...Franklin Roosevelt, Winston Churchill, and C.S. Lewis were [1] Franklin Roosevelt and Winston Churchill were great leaders for the Allies during World War II. They led their countries during very difficult, very tying, very dangerous times. Franklin Roosevelt was President of the United States, and Winston Churchill was Britain’s prime minister. [4] Preparing for a life in politics, Franklin Roosevelt attended Harvard University. He eventually ran for president and was elected. [2] In 1921, when he came down with polio, he was paralyzed from his waist down. [5] Since Europe was rapidly falling to Adolf Hitler and the Nazis, the United States joined the war. [3] Reluctantly, Roosevelt, who brought the United States into the war was on the side of the Allies. Franklin Roosevelt had promised during his reelection that the United States would remain neutral in the war. [1] Winston Churchill was born and grew up in Oxford shire. When Churchill attended the Royal Military College, he joined the British cavalry after graduating. [3] Shortly after that, he was elected to Parliament. [4] Knowing that WWII broke out, the original prime minister of Britain resigned, and Churchill was happily elected. [2] After Franklin and Churchill united, they were able to overcome Hitler, who was the dictator of Germany. And that is why Franklin Roosevelt and Winston Churchill are known as very loyal, very courageous, and very powerful leaders. [5] Because Franklin Roosevelt and Winston Churchill united...
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...The underlying causes of the depression are: 1) more goods were produced than consumers wanted or could afford. 2) high risk investments and buying stocks on a margin. 3) high tax for imports from foreign countries caused an decrease in trade between America and foreign countries. 2. Compare and contrast the beliefs and actions of President Hoover and President Roosevelt in regard to the desperate times of the depression. Why is FDR ranked among our greatest Presidents and Hoover remains near the bottom? Elaborate. Hoover believed that all individuals can succeed on their own and that government help for people should be minimal. If people got in economic trouble, private charity was the best way to help them. The government should not...
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...financial performance for the public confidence. There is a standard of the banking industry to measure or evaluate the health, it can be from the financial report that published by the bank periodically. This report is very useful to determine the condition of the bank especially for owners, management, government, and the society (Kasmir, 2012). Based on BI regulation No.6/10/PBI/2004 on 12th April 2004 stated that CAMELS (Capital, Asset Quality, Management, Earning, Liquidity, Sensitivity to Market Risk) is the analysis to measure the health of the banks. The aspects of the analysis by using the financial ratio of the bank. Capital covered by CAR, Asset Quality covered by NPL/NPF, Management covered by BOPO, and Liquidity covered by LDR/FDR. CAMEL analysis that connected with the health of the bank is to know the condition of the bank (Kasmir, 2011). ROA is a major indicator of profitability bank (Sirraj and Philai, 2012) and researcher wants to measure the financial performance by using the financial ratio of the bank. Profitability is the most important indicator to measure the performance or operation of the bank. In determined the bank’s health, Central Bank (BI) more concerned in the ROA rather than ROE because BI more focus to measure the profitability of the bank in the term of the asset which is the fund comes from the deposits of the customers, so ROA is used to measure the bank’s profitability as a whole (Hakim and Rafsanjani, 2015). The greater ROA of a bank, the higher...
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...History 110 / Midterm Study Guide During this part of the course we address several different themes that shaped modern America. The first is the importance of the Civil War and Reconstruction in setting the stage for the great industrial growth and development in the late 19th century. The second theme is the impact of industrialization in late 19th century America--economically, politically, socially, and culturally. A third theme centered on the emergence of an aggressive America foreign policy that in general sought to export American values and ideas so as to bring order to the international scene. The fourth major theme is the rise of progressivism in the first two decades of this century. Like the unions and Populists before them, the Progressives responded to the tremendous impact of industrialization and corporate capitalism on American society, however with much more success. A fifth theme centers on the American entrance into World War I and the war's impact on American society and politics. A sixth theme is the conflict over values and power in American society. Different groups (African-Americans, KKK, nativist/anti-immigrant, socialists, women, etc) with their own unique visions of what American society should be came into conflict over whose vision should predominate. A final theme is emergence of a powerful, welfare state in the form of the New Deal which finally addressed in a large-scale and systematic effort the negative consequences inherent in capitalism...
