a college degree is necessary to be successful. I would argue that so many people who have never spent a day in college have there life all set out. One person who was very successful without a college degree...
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...achieve, that is until, perhaps, starting around 2008 when the "Great Recession" hit. Many Americans lost their jobs due to the country's fourth-largest investment bank going bankrupt. There was a job shortage, many Americans were laid-off, income was falling, and poverty was rising. Seven years have passed and slowly America has been recovering, but has it recovered enough for the American dream to be alive? For the average American the dream is perhaps a owning a house, car, children, a stay at home parent, medical insurance, vacations, and savings for retirement along with savings for college tuition. In today's society, the American dream is unobtainable because a stay at home parent is rare, bills are a struggle to pay for, vacations are rarely taken, most are not able to save for retirement because of debt, and many college students have to work while in school to pay off their college tuition. The American dream is in fact alive, but out of reach for the average American. In the article "7 facts that show the American Dream is Dead", Eskow states, "There was a time when middle-class families could lead a comfortable lifestyle on one person's earnings. One parent could work while the other stayed home with the kids." (2) Upon looking for the percentage of a stay at home parent for last year, the census states that 10 percent of children live with their grandparents, 79 percent live with one sibling, 15 percent have a stay...
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...What was once a luxury, is now a "what if." I decided to attend college because I'm promising myself a greater chance at my dream career. I'm striving for both an associate and master's degree. College is a step forward into making something of myself, so I think it's worth the stress, mental pain, and financial stress. College is not cheap, but I happen to think that anyone should at least try to make every cent count. Experiencing college for the first time should be that, an experience; not an overbearing, growth limiting, constant burden. With the price of college tuition being so high, parents might start thinking that maybe sending their children to college wasn't really worth it. Weiner stated that "their parents who are footing a bill that may exceed a quarter of a million…may also wonder whether those funds could...
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...College Education is Worth the Investment All kids are pushed to do their best and work hard in school. Having a work ethic is something that is always emphasized when children are young and learning the importance of diligence in school. We are told that if you work hard you will reap more benefits in your lifetime. Hard work is a key to doing well in school and work. Being inherently intelligent will obviously open doors but having merit and putting that in your everyday work will get you far as well. It has been shoved down our throats that a college degree is a way to secure a job and find something that will allow some stability in life. In a time where everyone has seen families struggle with finding any sort of stability, it is something that this generation definitely strives for. The economy is said to be recovering, and unemployment rates dropping. We are told that hard work helps guarantee a job, security, and more wealth in life. Due to the economy and high education costs it is not always so obvious whether the hard work put forth in college will pay off in the end. College is supposed to guarantee a sort of safety net for a safe middle class life, and although this is not always the case the costs and time spent in college teach valuable lessons that a student can carry with them and apply to the work world when they get their degree and in other aspects of their life. Some people think that they will not be able to get into college based on grades...
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...2016 College: Is It Really Worth It? The American Collegiate System has various pros and cons that many young adults in America have come to either admire or despise. One of the main controversial focus points within this system is the cost and quality of education within American systems. America has been known to have the most expensive collegiate system when compared to any other system around the world. Although many individuals believe that a college education is a prerequisite for being able to receive financial stability and health, is it really worth the thousands of dollars worth of debt an years worth of time? In America, there are countless job possibilities that are available to accommodate every individual’s interests. Although there may be numerous jobs available for everyone, there are costly consequences. In today’s modern workforce, the majority of jobs require individuals to obtain a degree, that relates to the job, to ensure they are educated and aware of the specific requirements that the job entails. According to an article written by Alicia C. Shepard, “College is no longer a prestigious milestone, but a consumer product”. Shepard stated that many college students are not attending college to learn, but are there in hopes to receive “their money’s worth” of high GPAs and test scores to help them achieve their desired degree (“College Education”). The Huffington Post states that the majority of young adults are taught to believe that a college education...
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...like to go to a good college that is well respected nation wide. This is a similar opinion for many High School and Jr. High students. Many students would like to attend a good college but they do not know what school to pick. When deciding what school is the best place for you and for you to learn, you need to take in account a lot of things. These things can determine what college can make you get the best college experience. Such as their sports programs, their student acceptance rate, their campus, the colleges expenses and tuition, and their living facilities. A big part of college, and it will be for me, is the college's sports program. If a school has a good sports program...
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