...SME Financing in Bangladesh: Problems and Prospects SME Financing in Bangladesh: Problems and Prospects Prepared for Arafat Rahman Assistant Professor Institute of Business Administration Jahangirnagar University Prepared by Tanjila Sharmin 201301029 Md. Mourshed Uddin 201303006 Naim Ahmad 201403020 Sayeed Ishtiaque Ahmed 201403027 Md. Sazzad Hossain 201403034 Course Participant BUS 501: Managerial Communication (Section-02) WMBA Program Institute of Business Administration Jahangirnagar University December 20, 2014 Letter of authorization November 23, 2014 Course Participant BUS 501: Managerial Communication The purpose of this report is to familiarize you with the basic techniques and principles associated with writing a formal business report so that you can build and enhance this specific written communication skill. This formal report will be coordinated with a formal presentation session on the topic of the report. At a minimum, your report should include information related to the following issues: Introduction to the Industry/Sector/Area – What is the industry/sector/Area? What is the background of the industry/sector/Area in Bangladesh? Who are the major participants? You may show how the industry/sector/area is contributing to the economic development of the country. In this case, you must use industry-related data for the past three years (at least). In case of export-oriented industries...
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...AUGUST 26, 2011 ------------------------------------------------- Questions and Answers on the Eurobond - Full analysis |More Services | Eurobonds are essential to save the euro, yet a flawed structure will produce adverse effects. We must see what needs to be done, what to be avoided. | In explaining the new order of things in the systemic crisis of the euro I concluded saying that a series of structural reforms in the architecture of the euro need to take place. Among them was/is the introduction of the eurobond. The eurobond is quite a vague and broad concept since it has never taken material form before. It therefore creates a number of questions as to its form, the body responsible for its issuance, the relations between it and the states, the sovereign debt of euro countries and whether it will be mutualized, what are the dangers etc. All these arguments are legitimate and bear a certain truth in them, yet without putting everything into context we can never reach a verdict and decide whether to adopt or reject the option of the Eurobond. In my discussions with my readers and with other Europeans, as well as in my research across the Internet and the European blogosphere, I have gathered a number of common questions that are raised. I shall attempt to provide answers to these questions in order decide whether eurobonds are the only way out of this dead-end that Europe has reached. (To view a concrete proposal for saving the euro, within the current institutional...
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...MBA 1015 Entrepreneurship Ku Chong Yoong 900509-05-5279 0173690600 201044 JANUARY 2014 SEMESTER Contents 1.0 Introduction 3 2.0 SME 7 2.1 Benefit of SME 7 3.0 Case Study 1 13 4.0 Case Study 2 25 5.0 Reference 44 1.0 Introduction While individuals may be publicly recognized as social entrepreneurs for their contributions to improve the welfare of communities, the field of social entrepreneurship continues to struggle to gain academic legitimacy. Social entrepreneurship is a term in search of a good definition. The current use of the term seems vague and limitless; it needs boundaries to demarcate its function. The lack of a common definition hinders research and raises questions about which social or profit-making activities fall within the spectrum of social entrepreneurship. To become an important stream in the entrepreneurship literature, social entrepreneurship needs to be properly defined and it requires a theoretical framework that links it to the theory of entrepreneurship. This article builds on the literature to define social entrepreneurship, discusses the boundaries of socially-oriented entrepreneurial activities, and positions the social entrepreneur in the spectrum of entrepreneurship. Introduction Most economists and academics support the notion that entrepreneurship is becoming a crucial factor in the development and well-being of societies. Whether the entrepreneurial activities are practiced in factor-driven, efficiency-driven...