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...Introduction Beximco Pharmaceutical Ltd. is a leading edge pharmaceutical company based in Dhaka, Bangladesh and is a member of the Beximco Group. The history of pharmaceutical business of the company dates back to the early 70s, when it started to import market and distribute medicines from world renowned companies like Upjohn Inc. of USA and Bayer AG of Germany. Since the very beginning, the company was highly successful in generating increased demand for its products which eventually justified local production. It completed its registration in 1976 and started its operation in 1980 by manufacturing and marketing licensee products of Bayer AG of Germany and Upjohn Inc. of USA. After its initial years of struggle it broke ground with the launching of its own products in 1983. In 1985 BPL was listed in Dhaka Stock Exchange (DSE) as a Public Limited Company. The journey continued and barrier after barrier were crossed, challenges were faced and overcome to transform BPL into what it is at present. Now it has grown to become nation's one of the leading pharmaceutical companies, supplying more than 10% of the country's total medicine need. In the process, it was enlisted in Chittagong and London Stock Exchange. Today Beximco manufactures and markets its own `branded generics' for almost all diseases from AIDS to cancer, from infection to asthma, from hypertension to diabetes for both national and international markets. It manufactures a range of dosage forms including tablets...
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...the war, he knew how important it was to have secret agencies analyze and protect the new country. The use of secret agents, counterintelligence, and the clandestine paramilitary, have been used extensively to set up elaborate deceptions, gather sensitive information, and coordinate operations to cause sabotage towards other adversaries or countries that wished to cause us harm throughout the history of our country (Revolutionary Ideas, 2007). Although President Washington set a growing foundation of creating and fostering the need and use of foreign intelligence, it was President Franklin D. Roosevelt (FDR) that helped combined the efforts of the state and war departments to coordinate efforts on a combined government-wide level (History of the CIA, 2007). The events of Pearl Harbor on December 7, 1941 prompted FDR to make a change to all government intelligence. FDR asked World War I veteran William J. Donovan to draft a new plan for an intelligence service that would combine all those departments’ efforts and make sure they were on the same levels of communication (History of the CIA, 2007). Donovan became the new Coordinator of Information (COI). This was the United States’ first peacetime, non-departmental intelligence organization. It was called the Office of Strategic Services, or, OSS. World War II changed some of OSS’s original abilities and strategic operations. When the war started, OSS was...
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...RESEARCH ARTICLE EEG Changes Due to Experimentally Induced 3G Mobile Phone Radiation Suzanne Roggeveen1*, Jim van Os1,2, Wolfgang Viechtbauer1, Richel Lousberg1 1 Department of Psychiatry and Psychology, Maastricht University, Maastricht, The Netherlands, 2 King’s College London, King’s Health Partners, Department of Psychosis Studies, Institute of Psychiatry, London, United Kingdom * s.roggeveen@maastrichtuniversity.nl Abstract OPEN ACCESS Citation: Roggeveen S, van Os J, Viechtbauer W, Lousberg R (2015) EEG Changes Due to Experimentally Induced 3G Mobile Phone Radiation. PLoS ONE 10(6): e0129496. doi:10.1371/journal. pone.0129496 Academic Editor: Suminori Akiba, Kagoshima University Graduate School of Medical and Dental Sciences, JAPAN Received: September 24, 2014 Accepted: May 8, 2015 Published: June 8, 2015 Copyright: © 2015 Roggeveen et al. This is an open access article distributed under the terms of the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited. Data Availability Statement: All relevant data are within the paper and its Supporting Information files. Funding: The authors received no specific funding for this work. Competing Interests: Suzanne Roggeveen has read the journal’s policy and the authors have the following conflict: Jim van Os is a PLOS ONE Editorial Board member. This does not alter the authors’...
