...Risks and Benefits Associated with Bad Credit Loans Bad credit loans are a blessing in disguise for those suffering from bad credit history. People unable to pay their bills or loans on time suffer from a bad credit score that affects negatively on their credit history. There are a number of reasons behind a bad credit history including financial crises, bankruptcy, inability to pay bills on time and many others. Recession is one of the major factors behind bad credit history of the people as they suffer from financial crises due to poor economic conditions and by loosing their jobs. Inflation is another solid reason that leads to poor credit scores. Bad credit loans help you enjoying the privilege of enjoying loans even if you suffer with poor credit history. Bad credit loans provide you financial assistance in a number of critical situations such as paying a sudden and unexpected medical bill, meeting the financial crunch at the end of the month, coping sudden personal financial needs when you run short of money. Bad credit loan is a perfect solution for all the above-mentioned problems as it let you get instant cash in order to fulfill your financial requirements. There are a number of lenders over the Internet and in the offline environment that offer ad credit loans to the people having no or poor credit history. The ultimate advantage of a bad credit loan is that you can instantly get the loan. You don’t need to wait for weeks to get your loan approved as you can...
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...Learnings From Article Review – Finance Function In a Global Corporation Learnings from Article Review – Finance Function in a Global Corporation As companies globalize, they face new financial challenges. Here, the major challenge faced by the Global CEO is giving companies a powerful mechanism for arbitrage across national financial markets as capital markets open up within them. CFO has to balance the traditional question with new questions which arises due to the globalization. By exploiting their internal capital markets, CFO can create value in 3 functions: 1. Financing the internal capital market. 2. Managing Risk Globally, 3. Global Capital Budgeting. 1. Financing the internal capital market – A CFO can significantly reduce a groups overall tax bill by borrowing disproportionately in countries with high tax rates and lending the excess cash to operations in countries with lower rates. But the global CFO needs to be aware of downside of getting strategic about financing in these ways. Saddling the mangers of subsidiaries with debt can cloud their profit performance. 2. Managing Risk Globally – The existence of an internal capital market also broadens a firms Risk management options. Instead of managing all currency exposures through the financial market, global firm can offset natural currency exposures through their worldwide operations. Given this potential for minimizing risk, it might seem perverse that many multinationals let local subsidiaries and regions...
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...Learnings from Article Review – Finance Function in a Global Corporation As companies globalize, they face new financial challenges. Here, the major challenge faced by the Global CEO is giving companies a powerful mechanism for arbitrage across national financial markets as capital markets open up within them. CFO has to balance the traditional question with new questions which arises due to the globalization. By exploiting their internal capital markets, CFO can create value in 3 functions: 1. Financing the internal capital market. 2. Managing Risk Globally, 3. Global Capital Budgeting. 1. Financing the internal capital market – A CFO can significantly reduce a groups overall tax bill by borrowing disproportionately in countries with high tax rates and lending the excess cash to operations in countries with lower rates. But the global CFO needs to be aware of downside of getting strategic about financing in these ways. Saddling the mangers of subsidiaries with debt can cloud their profit performance. 2. Managing Risk Globally – The existence of an internal capital market also broadens a firms Risk management options. Instead of managing all currency exposures through the financial market, global firm can offset natural currency exposures through their worldwide operations. Given this potential for minimizing risk, it might seem perverse that many multinationals let local subsidiaries and regions manage their risks separately. Doing so, however, can obscure the performance...
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...1. Is this a problem / decision / evaluation case, or some combination of these? According to me, it’s a combination of an evaluation and a decision case. This is because; Fan has to carefully evaluate the intricacies of teaming up with his competitor ProSwitch and then decide if it’s a wise decision for growth and sustainable development of his company. It is essential for him to be able to analyze his current position in the market, his capacity and the offer ProSwitch would put on the table before making any commitment. 2. What concerns do US companies such as Honeywell have about buying components made in China? Is opening a US-based sales office an effective way for Suns to address these issues? US companies like Honeywell are worried about: 1) As factories are based in China, American clients’ only point of contact is the company’s regional sales person. Also, they have to judge a company and its capabilities on their face value. 2) Secondly, due to vast cultural and language differences, multiplied with distance and time zones made it difficult for local American companies to engage in formulating constructive business relationships. 3) Finally, referring to this case. Honeywell and its products were certified by Underwriter Laboratories ltd , the apex body for certification in its class. Whereas, majority of the Chinese companies (including Sun International) just had an ISO rating. Although, ISO is a renowned agency, Chinese companies...