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...Special Political and Decolonization Berkeley Model United Nations S I X T Y - T H I R D III S E S S I O N Gabby Armato Gloria Cheung Adam Yankelevits Robert Purviance ! ! ! ! ! Table of Contents South Sudan Topic Background Past International Involvement and Attempted Solutions Case Studies 1 | Sudan 2 | China Questions to Consider Works Cited Palestinian Refugees Topic Background Past International Involvement and Attempted Solutions Case Studies 1 | United States 2 | Jordan Questions to Consider Works Cited ! ! 2 2 3 4 4 5 5 6 7 7 8 9 9 9 10 11 ! ! 1 ! ! ! ! ! ! ! South Sudan Topic Background It has been slightly over three years since this fledgling nation seceded from Sudan in July 2011. Now the country is fraught with a major political upheaval, a debilitating famine, a declining economy, and an impending civil war ripe with ethnic tension. The South Sudanese political and social schism erupted after President Salva Kiir began to crackdown on the supporters of his rival, former Vice President Riek Machard. Mr. Machard attempted a coup to overthrow the President shortly after Mr. Kiir dismissed the entirety of his government due to suspicion that they were plotting to overthrow his regime. The conflict boiled over and turned violent between the feuding army factions on December 15th 2013. The political struggle between these two factions quickly escalated into a full-scale ethnic conflict and has created a violent schism within...
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...The Potential Product To Be Market In Turkey Agriculture has always been one of the leading sectors in the Turkish economy, largely for natural reasons: the rich soil sources, biological diversity, good climate and geographical conditions. There is also a tradition of hardworking farmers and, more recently, private entrepreneurs interested in investing in Turkish agriculture. Agriculture has an important impact on the social and economic development of Turkey since it meets the majority of the population’s food requirements domestically and prevents Turkey from being dependent on international sources and also supplies the raw materials of other sectors dependent on agriculture. The share of agricultural production in Turkey’s GDP was 8.3 percent in 2009, down from 10.1 percent in 2000. During this period, Turkey continued its economic transformation from agriculture towards industry and services sector. Despite the decreasing share in GDP, agricultural production has been rising since 2000. In 2007, output fell due to drought, however starting from 2008 it has recovered. Agricultural production in 2008 was 73 billion Turkish Liras and in 2009 was 79 billion Turkish Liras. As of March 2010, the Turkish agriculture sector employs 5.2 million people which constitute approximately 24 percent of the total employment in Turkey. Employment in agriculture has been steadily declining, by approximately 33 percent from 2000 to 2010. Considering the increase in the production during the...
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...Abstract The study analyses the degree of integration of Pakistan’s economy in global trade and financial flows. Pakistan’s integration into the global economy gained momentum in the late 1980s and early 1990s when it adopted more open and liberal policies as part of stabilisation and structural adjustment programmes negotiated with the IMF and World Bank. The paper presents an overview of Pakistan’s economy in the before and after period, it will specifically examine the trade performance from the 1980s onwards to see the progress made towards the integration of the Pakistani economy into the world economy. It will look into the opportunities that Pakistan is likely to gain in a more globalised world, with special focus on the textile and clothing sector and the potential growth in this sector after the abolition of the Multi Fibre Arrangement (MFA) in 2005. New challenges that may emerge in a more open trading environment will also be discussed. 1. Introduction Globalisation broadly defined as the free movement of goods, services, people and information across national boundaries has become a widely debated topic in recent years. Developing countries embrace Globalisation for a variety of reasons. Firstly, foreign investment provides more jobs, new production technologies, infrastructure improvements and a source of capital for local entrepreneurs. Domestic businesses gain access to both cheaper inputs and much larger markets for their products. The removal of trade barriers...
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... Think, Bryan Caplan describes why it’s in a parent’s best interest to have more kids than they originally planned on having, and spacing the time between when a couple decides to have children. Economic principles obviously encompass the ability to influence the views and measures of people for the better. These principles are not just meant for stockbrokers and economists, but they give the average person a method of sorting through the obstacles of society from an economic standpoint. Since economics is a study of choices, and we make hundreds of choices each day without even acknowledging them, it is unmistakable that economics can be found ubiquitously. The law of diminishing marginal utility declares that the perceived value of an article to the consumer decreases with each additional unit of the good that is acquired or consumed. For instance, if you purchased an entire...
