...Your personal finance goals should be catered to your circumstances. It's likely that you're ready to start a family or working towards the goal of having a home. The things you want in your future depend on sticking with your financial goals. 1. Emergency Fund While it's painful to consider, you could lose your job at any moment. Nobody ever plans on losing their job, but you can save money to cushion yourself in case of this kind of traumatic event. It can take up to 6 months to find a new job and get settled into the new position. so your emergency fund should cover 6 months of your current salary. 2. Start Thinking Retirement As you're considering that emergency fund, it's time to start thinking about your retirement. Whether you're...
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...Step 1: Set Smart Goals During the Financial planning process of setting goals, making a plan to conquer the goal, and then putting the plan into action are very important. When setting goals remember they are crucial, because learning how to create clear goals is a key to success throughout life. Goals set should be SMART goals, specific, measurable, attainable, realistic, and time bound. A goal should not be vague, it should be precise and descriptive. A goal should also be able to be measured with time and money, plus it should be achievable. Goals should also be practical, and have a specific time period when they are going to be completed by. An intermediate SMART goal set for my friend is to buy a new pair of Nike running sneakers for one-hundred dollars in five months. Step 2: Analyze Information Step 2 in the Financial Planning process is analyzing information, finding out where the money saved weekly is coming from and where it’s going. For a week on average your income is ninety one dollars. This money comes from a job, chores, babysitting, birthday, and Christmas money. Your average spending per week is sixty two dollars. Your money is being spent on gas, lunch, clothes, and concert tickets. The difference between the two is twenty nine dollars left over each week, which is more than enough to save for a new pair of Nike sneakers. Step 3: Create a Plan Step 3 is also known as a financial roadmap. Making choices about money is difficult, dealing with money brings...
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...Division: Business Electronics Document Systems, Cash Register, Calculators, Professional LCD- Displays, Projectors, Fax Machines Division: Home Appliances Microwaves, Steam wave, Refrigerators, Plasma cluster Air Purifiers and ion generators, Air-conditioners, Vacuum Cleaners, Small home appliances … Division: Solar Photovoltaic, Mono crystalline, poly crystalline, thin Vision and Mission: “Make products that others want to imitate” Ever since the establishment in 1912, innovation has been an integral part of our corporate philosophy. Correspondingly, the company's name Sharp is derived from our first major invention made in the year 1915, the “Ever Sharp Pencil”, the first mechanical retractable pencil in the world. Our goal has been and will be to win our customers' and partners' confidence through honesty and creativity. We are open to new things and oriented towards our customers' and users' wishes. External Factors: Main factors that will affect the growth of organization: Political Sharp sales subsidiary connects with 80+ countries; political factors vary from country to country. In addition, these factors can change dramatically at any time as governments have the power to introduce any new regulations, impose tariffs or taxes. Sharp as a company is also affected for not manufacturing or selling its products in countries where sanctions are imposed. Economical Other critical and important factor is the economical down turn. EU crisis, the...
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...my reasons for taking this journey, and will keep me accountable throughout the way. It will explore my personal and professional goals, short and long term goals, the challenges I will face, and introduce strategies to overcome such. It will also define milestones, which will give me a sense of accomplishment and reasons to celebrate along the way. Finally, it will expose my communication strengths and weaknesses and strategies for improvement. After asking why I am doing this, I realized it was impossible to choose a single reason. I was surprised with several practical reasons not to go back to school, but I also found several better reasons as to why I should proudly invest myself in this journey. My two toddlers, husband, work, lack of time and finances are examples of why I doubted this decision. Fortunately, I quickly recognized this as life, happening at its best. This commitment will bring some rearranging and compromises but it will bring back my passion to learn and grow as an individual and a professional. It will give me that sparkle needed to get up in the morning and go through the day without just going through the motions. Besides my desire to advance professionally, I want to inspire my sons to believe that nothing is impossible if they work hard toward their aspirations. Carter, Bishop, Kravits, and Block (2007) compared goals with road maps, which I compare to giving directions. When telling someone how to get from here to there, you guide him/her on every...