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...Sports Marketing Concessions Market Assessment The article I read for this analysis was Concessions Market Assessment, a brief overview of the current concessions market in sports stadiums. This article was published by the Sports Marketing Research Journal. The approach in this article was from an academic perspective. It broke down the industry under competitors and major suppliers. They estimate that game-day revenue from concessions, merchandise and parking valued 10.7 billion in the United States. The analysis was done on 122 major league facilities, including stadiums and arenas. It was interesting to see that a large majority of these facilities outsource their concession to third party, outside suppliers. Only 14 facilities handled concessions in-house. For those facilities that outsourced 41.5% of arenas and 28.3% of stadiums used Aramark as their food service company. Aramark has a strong lead, with the next closest company being Levy Restaurants. Levy holds 26.8% of arenas and comes closer to Aramark in stadiums, providing concessions for 25.4%. Also, of interest, this article noted the increase in scale of concessions at sports events. Many venues are now offering high class restaurants. This trend shows that people are looking forward to dining at sporting events, rather than avoiding stadium food. The addition of these upscale dining options also creates new opportunities for revenue. As opposed to pizza and nachos, stadiums can now offer high-end catering...
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...used; however this refers to a list of related source material that is not necessarily cited in the document. Remember: • A list of references should appear on a separate sheet of paper at the end of an assignment and is generally titled References. • This list contains bibliographic details of every work cited in your assignment. • The list must be arranged alphabetically by authors’ surnames. If there is more than one work by the same author, then arrange chronologically i.e. earlier publication dates before later dates. • All reference sources (e.g. books, journal articles, websites etc.) are listed together in one continuous reference list. • Correct punctuation is important. • Note minimal capitalisation of book titles and maximal capitalisation of journal titles. Example: Reference List Website If a book, or a journal article or a document on a website has no author, bring the title of the book, article or document to the front. ABC 2010, The Drum, analysis and views on the issues of the day, viewed 13 January 2010, Becher, T 1990, ‘The counter culture of specialisation’, European Journal of Education, vol. 25, no. 3, pp. 330-6. Bourassa, SD 1999, ‘Effects of child care on young children’, Proceedings of the third annual meeting of the International Society for Child Psychology, International Society for Child Psychology, Atlanta, Georgia, pp. 44-6. Conner, ML 2004, Ageless learners: andragogy and pedagogy, viewed 19 October, 2007, Dawson, P 2004, Creative writing...
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...Manual of the American Psychological Association (6th edition) and http://www.apastyle.org/. Instructions Alphabetize each entry in a works cited list by the first letter, ignoring the articles A, An, and The. Indent subsequent lines of entries one-half inch. Names: Use initials for first and middle names. Titles: For articles, chapters and books, capitalize only the first word of the title and subtitle and proper nouns. Fully capitalize periodical titles. Dates: Publication dates use the order year, month day. The access date uses the order month day year. If no publication date is available, use "n.d." in place of date. The following examples are citations from EBSCO databases. If you cannot find some of this information, cite what is available. Different styles may apply when citing print and other sources. Journal Article Pattern: [Author last name], [First initial]. [Middle initial]. ([Publication year]). [Title of article]. [Title of journal], [Volume number]([Issue number]), [Page number starts]-[ends]. [Document Object Identifier] Example: Silva, L. (2007). Epistemological and theoretical challenges for studying power and politics in information systems. Information Systems Journal, 17(2), 165-183. [Document Object Identifier] Journal Article w/ No Author Pattern: [Title of article]. ([Publication year]). [Title of journal], [Volume number]([Issue number]), [Page number starts]-[ends]. [Document Object Identifier] Example: Epistemological and theoretical challenges...