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...Research paper 2 Summary of U.S. Economy High unemployment and slow growth are still the dominant features of the US economy. Growth during 2011 has been at a very slow pace, and slightly improved Q4 figures just released are likely due to temporary factors. While there has been real, if modest job growth in each of the last five monthsi, much of the drop in the official unemployment rate is due to unemployed workers giving up looking for j obs. There is wide agreement that any recovery is likely to be sluggish over the next couple of years. For example, Paul Krugman writes, "...the state of the economy remains terrible... But there are reasons to think that we're finally on the (slow) road to better times."ii The recovery, at least in terms of economic output, may continue and even strengthen -- eventually. With profits restored at the expense of wages and social benefits1, business investment could continue to increase. With almost no new housing construction and a growing potential demand from multi-family households, there could be a new housing boom at some point. But there is still a strong possibility, in the immediate future, of a new financial crisis and resumption of the downward economic spiral of 2008-2009. This danger comes from: * The overhang of unpayable household debt, particularly in home mortgagesiii. * The global capitalist crisis, most immediately the European crisis, which can destabilize the US financial system, and will reduce the market for...
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...NOTRE DAME UNIVERSITY – LOUAIZE PALMA JOURNAL A MULTIDISCIPLINARY RESEARCH PUBLICATION Volume 11 Issue 1 2009 Contents Editorial New century, old story! Race, religion, bureaucrats, and the Australian Lebanese story Anne Monsour The Transnational Imagination: XXth century networks and institutions of the Mashreqi migration to Mexico Camila Pastor de Maria y Campos Balad Niswen – Hukum Niswen: The Perception of Gender Inversions Between Lebanon and Australia Nelia Hyndman-Rizik Diaspora and e-Commerce: The Globalization of Lebanese Baklava Guita Hourani Lebanese-Americans’ Identity, Citizenship and Political Behavior Rita Stephan Pathways to Social Mobility Lebanese Immigrants in Detroit and Small Business Enterprise Sawsan Abdulrahim 3 7 31 73 105 139 163 Pal. Jour., 2009, 11,3:5 Copyright © 2009 by Palma Journal, All Rights Reserved Editorial Palma Journal’s special issue on migration aims at contributing to this area of study in a unique manner. By providing a forum for non-veteran scholars in the field to share their current research findings with a broader public, Palma has joined hands with the Lebanese Emigration Research Center in celebrating LERC’s sixth anniversary serving international and interdisciplinary scholarly discourse between Lebanon and the rest of the world. The migration special issue owes its inception to a conversation between Beirut und Buenos Aires, in which Eugene Sensenig-Dabbous, an AustrianAmerican...
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...Identification of Local SMEs’ Development Barriers in Food Service Industry in KSA, the Western Province (2012) Identification of Local SMEs’ Development Barriers in Food Service Industry in Kingdom of Saudi Arabia (KSA), The Western Province (2012) By/ Reham H. Al Zahrani Abstract This paper examines the actual situation of SMEs performing in local food service industry in Kingdom of Saudi Arabia (KSA). It focuses basically on critical issues that disturb the development of local SMEs. The adopted theoretical framework is SME’s vicious cycle in which all enterprise’s factors are to be investigated. The results were collected from 19 enterprises which are mainly located in the most vivid economic cities in the western province in KSA. The most crucial barriers identified in this research are labor-related issues, product quality issues, governmental issues, marketing issues, business regulation issues, financial issues, competition issues, and technological issues. Finally, the paper provides some recommendations to overcome or minimize the influence of these constraints in order to empower SMEs in Saudi restaurants industry to grow and reach their ultimate potentials. Key Words: SMEs, barriers, Saudi, KSA, Food Service Industry, Restaurants, development, growth. 1 Identification of Local SMEs’ Development Barriers in Food Service Industry in KSA, the Western Province (2012) Introduction Food service industry is one of the most active and productive industry...
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...buttercream. As my Grandfather would pipe and squirt the sweet treat into my mouth. This simple act had profound effects, because as I grew up it was my dream to work as a chef. Other children had dreams of becoming doctors or lawyers, however I have always found a great peace within the chaos of a working kitchen. I had an opportunity to research my family and there is a history of cooks and bakers within my family tree. As I look back at my work history, just about every job I held involved food is some form or fashion. My varied and diverse career is dotted with positions working in some aspect of food, state agencies, grocery stores, deli’s, cafes, restaurants, catering, and even professional sport stadiums feeding thousands of fans. I consider myself as a “late bloomer,” academically as I never really enjoyed school. It was not until I enrolled into culinary school that I excelled in my studies. After finishing school I spent several years working at both Camden Yards and M & T Bank stadiums,...