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...one of the world’s leading Information and Communication technologies company-Fujitsu LTD. The report includes a brief introduction of Fujitsu, to get more familiar with the company, its approach and activities. The report also includes an environmental analysis (SWOT), to see what are the strengths and weaknesses of Fujitsu LTD., and what opportunities and threats is the company facing. The research investigates 3 organisational goals that are planned to be reached in future and cascades the through the various business departments and levels-finance, marketing, human resources and operations. In this report we examine three different plans that Fujitsu has implemented over the past five years. From the research we observed that Fujitsu uses its own management philosophy, called Fujitsu way and we examined this approach through various points. In the report we reviewed how conceptual, human and technical skills are used in Fujitsu. We also considered how staff should be motivated in Fujitsu in order to reach the overall organizational goals. We conducted our research using various resources, such as ITB Library, Business Sources Premium and Emerald databases, Company’s website and Internet. Table of Contents Executive Summary i Table of Figures iv Table of Tables iv Introduction 1 Fujitsu Products and Services: 1 Fujitsu Management 2 SWOT 3 Strenghts 3 Strong position in the market 3 Strong competency in products and services development 3 Weaknesses...
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...Contents Introduction & Goal statement 3 Self Assessment & Pride list 3 Resources 4 Motivation 4 Environment 4 Self Education 5 Action Plan 5 Conclusion 6 References 7 Websites 7 Videos 7 My Personal Development Plan Introduction & Goal statement “Who fails to plan, planning to fail” (Winston Churchill) We live in a rapidly changing world which makes it really difficult to set long term goals. Development plan for four years is a huge deal you never know what next day will bring; victory or fiasco, birth or death, answers or questions. As we go through life, we meet changes that make our character stand above and lay the foundation for our state. Of course these kind of changes can make improvements to a previously selected path way. However, my personal development plan will consider possible changes in order to reduce possible improvements to the plan. Since childhood my parents always took care of me, and the hardest thing that could bother me was homework, which was also done under the supervision of my parents. And coming to Malaysia I entered a new chapter in my life, where make my own decisions and take responsibility for them. I am starting to control my life by myself, setting goals and solving the problems that I can face while achieving them. Including foundation I have four years of study to get Bachelors Degree, so I will graduate in 2016. During these four years 2013-2017 I am planning not only to get Bachelors Degree...
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...Responsibility to Achieve College Success Shelby Mack GEN 200 2-4-14 Abstract It is essential that personal responsibilities are maintained in a person’s life in order to reach one’s goal of having a Bachelor’s Degree in Business. Personal responsibility is being reliable for one’s own actions. Personal responsibility is important because one will be personally accountable for their failures, their accomplishments and their family’s future. It is vital that a person maintain personal responsibility. There are a few ways they can maintain personal responsibility. First, one would need to set realistic goals. It is important for a person to set realistic goals because it can be beneficial, if you stick with it. People who set goals are more likely to succeed than those who don’t set goals. (Merritt, Berger, 1998). A person can do this by setting short term goals and following through with those goals and then setting long term goals and following thru with them, as well. There are 5 steps you can take to accomplish your goals: 1.) Identify the nature of your goal. 2.) Determine how the goal may be accomplished. 3.) Set time limits 4.) Obtain feedback and 5.) Remain patient. ( Austin American Statesman, 1998) Secondly, if one is having health problems and/ or finance issues you should not let this hold you back. This can be a big stumbling block for many but we should not let this defer us from what we know we need to do. You are pretty much sitting around...
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...MBA Admissions Essay Powerful Tips for Improving Your Odds of Gaining Admission to the MBA Program of Your Choice Admissions essays are easily the most challenging part of the MBA application process, and it’s no wonder. Most people don’t like to write, and even those of us who do enjoy writing can come up blank when called upon to write about ourselves, especially when so much is at stake. The fact remains: If you want to go to business school, you have to be able to generate one or two thousand carefully chosen words that sum up your background and experience, your career goals, your reasons for seeking the MBA, and why you’ve chosen the program to which you’re applying. Step one: Relax. Writing admissions essays is stressful—it’s supposed to be stressful— but that doesn’t mean it’s impossible. Everyone who has ever applied to business school has written admissions essays, and so can you. All you have to do is submit essays that are a little bit better than most of the others, and if you follow the advice we’ll cover in the following pages, it will be a lot less painful. How to Write a Successful Most MBA essays are mediocre The good news is that most MBA admissions essays are mediocre at best. If you can at least come up with a marginally compelling narrative, and if you can spell and punctuate everything correctly—or know someone who can—you’ll automatically have an advantage over much of the competition. This guide is designed to help you get started (the hardest...