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...A Guide on How to write a research paper 1. Establish Your Topic * Genuinely interests you. * Read and think about what you'd like to do. * Narrow it down to something more manageable (e.g.: Too general: Ancient Egypt. Revised: The building of the pyramids of Ancient Egypt. * Brainstorming to get ideas. 2. Identify the goal of the paper * An argumentative research paper: argues for one point of view. The issue should be debatable with a logical counter argument. * An analytical research paper: offers a fresh look at an important issue to persuade audience that it is important. 3. Look for Sources of Information * Books, magazine articles, and internet articles. * A research paper should use at least four sources. * The academic credibility of a source could be considered. * Make note of page numbers, URLs, and quotable passages for citation. 4. Read Your Sources and Take Notes * Use index cards to relate ideas from different sources. * Keep source information on the other side of the cards. * Use quotation marks for “copy/paste” to avoid PLAGIARISM. * Organize your note cards by subtopic to make an outline. 5. Write a First Draft * Table of contents. * Introduction (let the reader know what the topic is, inform the reader about your point of view, arouse the reader's curiosity to read more). * Body (Limit each paragraph to one main idea, prove your points continually by using specific...
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...Thank you for allowing me to read your essay. I feel that I know you after reading it, in fact I felt that we had sat down over a coffee and had a chat. I felt throughout reading it that you were exploring your personal experiences and what you had learnt about yourself through the years. I enjoyed your anecdotes that give strength to your reasons on why you feel this area of your work is a strength. I enjoyed how you discussed your previous work career and all its perks and how this all lead from personal experience into a new career path for you. This showed how much passion really is important to you and something that should be valued in the care community. I would like to note that I did not feel that I knew your personal strength until half way through the essay. I felt that you needed to identify this in your introduction . Maybe add it to your first statement: Making my career switch recently…that I possess strengths such as my passion for my work. Not sure how you would like to word it, just that it is needed in the introduction. I feel you may also benefit from splitting your introduction around the area that you state : However, I never truly felt I had strength or ability in any of it. I feel that this could be your first paragraph, see how you feel I just think it will make it a stronger essay. It would need to be slightly re worded such as : Working in corporate management I never felt like I had any strengths (i would leave out abilities). I found...
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...This article was first published on Salon, a website that has an audience favoring liberals more than conservatives. This article also has an audience of a younger generation that follows hit movies. Garett Reppenhagen served as a Cavalry Scout Sniper with the 1st Infantry Division in the US Army, and is also a veteran advocate and social justice organizer. Garett’s background has a lot of relevance to this topic. I would say he is credible towards this whole subject. He is qualified to make judgment and criticize the way this movie is trying to depict Iraq. Garett’s extrinsic ethos is that he has served in the military. He has made a profession of being a real life sniper so he knows most of the scenarios that go on in the movie. He could also describe what goes on as you enter a war zone and how each and every person reacts. Garett states, "But viewing the war only through his eyes gives us too narrow frame." I believe this quote shows he cares about the audience because he wants to share that the frame of Iraq is not narrow, in fact it is on the contrary. Iraq is full of hospitality, proud history, and old-soul wisdom. This quote also shows virtue and goodness because he does not make the mistake of thinking the Iraqi’s are savages, like the movie may portray. Practical wisdom is also shown in this quote because without it Garett would not know that Chris Kyle’s views are narrow, but instead they should be broad and more flexible. The tone of this particular article is straightforward...
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...--------------------------------------------------------------------------- BUSN 311 Unit 3 Individual Project - Possible / Earned Points --------------------------------------------------------------------------- Entertainment Survey or Poll- from Newsstand- Proquest --------------------------------------------------------------------------- Description of Survey 5/5**** Sample Size Analysis 5/5**** Business Application 5/5 **** --------------------------------------------------------------------------- Political Survey or Poll- from Pew Research or Gallup --------------------------------------------------------------------------- Description of Survey 5/5**** Sample Size Analysis 5/5**** Business Application 5/5 **** --------------------------------------------------------------------------- General Opinion Survey or Poll- from Pew Research or Gallup --------------------------------------------------------------------------- Description of Survey 5/5**** Sample Size Analysis 5/5**** Business Application 5/5 **** --------------------------------------------------------------------------- Overview of Survey Research: Text Research required 10/10**** --------------------------------------------------------------------------- This section of the paper will be 2-3 pages in length. 30% deductions for not using specified required research. 6 points will be deducted for each survey that is not taken from the required resource. ---------------------------------------------------------------------------...
