... | | | |Date of birth Home telephone number | | | |08/01/1984 | | | |0430185309 | | | |Faisal.mehmood@maribyrnong.vic.gov.au | | | | |Would you like to receive communications from the Committee in relation to your claim via email? |...
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...Reasons for a “Claims Made” trigger On Page 4 of the Issue paper, you state “Given that PI claims can often be made a long period after the event or circumstance giving rise to the claim, insurers have not traditionally covered such risks under “occurrence” policies. This is because insurers find it difficult to account for their liabilities when they are not notified of the incident that may lead to a potential claim several years later….”. With all due respect, I would argue that the main reason for PI policies being on “Claims Made” trigger lies elsewhere. Liability claims can also often be made a long period after the event giving rise to the claim but most Liability policies are not written on “Claims Made” triggers. There are specific reasons why certain risks (including P.I. /D&O) are written on a Claims Made trigger. The main reason PI/D&O is on claims made is because, with most of the exposures covered by these policies, it is difficult to “pin down” the exact point in time when the loss (Injury/Damage/Financial loss) occurred. For example, a professional could give advice in 2003 and the client acts on that advice in 2004 and suffers a pecuniary loss in 2005. Furthermore, the loss could keep going up and down over a period of time. In such a case, when did the “loss occur”. It would be difficult to pin down the exact point in time when the loss occurred, if not impossible. Therefore, a “Claims Made” trigger is preferred rather than leaving it for the Courts to determine...
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...design-defect clause which forces progressive duties on manufacturers the federal law states that the drug company cannot modify the label or composition of the drug that a generic version of another drug. Since both of these laws contradict each other Mutual was left with only one option to discontinue the production of said product. Rule The FDA requires that all drugs be manufactured approved by the FDA before it engages in interstate commerce. When a new brand name is created that drug must be submitted as a New Drug Application (NDA). The NDA compiles all materials and must be submitted to the FDA with a full report. This can be an expensive and lengthy process, so then congress created an easier path for generic drugs to be issued to the public. In 1984 the Hatch-Waxman Act was created which allots for generic drugs to be approved for use without so many provisions. The drug is a mirror image of the name brand drug. The Supreme Court ruled in favor of Mutual Pharmaceutical reversing Bartlett’s initial argument of failure-to-warn and design-defect claims. The courts denied her failure-to-warn claim because she did not read the box nor label. The other claim of design-defect was found to stand and held Mutual liable for $21 million in damages. Mutual did appeal. Analysis The case of Mutual Pharmaceutical Co. v. Bartlett, exhibits the conflicts that may arise between Federal and State Laws in regards to liability of generic drug manufactures. Mrs. Karen Barlett took...
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...TORT/CRIMES ASSIGNMENT MGMT 310 INSTRUCTIONS: Your assignment is to determine and analyze the claims and defenses for each party in the below referenced case problem and hypothetical lawsuit. IRAC/Analyze the following series of events using the information and laws contained in Chapters 5, 6, 7 and 8. Be sure to state the Name of the Rule of Law and EACH of the elements of any stated allegations/charges (i.e. strict liability, assault, battery, or negligence) or defenses (i.e. comparative fault, strict liability, foreseeability, proximate cause, innocence, 4th Amendement, etc…). Analyze the facts that support the elements of the allegation/charge or defense for each party. If you determine there are no claims and/or no defenses, please say so. As an example, I have provided a sample analysis for Ocho Cinco. You will similarly address the same for each of the other “parties” or actors in the scenario. This must be typed and turned in on or before the due date (as stated on WebCT). CASE PROBLEM: Ocho Cinco and Carmouche are employed by Dillenger’s Windows in Corrales, USA. Corrales has an ordinance in effect that states that: All loose objects over one (1) pound held, contained, used, or resting upon window washing scaffolding must be tethered (tied) to the scaffolding while being used and present on the scaffolding on floors above 5 stories. Corrales Ordinance Section 001.02.2012 Ocho Cinco and Carmouche, employees of Dillenges, are working...
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...separately sued Pliva and Actavis, the generic drug manufacturers, making state law failure-to-warn claims, alleging that the drug’s warning label failed to adequately warn them of the risks. Pliva and Actavis argue that the federal Food, Drug, and Cosmetic Act, along with Food and Drug Administration regulations that govern the entire drug approval and labeling process, preempt Mensing and Demahy’s state law claims because it was impossible for Pliva and Actavis to comply with both federal and state law. The companies argue that they could not provide additional warnings beyond what the brand manufacturer provided on its label. In deciding this case, the Supreme Court will ultimately have to weigh the costs born by generic drug manufacturers and the public against the benefits of incentivizing manufacturers to create safer drugs with more complete warnings. After taking metaclopramide for several years, both respondents developed tardive dyskinesia and sued the manufacturers of the medication that they took. The suits were based on failure-to-warn theories under state law. The defendant manufacturers in both cases argued that federal statutes and FDA regulations pre-empted respondents' state law claims by requiring generic manufacturers to provide the same labeling that was in use for the name-brand medication, Reglan®. The Fifth and Eighth Circuits both held that state law failure-to-warn claims against generic medication manufacturers were not preempted by federal...