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...Fig 1: Comparison of Prices of Daily Essential Commodity Fig 1: Comparison of Prices of Daily Essential Commodity Nepal’s economic future inevitably depends upon the growth of its agricultural sector. Out of 26.4 million populations, nearly 80% of population is employed directly or indirectly in this field. Despite such a large population working in this field there has been food deficit which resulted into turning out Nepal a net importer from exporter, a big irony for a country like Nepal. We should put all our efforts to increase its supply by enhancing the productivity of the essential goods thus lowering our dependency on imports which accounts to 70% of our imports. Besides increasing the supply it’s equally important to try to bring the stability in its market price. Citizens have been forced to pay higher price either in the name of low supply, increase of price in our neighboring country, or due to the cartelling and price collusion by few suppliers. Upward trend of price rise of these daily essential goods, has led several economists to apply their theories attempting to explain the pricing behavior in essential goods market. As shown in figure above we can see the price comparison of present market value with market price a month ago. Different facts have been put forward by different groups showing their own reason and limitations behind the rise of price. * Commodities prices are controlled by whole sellers and big supplier oligopolist: There is a widespread...
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...Management MT460 Management Policy and Strategy Author: Linda Alvarez Professor: Dr. Marian Leerburger Date: April, 2, 2012 Introduction Whole Foods was established in 1980 with one store in Austin, Texas. Today, Whole Foods is the world’s largest leader in natural and organic foods. There are over 310 stores in North America and the United Kingdom. Whole Foods is committed to the finest natural and organic foods available, sustainable agriculture and have one of the strictest of quality standards. Whole Foods offers customers a wide variety of products. “Natural” refers to food that is free of growth hormones or antibiotics, where “certificated organic” food conforms to the standards, as defined by the U.S. Department of Agriculture in October 2002. (Pearce, J. A., and Robinson, R. B., 2011). Whole Foods continues to grow steadily in employees and stores. Synopsis of the Situation Will there be enough organic supply of food to satisfy the growing demand to its customers? Whole Foods has realized that due to the large demand in organics and the steady growth of customers buying organic foods, they have encountered a problem. The competition has increased and many supermarkets and grocery stores now supply organic foods and have an organic section of the store. Key Issues The Whole Food stores are targeted around well educated customers who have high salaries which enable them to afford the company’s higher prices. The organic crops...
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...Angeliene Pax Professor Daniel Johnson History 165 16 November 2014 Analytical Exercise: Communism Why does Lenin think that traditional democracy is flawed? How does he suggest that Communism offers an alternative solution? What does he see as the ultimate stage in the development of Communism? Lenin was born into the middle class and was obsessed with Marxist doctrines. He formed the Bolsheviks, the majority faction of the Communist Party. The Bolsheviks established war communism, they seized grain from peasants, introduced rations, nationalized all banks and industry, and required everyone to work. Lenin believed that traditional democracy was flawed because to him traditional democracy was a state that had the minority ruling over the majority and that minority was limited to the people who exploit capitalism, only for the rich. He then suggested Communism as an alternative solution because it eliminated capitalism; there were no more social divisions, and there were no more restrictions. Lenin argued when the working class finally overthrows the ruling class and establishes a...
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...Paper On The impact of Business level strategies on online banking in Bangladesh: A case study of Janata bank Ltd. 1 Table of Contents Chapter No 1. Title Page No Historical Background of online banking in general ( Internationally). Digitization of banking system in Bangladesh. Business level strategies and Product profiles of online banking Performance dynamics / Strength of the bank Obstacles to digitization of banking services. SWOT analysis ( Digitization Process): Possible measures to improve the effectiveness of online banking. Conclusion 03 2. 04 3. 05 07 11 13 14 4. 5. 6. 7. 15 2 1. Historical Background of online banking in general: Online banking refers to any type of activity that you can take with your own checking or savings account while using the Internet as the means of access. With the rise in the importance of the Internet over the past 10-15 years, it has become the banking norm for millions of people. For most of its long history, banking was strictly an in-person affair. Bank customers would drive, bike, or walk to their local branch to make a deposit or withdrawal or to see about a loan. Then along came ATM machines, which allowed people to make cash transactions without actually entering the bank. With the advent of online banking, bank customers no longer have to rely on the phone, in-person visits to a bank teller, or visits to the ATM machine in order to conduct meaningful banking business. Here is a brief...
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