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...After reading the article, I remember the Carr's essay on Google. Both of essays are talking about the disadvantage of the technology. This article is totally talk about the disadvantages of having a conversation through technology instead of a face to face conservation. It is the same idea with the Carr's essay which talk about when people are reading more than they used to and they aren't reading to retain the information. Also when they read online, they tend to become 'mere decoders of information." For me,I am agree with the Marche's findings. In the article Marche says people who spend their time on devices and social network sights are finding themselves lacking in the ability to communicate in person. That's is right because although we might have has many friends on Facebook we might not really know them and just have them there for show. And when we talk about each other are you good or bad is just from the social media. This is a totally different feeling with face to face. Also the examples the Marche take in the essay is very correct and have a strong persuasion. So I say Facebook have a huge impact on people which is negative. Someone say if the social media made us so lonely, why it is still so popular among the people. As I say it's just because it is easy to use and it is easy for us to see the people far away. Whatever you are, we can connect with each other fast and...
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...Using the CBE Style The Council of Biology Editors now named the Council of Science Editors Citation-Sequence (C-S) system for writing. http://contentselect.pearsoned.com/CBE-style.html#citations-numbers © 1997-2011 Pearson, Inc. All rights reserved. This system requires an in-text number, rather than the year, and a list of "Cited References" that are numbered to correspond to the in-text citations. After completing a list of references, assign a number to each entry. Use one of two methods for numbering the list: Arrange references in alphabetic order and number them consecutively, or Number the references consecutively as you put them into your text. Writing In-Text Citations with Numbers. Follow these guidelines for using numbers within the text: 3 1. Place the number within parentheses (1) or brackets [2] or as a raised index numeral. A name is not required and is even discouraged, so try to arrange your wording accordingly. For example: It is known (1) that the DNA concentration of a nucleus doubles during Interphase. A recent study [1] has raised interesting questions related to photosynthesis, some of which have been answered [2]. 1 In particular, a recent study has raised many interesting questions related to photosynthesis, some of 2 which have been answered. 2. If the sentence uses the authority's name, add the number after the name. Additional testing by Cooper (3) includes alterations in carbohydrate metabolism and changes in ...
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...Key features of a newspaper article Headline – usually only four or five words. It tries to attract the interest of the reader by telling them what the story is about, in a short and interesting way. • What is the headline for your article? • How many words are in the headline? By-line – who wrote the article • Who wrote your article? Introduction – It will set the scene and summarise the main points of the article: who, what, when, where. • Can you identify these important points in your article? - Who is the article about? - What happened? - When did it happen? - Where did it happen? Body – provides more detail about the event, in particular it answers the questions how and why. • What else do you know now? Quotes – sometimes articles will include what a person (like an eye-witness or an expert) has said. These will be in speech marks. • Does you article have quotes? If so, - What was said? - Who said it? - How are they related to the event? Photograph and caption – sometimes articles have a photograph, and a sentence explaining the photograph • Does your article have a photograph? What does it show – describe exactly what you see? • What does the caption say? Headline – usually only four or five words. It tries to attract the interest of the reader by telling...
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...almost the same, funny and at the same time keeping a serious tone underneath, sexism seems also to be a common point for these two author it seems to be the center of pretty much everything they’re talking about. Stereotype in the both essay as been pointed out and the authors seems to take people to that point where they are convicted enough to stop doing that thing which is stereotype not only that but they uses different other article to point to point that and say what think about it, for example, Ronald Macaulay; in his essay “Sex difference” uses novel and different other article to point the stereotype but not only that he also argues about it just as Rachel Rafelman in her essay “Party Line” uses interviews that she makes or other colleague Article to pointed that out and talk about it or argue about it, both author stick with the same idea that lead us to conclude that they are both talking about the same subject but just in two different environment, for example Rafelman in her essay she is at A Gala and Macaulay is just using Article, novel, journal to talk about the subject . In these essays the authors tone is what we can describe as having two side, funny and serious at the same time the reason why I am saying this is because in the essay the author are using it to keep use entertain and at the same time call upon our attention on the subjection or the point that they are making, like for example when she says; “…but for the women to do the same it would be breathtaking...
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