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...inform the hiring manager of State Farm that an operational gap needs to be fulfilled. State Farm is ranked number one in the auto insurance industry and strives to remain competitive amongst the competition. They want to ensure that they offer the best products and services to their customers at the best premium possible. State Farm is shifting towards a 24 hour operation so that customers can receive service around the clock. State Farm has done extensive hiring of employees to fulfill the roles for the new 24 hour operation but is in need of classroom claim trainers to train the new employees to be productive and thorough in their claim handling. Position Details The classroom claim trainers will be responsible for training all new hires. The trainers will provide the new hires with all of the claim information and tools needed to be successful at State Farm. They will assist in developing, administering, conducting, and evaluating claim education and training in the zone. They will coordinate with corporate to come up the most efficient way to train new employees. The classroom trainer will plan, conduct, and facilitate training of claim associates in a classroom and field environment. They will also conduct Agency training on claims matters to include development and presentation of materials. Duties and performance requirements The classroom claim trainer will coordinate with other departments for expertise relating to specialized claim areas. They will be the...
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...Final Exam: PROC 5890 1. You recently retired from government contracting work and established a consulting company (fully consistent with government ethics laws and rules, of course) with the primary focus of advising potential government contractors and subcontractors. Mr. Johnny Jones, of The Johnny Jones Flooring and Construction Company has approached you with a question. Jones and his company are potential subcontractors (they, obviously, specialize in flooring) on a federal construction contract worth a little over two million dollars ($ 2,000,000.00) recently awarded to the Jimmy Smith Construction Company (Jimmy Smith, the prime contractor). Neither Johnny nor his company have ever been part of a government contract before. He wants to know the ramifications associated with being a subcontractor on such a contract. His specific concerns are with protecting his ability to directly protest issues and concerns through the various courts and agencies able to handle such protests. He is specifically concerned that he may be left with only the option of suing Jimmy Smith if anything goes wrong on the contract. He would also like to have some assurance that he will get paid if the prime contractor becomes insolvent. You have agreed to steer Johnny in the right direction. What do you tell him? Include the rationale for your advice. I would explain that he does have the right to sue the prime contractors under the Miller Act and they also would be able to take...
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...UPS AIR FREIGHT TERMS AND CONDITIONS OF CONTRACT (“TERMS”) FOR UPS AIR FREIGHT SERVICES IN THE UNITED STATES, CANADA, AND INTERNATIONAL EFFECTIVE JULY 6, 2013 CONTENTS I. II. III. IV. V. VI. VII. VIII. IX. X. XI. XII. XIII. INTRODUCTION .............................................................................................1 ACCOUNT NUMBERS ...................................................................................3 ADDRESS CORRECTION ..............................................................................3 AIR WAYBILL; SHIPPING DOCUMENTATION.........................................3 APPLICATION OF CHARGES .......................................................................5 CHARGES FOR SHIPMENTS CONTAINING OVERSIZED OR NON-CONFORMING CARGO; PREAUTHORIZATION .............................9 PAYMENT OF CHARGES ............................................................................12 PREPAID, COLLECT OR THIRD PARTY CHARGES ...............................13 ADVANCEMENT OF CHARGES ................................................................14 CHECK TO SHIPPER (“C.T.S.”) SHIPMENTS ...........................................14 PICKUP AND DELIVERY SERVICE...........................................................16 UPS INSIDE PRECISIONSM (FORMERLY K-VAN SERVICE)..................18 PROOF OF DELIVERY .................................................................................19 Page XIV. DELIVERY ATTEMPT............................................
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...accommodation would not impose any undue hardship on the organization. The Equal Employment Opportunity Commission (EEOC) has presented many claims and federal court cases that identified discrimination involving religion and ethnicity, so in a joint initiative, the Justice Department, The EEOC and the Labor Department implemented a strategy for increasing diversity sensitivity in an effort to combat cultural...
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...“Why English Should be the Official Language of the United States.” by Brandon Brice The article “Why English Should be the Official Language of the United States.” By Brandon Brice gives a viewpoint of the struggles the United States has because of the diversity of language in the country. He argues by giving reasons why it would be beneficial for a legislation to make English the official and only language of the country, to which he argues would be a way to unite the American population. This article makes a clear statement from the beginning what the author will be talking about thought out the course. The title “Why English Should be the Official Language of the United States” is already a statement rather than a question. One can already...