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...blaming others for our mistakes and/or choices; we can accept responsibility for our own lives. In my opinion, personal responsibility is the key not only to college success, but in life as well. As an adult, I reflect back to the teachings of my childhood. I was taught not only personal responsibility, but also how to plan ahead, make conscious-ethical decisions, and manage my time wisely. One of the most important ways to accomplish success, whether it be college or personal, is managing time effectively. Once it is gone, there is no way to get more, there is no reset button and you cannot turn the clocks back. As a student and mother, I think about the endless possibilities of college success and make rational decisions to achieve my goals. The time and effort I contribute to my responsibilities and priorities will determine success. Therefore, I approach time and responsibilities as if I am in control. “Too many students are showing up on campus under-prepared for college; in fact, with scarcely any idea why they are there in the first place” (Long, J. 2010). Instead, most students are more overwhelmed with organizing their dorm rooms, pledging for a sorority or fraternity, and going to parties. For these students, college is a culture shock and it becomes more about fitting in and being known rather than about education, attending classes and maintaining good grades. “And, for most of them, four years later they are handed a diploma, perhaps only barely more educated than...
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...The following report aims to look at methods to be employed whilst coaching a team through a very unsettling period of their working lives. The background to the scenario is that the Property Finance Unit (PFU), a team within the County Architects department of Hampshire County Council, are currently working on an old accounts system which will no longer be supported as the rest of the Council has moved over to a SAP based system. The PFU consists of 6 members of staff. The team leader (myself) and 5 other members of staff responsible for the payment of bills to County Architects Suppliers & Contractors. The 5 members of staff have been working on the old system for at least 5 years each and are very much set in their ways. They know the current system inside out but have had very little computer training of any other sort of system and are worried that the new system is the first step towards replacing them. The ideal outcome of the coaching will be that each member of the team will have a full understanding of the new accounts system, plus appreciate the role that each of them plays in delivering the service. To achieve this, each member of the team will have to carry out a quite vigorous training session between now and when the system goes live, coupled with a change to their existing working practises as their new roles will also involve some training and support. To assist me in developing the coaching that will need to be involved, I discussed a ‘GROW’ model with...
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...organizational structure and identify the company's collaboration process and the roles of key stakeholders in order to achieve organizational goals. The results of each areas responsibility needs to contribute to the achievement of the company's outcomes and results, helping the company move towards the chosen strategic path. Moreover, I will provide an example of the use of lateral collaboration and vertical collaboration within the organization, and prepare an action plan to use lateral and vertical collaboration. Lastly, I will recommend the collaborative interactions among the key stakeholders to facilitate the organization's success. Reasons for Existence: Patton-Fuller Community Hospital is a non-for-profit healthcare organization that has provided a broad array of superior quality services and facilities to the city of Kelsey and the surrounding communities since 1975. The hospital provides specialized services such as emergency medical care, surgery, labor and delivery, physical therapy and radiology for adults and children. "As one of the first hospitals in Kelsey, they are also committed to providing a variety of programs that will support the health and welfare of their local community populations" (Apollo Group, 2006). The primary reasons for Patton-Fuller Community Hospital's existence from an analysis of the mission, vision, and goals are to be the healthcare organization of choice for patients, healthcare professionals and physicians. Other key reasons are to provide...