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...AUGUST 2012 How Americans Would Slim Down Public Education By Steve Farkas and Ann Duffett Foreword by Chester E. Finn, Jr. and Amber M. Winkler Contents 1 5 8 9 Foreword Executive Summary Introduction When Times Are Tough 11 Cost-Cutting Measures that the Public Approves 19 Close Up: Is Special Education Spending Sacred? 22 Rejected Proposals 24 Split Decisions 28 Conclusion 30 Appendix A: Methodology 32 Appendix B: Complete Survey Results 42 Endnotes The Thomas B. Fordham Institute is the nation’s leader in advancing educational excellence for every child through quality research, analysis, and commentary, as well as on-the-ground action and advocacy in Ohio. It is affiliated with the Thomas B. Fordham Foundation, and this publication is a joint project of the Foundation and the Institute. For further information, please visit our website at www.edexcellence.net or write to the Institute at 1016 16th St. NW, 8th Floor, Washington, D.C. 20036. The Institute is neither connected with nor sponsored by Fordham University. HOW AMERICANS WOULD SLIM DOWN PUBLIC EDUCATION i Foreword By Chester E. Finn, Jr. and Amber M. Winkler In November 2010, Education Secretary Arne Duncan delivered a highly publicized address at the American Enterprise Institute. His message? Tough economic times lie ahead: “I am here,” he said, “to talk today about what has been called the New Normal. For the next several years, preschool, K–12, and postsecondary educators are likely...
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...Copyright © 2013 by McGraw-Hill Education. All rights reserved. Except as permitted under the United States Copyright Act of 1976, no part of this publication may be reproduced or distributed in any form or by any means, or stored in a database or retrieval system, without the prior written permission of the publisher. ISBN: 978-0-07-180360-1 MHID: 0-07-180360-2 The material in this eBook also appears in the print version of this title: ISBN: 978-0-07-180359-5, MHID: 0-07180359-9. E-book conversion by Codemantra Version 1.0 All trademarks are trademarks of their respective owners. Rather than put a trademark symbol after every occurrence of a trademarked name, we use names in an editorial fashion only, and to the benefit of the trademark owner, with no intention of infringement of the trademark. Where such designations appear in this book, they have been printed with initial caps. McGraw-Hill Education eBooks are available at special quantity discounts to use as premiums and sales promotions or for use in corporate training programs. To contact a representative please visit the Contact Us page at www.mhprofessional.com. Trademarks: McGraw-Hill Education, the McGraw-Hill Education logo, 5 Steps to a 5 and related trade dress are trademarks or registered trademarks of McGraw-Hill Education and/or its affiliates in the United States and other countries and may not be used without written permission. All other trademarks are the property...
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...Executive Summary: This is the internship report based on the three months long internship program that I had experienced in the Head Office of BRAC Bank Ltd. From May 18, 2008 to August 17, 2008 as a requirement of my BBA program under Department of School of Business, North South University. This report is divided into two broad parts: one is the organization part and another is the project part. In the organization part, I introduced the Latest and one of the largest banks of our country— the BRAC Bank Ltd. On the other hand, in the project part, I focused on the findings, graphs and analysis of the research. The topic of my report was “Premium Banking Service to the customers”. My focus of the report will be basically on the functions of Premium Banking only. The specific objective of this study was to explore the relationship between client satisfactions and the degree of consumer service delivery, the degree of CSD in context of the BRAC Bank Ltd. While discussing the different aspects and functions of the bank, priority has been given to depict the real situation as far as appraisal and management system of BRAC Bank Ltd. are concerned by employing the experience gathered during the internship program. Analysis on the findings is basically done to sort out the major aspects of the General banking system and to draw some significant inferences. At the same time for easier understanding of the report, supporting topics and terms are explained in light of textbooks and regulatory...
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...Credit Risk Management Of AB Bank Limited 25. May, 2013 view with charts and images Executive Summary The ongoing development of contemporary management methods and the increased use of innovative financial products such as securitization and credit derivatives have brought about substantial changes in the business environment faced by credit institutions today. Especially in the field of lending, these changes and innovations are now forcing banks to adapt their in-house software systems and the relevant business processes to meet these new requirements. Credit Risk Management is intended to assist practitioners in redesigning a bank’s systems and processes in the course of implementing the Basel II framework. Throughout last five years securitization, rating and validation, credit approval processes and management, as well as credit risk mitigation techniques. Credit management is based on developments in the banking sectors is meant to provide readers with best practices AB bank would be well advised to implement regardless of the emergence of new regulatory capital requirements. AB Bank is to develop mutual understanding between regulatory authorities and banks with regard to the upcoming changes in banking. Credit risk Management provides interesting reading as well as a basis for efficient discussions of the current changes in AB Bank. The bank has been successful in holding its position as a progressive and dynamic financial institution in the country for a long...