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...within reason, if honoring the accommodation would not impose any undue hardship on the organization. The Equal Employment Opportunity Commission (EEOC) has presented many claims and federal court cases that identified discrimination involving religion and ethnicity, so in a joint initiative, the Justice Department, The EEOC and the Labor Department implemented a strategy for increasing diversity sensitivity in an effort to combat cultural...
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...LTC(R) Yingling’s article, “A Failure in Generalship” argues that America’s generals failed to prepare our armed forces for war and advise civilian authorities on the application of force to achieve the aims of policy. The argument he presented in this article is weak, and I will argue this under two premises. First, LTC(R) Yingling utilized fallacies throughout his argument to support claims of generalship failures. Second, he excludes the other points of possible failure to focus on one set of rank within the officer corps. LTC(R) Yingling’s utilization of fallacies throughout his argument serves to create confusion, bias, and diversions for the reader of this article. He distracts the audience by the introduction of a red herring in his argument. The summation of his first two paragraphs discuss war as “a social activity that involves entire nations,” and “passion of the people is necessary to endure the sacrifices inherent in war.” These ideas raise a side issue separate from the focus of the first element of discussion, responsibilities of generalship. LTC(R) Yingling exhibits circular reasoning when he states, “the general must visualize the conditions of future combat,” and goes on to state, “not even the most skilled general can visualize precisely how future wars will be fought.” If a general’s responsibility is to visualize what he is unable to visualize, this begs the question of how much culpability a general is truly responsible for, assuming the general...
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...for its actions, BP created the Gulf of Mexico Restoration page to provide information about the situation. “Gulf of Mexico Restoration” website includes information needed to understand how the company compensates people and businesses for its failure. BP’s “Gulf of Mexico Restoration” website uses three strategies to try to repair its reputation: to show the public that BP is trying to help to develop a better community in the Gulf states, the company’s website uses a video clip that shows the company’s sponsorship of the Challenger Learning Center which helps educate local children; to show the public that BP is an ethical company and is ready to compensate the damages people and businesses suffered because of the oil spill, the website offers the affected individuals claim forms to report damages; to show the public that BP’s effort to restore the environment is successful, the website uses colorful photographs of people involved in the restoration processes. To show that BP is trying to develop communities in the Gulf States, the company’s website uses a video clip that shows how BP is sponsoring the Challenger Learning Center, an attempt to bolster education in the Gulf Coast. Under the title “Community development in the Gulf states” there is a two minute and twenty second long video of Challenger Learning Center, its director, professors, and students. The video clip highlights how BP is giving a chance to low-income families to send their children to the Challenger Learning...
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...Revision tip: How could you use what you have learnt in the workshops on the actions against member states for failure to fulfil an obligation to answer the following questions: Part (a) The United Kingdom government announces that due to fears over rising public debt it intends withholding part of its EU budgetary contribution. Advise the Commission as to their possible rights of action against the United Kingdom government. 50 Marks Manuel runs a company that exports live animals from the UK to Spain. His business has been severely disrupted as protestors have blockaded British ports preventing the export of live animals from the UK on several occasions. Manuel is incensed as the British police have failed to adequately disperse the protestors. He feels that with effective British policing he would not have suffered such a loss to his business. Advise Manuel as to his rights under EU law against the United Kingdom government. 50 Marks Examination Question Re-Assessment Period 2004/05 PART A Art 4 of the TFEU imposes an obligation on member states to fulfil their EU obligations. However, the treaty does not specify or define what constitutes a breach but the court of Justice holds that not only acting but failure to act too constitutes a breach. In Commission V Belgium 1987 the commission brought an action against Belgium for failure to implement a directive to do with protection of drinking water against pollution. In our case above the United...
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...legislation act the prescription for a company to file a claim for their loss or damage is 4 months however, since we are unaware of the conditions and the exact location that the damage had occurred we will cover the legislation in both Quebec and Ontario as well. Ontario’s period of limitation is two years unless the act provides otherwise .The proceedings must have been started “no later than the second anniversary of the day that the claim was discovered.” The two-year rule applies for mostly all cases unless there is evidence to explain why there was no claim submitted. According to the legislation discovery is described as: “5. (1) A claim is discovered on the earlier of, a. the day on which the person with the claim first knew, i. that the injury, loss or damage had occurred, ii. that the injury, loss or damage was caused by or contributed to by an act or omission, iii. that the act or omission was that of the person against whom the claim is made, and iv. that, having regard to the nature of the injury, loss or damage, a proceeding would be an appropriate means to seek to remedy it; and b. the day on which a reasonable person with the abilities and in the circumstances of the person with the claim first ought to have known of the matters referred to in clause (a).” Permitting to the uniform bill of lading, in paragraph 12, there is a statutorily directed provision, that states: i. “No carrier is liable for loss, damage or delay...
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