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...National Service Personal Action Plan Single-goal Action Plan and Personal Five-Year Action Plan This resource includes two forms you can use for creating a personal action plan. Whether you are planning to go to school, find a career, or just follow your dreams, you can use these tools to clarify your goals and identify the steps you need to take to achieve them. * * * Single-goal Action Plan Purpose: To create a “script” that will take you where you’d like to go. Directions: 1. Using this form as a template, develop an action plan for each goal identified. If you like, you can modify this form to meet your own specific needs. 2. Set it aside, though refer back to it often to keep yourself focused and monitor your progress. |Goal: | | | |Possible steps and strategies: | | | | | |Tasks/Action Steps |Resources...
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...study, summarize the relationship between goals, objectives and policy and advise the management of Scotia Airways of the contribution each will make to effective managerial performance. Clear goals and objectives are required by every organization accomplish or achieve their expectations or targets as there is a strong relationship between the goals and objectives which will guide a company to a right direction. Generally, goals can be defined as something that one's efforts or actions are intended to achieve or accomplish. The definition of a company's goal can be to survive, to move forward and to gain or profit either from development or wealth. Goals also determine the inputs' nature, (which include employees, management and efforts) as well as nature of outputs (which can be defined as quality of service). Goals are set for long-term and are future expectations for an achievement or accomplishment. For an organization to be able to realize their objectives setting goals are the essential tasks. There are four types of organizational goals; a) Consumer b) Product c) Operational d) Secondary Confusion in understanding of relationship and difference between goals and objectives are common. Objectives are specific sets of goals or targets within the general goals. Moreover, objectives are time-related which means that there are time limitations to achieve or obtain certain tasks. In other words, goals are the intentions of a company while objectives...
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...Reflection Exercise: Chapter 11 Goal: To expand your understanding of worldview and goals, from Chapter 11 of Breaking Ground: Keys for Successful Online Learning, by conducting a series of personal reflective exercises. Steps: 1. Complete 2 reflection exercises: Complete 1 reflection from group 1, or group 3 a. b. Complete 1 reflection from group 2 2. Upon completion of the appropriate exercises, save a copy of your answers to your computer, by clicking the Export as PDF button at the bottom of the page. 3. In Blackboard, access the submission link for the Chapter Reflection Activity 3. a. Upload your files. b. Submit your assignment. Your Name: Course Title: Chapter 11: Group 1 Group 1: Reflection 1 Fill out the following charts and answer the questions that follow each chart. 1.1 Original Goal Was this a short-term or long-term goal? Have you accomplished this goal? How? Is this goal still outstanding? Why? If not already met, how can you reach this target? Original Goal Was this a short-term or long-term goal? Have you accomplished this goal? How? Is this goal still outstanding? Why? If not already met, how can you reach this target? After completing this activity, reflect on what you have recorded. Then answer the following questions: 1.2 id you notice patterns that have developed that help you master your objectives? D 1.3 id you notice patterns of obstacles that...
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...|| || Individual Development Plan (Kế hoạch phát triển cá nhân) Name (Tên):|Date (Ngày):| Professional Goals/Motivation (Mục tiêu nghề nghiệp) What are my professional growth and career aspirations? (Sự phát triển nghề nghiệp và khát vọng sự nghiệp của tôi là gì) How do I think these aspirations can be best met at my present workplace? (Tôi sẽ làm thế nào để đạt được những khát vọng nghề nghiệp tại nơi làm việc hiện tại) I’d like to be using my knowledge of accounting in a more senior role, maybe in from 3 to5 years. This could be at the manager level, where I could influence decision – making and contribute to better financial planning and budgeting processes at my present workplace Talents or strengths to use more (3-5) (Tài năng hoặc điểm mạnh để sử dụng) What are my talents and strengths? (Tài năng và điểm mạnh của tôi là gì?) Development Opportunities (1-2) (Cơ hội phát triển) What knowledge or skill do I need to enhance? ((Kiến thức hoặc kỹ năng tôi cần để phát triển là gì?) 1. Accounting knowledge 2. Ability to explain finance info to non-financial people 3. Strong analytics 4. Skilled at presenting data visually in a clear-compelling manner I have past experience in project management that I am not currently utilizing. I enjoy supervising others, but am not in a supervisory position currently.|1. Need experience managing people2. Learn how to effectively...
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