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...Topic 1. Question 1: Summarize the chief tenets of the scientific management and social person movements. Be sure to identify key players in both movements. (5 page maximum, single spaced.) The scientific management and the social person movement differ noticeably. In its very initial stages, engineers had become vital to the development and installing advances in both technology and power. They were to become a prime source of information about management practices. One strong example would be Henry Towne as it was he whom called for engineers to look beyond the technical side of manufacturing and become involved in the economizing of efforts within the factory itself. The greatest player in the scientific management era being Frederick W. Taylor whom was a central figure in the development of management thought. Taylor gave a push and provided credibility to the idea of management. Taylor and others promoted systematic management with its popularized label of scientific management. It was characterized by advancing technology, market growth, labor unrest, and a lack of knowledge about management, industry in the United States was ripe for methods, systems, and better ways to produce and market products. To meet this need, Taylor provided a voice. Taylor's book 'Shop Management' provided the text for the teaching of industrial management to a growing body of college students who sought positions in industry. Frederick Taylor’s theory focuses...
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...Internship Report Format [This internship report is submitted in partial fulfillment of the requirement for the Degree of Bachelor of Business Administration -Major in Accounting] Prepared & Submitted by www.AssignmentPoint.com Letter of Transmittal Date: Name: Designation Address of Institution Sub: Submission of the Internship Report. Dear Sir, ................................................................................................................................................ ................................................................................................................................................ ...................................................... ...................................................................................................................... Thanking you. ………………. Name ID no. MBA Program Name of the Institution Supervisor’s Declaration ................................................................................................................................................ ................................................................................................................................................ ...................................................... ...................................................................................................
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...interest rates and other options to the customers to remit and deposit their money. These options are very common among all the banks, but only the customer services and other facilities vary from bank to bank. 1.2Objectives of the study The objective of the study is to fulfill the requirement of BBA program well as the aim thirst of this study is to test whether the considered bank's activities, specially the loans & advances, are unequal to the conventional Banking system. Other objectives are: To fulfill the requirement for the award of the degree To gather overall knowledge about system To know the project investment scenario of FSIBL To evaluate the historical performance of operational efficiency of Islamic banks in Bangladesh To compare and contrast among the Islami banks’ performance 1.3 Methodology We have adopted both mathematical and descriptive analysis to find out the basic differences between the Islamic Banking system & Conventional Banking system. There are a lot of descriptive analyses that have also played a significant role in detecting my target finding. In my report we have considered Islami Bank Bangladesh Ltd which is based on Islamic banking...
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...Blues vs Country music According to Etta James in an interview with American Chronicle: "The Blues and country are first cousins ... What I look for in a song is for the story to be for real. I like a blood and guts kind of thing. That's what you find in the lyrics of country music." Blues and country music both developed in the 19th century in the Southern United States. They share a similar history. For this reason, they share many of the same musical and lyrical characteristics. Read more: How to Compare Blues & Country Music | eHow.com http://www.ehow.com/how_5888119_compare-blues-country-music.htInstructions 1. * 1 Learn the history behind blues and country music. They are both forms of American folk music influenced by earlier styles brought overseas. Blues music grew out of field hollers and chants sung by African slaves. Irish and Scottish balladeers borrowed the guitar and banjo of blues and thus created "country". According to Reebee Garofalo in "Rockin' Out: Popular Music in the USA", "Terms like country and blues are only used to separate the same kind of music made by blacks and whites ... designations like race and hillbilly intentionally separated artists along racial lines and conveyed the impression that their music came from mutually exclusive sources." Country is an offshoot of blues. They are essentially the same thing. In the PBS special, "Rhythm, Country and Blues," country is referred to as "white man's blues." * 2 Listen to...
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